Australia and New Zealand Banking Group Limited (ANZBY) Income Statement Analysis

See more : Nameson Holdings Limited (1982.HK) Income Statement Analysis – Financial Results

Complete financial analysis of Australia and New Zealand Banking Group Limited (ANZBY) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Australia and New Zealand Banking Group Limited, a leading company in the Banks – Diversified industry within the Financial Services sector.

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Australia and New Zealand Banking Group Limited (ANZBY)

Industry: Banks - Diversified

Sector: Financial Services

Website: https://www.anz.com.au

About Australia and New Zealand Banking Group Limited

Australia and New Zealand Banking Group Limited provides various banking and financial products and services in Australia and internationally. Its Australia Retail and Commercial division offers various products and services to consumer customers through the branch network, mortgage specialists, contact centers, self-service channels, and third-party brokers, as well as financial planning services. It also provides asset financing for medium to large commercial customers, agribusiness customers, small business owners, high net worth individuals, and family groups. The company's Institutional division offers documentary trade, supply chain and commodity financing, cash management solutions, deposits, payments, and clearing services; loan syndication, loan structuring and execution, project and export finance, debt structuring and acquisition finance, and corporate advisory services, as well as loan products; and risk management services. It serves governments, and global institutional and corporate customers. The company's New Zealand division provides banking and wealth management services to consumer, and private banking and small business banking customers through its Internet and app-based digital solutions, network of branches, mortgage specialists, relationship managers, and contact centers; and traditional relationship banking and financial solutions for medium to large enterprises, agricultural business segments, and government and government-related entities. Its Pacific division offers retail products, and traditional relationship banking and financial solutions. This division serves retail customers, small to medium-sized enterprises, institutional customers, and governments. Australia and New Zealand Banking Group Limited has a strategic partnership with Cashrewards Limited to launch Cashrewards MaxTM for Australia and New Zealand consumer credit and debit card holders. The company was founded in 1835 and is headquartered in Melbourne, Australia.

