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Complete financial analysis of Peoples Bancorp of North Carolina, Inc. (PEBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Peoples Bancorp of North Carolina, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Peoples Bancorp of North Carolina, Inc. (PEBK)
About Peoples Bancorp of North Carolina, Inc.
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 76.07M | 1.14M | 61.78M | 61.76M | 60.16M | 56.91M | 52.41M | 50.51M | 48.49M | 46.30M | 44.00M | 44.09M | 48.97M | 47.51M | 44.67M | 43.29M | 42.96M | 39.84M | 34.64M | 29.98M | 28.03M | 27.34M | 27.13M | 25.34M | 20.89M | 18.30M | 14.40M | 11.70M | 10.50M | 8.60M | 8.10M | 7.20M | 7.00M | 6.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost of Revenue | -18.71M | 0.00 | 0.00 | 0.00 | 0.00 | 1.54M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 94.78M | 1.14M | 61.78M | 61.76M | 60.16M | 55.37M | 52.41M | 50.51M | 48.49M | 46.30M | 44.00M | 44.09M | 48.97M | 47.51M | 44.67M | 43.29M | 42.96M | 39.84M | 34.64M | 29.98M | 28.03M | 27.34M | 27.13M | 25.34M | 20.89M | 18.30M | 14.40M | 11.70M | 10.50M | 8.60M | 8.10M | 7.20M | 7.00M | 6.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit Ratio | 124.60% | 100.00% | 100.00% | 100.00% | 100.00% | 97.30% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 27.39M | 26.13M | 24.51M | 23.54M | 23.24M | 21.53M | 20.06M | 19.26M | 18.29M | 17.53M | 16.85M | 16.43M | 14.77M | 14.12M | 14.76M | 15.19M | 13.89M | 11.79M | 12.35M | 11.48M | 10.10M | 9.57M | 9.12M | 8.90M | 7.74M | 6.40M | 4.70M | 4.20M | 3.70M | 3.20M | 2.90M | 2.60M | 2.60M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 750.00K | 693.00K | 536.00K | 787.00K | 1.02M | 922.00K | 1.20M | 1.14M | 784.00K | 804.00K | 685.00K | 695.00K | 0.00 | 0.00 | 0.00 | 1.08M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 200.00K | 200.00K | 200.00K | 0.00 | 200.00K | 100.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 37.07M | 26.13M | 24.51M | 23.54M | 23.24M | 21.53M | 20.06M | 19.26M | 18.29M | 17.53M | 16.85M | 16.43M | 14.77M | 14.12M | 14.76M | 16.27M | 13.89M | 11.79M | 12.35M | 11.48M | 10.10M | 9.57M | 9.12M | 8.90M | 7.74M | 6.40M | 4.70M | 4.40M | 3.90M | 3.40M | 2.90M | 2.80M | 2.70M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | -3.65M | -67.36M | -71.45M | -66.20M | -62.07M | -55.88M | -54.77M | -50.56M | -48.22M | -46.92M | -45.44M | 144.00K | 291.00K | -37.99M | -26.43M | -14.33M | -14.17M | -21.85M | -22.46M | -22.32M | -15.98M | -6.39M | -6.86M | -7.20M | -4.40M | -4.40M | -4.80M | -5.00M | -6.00M | -4.20M | -3.00M | -800.00K | 1.90M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Operating Expenses | 37.07M | 22.48M | -42.85M | -47.92M | -42.96M | -37.22M | -35.82M | -35.51M | -32.28M | -30.69M | -30.07M | -29.01M | 14.91M | 14.42M | -23.23M | -10.16M | -445.94K | -2.39M | -9.50M | -10.98M | -12.22M | -6.41M | 2.73M | 2.04M | 533.77K | 2.00M | 300.00K | -400.00K | -1.10M | -2.60M | -1.30M | -200.00K | 1.90M | 3.70M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Cost & Expenses | 37.07M | 22.48M | -42.85M | -47.92M | -42.96M | -37.22M | -35.82M | -35.51M | -32.28M | -30.69M | -30.07M | -29.01M | 14.91M | 14.42M | -23.23M | -10.16M | -445.94K | -2.39M | -9.50M | -10.98M | -12.22M | -6.41M | 2.73M | 2.04M | 533.77K | 2.00M | 300.00K | -400.00K | -1.10M | -2.60M | -1.30M | -200.00K | 1.90M | 3.70M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Interest Income | 71.86M | 54.43M | 47.18M | 47.96M | 49.60M | 45.35M | 41.95M | 39.81M | 38.67M | 38.42M | 36.70M | 39.25M | 45.26M | 47.68M | 50.04M | 56.32M | 61.73M | 55.39M | 43.37M | 36.25M | 34.85M | 36.62M | 41.90M | 40.86M | 32.30M | 29.20M | 24.00M | 19.10M | 16.40M | 12.70M | 10.90M | 11.10M | 13.10M | 14.