Univest Financial Corporation (UVSP) Income Statement Analysis

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Complete financial analysis of Univest Financial Corporation (UVSP) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Univest Financial Corporation, a leading company in the Banks – Regional industry within the Financial Services sector.

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Univest Financial Corporation (UVSP)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.univest.net

About Univest Financial Corporation

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Revenue	286.05M	296.18M	271.61M	252.69M	234.65M	218.24M	202.42M	160.83M	138.31M	112.90M	110.73M	112.74M	109.16M	108.01M	99.76M	92.36M	89.29M	86.93M	81.68M	78.44M	74.30M	67.82M	62.73M	60.16M	58.01M	11.65M	9.20M	7.27M	7.99M	7.52M
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	40.00K	0.00	1.26M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	286.05M	296.18M	271.61M	252.69M	234.65M	218.24M	202.42M	160.83M	138.31M	112.86M	110.73M	111.48M	109.16M	108.01M	99.76M	92.36M	89.29M	86.93M	81.68M	78.44M	74.30M	67.82M	62.73M	60.16M	58.01M	11.65M	9.20M	7.27M	7.99M	7.52M
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	99.96%	100.00%	98.89%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	125.01M	118.88M	106.90M	95.80M	89.07M	82.45M	77.54M	63.23M	50.07M	42.25M	41.08M	45.98M	40.27M	40.70M	40.61M	32.41M	30.81M	28.55M	26.80M	25.36M	24.52M	21.94M	19.96M	20.89M	19.20M	15.70M	15.48M	14.46M	13.32M	12.40M
Selling & Marketing	2.18M	2.46M	2.06M	1.98M	2.59M	1.80M	1.49M	2.02M	2.25M	1.88M	1.95M	1.73M	1.76M	2.32M	1.84M	1.50M	831.00K	1.69M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	127.19M	121.34M	108.97M	97.77M	91.66M	84.25M	79.03M	65.25M	50.07M	42.25M	41.08M	45.98M	40.27M	43.02M	42.45M	33.91M	31.64M	30.23M	26.80M	25.36M	24.52M	21.94M	19.96M	20.89M	19.20M	15.70M	15.48M	14.46M	13.32M	12.40M
Other Expenses	169.63M	-109.55M	-266.24M	-293.57M	-246.26M	-209.37M	-40.25M	-49.68M	0.00	0.00	0.00	0.00	16.00K	62.00K	2.21M	0.00	0.00	0.00	-48.44M	-52.95M	-46.40M	-35.22M	-22.07M	-20.45M	-23.42M	25.01M	23.40M	23.01M	20.88M	16.00M
Operating Expenses	296.82M	11.79M	-157.28M	-195.79M	-154.60M	-125.12M	6.81M	6.56M	6.09M	5.04M	1.95M	1.73M	42.05M	43.08M	44.66M	1.50M	831.00K	1.69M	-21.64M	-27.59M	-21.87M	-13.28M	-2.11M	439.00K	-4.21M	40.71M	38.88M	37.47M	34.20M	28.41M
Cost & Expenses	296.82M	11.79M	-157.28M	-195.79M	-154.60M	-125.12M	6.81M	6.56M	6.09M	5.08M	1.94M	2.98M	42.05M	43.08M	44.66M	1.50M	831.00K	1.69M	-21.64M	-27.59M	-21.87M	-13.28M	-2.11M	439.00K	-4.21M	40.71M	38.88M	37.47M	34.20M	28.41M
Interest Income	371.73M	252.19M	209.73M	203.95M	214.09M	190.49M	163.02M	126.61M	101.46M	75.89M	77.58M	80.65M	85.47M	91.00M	96.36M	108.37M	116.53M	105.17M	85.50M	74.79M	71.97M	73.04M	79.21M	79.88M	73.84M	72.46M	69.54M	66.68M	63.55M	55.92M
Interest Expense	151.73M	33.90M	21.35M	29.58M	44.86M	32.43M	19.84M	12.38M	8.07M	4.00M	5.12M	8.17M	10.73M	17.47M	28.72M	42.31M	54.13M	43.65M	26.26M	18.95M	21.15M	25.81M	34.44M	36.46M	31.38M	31.82M	28.91M	27.68M	25.96M	21.27M
