See more : Paramount Global (PARAA) Income Statement Analysis – Financial Results
Complete financial analysis of Discover Financial Services (DC7.DE) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Discover Financial Services, a leading company in the Financial – Diversified industry within the Financial Services sector.
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Discover Financial Services (DC7.DE)
About Discover Financial Services
Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. The company is headquartered in Riverwoods, Illinois and currently employs 16,600 full-time employees. The firm is a bank holding company, as well as a financial holding company. The firm operates through two segments: Direct Banking and Payment Services. The company provides direct banking products and services, and payment services through its subsidiaries. The company offers its customers credit card loans, private student loans, personal loans, home equity loans and deposit products. The firm's Direct Banking segment includes consumer banking and lending products, specifically Discover-branded credit cards issued to individuals and small businesses on the Discover Network and other consumer banking products and services. The firm's direct banking offers credit cards, student loans, personal loans, home equity loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club and the Company's Network Partners business.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.86B | 13.34B | 12.09B | 11.09B | 11.46B | 10.71B | 9.90B | 9.10B | 8.74B | 8.48B | 8.22B | 7.69B | 7.07B | 6.66B | 6.86B | 6.30B | 6.29B | 6.22B | 5.87B | 6.35B | 1.26B |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 15.86B | 13.34B | 12.09B | 11.09B | 11.46B | 10.71B | 9.90B | 9.10B | 8.74B | 8.48B | 8.22B | 7.69B | 7.07B | 6.66B | 6.86B | 6.30B | 6.29B | 6.22B | 5.87B | 6.35B | 1.26B |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 2.43B | 2.14B | 1.99B | 1.89B | 1.74B | 1.63B | 1.51B | 1.38B | 1.33B | 1.24B | 1.16B | 1.05B | 914.00M | 1.06B | 827.68M | 845.39M | 922.09M | 933.20M | 869.64M | 758.91M | 0.00 |
| Selling & Marketing | 1.16B | 1.04B | 810.00M | 659.00M | 883.00M | 857.00M | 776.00M | 731.00M | 745.00M | 735.00M | 717.00M | 610.00M | 537.00M | 463.09M | 406.02M | 530.90M | 610.21M | 603.56M | 586.80M | 575.03M | 0.00 |
| SG&A | 3.60B | 3.17B | 2.80B | 2.55B | 2.62B | 2.48B | 2.29B | 2.11B | 2.07B | 1.98B | 1.88B | 1.66B | 1.45B | 1.52B | 1.23B | 1.38B | 1.53B | 1.54B | 1.46B | 1.33B | 0.00 |
| Other Expenses | -15.63B | -10.77B | -7.82B | -596.00M | -503.00M | -469.00M | -424.00M | -435.00M | -489.00M | -475.00M | -488.00M | -606.00M | -5.01B | -6.91B | -5.97B | -6.15B | -6.88B | -6.18B | -6.40B | -6.47B | -232.12M |
| Operating Expenses | -12.03B | -7.60B | -5.02B | 1.96B | 2.12B | 2.02B | 1.86B | 1.68B | 1.58B | 1.50B | 1.39B | 1.06B | -3.55B | -5.39B | -4.74B | -4.78B | -5.35B | -4.64B | -4.94B | -5.13B | -232.12M |
| Cost & Expenses | -12.03B | -7.60B | -5.02B | 1.96B | 2.12B | 2.02B | 1.86B | 1.68B | 1.58B | 1.50B | 1.39B | 1.06B | -3.55B | -5.39B | -4.74B | -4.78B | -5.35B | -4.64B | -4.94B | -5.13B | -232.12M |
| Interest Income | 17.85B | 12.86B | 10.65B | 11.10B | 11.99B | 10.89B | 9.65B | 8.62B | 7.95B | 7.60B | 7.06B | 6.74B | 6.35B | 6.15B | 6.46B | 6.55B | 6.86B | 6.17B | 5.70B | 5.70B | 2.05B |