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 17.14M | 3.32M | 3.21M | 3.84M | 3.76M | 2.15M | 2.38M | 3.27M | 3.48M | 4.29M | 5.35M | 7.70M | 10.95M | 14.35M | 17.19M | 23.53M | 27.58M | 23.11M | 15.43M | 12.33M | 12.75M | 15.78M | 23.03M | 19.43M | 14.79M | 14.50M | 11.20M | 8.60M | 7.00M | 4.90M | 4.50M | 5.10M | 7.20M | 8.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 3.13M | 6.03M | 5.57M | 4.18M | 3.96M | 4.57M | 5.02M | 5.42M | 6.05M | 6.89M | 8.45M | 8.88M | 6.23M | 4.97M | 2.93M | 1.68M | 1.54M | 2.06M | 1.62M | 1.54M | 1.96M | 1.69M | 1.58M | 1.53M | 1.79M | 1.60M | 1.30M | 1.20M | 900.00K | 600.00K | 400.00K | 300.00K | 200.00K | 100.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA | 0.00 | 26.33M | 24.50M | 16.83M | 21.17M | 20.58M | 19.23M | 17.16M | 18.79M | 18.21M | 17.02M | 16.26M | 8.62M | 0.00 | 12.75M | 16.55M | 0.00 | 19.55M | 14.10M | 10.57M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| EBITDA Ratio | 0.00% | 2,603.07% | 39.65% | 29.19% | 35.18% | 39.93% | 41.23% | 40.45% | 45.92% | 48.60% | 50.86% | 54.33% | 48.59% | 44.52% | 54.56% | 80.41% | 102.55% | 99.17% | 77.26% | 68.52% | 63.40% | 82.71% | 115.90% | 114.11% | 111.15% | 119.67% | 111.11% | 106.84% | 98.10% | 76.74% | 88.89% | 101.39% | 130.00% | 157.58% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Operating Income | 39.00M | 23.62M | 18.93M | 13.85M | 17.20M | 18.15M | 16.59M | 15.01M | 16.22M | 15.61M | 13.92M | 15.08M | 17.57M | 16.18M | 21.44M | 33.13M | 42.52M | 37.45M | 25.14M | 19.00M | 15.81M | 20.92M | 29.86M | 27.39M | 21.43M | 20.30M | 14.70M | 11.30M | 9.40M | 6.00M | 6.80M | 7.00M | 8.90M | 10.30M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Operating Income Ratio | 51.27% | 2,073.57% | 30.64% | 22.42% | 28.59% | 31.90% | 31.66% | 29.71% | 33.44% | 33.72% | 31.65% | 34.20% | 35.88% | 34.05% | 48.00% | 76.53% | 98.96% | 94.01% | 72.58% | 63.38% | 56.39% | 76.54% | 110.06% | 108.07% | 102.55% | 110.93% | 102.08% | 96.58% | 89.52% | 69.77% | 83.95% | 97.22% | 127.14% | 156.06% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Total Other Income/Expenses | -19.08M | -19.24M | -16.40M | -2.98M | -12.40M | -11.43M | -12.04M | -12.64M | -8.95M | -8.82M | -8.52M | -8.88M | -144.00K | -291.00K | -1.22M | -300.00K | -430.00K | -5.65M | -37.81K | 0.00 | -12.75M | -15.78M | -23.03M | -19.43M | -14.79M | -14.50M | -11.20M | -8.60M | -7.00M | -4.90M | -4.70M | -5.10M | -7.20M | -8.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 19.92M | 20.30M | 18.93M | 13.85M | 17.20M | 16.01M | 14.27M | 11.74M | 12.73M | 11.33M | 8.57M | 7.38M | 6.62M | 1.83M | 4.26M | 9.60M | 14.93M | 14.34M | 9.71M | 6.66M | 3.06M | 5.15M | 6.84M | 7.95M | 6.64M | 5.80M | 3.50M | 2.70M | 2.40M | 1.10M | 2.10M | 1.90M | 1.70M | 1.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax Ratio | 26.19% | 1,781.83% | 30.64% | 22.42% | 28.59% | 28.13% | 27.22% | 23.24% | 26.26% | 24.46% | 19.48% | 16.74% | 13.52% | 3.85% | 9.52% | 22.18% | 34.75% | 36.00% | 28.04% | 22.23% | 10.91% | 18.83% | 25.20% | 31.39% | 31.76% | 31.69% | 24.31% | 23.08% | 22.86% | 12.79% | 25.93% | 26.39% | 24.29% | 27.27% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Income Tax Expense | 4.38M | 4.17M | 3.80M | 2.49M | 3.14M | 2.62M | 4.00M | 2.56M | 3.10M | 1.94M | 1.88M | 1.59M | 1.46M | -11.00K | 1.34M | 3.21M | 5.34M | 5.17M | 3.38M | 2.23M | 1.06M | 1.71M | 2.26M | 2.58M | 2.09M | 1.80M | 1.10M | 700.00K | 700.00K | 100.00K | 400.00K | 300.00K | 300.00K | 400.00K | -1.30M | -1.40M | -1.70M | -1.30M | -900.00K |
| Net Income | 15.55M | 16.12M | 15.13M | 11.36M | 14.07M | 13.38M | 10.27M | 9.18M | 9.63M | 9.39M | 6.69M | 5.79M | 5.16M | 1.84M | 2.92M | 6.39M | 9.59M | 9.17M | 6.33M | 4.43M | 2.00M | 3.44M | 4.58M | 5.38M | 4.54M | 4.00M | 2.40M | 2.00M | 1.70M | 1.00M | 1.90M | 1.60M | 1.40M | 1.40M | 1.30M | 1.40M | 1.70M | 1.30M | 900.00K |
