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Complete financial analysis of Peoples Bancorp of North Carolina, Inc. (PEBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Peoples Bancorp of North Carolina, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Peoples Bancorp of North Carolina, Inc. (PEBK)
About Peoples Bancorp of North Carolina, Inc.
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 76.07M | 1.14M | 61.78M | 61.76M | 60.16M | 56.91M | 52.41M | 50.51M | 48.49M | 46.30M | 44.00M | 44.09M | 48.97M | 47.51M | 44.67M | 43.29M | 42.96M | 39.84M | 34.64M | 29.98M | 28.03M | 27.34M | 27.13M | 25.34M | 20.89M | 18.30M | 14.40M | 11.70M | 10.50M | 8.60M | 8.10M | 7.20M | 7.00M | 6.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost of Revenue | -18.71M | 0.00 | 0.00 | 0.00 | 0.00 | 1.54M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 94.78M | 1.14M | 61.78M | 61.76M | 60.16M | 55.37M | 52.41M | 50.51M | 48.49M | 46.30M | 44.00M | 44.09M | 48.97M | 47.51M | 44.67M | 43.29M | 42.96M | 39.84M | 34.64M | 29.98M | 28.03M | 27.34M | 27.13M | 25.34M | 20.89M | 18.30M | 14.40M | 11.70M | 10.50M | 8.60M | 8.10M | 7.20M | 7.00M | 6.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit Ratio | 124.60% | 100.00% | 100.00% | 100.00% | 100.00% | 97.30% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 27.39M | 26.13M | 24.51M | 23.54M | 23.24M | 21.53M | 20.06M | 19.26M | 18.29M | 17.53M | 16.85M | 16.43M | 14.77M | 14.12M | 14.76M | 15.19M | 13.89M | 11.79M | 12.35M | 11.48M | 10.10M | 9.57M | 9.12M | 8.90M | 7.74M | 6.40M | 4.70M | 4.20M | 3.70M | 3.20M | 2.90M | 2.60M | 2.60M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 750.00K | 693.00K | 536.00K | 787.00K | 1.02M | 922.00K | 1.20M | 1.14M | 784.00K | 804.00K | 685.00K | 695.00K | 0.00 | 0.00 | 0.00 | 1.08M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 200.00K | 200.00K | 200.00K | 0.00 | 200.00K | 100.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 37.07M | 26.13M | 24.51M | 23.54M | 23.24M | 21.53M | 20.06M | 19.26M | 18.29M | 17.53M | 16.85M | 16.43M | 14.77M | 14.12M | 14.76M | 16.27M | 13.89M | 11.79M | 12.35M | 11.48M | 10.10M | 9.57M | 9.12M | 8.90M | 7.74M | 6.40M | 4.70M | 4.40M | 3.90M | 3.40M | 2.90M | 2.80M | 2.70M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | -3.65M | -67.36M | -71.45M | -66.20M | -62.07M | -55.88M | -54.77M | -50.56M | -48.22M | -46.92M | -45.44M | 144.00K | 291.00K | -37.99M | -26.43M | -14.33M | -14.17M | -21.85M | -22.46M | -22.32M | -15.98M | -6.39M | -6.86M | -7.20M | -4.40M | -4.40M | -4.80M | -5.00M | -6.00M | -4.20M | -3.00M | -800.00K | 1.90M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Operating Expenses | 37.07M | 22.48M | -42.85M | -47.92M | -42.96M | -37.22M | -35.82M | -35.51M | -32.28M | -30.69M | -30.07M | -29.01M | 14.91M | 14.42M | -23.23M | -10.16M | -445.94K | -2.39M | -9.50M | -10.98M | -12.22M | -6.41M | 2.73M | 2.04M | 533.77K | 2.00M | 300.00K | -400.00K | -1.10M | -2.60M | -1.30M | -200.00K | 1.90M | 3.70M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Cost & Expenses | 37.07M | 22.48M | -42.85M | -47.92M | -42.96M | -37.22M | -35.82M | -35.51M | -32.28M | -30.69M | -30.07M | -29.01M | 14.91M | 14.42M | -23.23M | -10.16M | -445.94K | -2.39M | -9.50M | -10.98M | -12.22M | -6.41M | 2.73M | 2.04M | 533.77K | 2.00M | 300.00K | -400.00K | -1.10M | -2.60M | -1.30M | -200.00K | 1.90M | 3.70M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Interest Income | 71.86M | 54.43M | 47.18M | 47.96M | 49.60M | 45.35M | 41.95M | 39.81M | 38.67M | 38.42M | 36.70M | 39.25M | 45.26M | 47.68M | 50.04M | 56.32M | 61.73M | 55.39M | 43.37M | 36.25M | 34.85M | 36.62M | 41.90M | 40.86M | 32.30M | 29.20M | 24.00M | 19.10M | 16.40M | 12.70M | 10.90M | 11.10M | 13.10M | 14.