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Complete financial analysis of 1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of 1ST SUMMIT BANCORP of Johnstown, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
About 1ST SUMMIT BANCORP of Johnstown, Inc.
1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. It accepts various deposits, such as checking, savings, interest-bearing and noninterest-bearing demand deposit, money market, time, and individual retirement accounts, as well as certificates of deposit. The company also offers residential real estate, commercial mortgage, commercial, and consumer loans; wealth management, investment, and trust services; credit and debit cards; and life insurance products. It serves customers through 17 offices in Cambria, Somerset, Indiana, Blair, and Westmoreland counties in Pennsylvania. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996. 1ST SUMMIT BANCORP of Johnstown, Inc. was incorporated in 1924 and is based in Johnstown, Pennsylvania.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33.51M | 42.77M | 41.35M | 35.35M | 36.04M | 45.04M | 34.75M | 32.71M | 32.23M | 30.39M | 28.61M |
| Cost of Revenue | -25.16M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 58.67M | 42.77M | 41.35M | 35.35M | 36.04M | 45.04M | 34.75M | 32.71M | 32.23M | 30.39M | 28.61M |
| Gross Profit Ratio | 175.08% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 2.18M | 17.59M | 15.64M | 14.39M | 13.17M | 812.00K | 749.31K | 677.19K | 626.30K | 680.98K | 688.50K |
| Selling & Marketing | 378.00K | 387.00K | 339.00K | 386.00K | 350.00K | 324.00K | 298.80K | 14.04M | 13.23M | 12.67M | 11.85M |
| SG&A | 2.56M | 17.59M | 15.64M | 14.39M | 13.17M | 16.32M | 15.75M | 14.71M | 13.86M | 13.36M | 12.54M |
| Other Expenses | 33.51M | -6.59M | -6.38M | -5.64M | -5.54M | -5.19M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 33.51M | 6.59M | 6.38M | 5.64M | 5.54M | 5.19M | 20.88M | 19.60M | 19.31M | 17.96M | 16.88M |
| Cost & Expenses | 33.51M | 38.73M | 33.80M | 38.44M | 35.43M | 32.82M | 20.88M | 19.60M | 19.31M | 17.96M | 16.88M |
| Interest Income | 50.82M | 45.04M | 40.64M | 41.92M | 42.75M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 25.16M | 8.16M | 6.86M | 11.07M | 13.32M | 1.26M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 1.25M | 1.25M | 1.13M | 3.39M | 2.88M | 2.42M | -14.42M | -13.74M | -14.13M | -13.10M | -12.15M |
| EBITDA | 3.03M | 16.53M | 17.29M | 12.37M | 15.63M | 14.64M | -556.67K | -629.37K | -1.21M | -670.91K | -425.97K |
| EBITDA Ratio | 9.05% | 43.35% | 44.30% | 38.47% | 47.40% | -1.21% | -1.60% | -1.92% | -3.76% | -2.21% | -1.49% |
| Operating Income | -460.00K | 15.10M | 13.91M | 10.21M | 14.21M | 12.77M | 14.42M | 13.74M | 14.13M | 13.10M | 12.15M |
| Operating Income Ratio | -1.37% | 35.31% | 33.63% | 28.89% | 39.42% | 28.34% | 41.51% | 42.00% | 43.85% | 43.12% | 42.48% |
| Total Other Income/Expenses | 2.70M | 0.00 | -6.05M | -5.42M | -5.20M | -545.00K | -556.67K | -4.89M | -1.21M | -670.91K | -425.97K |
| Income Before Tax | 2.24M | 13.09M | 12.88M | 8.98M | 12.75M | 12.22M | 13.87M | 13.11M | 12.92M | 12.43M | 11.73M |
| Income Before Tax Ratio | 6.68% | 30.60% | 31.14% | 25.41% | 35.38% | 27.13% | 39.90% | 40.08% | 40.09% | 40.91% | 40.99% |
| Income Tax Expense | -770.00K | 1.58M | 1.57M | 752.00K | 1.54M | 1.47M | 3.98M | 2.97M | 3.01M | 2.86M | 2.67M |
| Net Income | 2.65M | 11.51M | 11.31M | 8.23M | 11.21M | 10.75M | 9.89M | 10.14M | 9.91M | 9.57M | 9.06M |
| Net Income Ratio | 7.90% | 26.92% | 27.34% | 23.28% | 31.11% | 23.87% | 28.47% | 30.99% | 30.75% | 31.49% | 31.67% |
| EPS | 1.21 | 5.26 | 5.16 | 3.75 | 5.11 | 4.90 | 4.50 | 4.61 | 4.51 | 4.36 | 4.13 |
| EPS Diluted | 1.21 | 5.26 | 5.16 | 3.75 | 5.11 | 4.90 | 4.50 | 4.61 | 4.51 | 4.36 | 4.12 |
| Weighted Avg Shares Out | 2.19M | 2.19M | 2.19M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M |
| Weighted Avg Shares Out (Dil) | 2.19M | 2.19M | 2.19M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M | 2.20M |
Source: https://incomestatements.info
Category: Stock Reports