| Net Income Ratio | 20.44% | 1,415.54% | 24.49% | 18.39% | 23.38% | 23.51% | 19.59% | 18.17% | 19.86% | 20.28% | 15.21% | 13.14% | 10.54% | 3.88% | 6.53% | 14.76% | 22.33% | 23.02% | 18.28% | 14.78% | 7.15% | 12.57% | 16.86% | 21.22% | 21.74% | 21.86% | 16.67% | 17.09% | 16.19% | 11.63% | 23.46% | 22.22% | 20.00% | 21.21% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EPS | 2.87 | 2.94 | 2.71 | 2.01 | 2.37 | 2.23 | 1.71 | 1.53 | 1.57 | 1.52 | 0.98 | 0.78 | 0.62 | 0.07 | 0.27 | 1.04 | 1.53 | 0.98 | 0.92 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.09 | 0.05 | 0.09 | 0.07 | 0.06 | 0.05 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
| EPS Diluted | 2.77 | 2.85 | 2.63 | 1.95 | 2.36 | 2.22 | 1.69 | 1.50 | 1.56 | 1.51 | 0.97 | 0.78 | 0.62 | 0.07 | 0.27 | 1.03 | 1.50 | 0.96 | 0.90 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.09 | 0.05 | 0.09 | 0.07 | 0.06 | 0.05 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
| Weighted Avg Shares Out | 5.42M | 5.48M | 5.58M | 5.66M | 5.94M | 6.00M | 5.99M | 6.02M | 6.13M | 6.18M | 6.15M | 6.12M | 6.10M | 6.09M | 6.09M | 6.15M | 6.27M | 6.25M | 6.88M | 6.29M | 6.25M | 6.29M | 6.43M | 6.43M | 7.07M | 6.43M | 5.60M | 5.60M | 5.60M | 5.60M | 5.60M | 5.61M | 5.60M | 5.60M | 5.60M | 5.60M | 5.10M | 5.10M | 5.10M |
| Weighted Avg Shares Out (Dil) | 5.61M | 5.66M | 5.75M | 5.82M | 5.97M | 6.02M | 6.06M | 6.10M | 6.16M | 6.22M | 6.20M | 6.12M | 6.10M | 6.10M | 6.10M | 6.21M | 6.39M | 6.41M | 7.01M | 6.35M | 6.35M | 6.29M | 6.46M | 6.43M | 7.07M | 6.43M | 5.60M | 5.60M | 5.60M | 5.60M | 5.60M | 5.61M | 5.60M | 5.60M | 5.60M | 5.60M | 5.10M | 5.10M | 5.10M |
Peoples Bancorp Announces Authorization of Stock Repurchase Plan
NEWTON, NC / ACCESSWIRE / December 19, 2023 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized an updated stock repurchase program, whereby up...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Nov. 17, 2023 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the fourth quarter of 2023 in the amount of $0.19...
Peoples Bancorp Announces Third Quarter 2023 Results
NEWTON, NC / ACCESSWIRE / October 23, 2023 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported third quarter 2023 results with highlights as follows: Third quarter 2023 highlights: Net...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Aug. 21, 2023 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the third quarter of 2023 in the amount of $0.19...
Peoples Bancorp Announces Second Quarter 2023 Results
NEWTON, NC / ACCESSWIRE / July 24, 2023 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2023 results with highlights as follows: Second quarter 2023 highlights: Net...
21 Upcoming Dividend Increases Including One Dividend King
All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 9.6% and a median increase of 6.25%. I've tracked 118 increases in 2022. There...
21 Upcoming Dividend Increases Including 1 Dividend King
All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 10.3% and a median increase of 6.7%.
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., Aug. 20, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the third quarter of 2021 in the amount of $0.17...
Peoples Bancorp Announces Second Quarter Earnings Results
NEWTON, NC / ACCESSWIRE / July 19, 2021 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK), the parent company of Peoples Bank, reported second quarter earnings results with highlights as follows: Second quarter highlights: Net earnings were $4.6 million or...
Peoples Bancorp Announces Cash Dividend
NEWTON, N.C., May 21, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the second quarter of 2021 in the amount of $0.16...
Source: https://incomestatements.info
Category: Stock Reports