Komercní banka, a.s. (KMERF) Income Statement Analysis

See more : PARKD Limited (PKD.AX) Income Statement Analysis – Financial Results

Complete financial analysis of Komercní banka, a.s. (KMERF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Komercní banka, a.s., a leading company in the Banks – Regional industry within the Financial Services sector.

You may be interested

Komercní banka, a.s. (KMERF)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.kb.cz

About Komercní banka, a.s.

Komercní banka, a.s., together with its subsidiaries, provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. The company accepts various deposits, such as current and savings accounts, term deposits, building savings, and foreign currency accounts. Its loan products include optimal, personal, student, and home equity/secured loans; loans for start-up businesses, business loans, business operating loans, and revolving loans; operational, installment, claims, and structured finance, as well as finances for acquisitions and mergers; and mortgage loans. The company also offers payment, debit, and credit cards; investment products; life, travel and card, and property insurance products; pension products; overdraft, trade and export, bond issuance, cash and payment, cash pooling, bills of exchange, financial instruments trading, leases, foreign currency and derivative, and guarantee transaction services, as well as E-banking, telephone, and mobile banking services. It serves individuals, small businesses, corporates, and municipalities. As of December 31, 2021, the company operated 242 branches and 860 ATMs. The company was founded in 1990 and is headquartered in Prague, the Czech Republic. Komercní banka, a.s. is a subsidiary of Société Générale S.A.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Revenue	36.11B	38.59B	31.32B	29.63B	32.56B	32.19B	31.06B	31.75B	30.13B	30.68B	30.89B	32.69B	32.76B	32.66B	33.04B	33.71B	29.67B	26.30B	24.62B
Cost of Revenue	-93.59B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	129.69B	38.59B	31.32B	29.63B	32.56B	32.19B	31.06B	31.75B	30.13B	30.68B	30.89B	32.69B	32.76B	32.66B	33.04B	33.71B	29.67B	26.30B	24.62B
Gross Profit Ratio	359.21%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	2.30B	719.00M	633.00M	628.00M	705.00M	661.00M	974.00M	945.00M	1.01B	1.08B	1.09B	1.25B	5.15B	5.24B	6.13B	6.61B	6.18B	5.54B	5.30B
Selling & Marketing	989.00M	882.00M	854.00M	815.00M	899.00M	940.00M	964.00M	938.00M	919.00M	938.00M	973.00M	1.08B	1.15B	0.00	0.00	0.00	0.00	535.00M	553.99M
SG&A	3.29B	1.60B	1.49B	1.44B	1.60B	1.60B	1.94B	1.88B	1.93B	2.02B	2.06B	2.33B	5.15B	5.24B	6.13B	6.61B	6.18B	5.54B	553.99M
Other Expenses	32.82B	-7.91B	-7.11B	-6.55B	-6.30B	-6.13B	-6.39B	-7.58B	-8.05B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-5.54B	0.00
Operating Expenses	36.11B	16.01B	15.13B	14.97B	14.93B	14.66B	14.25B	14.02B	12.76B	13.57B	13.64B	14.01B	19.40B	13.55B	14.17B	14.80B	13.80B	13.13B	5.69B
Cost & Expenses	17.32B	16.01B	15.13B	14.97B	14.93B	14.66B	14.25B	14.02B	12.76B	13.57B	13.64B	14.01B	19.40B	13.55B	14.17B	14.80B	13.80B	13.13B	5.69B
Interest Income	119.13B	93.15B	35.56B	36.49B	44.01B	33.45B	26.65B	26.76B	28.62B	31.22B	32.23B	35.97B	35.99B	34.55B	37.68B	42.43B	34.15B	26.01B	21.20B
Interest Expense	93.53B	64.51B	13.77B	15.13B	20.42B	10.94B	5.84B	5.69B	8.17B	9.80B	11.03B	14.03B	13.89B	13.21B	15.68B	21.41B	15.48B	9.86B	6.55B
Depreciation & Amortization	3.39B	3.02B	2.83B	2.71B	2.45B	1.88B	1.67B	1.75B	1.80B	1.79B	1.76B	1.69B	1.81B	1.62B	1.47B	1.58B	1.47B	1.66B	1.73B
EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA Ratio	0.00%	63.69%	59.35%	43.36%	63.79%	62.35%	63.13%	57.46%	57.06%	56.86%	55.39%	56.15%	39.74%	53.94%	45.19%	52.70%	53.14%	51.25%	54.20%
Operating Income	18.86B	21.55B	15.76B	10.14B	18.32B	18.19B	17.94B	16.49B	15.40B	15.65B	15.35B	16.66B	11.21B	16.00B	13.46B	16.19B	14.29B	11.82B	11.61B
Operating Income Ratio	52.23%	55.86%	50.31%	34.23%	56.26%	56.52%	57.77%	51.93%	51.10%	51.03%	49.70%	50.97%	34.22%	48.97%	40.74%	48.01%	48.17%	44.93%	47.18%
Total Other Income/Expenses	249.00M	225.00M	532.00M	73.00M	360.00M	219.00M	63.00M	956.00M	-43.00M	196.00M	0.00	278.00M	243.00M	80.00M	87.00M	72.00M	37.00M	-5.42B	-14.93K
Income Before Tax	19.11B	21.77B	16.02B	10.28B	18.59B	18.52B	18.29B	16.87B	15.77B	16.03B	15.73B	16.94B	11.46B	16.08B	13.55B	16.26B	14.33B	11.82B	11.57B
Income Before Tax Ratio	52.92%	56.42%	51.15%	34.71%	57.09%	57.53%	58.87%	53.14%	52.34%	52.25%	50.92%	51.82%	34.97%	49.22%	41.01%	48.22%	48.30%	44.92%	46.98%
Income Tax Expense	3.29B	4.00B	3.03B	1.99B	3.42B	3.35B	3.01B	2.80B	2.64B	2.67B	2.83B	2.71B	1.74B	2.67B	2.46B	3.02B	3.10B	2.70B	2.65B
Net Income	15.61B	17.62B	12.73B	8.16B	14.90B	14.85B	14.93B	13.69B	12.76B	12.95B	12.53B	13.95B	9.48B	13.33B	11.01B	13.16B	11.19B	9.21B	8.96B
Net Income Ratio	43.24%	45.67%	40.64%	27.53%	45.76%	46.12%	48.07%	43.11%	42.34%	42.23%	40.55%	42.69%	28.92%	40.81%	33.31%	39.04%	37.71%	35.03%	36.40%
EPS	82.67	93.31	67.39	43.19	78.90	78.61	79.05	72.48	67.55	68.59	66.34	73.89	49.99	70.08	58.46	69.74	59.15	48.50	46.89
EPS Diluted	82.67	93.31	67.39	43.19	78.90	78.61	79.05	72.48	67.55	68.59	66.34	73.89	49.99	70.08	58.46	69.74	59.15	48.50	46.89
Weighted Avg Shares Out	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	189.52M	190.21M	188.28M	188.72M	189.15M	189.96M	191.09M
Weighted Avg Shares Out (Dil)	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	188.86M	189.52M	190.21M	188.28M	188.72M	189.15M	189.96M	191.09M

