See more : Russel Metals Inc. (RUSMF) Income Statement Analysis – Financial Results
Complete financial analysis of Ameris Bancorp (ABCB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Ameris Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- Leet Technology Inc. (LTES) Income Statement Analysis – Financial Results
- South Bow Corporation (SOBCF) Income Statement Analysis – Financial Results
- Ellington Residential Mortgage REIT (EARN) Income Statement Analysis – Financial Results
- OPY Acquisition Corp. I (OHAA) Income Statement Analysis – Financial Results
- Sarepta Therapeutics, Inc. (SRPT) Income Statement Analysis – Financial Results
Ameris Bancorp (ABCB)
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.45B | 1.09B | 1.02B | 1.08B | 699.20M | 457.79M | 361.09M | 319.00M | 243.42M | 199.22M | 147.25M | 129.83M | 139.46M | 109.87M | 132.38M | 91.81M | 92.67M | 89.22M | 66.14M | 58.01M | 57.06M | 61.92M | 52.91M | 46.39M | 43.40M | 43.20M | 40.40M | 32.90M | 19.30M | 16.50M |
| Cost of Revenue | -75.88M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -15.49M | -22.42M | 0.00 | 0.00 | 38.57M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 1.52B | 1.09B | 1.02B | 1.08B | 699.20M | 457.79M | 361.09M | 319.00M | 243.42M | 199.22M | 162.73M | 152.24M | 139.46M | 109.87M | 93.81M | 91.81M | 92.67M | 89.22M | 66.14M | 58.01M | 57.06M | 61.92M | 52.91M | 46.39M | 43.40M | 43.20M | 40.40M | 32.90M | 19.30M | 16.50M |
| Gross Profit Ratio | 105.24% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 110.52% | 117.27% | 100.00% | 100.00% | 70.87% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 347.05M | 319.72M | 337.78M | 360.28M | 223.94M | 149.29M | 120.02M | 106.84M | 94.00M | 73.88M | 56.67M | 55.35M | 77.51M | 61.11M | 38.82M | 31.70M | 29.84M | 27.04M | 22.48M | 20.89M | 19.60M | 21.16M | 18.17M | 16.42M | 14.90M | 14.00M | 13.70M | 10.70M | 6.20M | 5.70M |
| Selling & Marketing | 11.86M | 12.48M | 8.43M | 8.05M | 7.93M | 5.57M | 5.13M | 4.18M | 3.31M | 2.87M | 1.62M | 1.62M | 722.00K | 566.00K | 1.65M | 3.08M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 358.91M | 332.20M | 346.21M | 368.32M | 231.87M | 154.86M | 125.15M | 111.02M | 97.32M | 76.75M | 58.29M | 56.97M | 78.23M | 61.67M | 40.47M | 34.78M | 29.84M | 27.04M | 22.48M | 20.89M | 19.60M | 21.16M | 18.17M | 16.42M | 14.90M | 14.00M | 13.70M | 10.70M | 6.20M | 5.70M |
| Other Expenses | 683.60M | -871.66M | -867.43M | -1.11B | -719.48M | -425.02M | -318.54M | -295.56M | -261.07M | -198.44M | -176.65M | -167.39M | -26.87M | -14.65M | -38.57M | -76.22M | -29.06M | -28.86M | -40.81M | -39.81M | -36.65M | -39.50M | -21.85M | -17.56M | -20.60M | -21.20M | -17.60M | -13.00M | -8.60M | -10.10M |
| Operating Expenses | 1.04B | -539.46M | -521.22M | -738.90M | -487.61M | -236.36M | -193.39M | -184.54M | -163.76M | -121.69M | -118.36M | -110.42M | 51.37M | 47.02M | 1.90M | -41.44M | 782.00K | -1.82M | -18.32M | -18.92M | -17.05M | -18.34M | -3.68M | -1.14M | -5.70M | -7.20M | -3.90M | -2.30M | -2.40M | -4.40M |
| Cost & Expenses | 1.04B | -539.46M | -521.22M | -738.90M | -487.61M | -236.36M | -193.39M | -184.54M | -163.76M | -121.69M | -15.49M | -22.42M | 51.37M | 47.02M | 40.47M | -41.44M | 782.00K | -1.82M | -18.32M | -18.92M | -17.05M | -18.34M | -3.68M | -1.14M | -5.70M | -7.20M | -3.90M | -2.30M | -2.40M | -4.40M |
