See more : Feutune Light Acquisition Corporation (FLFVR) Income Statement Analysis – Financial Results
Complete financial analysis of Credicorp Ltd. (BAP) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Credicorp Ltd., a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- IRRC Corporation (7325.T) Income Statement Analysis – Financial Results
- Medcolcanna Organics Inc. (MCCNF) Income Statement Analysis – Financial Results
- Ifirma SA (IFI.WA) Income Statement Analysis – Financial Results
- Treasure Global Inc. (TGL) Income Statement Analysis – Financial Results
- Grupo Aeroportuario del Centro Norte, S.A.B. de C.V. (OMAB.MX) Income Statement Analysis – Financial Results
Credicorp Ltd. (BAP)
About Credicorp Ltd.
Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16.18B | 17.34B | 14.43B | 13.60B | 14.82B | 13.49B | 13.36B | 12.51B | 11.85B | 10.44B | 8.50B | 7.54B | 8.89B | 5.72B | 4.99B | 4.61B | 4.45B | 3.37B | 3.18B | 2.69B | 2.60B | 2.42B | 2.47B | 2.50B | 2.59B | 2.48B | 1.95B |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -155.97M | -74.32M | 0.00 | 1.64B | -990.16M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 16.18B | 17.34B | 14.43B | 13.60B | 14.82B | 13.49B | 13.36B | 12.51B | 11.85B | 10.59B | 8.58B | 7.54B | 7.25B | 6.71B | 4.99B | 4.61B | 4.45B | 3.37B | 3.18B | 2.69B | 2.60B | 2.42B | 2.47B | 2.50B | 2.59B | 2.48B | 1.95B |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 101.49% | 100.87% | 100.00% | 81.57% | 117.32% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 6.68B | 6.04B | 5.77B | 4.74B | 4.88B | 4.75B | 5.40B | 5.20B | 4.87B | 4.59B | 4.15B | 3.38B | 2.62B | 2.93B | 2.04B | 1.99B | 1.43B | 1.07B | 960.36M | 778.75M | 754.10M | 711.08M | 689.35M | 730.46M | 754.62M | 731.44M | 1.51B |
| Selling & Marketing | 720.72M | 653.43M | 486.89M | 349.75M | 374.68M | 336.20M | 304.12M | 300.40M | 222.63M | 310.16M | 295.01M | 157.52M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 7.40B | 6.69B | 5.77B | 4.74B | 4.88B | 4.75B | 5.40B | 5.20B | 4.87B | 4.59B | 4.15B | 3.38B | 2.62B | 2.93B | 2.04B | 1.99B | 1.43B | 1.07B | 960.36M | 778.75M | 754.10M | 711.08M | 689.35M | 730.46M | 754.62M | 731.44M | 1.51B |
| Other Expenses | 12.14B | -13.80B | -14.96B | -18.10B | -13.82B | -9.70B | -10.31B | -60.62M | 46.56M | -9.64B | -8.15B | -6.49B | -6.03B | -6.29B | -4.05B | -3.32B | -3.22B | -2.62B | -2.67B | -2.37B | -2.37B | -2.25B | -1.81B | -1.76B | -1.54B | -1.41B | 1.07B |
| Operating Expenses | 19.54B | -7.11B | -9.19B | -13.36B | -8.93B | -4.95B | -4.91B | 5.14B | 4.92B | -5.05B | -3.99B | -3.11B | -3.41B | -3.36B | -2.00B | -1.33B | -1.80B | -1.55B | -1.71B | -1.59B | -1.62B | -1.53B | -1.12B | -1.03B | -781.34M | -680.61M | 2.58B |
| Cost & Expenses | 9.33B | -7.11B | -9.19B | -13.36B | -8.93B | -4.95B | -4.91B | 5.14B | 4.91B | -155.97M | -74.32M | -78.25M | 1.64B | -990.16M | -88.17M | -1.33B | -1.80B | -1.55B | -1.71B | -1.59B | -1.62B | -1.53B | -1.12B | -1.03B | -781.34M | -680.61M | 3.65B |
| Interest Income | 18.75B | 14.98B | 11.81B | 11.52B | 12.36B | 11.50B | 10.98B | 10.77B | 10.02B | 8.58B | 7.36B | 6.02B | 4.83B | 4.15B | 3.81B | 4.36B | 3.20B | 2.39B | 2.11B | 1.78B | 1.90B | 1.87B | 2.39B | 2.69B | 2.91B | 2.90B | 0.00 |