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 17.14M | 3.32M | 3.21M | 3.84M | 3.76M | 2.15M | 2.38M | 3.27M | 3.48M | 4.29M | 5.35M | 7.70M | 10.95M | 14.35M | 17.19M | 23.53M | 27.58M | 23.11M | 15.43M | 12.33M | 12.75M | 15.78M | 23.03M | 19.43M | 14.79M | 14.50M | 11.20M | 8.60M | 7.00M | 4.90M | 4.50M | 5.10M | 7.20M | 8.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 3.13M | 6.03M | 5.57M | 4.18M | 3.96M | 4.57M | 5.02M | 5.42M | 6.05M | 6.89M | 8.45M | 8.88M | 6.23M | 4.97M | 2.93M | 1.68M | 1.54M | 2.06M | 1.62M | 1.54M | 1.96M | 1.69M | 1.58M | 1.53M | 1.79M | 1.60M | 1.30M | 1.20M | 900.00K | 600.00K | 400.00K | 300.00K | 200.00K | 100.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA | 0.00 | 26.33M | 24.50M | 16.83M | 21.17M | 20.58M | 19.23M | 17.16M | 18.79M | 18.21M | 17.02M | 16.26M | 8.62M | 0.00 | 12.75M | 16.55M | 0.00 | 19.55M | 14.10M | 10.57M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| EBITDA Ratio | 0.00% | 2,603.07% | 39.65% | 29.19% | 35.18% | 39.93% | 41.23% | 40.45% | 45.92% | 48.60% | 50.86% | 54.33% | 48.59% | 44.52% | 54.56% | 80.41% | 102.55% | 99.17% | 77.26% | 68.52% | 63.40% | 82.71% | 115.90% | 114.11% | 111.15% | 119.67% | 111.11% | 106.84% | 98.10% | 76.74% | 88.89% | 101.39% | 130.00% | 157.58% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Operating Income | 39.00M | 23.62M | 18.93M | 13.85M | 17.20M | 18.15M | 16.59M | 15.01M | 16.22M | 15.61M | 13.92M | 15.08M | 17.57M | 16.18M | 21.44M | 33.13M | 42.52M | 37.45M | 25.14M | 19.00M | 15.81M | 20.92M | 29.86M | 27.39M | 21.43M | 20.30M | 14.70M | 11.30M | 9.40M | 6.00M | 6.80M | 7.00M | 8.90M | 10.30M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Operating Income Ratio | 51.27% | 2,073.57% | 30.64% | 22.42% | 28.59% | 31.90% | 31.66% | 29.71% | 33.44% | 33.72% | 31.65% | 34.20% | 35.88% | 34.05% | 48.00% | 76.53% | 98.96% | 94.01% | 72.58% | 63.38% | 56.39% | 76.54% | 110.06% | 108.07% | 102.55% | 110.93% | 102.08% | 96.58% | 89.52% | 69.77% | 83.95% | 97.22% | 127.14% | 156.06% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Total Other Income/Expenses | -19.08M | -19.24M | -16.40M | -2.98M | -12.40M | -11.43M | -12.04M | -12.64M | -8.95M | -8.82M | -8.52M | -8.88M | -144.00K | -291.00K | -1.22M | -300.00K | -430.00K | -5.65M | -37.81K | 0.00 | -12.75M | -15.78M | -23.03M | -19.43M | -14.79M | -14.50M | -11.20M | -8.60M | -7.00M | -4.90M | -4.70M | -5.10M | -7.20M | -8.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 19.92M | 20.30M | 18.93M | 13.85M | 17.20M | 16.01M | 14.27M | 11.74M | 12.73M | 11.33M | 8.57M | 7.38M | 6.62M | 1.83M | 4.26M | 9.60M | 14.93M | 14.34M | 9.71M | 6.66M | 3.06M | 5.15M | 6.84M | 7.95M | 6.64M | 5.80M | 3.50M | 2.70M | 2.40M | 1.10M | 2.10M | 1.90M | 1.70M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax Ratio | 26.19% | 1,781.83% | 30.64% | 22.42% | 28.59% | 28.13% | 27.22% | 23.24% | 26.26% | 24.46% | 19.48% | 16.74% | 13.52% | 3.85% | 9.52% | 22.18% | 34.75% | 36.00% | 28.04% | 22.23% | 10.91% | 18.83% | 25.20% | 31.39% | 31.76% | 31.69% | 24.31% | 23.08% | 22.86% | 12.79% | 25.93% | 26.39% | 24.29% | 27.27% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Income Tax Expense | 4.38M | 4.17M | 3.80M | 2.49M | 3.14M | 2.62M | 4.00M | 2.56M | 3.10M | 1.94M | 1.88M | 1.59M | 1.46M | -11.00K | 1.34M | 3.21M | 5.34M | 5.17M | 3.38M | 2.23M | 1.06M | 1.71M | 2.26M | 2.58M | 2.09M | 1.80M | 1.10M | 700.00K | 700.00K | 100.00K | 400.00K | 300.00K | 300.00K | 400.00K | -1.30M | -1.40M | -1.70M | -1.30M | -900.00K |
