See more : CableClix (USA), Inc. (CCLX) Income Statement Analysis – Financial Results
Complete financial analysis of American Bank Incorporated (AMBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of American Bank Incorporated, a leading company in the Banks – Regional industry within the Financial Services sector.
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American Bank Incorporated (AMBK)
About American Bank Incorporated
American Bank Incorporated operates as the bank holding company for American Bank that provides various banking products and services to consumer, business, institutional, and governmental customers. It accepts a range of interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also offers commercial, industrial, and other loans; commercial mortgage loans; commercial construction loans; residential mortgage loans; and consumer loans, including personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit and loans. In addition, it provides online or mobile banking, automated teller machine, safe deposit box rental, and wire transfer services, as well as sells checks and checkbooks, and purchases investment securities. The company operates an office located in Allentown, Pennsylvania; and a loan production office in Blue Bell, Pennsylvania. The company was founded in 1997 and is based in Allentown, Pennsylvania.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40.89M | 32.00M | 29.81M | 29.01M | 27.40M | 25.05M | 24.34M | 21.16M | 19.91M | 14.81K | 13.61K | 13.52K | 10.52M | 11.59M | 10.39M | 9.29M | 9.04M | 7.35M | 841.00K |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 40.89M | 32.00M | 29.81M | 29.01M | 27.40M | 25.05M | 24.34M | 21.16M | 19.91M | 14.81K | 13.61K | 13.52K | 10.52M | 11.59M | 10.39M | 9.29M | 9.04M | 7.35M | 841.00K |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 0.00 | 404.00K | 355.00K | 295.00K | 338.00K | 0.00 | 0.00 | 307.00 | 337.00 | 0.00 | 0.00 | 0.00 | 2.64M | 2.50M | 2.29M | 2.11M | 2.22M | 2.08M | 0.00 |
| Selling & Marketing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 265.00 | 238.00 | 0.00 | 0.00 | 0.00 | 171.00K | 204.00K | 171.00K | 143.00K | 111.00K | 195.00K | 152.00K |
| SG&A | 8.68M | 404.00K | 355.00K | 295.00K | 338.00K | 0.00 | 0.00 | 6.82K | 6.51K | 0.00 | 0.00 | 0.00 | 2.81M | 2.70M | 2.46M | 2.26M | 2.33M | 2.27M | 152.00K |
| Other Expenses | -4.34M | -4.05M | -3.02M | -2.95M | -2.83M | -3.13M | -2.96M | -2.77M | -2.97M | 0.00 | 0.00 | 0.00 | -9.21M | -9.19M | -8.29M | -7.77M | -7.75M | -7.98M | -310.00K |
| Operating Expenses | 4.34M | 4.05M | 3.02M | 2.95M | 2.83M | 3.13M | 2.96M | 2.77M | 2.97M | 7.57K | 7.04K | 6.94K | -6.41M | -6.49M | -5.83M | -5.52M | -5.42M | -5.71M | -158.00K |
| Cost & Expenses | 29.24M | 19.31M | 17.10M | 18.17M | 17.47M | 16.59M | 15.66M | 14.66M | 14.06M | 7.57K | 7.04K | 6.94K | -6.41M | -6.49M | -5.83M | -5.52M | -5.42M | -5.71M | -158.00K |
| Interest Income | 0.00 | 30.05M | 27.28M | 26.72M | 25.41M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 28.16M | 24.29M | 20.73M | 19.23M | 20.49M | 20.00M | 11.92M |