| Interest Income | 1.28B | 893.89M | 703.11M | 726.50M | 636.39M | 413.33M | 294.35M | 239.07M | 190.39M | 164.57M | 126.32M | 129.48M | 141.07M | 119.07M | 114.57M | 129.01M | 146.08M | 124.11M | 79.54M | 64.37M | 64.48M | 74.45M | 76.09M | 68.98M | 59.80M | 59.90M | 58.70M | 47.80M | 26.70M | 21.30M |
| Interest Expense | 445.39M | 92.86M | 47.79M | 88.75M | 131.23M | 69.93M | 34.22M | 19.69M | 14.86M | 14.68M | 10.14M | 15.07M | 27.55M | 29.79M | 40.55M | 56.34M | 71.00M | 54.15M | 26.93M | 19.38M | 22.05M | 28.14M | 34.90M | 30.81M | 24.40M | 26.40M | 26.00M | 21.20M | 10.70M | 7.80M |
| Depreciation & Amortization | 48.72M | 50.80M | 47.93M | 55.11M | 41.10M | 19.53M | 13.13M | 13.90M | 3.74M | 2.33M | 1.41M | 1.36M | 1.00M | 988.00K | 644.00K | 4.53M | 4.36M | 4.86M | 3.29M | 2.93M | 3.25M | 4.45M | 4.23M | 3.38M | 3.00M | 3.00M | 2.70M | 2.00M | 1.20M | 1.10M |
| EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 52.12% | 50.24% | 33.35% | 32.79% | 52.63% | 47.53% | 43.52% | 34.26% | 40.09% | 31.10% | 33.26% | 46.31% | 24.52% | 7.78% | 59.80% | 105.55% | 103.41% | 77.27% | 72.45% | 75.82% | 77.56% | 101.03% | 104.83% | 93.78% | 90.28% | 97.03% | 99.09% | 93.78% | 80.00% |
| Operating Income | 0.00 | 545.96M | 496.11M | 340.24M | 211.58M | 221.42M | 167.70M | 134.46M | 79.66M | 77.53M | 44.38M | 41.83M | 63.58M | 25.95M | 9.65M | 50.37M | 93.45M | 87.41M | 47.81M | 39.10M | 40.01M | 43.58M | 49.23M | 45.25M | 37.70M | 36.00M | 36.50M | 30.60M | 16.90M | 12.10M |
| Operating Income Ratio | 0.00% | 50.30% | 48.77% | 31.53% | 30.26% | 48.37% | 46.44% | 42.15% | 32.73% | 38.92% | 30.14% | 32.22% | 45.59% | 23.62% | 7.29% | 54.87% | 100.84% | 97.96% | 72.29% | 67.39% | 70.12% | 70.38% | 93.04% | 97.54% | 86.87% | 83.33% | 90.35% | 93.01% | 87.56% | 73.33% |
| Total Other Income/Expenses | 356.94M | -7.20M | -10.26M | -75.15M | 211.58M | -29.80M | -8.33M | -14.46M | -15.20M | -9.24M | -8.09M | 16.55M | -31.94M | -7.18M | -44.15M | -5.97M | -71.00M | -54.15M | -26.93M | -19.38M | -22.05M | -28.14M | -34.90M | -30.81M | -24.40M | -26.40M | -26.00M | -21.20M | -10.70M | -7.80M |
| Income Before Tax | 356.94M | 453.10M | 496.11M | 340.24M | 211.58M | 151.49M | 124.28M | 105.25M | 56.74M | 56.21M | 29.30M | 21.72M | 31.65M | -7.18M | -34.49M | -5.97M | 22.45M | 33.26M | 20.88M | 19.72M | 17.96M | 15.43M | 14.33M | 14.44M | 13.30M | 9.60M | 10.50M | 9.40M | 6.20M | 4.30M |
| Income Before Tax Ratio | 24.66% | 41.74% | 48.77% | 31.53% | 30.26% | 33.09% | 34.42% | 32.99% | 23.31% | 28.21% | 19.90% | 16.73% | 22.69% | -6.54% | -26.06% | -6.50% | 24.23% | 37.27% | 31.57% | 34.00% | 31.48% | 24.92% | 27.07% | 31.13% | 30.65% | 22.22% | 25.99% | 28.57% | 32.12% | 26.06% |
| Income Tax Expense | 87.83M | 106.56M | 119.20M | 78.26M | 50.14M | 30.46M | 50.73M | 33.15M | 15.90M | 17.48M | 9.29M | 7.29M | 10.56M | -3.20M | 7.30M | -2.05M | 7.30M | 11.13M | 7.15M | 6.62M | 5.95M | 5.08M | 4.69M | 4.34M | 4.30M | 2.70M | 3.10M | 2.70M | 1.90M | 1.20M |
| Net Income | 269.11M | 346.54M | 376.91M | 261.99M | 161.44M | 121.03M | 73.55M | 72.10M | 40.85M | 38.72M | 20.02M | 14.44M | 21.09M | -3.99M | -41.79M | -3.92M | 15.15M | 22.13M | 13.73M | 13.10M | 12.01M | 10.36M | 9.63M | 10.10M | 9.00M | 6.90M | 7.40M | 6.70M | 4.30M | 3.10M |
