Ohio Valley Banc Corp. (OVBC) Income Statement Analysis

See more : Sato Foods Industries Co., Ltd. (2814.T) Income Statement Analysis – Financial Results

Complete financial analysis of Ohio Valley Banc Corp. (OVBC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Ohio Valley Banc Corp., a leading company in the Banks – Regional industry within the Financial Services sector.

You may be interested

Sastasundar Ventures Limited (SASTASUNDR.BO) Income Statement Analysis – Financial Results
Sam-A Aluminium Company, Limited (006110.KS) Income Statement Analysis – Financial Results
Focus Financial Partners Inc. (FOCS) Income Statement Analysis – Financial Results
ASX Limited (ASX.AX) Income Statement Analysis – Financial Results
Mayville Engineering Company, Inc. (MEC) Income Statement Analysis – Financial Results

Ohio Valley Banc Corp. (OVBC)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.ovbc.com

About Ohio Valley Banc Corp.

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax preparation services, and commercial property and various liability insurance services, as well as trust and online-only consumer direct mortgage services. It operates sixteen offices in Ohio and West Virginia; and six consumer finance offices in Ohio. The company owns and operates thirty- six ATMs, including twenty off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996
Revenue	56.57M	54.94M	50.88M	49.42M	50.96M	52.66M	51.17M	44.57M	42.09M	42.46M	40.90M	41.14M	41.09M	39.12M	38.47M	36.92M	33.76M	34.32M	33.46M	35.34M	33.50M	32.60M	28.48M	24.99M	24.30M	22.30M	18.30M	16.20M
Cost of Revenue	-17.93M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	74.49M	54.94M	50.88M	49.42M	50.96M	52.66M	51.17M	44.57M	42.09M	42.46M	40.90M	41.14M	41.09M	39.12M	38.47M	36.92M	33.76M	34.32M	33.46M	35.34M	33.50M	32.60M	28.48M	24.99M	24.30M	22.30M	18.30M	16.20M
Gross Profit Ratio	131.69%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	23.96M	21.95M	26.24M	25.43M	27.34M	26.29M	24.84M	22.10M	19.34M	19.49M	19.11M	19.19M	18.57M	17.39M	17.30M	14.08M	13.05M	12.50M	12.84M	12.59M	11.57M	10.64M	9.82M	9.30M	9.20M	8.10M	7.10M	6.20M
Selling & Marketing	1.01M	1.43M	826.00K	613.00K	841.00K	777.00K	1.03M	915.00K	860.00K	1.00M	791.00K	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	34.74M	23.38M	27.07M	26.04M	28.18M	27.06M	25.88M	23.02M	19.34M	19.49M	19.11M	19.19M	18.57M	17.39M	17.30M	14.08M	13.05M	12.50M	12.84M	12.59M	11.57M	10.64M	9.82M	9.30M	9.20M	8.10M	7.10M	6.20M
Other Expenses	0.00	-59.55M	-63.93M	-63.15M	-67.42M	-60.06M	-12.44M	-9.97M	0.00	0.00	0.00	0.00	-51.77M	-49.91M	-46.86M	-41.13M	-37.88M	-39.36M	-35.99M	-35.87M	-35.73M	-35.29M	-31.49M	-28.17M	-27.60M	-24.70M	-20.30M	-17.90M
Operating Expenses	34.74M	-36.17M	-36.86M	-37.11M	-39.24M	-32.99M	12.44M	9.97M	29.62M	29.29M	29.25M	29.72M	-33.20M	-32.51M	-29.55M	-27.06M	-24.84M	-26.86M	-23.16M	-23.28M	-24.16M	-24.65M	-21.67M	-18.87M	-18.40M	-16.60M	-13.20M	-11.70M
Cost & Expenses	34.74M	-36.17M	-36.86M	-37.11M	-39.24M	-32.99M	42.61M	37.46M	29.62M	29.29M	29.25M	29.72M	-33.20M	-32.51M	-29.55M	-27.06M	-24.84M	-26.86M	-23.16M	-23.28M	-24.16M	-24.65M	-21.67M	-18.87M	-18.40M	-16.60M	-13.20M	-11.70M