Metric	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989
Revenue	19.25B	17.83B	18.30B	18.39B	19.14B	20.51B	20.41B	20.44B	19.58B	17.93B	16.96B	16.50B	15.17B	13.42B	12.18B	10.89B	10.07B	8.61B	7.98B	6.91B	6.86B	6.36B	6.38B	6.03B	5.65B	5.83B	5.41B	5.06B	4.77B	4.57B	4.55B	4.67B	4.24B	3.99B
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	19.25B	17.83B	18.30B	18.39B	19.14B	20.51B	20.41B	20.44B	19.58B	17.93B	16.96B	16.50B	15.17B	13.42B	12.18B	10.89B	10.07B	8.61B	7.98B	6.91B	6.86B	6.36B	6.38B	6.03B	5.65B	5.83B	5.41B	5.06B	4.77B	4.57B	4.55B	4.67B	4.24B	3.99B
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	935.00M	769.00M	667.00M	552.00M	583.00M	453.00M	435.00M	345.00M	258.00M	286.00M	271.00M	292.00M	362.00M	211.00M	194.00M	142.00M	136.00M	2.45B	2.13B	1.82B	1.71B	1.68B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling & Marketing	165.00M	178.00M	177.00M	226.00M	200.00M	254.00M	261.00M	292.00M	278.00M	241.00M	229.00M	235.00M	244.00M	195.00M	182.00M	157.00M	175.00M	206.00M	171.00M	126.00M	134.00M	106.00M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	1.10B	947.00M	844.00M	778.00M	783.00M	707.00M	696.00M	637.00M	536.00M	527.00M	500.00M	527.00M	606.00M	406.00M	376.00M	299.00M	311.00M	2.66B	2.30B	1.95B	1.85B	1.78B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Expenses	8.38B	7.91B	8.30B	8.22B	8.24B	8.68B	9.69B	8.69B	8.08B	7.61B	7.74B	7.34B	6.65B	5.67B	5.08B	4.65B	4.28B	851.00M	783.00M	529.00M	494.00M	430.00M	174.00M	171.00M	188.00M	288.00M	193.00M	-3.33B	1.97B	135.88M	110.30M	93.60M	69.60M	67.80M
Operating Expenses	9.48B	8.86B	9.15B	8.99B	9.02B	9.39B	10.38B	9.33B	8.62B	8.14B	8.24B	7.87B	7.26B	6.08B	5.46B	4.95B	4.59B	3.51B	3.09B	2.48B	2.34B	2.21B	174.00M	171.00M	188.00M	288.00M	193.00M	-3.33B	1.97B	135.88M	110.30M	93.60M	69.60M	67.80M
Cost & Expenses	9.48B	8.86B	9.15B	8.99B	9.02B	9.39B	10.38B	9.33B	8.62B	8.14B	8.24B	7.87B	7.26B	6.08B	5.46B	4.95B	4.59B	3.51B	3.09B	2.48B	2.34B	2.21B	174.00M	171.00M	188.00M	288.00M	193.00M	-3.33B	1.97B	135.88M	110.30M	93.60M	69.60M	67.80M
Interest Income	23.61B	19.53B	24.43B	31.08B	30.33B	29.12B	29.95B	30.53B	29.52B	28.63B	30.54B	30.37B	26.61B	26.21B	32.60B	26.21B	22.30B	17.43B	14.12B	10.22B	9.04B	10.25B	10.24B	8.68B	9.50B	9.43B	9.29B	8.31B	6.49B	6.91B	8.08B	10.18B	11.95B	10.21B
Interest Expense	8.74B	5.37B	10.38B	16.74B	15.81B	14.25B	14.86B	15.91B	15.71B	15.87B	18.43B	18.89B	15.74B	16.40B	24.75B	18.91B	15.36B	11.63B	8.86B	5.90B	5.02B	6.42B	6.44B	5.03B	5.95B	6.02B	5.97B	5.23B	3.69B	4.37B	5.65B	7.58B	7.71B	6.22B
Depreciation & Amortization	1.01B	1.09B	1.39B	871.00M	1.20B	972.00M	1.48B	955.00M	839.00M	781.00M	723.00M	645.00M	560.00M	375.00M	330.00M	309.00M	292.00M	484.00M	455.00M	265.00M	226.00M	178.00M	174.00M	171.00M	188.00M	288.00M	193.00M	150.00M	139.00M	123.40M	83.70M	71.50M	69.60M	67.80M
EBITDA	19.80B	15.37B	17.19B	26.17B	26.20B	24.83B	24.50B	27.38B	26.85B	25.66B	27.14B	27.19B	22.90B	21.15B	29.59B	25.08B	20.86B	16.42B	13.26B	9.44B	8.43B	9.38B	9.05B	7.36B	7.82B	7.94B	7.77B	6.92B	5.04B	5.09B	4.99B	8.11B	8.19B	7.04B
