Complete financial analysis of Central Valley Community Bancorp (CVCY) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Central Valley Community Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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Central Valley Community Bancorp (CVCY)
About Central Valley Community Bancorp
Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 109.04M | 83.34M | 80.42M | 76.75M | 75.34M | 71.56M | 65.62M | 53.86M | 48.91M | 46.90M | 40.76M | 37.18M | 37.63M | 35.45M | 39.96M | 29.76M | 29.03M | 29.55M | 25.69M | 18.76M | 17.23M | 16.02M | 15.13M | 12.84M | 4.27M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 198.00K | 377.00K | 196.00K | 0.00 | 0.00 | 0.00 | 369.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 109.04M | 83.34M | 80.42M | 76.75M | 75.34M | 71.36M | 65.24M | 53.66M | 48.91M | 46.90M | 40.76M | 36.81M | 37.63M | 35.45M | 39.96M | 29.76M | 29.03M | 29.55M | 25.69M | 18.76M | 17.23M | 16.02M | 15.13M | 12.84M | 4.27M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 99.72% | 99.43% | 99.64% | 100.00% | 100.00% | 100.00% | 99.01% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 32.64M | 29.76M | 35.24M | 34.15M | 31.78M | 30.08M | 27.73M | 24.76M | 23.03M | 22.30M | 19.51M | 17.37M | 19.60M | 19.20M | 18.70M | 11.58M | 10.83M | 10.87M | 9.18M | 7.54M | 7.15M | 6.23M | 5.37M | 4.70M | 3.85M |
| Selling & Marketing | 542.00K | 557.00K | 527.00K | 663.00K | 756.00K | 758.00K | 638.00K | 576.00K | 608.00K | 589.00K | 476.00K | 558.00K | 735.00K | 669.00K | 722.00K | 500.00K | 481.00K | 452.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 33.18M | 30.32M | 35.76M | 34.81M | 32.54M | 30.84M | 28.37M | 25.34M | 23.64M | 22.89M | 19.98M | 17.93M | 20.34M | 19.87M | 19.42M | 12.08M | 11.31M | 11.32M | 9.18M | 7.54M | 7.15M | 6.23M | 5.37M | 4.70M | 3.85M |
| Other Expenses | -17.80M | -75.09M | -78.17M | -84.30M | -77.93M | -74.62M | -58.94M | -46.72M | -48.86M | -54.95M | -39.71M | -35.33M | -46.69M | -48.13M | -50.84M | -27.07M | -22.83M | -24.11M | -21.34M | -18.68M | -17.22M | -15.49M | -12.71M | -10.64M | -3.85M |
| Operating Expenses | 17.80M | -44.77M | -42.40M | -49.49M | -45.39M | -41.97M | -30.57M | -21.39M | -25.22M | -32.06M | -19.73M | -17.40M | -26.35M | -28.26M | -31.42M | -14.99M | -11.52M | -12.78M | -12.16M | -11.14M | -10.07M | -9.26M | -7.34M | -5.94M | 3.44K |
| Cost & Expenses | 75.60M | -44.77M | -42.40M | -49.49M | -45.39M | -41.97M | 377.00K | 196.00K | -25.22M | -32.06M | -19.73M | 369.00K | -26.35M | -28.26M | -31.42M | -14.99M | -11.52M | -12.78M | -12.16M | -11.14M | -10.07M | -9.26M | -7.34M | -5.94M | 3.44K |
| Interest Income | 102.42M | 82.99M | 73.86M | 66.02M | 66.33M | 64.19M | 57.38M | 46.68M | 41.82M | 41.04M | 34.84M | 31.82M | 34.30M | 36.01M | 40.73M | 31.85M | 32.57M | 30.93M | 26.07M | 16.80M | 14.97M | 14.54M | 14.58M | 13.56M | 11.35M |
| Interest Expense | 4.46M | 3.42M | 1.30M | 1.60M | 2.56M | 1.48M | 1.14M | 1.10M | 1.05M | 1.16M | 1.39M | 1.88M | 2.94M | 4.28M | 6.63M | 7.28M | 8.06M | 6.56M | 4.14M | 1.98M | 2.29M | 2.73M | 4.14M | 4.25M | 3.34M |
