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Complete financial analysis of Ohio Valley Banc Corp. (OVBC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Ohio Valley Banc Corp., a leading company in the Banks – Regional industry within the Financial Services sector.
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Ohio Valley Banc Corp. (OVBC)
About Ohio Valley Banc Corp.
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax preparation services, and commercial property and various liability insurance services, as well as trust and online-only consumer direct mortgage services. It operates sixteen offices in Ohio and West Virginia; and six consumer finance offices in Ohio. The company owns and operates thirty- six ATMs, including twenty off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 56.57M | 54.94M | 50.88M | 49.42M | 50.96M | 52.66M | 51.17M | 44.57M | 42.09M | 42.46M | 40.90M | 41.14M | 41.09M | 39.12M | 38.47M | 36.92M | 33.76M | 34.32M | 33.46M | 35.34M | 33.50M | 32.60M | 28.48M | 24.99M | 24.30M | 22.30M | 18.30M | 16.20M |
| Cost of Revenue | -17.93M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 74.49M | 54.94M | 50.88M | 49.42M | 50.96M | 52.66M | 51.17M | 44.57M | 42.09M | 42.46M | 40.90M | 41.14M | 41.09M | 39.12M | 38.47M | 36.92M | 33.76M | 34.32M | 33.46M | 35.34M | 33.50M | 32.60M | 28.48M | 24.99M | 24.30M | 22.30M | 18.30M | 16.20M |
| Gross Profit Ratio | 131.69% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 23.96M | 21.95M | 26.24M | 25.43M | 27.34M | 26.29M | 24.84M | 22.10M | 19.34M | 19.49M | 19.11M | 19.19M | 18.57M | 17.39M | 17.30M | 14.08M | 13.05M | 12.50M | 12.84M | 12.59M | 11.57M | 10.64M | 9.82M | 9.30M | 9.20M | 8.10M | 7.10M | 6.20M |
| Selling & Marketing | 1.01M | 1.43M | 826.00K | 613.00K | 841.00K | 777.00K | 1.03M | 915.00K | 860.00K | 1.00M | 791.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 34.74M | 23.38M | 27.07M | 26.04M | 28.18M | 27.06M | 25.88M | 23.02M | 19.34M | 19.49M | 19.11M | 19.19M | 18.57M | 17.39M | 17.30M | 14.08M | 13.05M | 12.50M | 12.84M | 12.59M | 11.57M | 10.64M | 9.82M | 9.30M | 9.20M | 8.10M | 7.10M | 6.20M |
| Other Expenses | 0.00 | -59.55M | -63.93M | -63.15M | -67.42M | -60.06M | -12.44M | -9.97M | 0.00 | 0.00 | 0.00 | 0.00 | -51.77M | -49.91M | -46.86M | -41.13M | -37.88M | -39.36M | -35.99M | -35.87M | -35.73M | -35.29M | -31.49M | -28.17M | -27.60M | -24.70M | -20.30M | -17.90M |
| Operating Expenses | 34.74M | -36.17M | -36.86M | -37.11M | -39.24M | -32.99M | 12.44M | 9.97M | 29.62M | 29.29M | 29.25M | 29.72M | -33.20M | -32.51M | -29.55M | -27.06M | -24.84M | -26.86M | -23.16M | -23.28M | -24.16M | -24.65M | -21.67M | -18.87M | -18.40M | -16.60M | -13.20M | -11.70M |