| Interest Expense | 3.74M | 6.47M | 5.64M | 6.88M | 7.05M | 2.51M | 2.77M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.40M | 14.25M | 11.58M | 11.94M | 12.41M | 13.12M | 7.54M |
| Depreciation & Amortization | 542.00K | 444.00K | 425.00K | 431.00K | 454.00K | 311.00K | 163.00K | 196.00K | 192.00K | -7.23K | -6.56K | -6.57K | 1.73M | 2.02M | 2.46M | 3.11M | 611.00K | 472.00K | 356.00K |
| EBITDA | 12.20M | 3.00K | 3.00K | 3.00K | 3.00K | 8.77M | 163.00K | 6.70M | 6.04M | 7.23M | 6.41M | 6.57M | 5.84M | 7.12M | 7.02M | 6.88M | 4.22M | 0.00 | 0.00 |
| EBITDA Ratio | 29.83% | 1.39% | 1.43% | 1.49% | 1.66% | 1.24% | 0.67% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 55.55% | 61.42% | 67.59% | 74.08% | 46.74% | 28.68% | 123.54% |
| Operating Income | 11.66M | 215.52K | 188.44K | 224.70K | -1.00 | 149.86K | 0.00 | 6.76K | 6.15K | 7.23K | 6.56K | 6.57K | 4.11M | 5.10M | 4.56M | 3.77M | 3.61M | 1.64M | 683.00K |
| Operating Income Ratio | 28.51% | 0.67% | 0.63% | 0.77% | 0.00% | 0.60% | 0.00% | 0.03% | 0.03% | 48.85% | 48.23% | 48.64% | 39.07% | 43.98% | 43.90% | 40.62% | 39.98% | 22.25% | 81.21% |
| Total Other Income/Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.31M | -12.70M | 6.49M | 5.84M | 7.23M | 0.00 | 6.57M | -1.00 | 0.00 | 0.00 | 0.00 | -212.00K | 0.00 | 0.00 |
| Income Before Tax | 11.66M | 12.69M | 12.71M | 10.84M | 9.94M | 8.46M | 8.68M | 6.50M | 5.85M | 7.23K | 6.56K | 6.57K | 4.11M | 5.10M | 4.56M | 3.77M | 3.61M | 1.64M | 683.00K |
| Income Before Tax Ratio | 28.51% | 39.67% | 42.64% | 37.38% | 36.27% | 33.76% | 35.66% | 30.71% | 29.39% | 48.85% | 48.23% | 48.64% | 39.07% | 43.98% | 43.90% | 40.62% | 39.98% | 22.25% | 81.21% |
| Income Tax Expense | 2.35M | 2.58M | 2.61M | 2.13M | 2.06M | 1.61M | 3.12M | 2.06M | 1.82M | 2.09K | 2.30K | 2.02K | 1.28M | 1.57M | 1.39M | 1.14M | 1.10M | 297.00K | 254.00K |
| Net Income | 9.31M | 10.28M | 10.53M | 9.18M | 8.35M | 6.85M | 5.56M | 4.44M | 4.04M | 5.15K | 4.26K | 4.55K | 2.83M | 3.53M | 3.17M | 2.64M | 2.52M | 1.34M | 429.00K |
| Net Income Ratio | 22.77% | 32.13% | 35.31% | 31.65% | 30.46% | 27.33% | 22.85% | 21.00% | 20.27% | 34.77% | 31.31% | 33.69% | 26.92% | 30.47% | 30.49% | 28.39% | 27.84% | 18.21% | 51.01% |
| EPS | 1.50 | 1.63 | 1.82 | 1.57 | 1.42 | 1.22 | 0.99 | 0.79 | 0.72 | 0.82 | 0.69 | 0.73 | 0.46 | 0.48 | 0.44 | 0.41 | 0.42 | 0.15 | 0.05 |
| EPS Diluted | 1.42 | 1.57 | 1.68 | 1.37 | 1.24 | 1.01 | 0.82 | 0.65 | 0.59 | 0.76 | 0.63 | 0.67 | 0.43 | 0.45 | 0.43 | 0.39 | 0.40 | 0.15 | 0.05 |
| Weighted Avg Shares Out | 6.28M | 6.19M | 5.54M | 5.54M | 5.57M | 5.61M | 5.63M | 5.64M | 5.64M | 6.28K | 6.17K | 6.24K | 6.15M | 7.36M | 7.20M | 6.43M | 5.99M | 7.07M | 6.00M |
| Weighted Avg Shares Out (Dil) | 6.64M | 6.55M | 6.26M | 6.70M | 6.73M | 6.77M | 6.81M | 6.82M | 6.82M | 6.79K | 6.78K | 6.80K | 6.58M | 7.85M | 7.37M | 6.76M | 6.29M | 7.34M | 6.00M |
Source: https://incomestatements.info
Category: Stock Reports