Depreciation & Amortization	4.65M	5.76M	5.64M	6.00M	6.87M	7.75M	8.14M	9.62M	3.39M	3.25M	2.55M	2.33M	3.20M	2.62M	2.60M	2.89M	2.75M	2.58M	2.48M	2.75M	2.32M	2.06M	2.50M	2.28M	2.33M	2.48M	2.41M	2.24M	1.73M	1.53M
EBITDA	0.00	-2.28M	119.97M	-2.23M	86.93M	-1.96M	-747.00K	33.00M	-5.91M	-2.87M	35.99M	30.49M	27.76M	23.07M	16.87M	35.26M	43.89M	0.00	40.16M	35.73M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA Ratio	0.00%	46.27%	43.27%	24.49%	36.42%	45.13%	43.04%	24.46%	35.05%	32.71%	31.20%	32.75%	34.43%	36.22%	42.76%	77.48%	102.80%	93.16%	76.55%	68.33%	73.68%	83.45%	100.61%	104.53%	96.75%	470.62%	548.91%	645.94%	549.59%	497.96%
Operating Income	0.00	133.26M	114.33M	56.90M	80.05M	93.11M	81.65M	35.77M	45.09M	33.68M	32.00M	34.60M	34.39M	36.51M	40.07M	68.68M	89.04M	78.41M	60.04M	50.85M	52.42M	54.54M	60.62M	60.60M	53.80M	52.36M	48.08M	44.75M	42.19M	35.93M
Operating Income Ratio	0.00%	44.99%	42.09%	22.52%	34.12%	42.67%	40.34%	22.24%	32.60%	29.83%	28.90%	30.69%	31.50%	33.80%	40.16%	74.36%	99.72%	90.20%	73.51%	64.82%	70.56%	80.42%	96.63%	100.73%	92.74%	449.38%	522.74%	615.16%	528.00%	477.66%
Total Other Income/Expenses	88.69M	-2.28M	-2.71M	-2.23M	-780.00K	-1.96M	-747.00K	-3.57M	-5.91M	-2.87M	-198.00K	-1.76M	-28.00K	-73.00K	-2.35M	-1.34M	-112.00K	653.00K	-218.00K	200.00K	-21.15M	-25.81M	-34.44M	-36.46M	-31.38M	-31.82M	-28.91M	-27.68M	-25.96M	-21.27M
Income Before Tax	88.69M	97.21M	114.33M	56.90M	80.05M	60.69M	61.81M	23.39M	37.03M	29.68M	26.89M	26.42M	23.66M	19.04M	11.34M	26.37M	34.91M	34.76M	33.78M	31.90M	31.27M	28.73M	26.18M	24.14M	22.42M	20.55M	19.16M	17.07M	16.22M	14.66M
Income Before Tax Ratio	31.00%	32.82%	42.09%	22.52%	34.12%	27.81%	30.54%	14.54%	26.77%	26.29%	24.28%	23.44%	21.67%	17.63%	11.37%	28.55%	39.10%	39.98%	41.35%	40.67%	42.09%	42.36%	41.73%	40.13%	38.64%	176.34%	208.37%	234.62%	203.05%	194.85%
Income Tax Expense	17.59M	19.09M	22.53M	9.98M	14.33M	10.14M	17.72M	3.88M	9.76M	7.45M	5.70M	5.55M	4.78M	3.28M	563.00K	5.78M	9.35M	9.38M	8.91M	8.31M	8.19M	7.62M	6.97M	6.79M	6.61M	6.05M	5.99M	5.03M	5.00M	4.54M
Net Income	71.10M	78.12M	91.80M	46.92M	65.72M	50.54M	44.09M	19.51M	27.27M	22.23M	21.19M	20.87M	18.88M	15.76M	10.78M	20.59M	25.56M	25.38M	24.87M	23.59M	23.08M	21.11M	19.21M	17.35M	15.80M	14.50M	13.18M	12.04M	11.23M	10.12M
Net Income Ratio	24.86%	26.38%	33.80%	18.57%	28.01%	23.16%	21.78%	12.13%	19.72%	19.69%	19.14%	18.51%	17.30%	14.59%	10.81%	22.29%	28.62%	29.19%	30.44%	30.07%	31.07%	31.12%	30.62%	28.84%	27.24%	124.45%	143.27%	165.49%	140.51%	134.54%
EPS	2.41	2.66	3.12	1.60	2.24	1.73	1.64	0.85	1.39	1.37	1.28	1.25	1.13	0.95	0.75	1.60	1.98	1.96	1.93	1.84	1.80	1.31	1.45	1.27	1.11	0.98	0.86	0.78	0.73	0.82
EPS Diluted	2.41	2.64	3.11	1.60	2.24	1.72	1.64	0.84	1.39	1.37	1.27	1.24	1.13	0.95	0.75	1.60	1.98	1.95	1.91	1.80	1.78	1.29	1.44	1.27	1.11	0.97	0.86	0.78	0.73	0.82
Weighted Avg Shares Out	29.50M	29.39M	29.40M	29.20M	29.19M	29.18M	26.86M	23.10M	19.62M	16.06M	16.61M	16.76M	16.74M	16.60M	14.35M	12.87M	12.89M	12.95M	12.88M	12.82M	12.82M	16.15M	13.25M	13.62M	14.27M	14.87M	15.26M	15.39M	15.46M	12.34M
Weighted Avg Shares Out (Dil)	29.53M	29.55M	29.55M	29.27M	29.26M	29.37M	29.33M	23.22M	19.66M	16.08M	16.68M	16.83M	16.74M	16.60M	14.35M	12.90M	12.91M	13.01M	13.02M	13.11M	12.97M	16.35M	13.34M	13.70M	14.27M	14.95M	15.35M	15.39M	15.46M	12.34M