| Cost & Expenses | 34.74M | -36.17M | -36.86M | -37.11M | -39.24M | -32.99M | 42.61M | 37.46M | 29.62M | 29.29M | 29.25M | 29.72M | -33.20M | -32.51M | -29.55M | -27.06M | -24.84M | -26.86M | -23.16M | -23.28M | -24.16M | -24.65M | -21.67M | -18.87M | -18.40M | -16.60M | -13.20M | -11.70M |
| Interest Income | 61.54M | 47.62M | 44.71M | 46.17M | 50.32M | 49.20M | 45.71M | 39.35M | 36.33M | 36.36M | 35.96M | 39.00M | 44.04M | 46.51M | 47.62M | 51.53M | 54.95M | 52.42M | 46.07M | 43.49M | 45.16M | 47.77M | 47.59M | 45.20M | 40.00M | 35.20M | 30.30M | 27.10M |
| Interest Expense | 15.84M | 2.84M | 3.70M | 6.19M | 7.27M | 5.47M | 3.98M | 3.02M | 2.84M | 2.88M | 3.57M | 6.35M | 10.17M | 13.55M | 16.93M | 20.83M | 26.42M | 23.93M | 18.14M | 16.15M | 17.65M | 20.81M | 24.24M | 24.07M | 18.80M | 15.70M | 13.90M | 12.30M |
| Depreciation & Amortization | 1.64M | 1.50M | 1.51M | 1.40M | 1.39M | 1.28M | 1.43M | 1.19M | 965.00K | 872.00K | 945.00K | 1.15M | 971.00K | 1.07M | 1.20M | 1.04M | 1.05M | 1.12M | 1.27M | 1.44M | 1.33M | 1.29M | 1.42M | 1.68M | 1.40M | 1.10M | 800.00K | 700.00K |
| EBITDA | 16.78M | 17.50M | 15.63M | 13.84M | 11.92M | 15.53M | 13.50M | 10.11M | 12.35M | 11.26M | 12.00M | 10.97M | 8.87M | 8.74M | 13.16M | 14.62M | 14.04M | 13.02M | 16.09M | 18.04M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 29.67% | 34.23% | 27.64% | 25.03% | 23.40% | 39.88% | 23.75% | 19.99% | 29.34% | 28.41% | 29.33% | 26.66% | 21.58% | 19.62% | 26.30% | 29.52% | 29.56% | 24.98% | 34.58% | 38.19% | 31.85% | 28.34% | 28.86% | 31.19% | 30.04% | 30.49% | 32.24% | 32.10% |
| Operating Income | 21.83M | 18.77M | 14.02M | 12.31M | 11.72M | 19.67M | 12.00M | 8.84M | 11.38M | 11.19M | 11.05M | 9.81M | 7.90M | 6.61M | 8.92M | 9.86M | 8.93M | 7.46M | 10.30M | 12.06M | 9.34M | 7.95M | 6.81M | 6.12M | 5.90M | 5.70M | 5.10M | 4.50M |
| Operating Income Ratio | 38.59% | 34.16% | 27.55% | 24.90% | 23.00% | 37.35% | 23.44% | 19.84% | 27.04% | 26.36% | 27.02% | 23.86% | 19.22% | 16.89% | 23.18% | 26.70% | 26.44% | 21.73% | 30.79% | 34.12% | 27.89% | 24.39% | 23.89% | 24.49% | 24.28% | 25.56% | 27.87% | 27.78% |
| Total Other Income/Expenses | -6.63M | -6.35M | -6.03M | -3.83M | -7.60M | -6.02M | -6.59M | -6.21M | -5.10M | -4.78M | -5.44M | -1.38M | 0.00 | -1.06M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.46M | -18.97M | -22.10M | -25.65M | -25.74M | -20.20M | -16.80M | -15.40M | -13.50M |