| Depreciation & Amortization | 959.00K | 10.42M | 661.00K | 695.00K | 695.00K | 455.00K | 234.00K | 149.00K | 320.00K | 337.00K | 268.00K | 200.00K | 4.80M | 3.28M | 2.29M | 814.00K | 1.08M | 1.62M | 2.37M | 2.11M | 2.85M | 2.19M | 1.95M | 1.97M | 0.00 |
| EBITDA | 68.00K | 48.98M | 38.68M | 27.96M | 30.65M | 37.55M | 34.90M | 32.43M | 24.01M | 15.18M | 21.29M | 19.61M | 16.08M | 10.47M | 10.82M | 15.58M | 18.58M | 18.39M | 15.90M | 9.72M | 10.01M | 8.95M | 9.74M | 8.87M | 4.27M |
| EBITDA Ratio | 0.06% | 58.77% | 48.09% | 36.42% | 40.68% | 52.48% | 53.19% | 60.21% | 49.09% | 32.37% | 52.25% | 52.75% | 42.73% | 29.53% | 27.09% | 52.37% | 64.02% | 62.22% | 61.87% | 51.83% | 58.12% | 55.89% | 64.38% | 69.08% | 100.08% |
| Operating Income | -891.00K | 38.56M | 38.02M | 27.26M | 29.95M | 29.39M | 34.67M | 32.28M | 23.69M | 14.85M | 21.03M | 19.41M | 11.28M | 7.19M | 8.54M | 14.77M | 17.51M | 16.77M | 13.53M | 7.62M | 7.16M | 6.76M | 7.79M | 6.90M | 4.27M |
| Operating Income Ratio | -0.82% | 46.27% | 47.27% | 35.52% | 39.76% | 41.08% | 52.83% | 59.93% | 48.44% | 31.65% | 51.59% | 52.21% | 29.97% | 20.29% | 21.37% | 49.63% | 60.31% | 56.74% | 52.65% | 40.61% | 41.57% | 42.19% | 51.49% | 53.72% | 100.08% |
| Total Other Income/Expenses | 1.03M | -17.78M | -6.37M | -14.39M | -12.85M | -12.81M | -13.44M | -6.43M | -1.38M | -1.10M | -1.94M | -1.14M | -2.94M | -4.28M | -6.63M | -7.28M | -8.06M | -6.56M | -4.14M | -3.92M | -3.79M | -21.25M | -18.82M | -4.22M | -3.35M |
| Income Before Tax | 33.84M | 35.14M | 38.02M | 27.26M | 29.95M | 27.91M | 23.82M | 22.10M | 13.55M | 4.72M | 9.60M | 9.21M | 8.34M | 2.91M | 1.91M | 7.49M | 9.45M | 10.21M | 9.39M | 5.64M | 4.87M | 4.03M | 3.65M | 2.68M | 924.50K |
| Income Before Tax Ratio | 31.04% | 42.17% | 47.27% | 35.52% | 39.76% | 39.00% | 36.30% | 41.03% | 27.70% | 10.07% | 23.55% | 24.76% | 22.16% | 8.21% | 4.79% | 25.17% | 32.55% | 34.55% | 36.54% | 30.06% | 28.28% | 25.17% | 24.14% | 20.85% | 21.67% |
| Income Tax Expense | 8.30M | 8.50M | 9.62M | 6.91M | 8.51M | 6.62M | 9.79M | 6.92M | 2.58M | -570.00K | 1.35M | 1.69M | 1.86M | -369.00K | -676.00K | 2.35M | 3.17M | 3.30M | 3.34M | 1.94M | 1.50M | 1.25M | 1.27M | 904.10K | 207.70K |
| Net Income | 25.54M | 26.65M | 28.40M | 20.35M | 21.44M | 21.29M | 14.03M | 15.18M | 10.96M | 5.29M | 8.25M | 7.52M | 6.48M | 3.28M | 2.59M | 5.14M | 6.28M | 6.91M | 6.04M | 3.70M | 3.37M | 2.78M | 2.38M | 1.75M | 717.99K |
| Net Income Ratio | 23.42% | 31.97% | 35.32% | 26.51% | 28.46% | 29.75% | 21.37% | 28.19% | 22.42% | 11.29% | 20.24% | 20.23% | 17.21% | 9.25% | 6.48% | 17.27% | 21.64% | 23.39% | 23.53% | 19.70% | 19.58% | 17.38% | 15.72% | 13.61% | 16.83% |
| EPS | 2.18 | 2.27 | 2.32 | 1.62 | 1.60 | 1.59 | 1.12 | 1.34 | 1.00 | 0.48 | 0.77 | 0.75 | 0.63 | 0.31 | 0.29 | 0.83 | 1.05 | 1.16 | 1.03 | 0.36 | 0.65 | 0.27 | 0.23 | 0.34 | 0.14 |
| EPS Diluted | 2.17 | 2.27 | 2.31 | 1.62 | 1.59 | 1.58 | 1.10 | 1.33 | 1.00 | 0.48 | 0.77 | 0.75 | 0.63 | 0.31 | 0.28 | 0.79 | 0.99 | 1.07 | 0.94 | 0.32 | 0.60 | 0.26 | 0.22 | 0.33 | 0.14 |
| Weighted Avg Shares Out | 11.73M | 11.72M | 12.24M | 12.53M | 13.42M | 13.42M | 12.47M | 11.33M | 10.93M | 10.92M | 10.25M | 9.59M | 9.52M | 9.21M | 7.69M | 6.21M | 5.99M | 5.96M | 5.87M | 5.26M | 5.19M | 5.19M | 5.21M | 5.22M | 5.13M |