| Net Income Ratio | 18.59% | 31.93% | 37.05% | 24.28% | 23.09% | 26.44% | 20.37% | 22.60% | 16.78% | 19.44% | 13.59% | 11.12% | 15.12% | -3.63% | -31.57% | -4.27% | 16.35% | 24.80% | 20.76% | 22.58% | 21.05% | 16.72% | 18.21% | 21.77% | 20.74% | 15.97% | 18.32% | 20.36% | 22.28% | 18.79% |
| EPS | 3.90 | 5.01 | 5.43 | 3.78 | 2.76 | 2.81 | 2.00 | 2.10 | 1.29 | 1.48 | 0.76 | 0.46 | 0.76 | -0.19 | -3.00 | -0.28 | 1.09 | 1.66 | 1.12 | 1.09 | 1.00 | 0.85 | 0.85 | 0.96 | 0.83 | 0.64 | 0.70 | 0.68 | 0.64 | 0.57 |
| EPS Diluted | 3.89 | 4.99 | 5.40 | 3.77 | 2.75 | 2.80 | 1.98 | 2.08 | 1.27 | 1.46 | 0.75 | 0.46 | 0.76 | -0.19 | -3.00 | -0.28 | 1.08 | 1.63 | 1.11 | 1.08 | 0.99 | 0.85 | 0.84 | 0.96 | 0.83 | 0.64 | 0.69 | 0.68 | 0.64 | 0.57 |
| Weighted Avg Shares Out | 68.98M | 69.19M | 69.43M | 69.26M | 58.46M | 43.14M | 36.83M | 34.35M | 31.76M | 25.97M | 23.92M | 23.80M | 23.45M | 20.50M | 13.91M | 13.89M | 13.86M | 13.30M | 12.27M | 12.03M | 11.99M | 12.17M | 11.32M | 10.47M | 10.78M | 10.78M | 10.62M | 10.58M | 6.27M | 5.46M |
| Weighted Avg Shares Out (Dil) | 69.10M | 69.42M | 69.76M | 69.43M | 58.61M | 43.25M | 37.14M | 34.70M | 32.13M | 26.26M | 24.35M | 23.84M | 23.54M | 20.50M | 13.91M | 13.89M | 14.01M | 13.54M | 12.38M | 12.13M | 12.11M | 12.17M | 11.43M | 10.47M | 10.78M | 10.78M | 10.75M | 10.58M | 6.27M | 5.46M |
Ameris Bancorp (ABCB) CEO Palmer Proctor on Q4 2021 Results - Earnings Call Transcript
Ameris Bancorp (ABCB) CEO Palmer Proctor on Q4 2021 Results - Earnings Call Transcript
Ameris Bancorp (ABCB) Tops Q4 Earnings and Revenue Estimates
Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 0.86% and 2.46%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?
Ameris Bancorp (ABCB) Expected to Beat Earnings Estimates: Should You Buy?
Ameris Bancorp (ABCB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
AMERIS BANCORP ANNOUNCES DATE OF FOURTH QUARTER 2021 EARNINGS RELEASE AND CONFERENCE CALL
ATLANTA , Jan. 6, 2022 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that it intends to release its fourth quarter and full year 2021 financial results in a press release after the market closes on Thursday, January...
Ameris Bancorp (ABCB): Strong Industry, Solid Earnings Estimate Revisions
Ameris Bancorp (ABCB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
Bernard Horn's Top 5 Trades of the 3rd Quarter
Bernard Horn (Trades, Portfolio), manager of the Polaris Global Value Fund, disclosed this week that his firm's top five trades included new positions in Alrosa PJSC ( MIC:ALRS , Financial) and Discovery Inc. ( DISCK , Financial) and the closure...
Why You Shouldn't Bet Against Ameris Bancorp (ABCB) Stock
Ameris Bancorp (ABCB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
Ameris Bancorp (ABCB) CEO Palmer Proctor on Q3 2021 Results - Earnings Call Transcript
Ameris Bancorp (ABCB) CEO Palmer Proctor on Q3 2021 Results - Earnings Call Transcript
Ameris Bancorp (ABCB) Matches Q3 Earnings Estimates
Ameris Bancorp (ABCB) delivered earnings and revenue surprises of 0.00% and -3.89%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?
Ameris Bancorp Announces Date Of Third Quarter 2021 Earnings Release And Conference Call
ATLANTA, Oct. 12, 2021 /PRNewswire/ -- Ameris Bancorp (Nasdaq: ABCB) (the "Company") announced today that it intends to release its third quarter 2021 financial results in a press release after the market closes on Thursday, October 28, 2021. H. Palmer Proctor,...
Source: https://incomestatements.info
Category: Stock Reports