EBITDA Ratio	102.87%	86.20%	93.89%	142.34%	136.89%	121.05%	120.01%	133.99%	137.12%	143.12%	160.06%	164.84%	150.95%	157.63%	242.93%	230.17%	207.17%	190.70%	166.22%	136.64%	122.87%	147.53%	141.71%	121.95%	138.43%	136.31%	143.51%	136.81%	105.75%	111.29%	109.79%	173.75%	193.14%	176.51%
Operating Income	18.79B	14.29B	15.79B	25.30B	25.00B	23.86B	8.18B	10.53B	26.01B	9.02B	7.99B	7.67B	6.60B	4.38B	4.52B	5.87B	5.21B	15.93B	12.80B	3.28B	3.22B	2.78B	2.79B	2.16B	1.62B	7.66B	1.62B	1.55B	1.22B	487.90M	-706.90M	481.70M	407.90M	751.50M
Operating Income Ratio	97.64%	80.11%	86.29%	137.60%	130.62%	116.31%	40.06%	51.54%	132.84%	50.32%	47.15%	46.51%	43.52%	32.64%	37.07%	53.84%	51.78%	185.07%	160.51%	47.42%	46.98%	43.79%	43.69%	35.84%	28.68%	131.37%	29.84%	30.62%	25.63%	10.67%	-15.55%	10.32%	9.62%	18.84%
Total Other Income/Expenses	-8.72B	-5.35B	-10.28B	-16.38B	-15.10B	-14.23B	0.00	0.00	-15.70B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-11.68B	-8.82B	0.00	0.00	0.00	0.00	0.00	0.00	-6.08B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income Before Tax	10.08B	8.94B	5.52B	8.92B	9.90B	9.63B	8.18B	10.53B	10.31B	9.02B	7.99B	7.67B	6.60B	4.38B	4.52B	5.87B	5.21B	4.26B	3.99B	3.28B	3.22B	2.78B	2.79B	2.16B	1.62B	1.58B	1.62B	1.55B	1.22B	487.90M	-706.90M	481.70M	407.90M	751.50M
Income Before Tax Ratio	52.36%	50.11%	30.14%	48.52%	51.71%	46.93%	40.06%	51.54%	52.65%	50.32%	47.15%	46.51%	43.52%	32.64%	37.07%	53.84%	51.78%	49.43%	49.98%	47.42%	46.98%	43.79%	43.69%	35.84%	28.68%	27.04%	29.84%	30.62%	25.63%	10.67%	-15.55%	10.32%	9.62%	18.84%
Income Tax Expense	2.94B	2.76B	1.84B	2.61B	2.78B	3.21B	2.46B	3.03B	3.03B	2.74B	2.33B	2.31B	2.10B	1.44B	1.19B	1.68B	1.52B	1.29B	1.13B	926.00M	862.00M	911.00M	686.00M	676.00M	570.00M	614.00M	490.00M	486.00M	397.00M	356.10M	-158.10M	195.90M	185.60M	400.00M
Net Income	7.14B	6.16B	3.58B	5.95B	6.40B	6.41B	5.71B	7.49B	7.27B	6.27B	5.66B	5.36B	4.50B	2.94B	3.32B	4.18B	3.69B	3.02B	2.82B	2.35B	2.32B	1.87B	1.75B	1.48B	1.11B	1.02B	1.12B	1.05B	822.00M	246.50M	-579.00M	267.30M	221.50M	350.70M
Net Income Ratio	37.09%	34.55%	19.54%	32.38%	33.44%	31.23%	27.97%	36.66%	37.13%	34.98%	33.39%	32.46%	29.67%	21.93%	27.25%	38.37%	36.63%	35.06%	35.29%	33.97%	33.85%	29.42%	27.37%	24.54%	19.59%	17.57%	20.62%	20.81%	17.24%	5.39%	-12.74%	5.72%	5.22%	8.79%
EPS	2.30	1.99	1.12	1.93	2.03	2.20	1.97	2.72	2.67	2.31	2.14	2.09	1.79	1.32	1.73	2.26	2.01	1.65	1.60	1.55	1.55	1.25	1.13	0.95	0.72	0.69	0.75	0.76	0.62	0.20	-0.55	0.28	0.25	0.39
EPS Diluted	2.30	1.99	1.12	1.93	2.03	2.02	1.80	2.48	2.57	2.25	2.06	1.99	1.75	1.31	1.64	2.20	1.95	1.62	1.55	1.55	1.54	1.24	1.13	0.90	0.72	0.68	0.75	0.76	0.62	0.20	-0.55	0.28	0.25	0.39
Weighted Avg Shares Out	3.10B	3.10B	3.20B	3.08B	3.15B	2.91B	2.89B	2.76B	2.72B	2.71B	2.65B	2.57B	2.51B	2.22B	1.92B	1.85B	1.83B	1.82B	1.76B	1.51B	1.50B	1.49B	1.55B	1.55B	1.54B	1.48B	1.48B	1.39B	1.33B	1.24B	1.05B	951.49M	872.74M	906.69M
Weighted Avg Shares Out (Dil)	3.10B	3.10B	3.20B	3.08B	3.15B	3.18B	3.17B	3.02B	2.83B	2.79B	2.75B	2.69B	2.58B	2.25B	2.02B	1.90B	1.89B	1.86B	1.81B	1.52B	1.50B	1.51B	1.55B	1.64B	1.54B	1.51B	1.48B	1.39B	1.33B	1.24B	1.05B	951.49M	872.74M	906.69M