| Interest Expense | 4.75B | 1.87B | 1.13B | 1.87B | 2.53B | 2.14B | 1.65B | 1.40B | 1.26B | 1.13B | 1.15B | 1.31B | 1.49B | 1.58B | 1.65B | 2.36B | 2.98B | 2.34B | 1.80B | 1.34B | 789.67M |
| Depreciation & Amortization | 458.00M | 561.00M | 531.00M | 485.00M | 436.00M | 435.00M | 393.00M | 351.00M | 391.00M | 369.00M | 334.00M | 0.00 | 20.07M | 172.01M | 203.49M | 231.40M | 257.13M | 222.80M | 214.31M | 193.13M | 0.00 |
| EBITDA | 0.00 | 8.14B | 8.69B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.76B | 0.00 | 0.00 | 0.00 | 1.75B | 0.00 | 0.00 | 0.00 | 0.00 | 1.03B |
| EBITDA Ratio | 27.01% | 47.26% | 62.84% | 17.32% | 37.27% | 37.65% | 39.71% | 44.04% | 45.81% | 47.93% | 52.02% | 48.95% | 49.98% | 21.64% | 33.88% | 27.84% | 19.10% | 29.01% | 19.41% | 22.23% | 81.56% |
| Operating Income | 3.83B | 5.74B | 7.06B | 1.44B | 3.84B | 3.60B | 3.54B | 3.66B | 3.61B | 3.69B | 3.94B | 3.76B | 3.51B | 1.27B | 2.12B | 1.52B | 945.20M | 1.58B | 924.26M | 1.22B | 1.03B |
| Operating Income Ratio | 24.12% | 43.05% | 58.44% | 12.94% | 33.47% | 33.59% | 35.74% | 40.18% | 41.33% | 43.58% | 47.96% | 48.95% | 49.70% | 19.06% | 30.91% | 24.16% | 15.02% | 25.43% | 15.75% | 19.19% | 81.56% |
| Total Other Income/Expenses | 0.00 | -24.00M | -36.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 135.16M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 3.83B | 5.74B | 7.06B | 1.44B | 3.84B | 3.60B | 3.54B | 3.66B | 3.61B | 3.69B | 3.94B | 3.76B | 3.51B | 1.27B | 2.12B | 1.66B | 945.20M | 1.58B | 924.26M | 1.22B | 1.03B |
| Income Before Tax Ratio | 24.12% | 43.05% | 58.44% | 12.94% | 33.47% | 33.59% | 35.74% | 40.18% | 41.33% | 43.58% | 47.96% | 48.95% | 49.70% | 19.06% | 30.91% | 26.31% | 15.02% | 25.43% | 15.75% | 19.19% | 81.56% |
| Income Tax Expense | 886.00M | 1.35B | 1.62B | 294.00M | 878.00M | 855.00M | 1.44B | 1.26B | 1.32B | 1.37B | 1.47B | 1.41B | 1.28B | 504.07M | 844.71M | 594.69M | 356.57M | 505.69M | 346.34M | 442.65M | 378.28M |
| Net Income | 2.94B | 4.37B | 5.42B | 1.14B | 2.96B | 2.74B | 2.10B | 2.39B | 2.30B | 2.32B | 2.47B | 2.35B | 2.23B | 764.79M | 1.28B | 927.75M | 588.63M | 1.08B | 577.92M | 776.25M | 648.63M |
| Net Income Ratio | 18.54% | 32.80% | 44.86% | 10.29% | 25.81% | 25.60% | 21.21% | 26.30% | 26.28% | 27.40% | 30.03% | 30.57% | 31.52% | 11.49% | 18.60% | 14.73% | 9.35% | 17.30% | 9.85% | 12.22% | 51.52% |
| EPS | 11.26 | 15.52 | 17.85 | 3.60 | 9.09 | 7.97 | 5.43 | 5.77 | 5.14 | 4.91 | 4.97 | 4.51 | 4.06 | 1.23 | 2.39 | 1.90 | 1.23 | 2.26 | 1.21 | 1.63 | 0.00 |
| EPS Diluted | 11.26 | 15.50 | 17.83 | 3.60 | 9.08 | 7.95 | 5.42 | 5.77 | 5.13 | 4.90 | 4.96 | 4.50 | 4.06 | 1.22 | 2.38 | 1.90 | 1.23 | 2.26 | 1.21 | 1.63 | 0.00 |
| Weighted Avg Shares Out | 254.00M | 277.00M | 300.00M | 307.00M | 320.00M | 344.00M | 374.00M | 405.00M | 437.00M | 462.00M | 485.00M | 516.00M | 542.00M | 544.00M | 504.55M | 479.34M | 477.24M | 477.24M | 477.24M | 476.21M | 0.00 |
| Weighted Avg Shares Out (Dil) | 254.00M | 278.00M | 300.00M | 307.00M | 320.00M | 345.00M | 374.00M | 406.00M | 438.00M | 463.00M | 487.00M | 517.00M | 543.00M | 549.00M | 507.91M | 479.36M | 478.88M | 477.24M | 477.24M | 476.21M | 0.00 |
Source: https://incomestatements.info
Category: Stock Reports