Komercni banka: Your CEE Banking Play

August 30, 2024seekingalpha.com

Komercni Banka is a regional commercial bank in the Czech Republic with an ambitious 2025 strategy for higher ROE and dividend yield. Strong balance sheet indicators exceed regulatory thresholds, with low non-performing loans and high liquidity. Business performance shows growth...

Komercní banka, a.s. (KMERF) Q2 2024 Earnings Call Transcript

August 3, 2024seekingalpha.com

Komercní banka, a.s. (OTCPK:KMERF) Q2 2024 Earnings Conference Call August 1, 2024 8:00 AM ET Company Participants Jakub Cerný - Head, Investor Relations Jan Juchelka - Chairman and CEO Jitka Haubova - Chief Operating Officer Jiri Sperl - Chief Financial...

Komercní banka, a.s. (KMERF) Q1 2024 Earnings Call Transcript

May 3, 2024seekingalpha.com

Call Start: 08:00 January 1, 0000 9:01 AM ET Komercní banka, a.s. (OTCPK:KMERF) Q1 2024 Earnings Conference Call May 3, 2024 08:00 ET Company Participants Jakub Cerný - Head of Investor Relations Jan Juchelka - Chairman & Chief Executive Officer...

Source: https://incomestatements.info
Category: Stock Reports

Komercní banka, a.s. (KMERF) Income Statement Analysis – Financial Results

Leave a Reply Cancel reply

Recent Posts

Categories