| Income Before Tax | 15.20M | 15.93M | 14.02M | 12.31M | 11.72M | 14.20M | 12.00M | 8.84M | 11.38M | 11.19M | 11.05M | 9.81M | 7.90M | 6.61M | 8.92M | 9.86M | 8.93M | 7.46M | 10.30M | 12.06M | 9.34M | 7.95M | 6.81M | 6.12M | 5.90M | 5.70M | 5.10M | 4.50M |
| Income Before Tax Ratio | 26.87% | 29.00% | 27.55% | 24.90% | 23.00% | 26.96% | 23.44% | 19.84% | 27.04% | 26.36% | 27.02% | 23.86% | 19.22% | 16.89% | 23.18% | 26.70% | 26.44% | 21.73% | 30.79% | 34.12% | 27.89% | 24.39% | 23.89% | 24.49% | 24.28% | 25.56% | 27.87% | 27.78% |
| Income Tax Expense | 2.57M | 2.59M | 2.28M | 2.05M | 1.81M | 2.26M | 4.49M | 1.92M | 2.81M | 3.12M | 2.94M | 2.76M | 2.06M | 1.51M | 2.27M | 2.73M | 2.63M | 2.06M | 3.28M | 3.68M | 2.87M | 2.28M | 1.91M | 1.72M | 1.60M | 1.60M | 1.40M | 1.30M |
| Net Income | 12.63M | 13.34M | 11.73M | 10.26M | 9.91M | 11.94M | 7.51M | 6.92M | 8.57M | 8.07M | 8.11M | 7.05M | 5.84M | 5.10M | 6.65M | 7.13M | 6.30M | 5.40M | 7.02M | 8.38M | 6.47M | 5.68M | 4.90M | 4.40M | 4.30M | 4.10M | 3.70M | 3.20M |
| Net Income Ratio | 22.33% | 24.28% | 23.06% | 20.76% | 19.44% | 22.68% | 14.68% | 15.53% | 20.37% | 19.01% | 19.83% | 17.14% | 14.20% | 13.03% | 17.27% | 19.31% | 18.65% | 15.73% | 20.97% | 23.72% | 19.32% | 17.41% | 17.19% | 17.61% | 17.70% | 18.39% | 20.22% | 19.75% |
| EPS | 2.65 | 2.80 | 2.45 | 2.14 | 2.08 | 2.53 | 1.60 | 1.59 | 2.08 | 1.97 | 2.00 | 1.75 | 1.46 | 1.28 | 1.67 | 1.77 | 1.52 | 1.27 | 1.64 | 1.94 | 1.49 | 1.31 | 1.13 | 1.00 | 0.98 | 0.76 | 0.88 | 0.78 |
| EPS Diluted | 2.65 | 2.80 | 2.45 | 2.14 | 2.08 | 2.53 | 1.60 | 1.59 | 2.08 | 1.97 | 2.00 | 1.75 | 1.46 | 1.28 | 1.67 | 1.77 | 1.52 | 1.27 | 1.64 | 1.94 | 1.49 | 1.31 | 1.13 | 1.00 | 0.98 | 0.76 | 0.88 | 0.78 |
| Weighted Avg Shares Out | 4.77M | 4.77M | 4.78M | 4.79M | 4.77M | 4.73M | 4.69M | 4.35M | 4.12M | 4.10M | 4.06M | 4.03M | 4.00M | 3.98M | 3.98M | 4.03M | 4.14M | 4.25M | 4.28M | 4.33M | 4.35M | 4.33M | 4.34M | 4.40M | 4.41M | 5.43M | 4.22M | 4.12M |
| Weighted Avg Shares Out (Dil) | 4.77M | 4.77M | 4.78M | 4.79M | 4.77M | 4.73M | 4.69M | 4.35M | 4.12M | 4.10M | 4.06M | 4.03M | 4.00M | 3.98M | 3.98M | 4.03M | 4.14M | 4.25M | 4.28M | 4.33M | 4.35M | 4.33M | 4.34M | 4.40M | 5.51M | 5.43M | 4.22M | 4.12M |
Ohio Valley Banc Corp. Reports 3rd Quarter Earnings
OVBC ANNOUNCES CASH DIVIDEND
OVBC announces extension of Stock Buyback Program
Ohio Valley Banc Corp. Reports 2nd Quarter Earnings
OVBC ANNOUNCES CASH DIVIDEND
Ohio Valley Banc Corp. Reports 1st Quarter Earnings
OVBC ANNOUNCES CASH DIVIDEND
Seth Michael Joins Ohio Valley Bank Board of Directors
Ohio Valley Banc Corp. Reports 4th Quarter and Fiscal Year Earnings
OVBC ANNOUNCES CASH DIVIDEND
Source: https://incomestatements.info
Category: Stock Reports