Interest Income	61.54M	47.62M	44.71M	46.17M	50.32M	49.20M	45.71M	39.35M	36.33M	36.36M	35.96M	39.00M	44.04M	46.51M	47.62M	51.53M	54.95M	52.42M	46.07M	43.49M	45.16M	47.77M	47.59M	45.20M	40.00M	35.20M	30.30M	27.10M
Interest Expense	15.84M	2.84M	3.70M	6.19M	7.27M	5.47M	3.98M	3.02M	2.84M	2.88M	3.57M	6.35M	10.17M	13.55M	16.93M	20.83M	26.42M	23.93M	18.14M	16.15M	17.65M	20.81M	24.24M	24.07M	18.80M	15.70M	13.90M	12.30M
Depreciation & Amortization	1.64M	1.50M	1.51M	1.40M	1.39M	1.28M	1.43M	1.19M	965.00K	872.00K	945.00K	1.15M	971.00K	1.07M	1.20M	1.04M	1.05M	1.12M	1.27M	1.44M	1.33M	1.29M	1.42M	1.68M	1.40M	1.10M	800.00K	700.00K
EBITDA	16.78M	17.50M	15.63M	13.84M	11.92M	15.53M	13.50M	10.11M	12.35M	11.26M	12.00M	10.97M	8.87M	8.74M	13.16M	14.62M	14.04M	13.02M	16.09M	18.04M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA Ratio	29.67%	34.23%	27.64%	25.03%	23.40%	39.88%	23.75%	19.99%	29.34%	28.41%	29.33%	26.66%	21.58%	19.62%	26.30%	29.52%	29.56%	24.98%	34.58%	38.19%	31.85%	28.34%	28.86%	31.19%	30.04%	30.49%	32.24%	32.10%
Operating Income	21.83M	18.77M	14.02M	12.31M	11.72M	19.67M	12.00M	8.84M	11.38M	11.19M	11.05M	9.81M	7.90M	6.61M	8.92M	9.86M	8.93M	7.46M	10.30M	12.06M	9.34M	7.95M	6.81M	6.12M	5.90M	5.70M	5.10M	4.50M
Operating Income Ratio	38.59%	34.16%	27.55%	24.90%	23.00%	37.35%	23.44%	19.84%	27.04%	26.36%	27.02%	23.86%	19.22%	16.89%	23.18%	26.70%	26.44%	21.73%	30.79%	34.12%	27.89%	24.39%	23.89%	24.49%	24.28%	25.56%	27.87%	27.78%
Total Other Income/Expenses	-6.63M	-6.35M	-6.03M	-3.83M	-7.60M	-6.02M	-6.59M	-6.21M	-5.10M	-4.78M	-5.44M	-1.38M	0.00	-1.06M	0.00	0.00	0.00	0.00	0.00	2.46M	-18.97M	-22.10M	-25.65M	-25.74M	-20.20M	-16.80M	-15.40M	-13.50M
Income Before Tax	15.20M	15.93M	14.02M	12.31M	11.72M	14.20M	12.00M	8.84M	11.38M	11.19M	11.05M	9.81M	7.90M	6.61M	8.92M	9.86M	8.93M	7.46M	10.30M	12.06M	9.34M	7.95M	6.81M	6.12M	5.90M	5.70M	5.10M	4.50M
Income Before Tax Ratio	26.87%	29.00%	27.55%	24.90%	23.00%	26.96%	23.44%	19.84%	27.04%	26.36%	27.02%	23.86%	19.22%	16.89%	23.18%	26.70%	26.44%	21.73%	30.79%	34.12%	27.89%	24.39%	23.89%	24.49%	24.28%	25.56%	27.87%	27.78%
Income Tax Expense	2.57M	2.59M	2.28M	2.05M	1.81M	2.26M	4.49M	1.92M	2.81M	3.12M	2.94M	2.76M	2.06M	1.51M	2.27M	2.73M	2.63M	2.06M	3.28M	3.68M	2.87M	2.28M	1.91M	1.72M	1.60M	1.60M	1.40M	1.30M
Net Income	12.63M	13.34M	11.73M	10.26M	9.91M	11.94M	7.51M	6.92M	8.57M	8.07M	8.11M	7.05M	5.84M	5.10M	6.65M	7.13M	6.30M	5.40M	7.02M	8.38M	6.47M	5.68M	4.90M	4.40M	4.30M	4.10M	3.70M	3.20M
Net Income Ratio	22.33%	24.28%	23.06%	20.76%	19.44%	22.68%	14.68%	15.53%	20.37%	19.01%	19.83%	17.14%	14.20%	13.03%	17.27%	19.31%	18.65%	15.73%	20.97%	23.72%	19.32%	17.41%	17.19%	17.61%	17.70%	18.39%	20.22%	19.75%
EPS	2.65	2.80	2.45	2.14	2.08	2.53	1.60	1.59	2.08	1.97	2.00	1.75	1.46	1.28	1.67	1.77	1.52	1.27	1.64	1.94	1.49	1.31	1.13	1.00	0.98	0.76	0.88	0.78
EPS Diluted	2.65	2.80	2.45	2.14	2.08	2.53	1.60	1.59	2.08	1.97	2.00	1.75	1.46	1.28	1.67	1.77	1.52	1.27	1.64	1.94	1.49	1.31	1.13	1.00	0.98	0.76	0.88	0.78
Weighted Avg Shares Out	4.77M	4.77M	4.78M	4.79M	4.77M	4.73M	4.69M	4.35M	4.12M	4.10M	4.06M	4.03M	4.00M	3.98M	3.98M	4.03M	4.14M	4.25M	4.28M	4.33M	4.35M	4.33M	4.34M	4.40M	4.41M	5.43M	4.22M	4.12M
Weighted Avg Shares Out (Dil)	4.77M	4.77M	4.78M	4.79M	4.77M	4.73M	4.69M	4.35M	4.12M	4.10M	4.06M	4.03M	4.00M	3.98M	3.98M	4.03M	4.14M	4.25M	4.28M	4.33M	4.35M	4.33M	4.34M	4.40M	5.51M	5.43M	4.22M	4.12M