| Net Income | 15.55M | 16.12M | 15.13M | 11.36M | 14.07M | 13.38M | 10.27M | 9.18M | 9.63M | 9.39M | 6.69M | 5.79M | 5.16M | 1.84M | 2.92M | 6.39M | 9.59M | 9.17M | 6.33M | 4.43M | 2.00M | 3.44M | 4.58M | 5.38M | 4.54M | 4.00M | 2.40M | 2.00M | 1.70M | 1.00M | 1.90M | 1.60M | 1.40M | 1.40M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Net Income Ratio | 20.44% | 1,415.54% | 24.49% | 18.39% | 23.38% | 23.51% | 19.59% | 18.17% | 19.86% | 20.28% | 15.21% | 13.14% | 10.54% | 3.88% | 6.53% | 14.76% | 22.33% | 23.02% | 18.28% | 14.78% | 7.15% | 12.57% | 16.86% | 21.22% | 21.74% | 21.86% | 16.67% | 17.09% | 16.19% | 11.63% | 23.46% | 22.22% | 20.00% | 21.21% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EPS | 2.87 | 2.94 | 2.71 | 2.01 | 2.37 | 2.23 | 1.71 | 1.53 | 1.57 | 1.52 | 0.98 | 0.78 | 0.62 | 0.07 | 0.27 | 1.04 | 1.53 | 0.98 | 0.92 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.09 | 0.05 | 0.09 | 0.07 | 0.06 | 0.05 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
| EPS Diluted | 2.77 | 2.85 | 2.63 | 1.95 | 2.36 | 2.22 | 1.69 | 1.50 | 1.56 | 1.51 | 0.97 | 0.78 | 0.62 | 0.07 | 0.27 | 1.03 | 1.50 | 0.96 | 0.90 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.09 | 0.05 | 0.09 | 0.07 | 0.06 | 0.05 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
| Weighted Avg Shares Out | 5.42M | 5.48M | 5.58M | 5.66M | 5.94M | 6.00M | 5.99M | 6.02M | 6.13M | 6.18M | 6.15M | 6.12M | 6.10M | 6.09M | 6.09M | 6.15M | 6.27M | 6.25M | 6.88M | 6.29M | 6.25M | 6.29M | 6.43M | 6.43M | 7.07M | 6.43M | 5.60M | 5.60M | 5.60M | 5.60M | 5.60M | 5.61M | 5.60M | 5.60M | 5.60M | 5.60M | 5.10M | 5.10M | 5.10M |
| Weighted Avg Shares Out (Dil) | 5.61M | 5.66M | 5.75M | 5.82M | 5.97M | 6.02M | 6.06M | 6.10M | 6.16M | 6.22M | 6.20M | 6.12M | 6.10M | 6.10M | 6.10M | 6.21M | 6.39M | 6.41M | 7.01M | 6.35M | 6.35M | 6.29M | 6.46M | 6.43M | 7.07M | 6.43M | 5.60M | 5.60M | 5.60M | 5.60M | 5.60M | 5.61M | 5.60M | 5.60M | 5.60M | 5.60M | 5.10M | 5.10M | 5.10M |
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Nov. 22, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the fourth quarter of 2024 in the amount of $0.19...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Aug. 19, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the third quarter of 2024 in the amount of $0.19...
Peoples Bancorp Announces Retirement of Lance Sellers as CEO/President and the Selection of Bill Cable as the New CEO/President; Cable has been the Chief Operating Officer Since 2000
NEWTON, NC / ACCESSWIRE / July 31, 2024 / Robert Abernethy, Chairman of the Board of Peoples Bancorp of North Carolina (Nasdaq:PEBK) announced today that Bill Cable has been appointed by the Board of Directors to assume the role of...
Peoples Bancorp Announces Second Quarter 2024 Results
NEWTON, NC / ACCESSWIRE / July 22, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2024 results with highlights as follows: Second quarter 2024 highlights: Net...
Peoples Bancorp Announces Authorization of Stock Repurchase Plan
NEWTON, NC / ACCESSWIRE / June 25, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized a stock repurchase program, whereby up to...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., May 17, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the second quarter of 2024 in the amount of $0.19...
Peoples Bancorp Announces First Quarter 2024 Results
NEWTON, NC / ACCESSWIRE / April 26, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported first quarter 2024 results with highlights as follows: First quarter 2024 highlights: Net...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Feb. 23, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the first quarter of 2024 in the amount of $0.19...
Peoples Bancorp Announces Special Cash Dividend
NEWTON, N.C., Jan. 22, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK) is pleased to announce the declaration of a special cash dividend in the amount of $0.16 per share. The...
Peoples Bancorp Announces Fourth Quarter and Full Year 2023 Results
NEWTON, NC / ACCESSWIRE / January 22, 2024 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported fourth quarter and full year 2023 results with highlights as follows: Fourth quarter...
Source: https://incomestatements.info
Category: Stock Reports