Univest Financial Corporation (UVSP) Q3 2024 Earnings Call Transcript

October 24, 2024seekingalpha.com

Univest Financial Corporation (NASDAQ:UVSP ) Q3 2024 Earnings Conference Call October 24, 2024 9:00 AM ET Corporate Participants Jeff Schweitzer - President and Chief Executive Officer Brian Richardson - Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler...

Univest (UVSP) Q3 Earnings Top Estimates

October 23, 2024zacks.com

Univest (UVSP) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.58 per share a year ago.

Univest Financial Corporation Reports Third Quarter Results

October 23, 2024globenewswire.com

SOUDERTON, Pa., Oct. 23, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the...

Univest Financial Corporation to Hold Third Quarter 2024 Earnings Call

October 7, 2024globenewswire.com

SOUDERTON, Pa., Oct. 07, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its third...

Here's Why Univest (UVSP) Is a Great 'Buy the Bottom' Stock Now

August 14, 2024zacks.com

After losing some value lately, a hammer chart pattern has been formed for Univest (UVSP), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the...

Univest (UVSP) is a Great Momentum Stock: Should You Buy?

July 29, 2024zacks.com

Does Univest (UVSP) have what it takes to be a top stock pick for momentum investors? Let's find out.

Univest (UVSP) Beats Q2 Earnings Estimates

July 24, 2024zacks.com

Univest (UVSP) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.61 per share a year ago.

Univest Financial Corporation Reports Second Quarter Results

July 24, 2024globenewswire.com

SOUDERTON, Pa., July 24, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the...

Univest Financial Corporation to Hold Second Quarter 2024 Earnings Call

July 8, 2024globenewswire.com

SOUDERTON, Pa., July 08, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its second...