Ohio Valley Banc Corp. Reports 3rd Quarter Earnings

October 28, 2024prnewswire.com

GALLIPOLIS, Ohio , Oct. 28, 2024 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") reported consolidated net income for the quarter ended September 30, 2024, of $2,719,000, an increase of $468,000, or 20.8%, from the same period the...

OVBC ANNOUNCES CASH DIVIDEND

October 15, 2024prnewswire.com

GALLIPOLIS, Ohio , Oct. 15, 2024 /PRNewswire/ -- On Tuesday Oct. 15, 2024, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.22 per common share payable on Nov.10, 2024, to shareholders of record as of...

OVBC announces extension of Stock Buyback Program

August 21, 2024prnewswire.com

GALLIPOLIS, Ohio , Aug. 21, 2024 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") announced the Board of Directors has authorized the extension date of its existing stock buyback program to August 31, 2025. The program was originally approved...

Ohio Valley Banc Corp. Reports 2nd Quarter Earnings

July 26, 2024prnewswire.com

GALLIPOLIS, Ohio , July 26, 2024 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") reported consolidated net income for the quarter ended June 30, 2024, of $2,972,000, a decrease of $277,000 from the same period the prior year. Earnings...

OVBC ANNOUNCES CASH DIVIDEND

July 16, 2024prnewswire.com

GALLIPOLIS, Ohio , July 16, 2024 /PRNewswire/ -- On Tuesday July 16, 2024, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.22 per common share payable on Aug.10, 2024, to shareholders of record as of...

Ohio Valley Banc Corp. Reports 1st Quarter Earnings

April 25, 2024prnewswire.com

GALLIPOLIS, Ohio , April 25, 2024 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") reported consolidated net income for the quarter ended March 31, 2024, of $2,793,000, a decrease of $1,115,000, or 28.5%, from the same period the prior...

OVBC ANNOUNCES CASH DIVIDEND

April 17, 2024prnewswire.com

GALLIPOLIS, Ohio , April 17, 2024 /PRNewswire/ -- On Tuesday April 16, 2024, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.22 per common share payable on May 10, 2024, to shareholders of record as...

Seth Michael Joins Ohio Valley Bank Board of Directors

March 20, 2024prnewswire.com

JACKSON, Ohio , March 20, 2024 /PRNewswire/ -- Thomas E. Wiseman, chairman of the board, announced the election of Seth I.

Ohio Valley Banc Corp. Reports 4th Quarter and Fiscal Year Earnings

January 25, 2024prnewswire.com

GALLIPOLIS, Ohio , Jan. 25, 2024 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") reported consolidated net income for the quarter ended December 31, 2023, of $3,223,000, a decrease of $301,000 from the same period the prior year. Earnings...

OVBC ANNOUNCES CASH DIVIDEND

January 16, 2024prnewswire.com

GALLIPOLIS, Ohio , Jan. 16, 2024 /PRNewswire/ -- On Tuesday Jan. 16, 2024, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.22 per common share payable on Feb. 10, 2024, to shareholders of record...

1 2 3

Source: https://incomestatements.info
Category: Stock Reports

Ohio Valley Banc Corp. (OVBC) Income Statement Analysis – Financial Results

Leave a Reply Cancel reply

Recent Posts

Categories