| Weighted Avg Shares Out (Dil) | 11.75M | 11.74M | 12.28M | 12.58M | 13.51M | 13.51M | 12.72M | 11.44M | 11.02M | 11.00M | 10.31M | 9.62M | 9.54M | 9.29M | 7.80M | 6.47M | 6.37M | 6.46M | 6.43M | 5.83M | 5.67M | 5.46M | 5.37M | 5.26M | 5.22M |
The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants Program
Grants Empower Initiatives at Schools and Nonprofit Organizations in the Rural Communities of California's San Joaquin Valley, Promoting a More Equitable Place to Live, Work, and Play Grants Empower Initiatives at Schools and Nonprofit Organizations in the Rural Communities of...
The Wonderful Company Opens the Application Window for $1 Million Central Valley Community Grants
Grants Empower Initiatives at Schools and Nonprofit Organizations in the Rural Communities of California's San Joaquin Valley, Promoting a More Equitable Place to Live, Work, and Play Grants Empower Initiatives at Schools and Nonprofit Organizations in the Rural Communities of...
Central Valley Community Bancorp and Community West Bancshares Announce Receipt of Shareholder Approval for Merger
FRESNO, Calif. & GOLETA, Calif.--(BUSINESS WIRE)-- #cvcb--Central Valley Community Bancorp (Central Valley), (NASDAQ: CVCY), headquartered in Fresno, California, together with its banking subsidiary, Central Valley Community Bank (CVCB) and Community West Bancshares (Community West), (NASDAQ: CWBC), parent company of Community...
Central Valley Community Bancorp (CVCY) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
The headline numbers for Central Valley Community Bancorp (CVCY) give insight into how the company performed in the quarter ended December 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the...
Central Valley Community Bancorp (CVCY) Misses Q4 Earnings Estimates
Central Valley Community Bancorp (CVCY) came out with quarterly earnings of $0.50 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.65 per share a year ago.
Central Valley Community Bancorp Reports Earnings Results for the Year and Quarter Ended December 31, 2023, and Quarterly Dividend
FRESNO, Calif.--(BUSINESS WIRE)-- #cvcb--The Board of Directors of Central Valley Community Bancorp (Company) (NASDAQ: CVCY), the parent company of Central Valley Community Bank (Bank), reported today results for the year and quarter ended December 31, 2023, and quarterly dividend. The...
COMMUNITY WEST INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Community West Bancshares -CWBC
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Community West Bancshares (NasdaqGM: CWBC) to Central Valley Community Bancorp (NasdaqCM:...
Central Valley Community Bancorp (CVCY) Soars 6.4%: Is Further Upside Left in the Stock?
Central Valley Community Bancorp (CVCY) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
Here's What Key Metrics Tell Us About Central Valley Community Bancorp (CVCY) Q3 Earnings
Although the revenue and EPS for Central Valley Community Bancorp (CVCY) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and...
Central Valley Community Bancorp (CVCY) Q3 Earnings and Revenues Top Estimates
Central Valley Community Bancorp (CVCY) came out with quarterly earnings of $0.54 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.55 per share a year ago.
Source: https://incomestatements.info
Category: Stock Reports