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Complete financial analysis of Community Bancorp of Santa Maria (CYSM) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Community Bancorp of Santa Maria, a leading company in the Banks – Regional industry within the Financial Services sector.
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Community Bancorp of Santa Maria (CYSM)
About Community Bancorp of Santa Maria
Community Bancorp of Santa Maria, through its subsidiary, Community Bank of Santa Maria, provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, personal and commercial real estate loans, commercial construction loans, personal and vehicle loans, mortgage loans, agribusiness loans, commercial equipment loans, commercial and multi-family real estate loans, and commercial revolving lines of credit, as well as Redi-Credit. The company also provides credit and debit cards; and e-banking services. It operates through 2 full-service offices in the Central Coast area of California. The company was founded in 2001 and is based in Santa Maria, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2006 | 2005 | 2004 | 2003 | 2002 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.53M | 14.45M | 13.67M | 12.50M | 12.00M | 11.96M | 10.41M | 9.53M | 8.55M | 8.01M | 7.17M | 6.35M | 4.69M | 3.30M | 2.65M | 1.51M |
| Cost of Revenue | -1.72M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 17.25M | 14.45M | 13.67M | 12.50M | 12.00M | 11.96M | 10.41M | 9.53M | 8.55M | 8.01M | 7.17M | 6.35M | 4.69M | 3.30M | 2.65M | 1.51M |
| Gross Profit Ratio | 111.11% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 6.97M | 6.34M | 7.19M | 6.76M | 6.14M | 6.16M | 5.59M | 5.55M | 5.27M | 3.59M | 3.36M | 2.63M | 2.04M | 1.52M | 1.26M | 905.90K |
| Selling & Marketing | 613.00K | 536.00K | 558.00K | 497.00K | 576.00K | 425.00K | 412.00K | 379.51K | 359.43K | 291.71K | 253.40K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 7.58M | 6.87M | 7.75M | 7.26M | 6.71M | 6.59M | 6.00M | 5.93M | 5.63M | 3.59M | 3.36M | 2.63M | 2.04M | 1.52M | 1.26M | 905.90K |
| Other Expenses | 0.00 | -16.49M | -17.68M | -16.70M | -14.92M | -13.47M | -2.06M | -1.95M | 0.00 | 0.00 | 0.00 | -7.13M | -5.73M | -4.24M | -3.64M | -2.69M |
| Operating Expenses | 7.58M | -9.62M | -9.93M | -9.44M | -8.20M | -6.89M | 2.06M | 1.95M | 7.34M | 6.90M | 5.97M | -4.51M | -3.69M | -2.72M | -2.38M | -1.79M |
| Cost & Expenses | 7.58M | -9.62M | -9.93M | -9.44M | -8.20M | -6.89M | 7.64M | 7.47M | 7.34M | 6.90M | 5.97M | -4.51M | -3.69M | -2.72M | -2.38M | -1.79M |
| Interest Income | 16.04M | 13.93M | 13.20M | 12.20M | 11.65M | 10.94M | 10.02M | 8.95M | 8.13M | 7.66M | 6.96M | 7.66M | 5.15M | 3.37M | 2.47M | 1.42M |
| Interest Expense | 1.73M | 551.00K | 495.00K | 568.00K | 513.00K | 421.00K | 305.00K | 287.79K | 284.93K | 311.73K | 369.96K | 1.75M | 940.98K | 511.14K | 470.39K | 360.34K |
| Depreciation & Amortization | 322.00K | 314.00K | 350.00K | 312.00K | 281.00K | 335.00K | 313.00K | 349.67K | 269.03K | 196.77K | 175.31K | 0.00 | 135.99K | 107.00K | 85.84K | 63.43K |
| EBITDA | 5.50M | 5.15M | 4.10M | 3.38M | 4.08M | 4.17M | 3.39M | 2.69M | 1.88M | 1.31M | 1.38M | 1.85M | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 35.43% | 35.61% | 29.95% | 27.01% | 34.00% | 45.24% | 29.51% | 24.61% | 22.02% | 16.36% | 19.23% | 29.09% | 24.15% | 20.94% | 13.54% | -14.45% |
| Operating Income | 7.95M | 4.83M | 3.75M | 3.06M | 3.80M | 5.08M | 2.76M | 2.00M | 1.61M | 1.11M | 1.20M | 1.85M | 996.68K | 584.04K | 272.89K | -281.10K |
| Operating Income Ratio | 51.18% | 33.43% | 27.40% | 24.51% | 31.66% | 42.44% | 26.51% | 20.94% | 18.87% | 13.90% | 16.79% | 29.09% | 21.25% | 17.70% | 10.30% | -18.66% |
| Total Other Income/Expenses | -2.77M | -2.32M | -2.66M | -2.38M | -2.06M | -2.08M | -1.96M | -350.25K | 0.00 | 0.00 | 0.00 | 0.00 | -679.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 5.18M | 4.83M | 3.75M | 3.06M | 3.80M | 5.08M | 2.76M | 2.00M | 1.61M | 1.11M | 1.20M | 1.85M | 996.68K | 584.04K | 272.89K | -281.10K |
| Income Before Tax Ratio | 33.36% | 33.43% | 27.40% | 24.51% | 31.66% | 42.44% | 26.51% | 20.94% | 18.87% | 13.90% | 16.79% | 29.09% | 21.25% | 17.70% | 10.30% | -18.66% |
| Income Tax Expense | 1.25M | 1.23M | 896.00K | 855.00K | 1.07M | 1.44M | 1.32M | 768.12K | 601.64K | 380.40K | 422.64K | 767.00K | 290.47K | 800.00 | 800.00 | 800.00 |
| Net Income | 3.93M | 3.60M | 2.85M | 2.21M | 2.73M | 3.64M | 1.44M | 1.23M | 1.01M | 733.80K | 781.21K | 1.08M | 706.21K | 583.24K | 272.09K | -281.90K |
| Net Income Ratio | 25.29% | 24.91% | 20.84% | 17.67% | 22.75% | 30.43% | 13.86% | 12.88% | 11.83% | 9.16% | 10.89% | 17.02% | 15.06% | 17.67% | 10.27% | -18.71% |
| EPS | 1.81 | 1.66 | 1.32 | 1.02 | 1.12 | 1.51 | 0.60 | 0.51 | 0.42 | 0.31 | 0.33 | 0.57 | 0.46 | 0.51 | 0.24 | -0.25 |
| EPS Diluted | 1.81 | 1.66 | 1.32 | 1.02 | 1.12 | 1.50 | 0.60 | 0.51 | 0.42 | 0.31 | 0.33 | 0.57 | 0.42 | 0.47 | 0.23 | -0.25 |
| Weighted Avg Shares Out | 2.16M | 2.15M | 2.15M | 2.14M | 2.41M | 2.42M | 2.41M | 2.40M | 2.39M | 2.39M | 2.38M | 1.91M | 1.53M | 1.15M | 1.10M | 1.14M |
| Weighted Avg Shares Out (Dil) | 2.16M | 2.15M | 2.15M | 2.14M | 2.41M | 2.42M | 2.41M | 2.41M | 2.40M | 2.39M | 2.38M | 1.91M | 1.68M | 1.24M | 1.18M | 1.14M |
Source: https://incomestatements.info
Category: Stock Reports