| Interest Expense | 5.86B | 3.49B | 2.49B | 2.98B | 3.29B | 3.03B | 2.96B | 2.91B | 2.56B | 2.17B | 2.16B | 1.82B | 1.40B | 1.12B | 1.22B | 1.81B | 1.30B | 866.20M | 596.22M | 525.57M | 563.00M | 626.13M | 1.10B | 1.38B | 1.62B | 1.57B | 1.07B |
| Depreciation & Amortization | 667.12M | 643.60M | 690.56M | 676.93M | 639.07M | 436.53M | 419.98M | 407.06M | 529.38M | 433.79M | 422.83M | 298.59M | 260.28M | 245.36M | 212.49M | 180.25M | 152.94M | 153.75M | 133.35M | 152.77M | 166.09M | 156.02M | 160.81M | 167.68M | 141.06M | 129.10M | 86.80M |
| EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.40 | -0.41 | -0.01 | -0.31 | -0.87 | -0.20 | -0.32 | -0.55 | -0.80 | -0.20 | -0.40 | -0.80 | -0.50 | 0.00 | 1.56B |
| EBITDA Ratio | 0.00% | 62.97% | 41.12% | 6.72% | 44.04% | 66.54% | 66.41% | 64.87% | 61.19% | 57.31% | 58.87% | 63.71% | 46.15% | 62.84% | 65.93% | 75.10% | 63.08% | 58.65% | 50.56% | 46.66% | 44.10% | 43.14% | 61.37% | 65.65% | 75.26% | 77.73% | 80.08% |
| Operating Income | 7.07B | 10.23B | 5.25B | 236.92M | 5.89B | 8.54B | 8.45B | 7.71B | 6.72B | 5.55B | 4.58B | 4.50B | 3.84B | 3.35B | 3.08B | 3.28B | 2.65B | 1.82B | 1.48B | 1.10B | 980.28M | 889.88M | 1.36B | 1.47B | 1.81B | 1.80B | 441.00M |
| Operating Income Ratio | 43.68% | 58.98% | 36.34% | 1.74% | 39.72% | 63.31% | 63.27% | 61.62% | 56.72% | 53.15% | 53.89% | 59.75% | 43.22% | 58.55% | 61.68% | 71.19% | 59.65% | 54.09% | 46.37% | 40.98% | 37.71% | 36.71% | 54.87% | 58.93% | 69.81% | 72.52% | 22.57% |
| Total Other Income/Expenses | -220.93M | -99.52M | -118.00M | -256.90M | -50.01M | -94.95M | -48.78M | -88.81M | -120.62M | 8.53M | -388.61M | 163.83M | 2.46B | 2.26B | 1.83B | 1.56B | 1.36B | 958.24M | 879.50M | 577.85M | 417.28M | 263.75M | 274.08M | 96.68M | 183.28M | -1.57B | 0.00 |
| Income Before Tax | 6.85B | 6.86B | 5.33B | 224.16M | 5.98B | 5.59B | 5.57B | 4.89B | 4.36B | 3.39B | 2.45B | 2.76B | 2.46B | 2.19B | 1.91B | 1.56B | 1.36B | 958.24M | 879.50M | 577.85M | 417.28M | 263.75M | 261.77M | 96.68M | 183.28M | 226.42M | 441.00M |
| Income Before Tax Ratio | 42.32% | 39.53% | 36.95% | 1.65% | 40.31% | 41.46% | 41.74% | 39.09% | 36.81% | 32.48% | 28.86% | 36.65% | 27.64% | 38.38% | 38.28% | 33.83% | 30.53% | 28.41% | 27.64% | 21.46% | 16.05% | 10.88% | 10.58% | 3.87% | 7.08% | 9.14% | 22.57% |
| Income Tax Expense | 1.89B | 2.11B | 1.66B | -109.98M | 1.62B | 1.52B | 1.39B | 1.28B | 1.20B | 968.33M | 815.24M | 655.56M | 553.68M | 535.74M | 401.93M | 344.07M | 306.66M | 255.41M | 253.23M | 149.17M | 137.69M | 114.73M | 74.18M | 34.23M | 30.69M | 85.62M | 115.00M |
| Net Income | 4.87B | 4.65B | 3.58B | 346.89M | 4.27B | 3.98B | 4.09B | 3.51B | 3.09B | 2.39B | 1.62B | 2.06B | 1.87B | 1.64B | 1.36B | 1.12B | 1.05B | 702.83M | 626.26M | 428.68M | 279.59M | 149.03M | 187.59M | 62.44M | 152.58M | 140.80M | 293.00M |
| Net Income Ratio | 30.07% | 26.80% | 24.83% | 2.55% | 28.77% | 29.54% | 30.63% | 28.09% | 26.11% | 22.88% | 19.03% | 27.27% | 20.98% | 28.61% | 27.30% | 24.38% | 23.64% | 20.84% | 19.68% | 15.92% | 10.76% | 6.15% | 7.58% | 2.50% | 5.90% | 5.69% | 14.99% |
| EPS | 61.08 | 58.26 | 45.09 | 4.37 | 53.53 | 50.13 | 51.49 | 44.23 | 38.91 | 30.04 | 19.35 | 26.18 | 23.49 | 20.59 | 17.12 | 14.11 | 13.19 | 8.80 | 7.85 | 5.38 | 3.50 | 1.86 | 2.34 | 0.78 | 1.89 | 1.74 | 3.62 |
| EPS Diluted | 61.08 | 58.13 | 44.99 | 4.36 | 53.53 | 49.99 | 51.35 | 44.15 | 38.84 | 29.97 | 19.31 | 26.11 | 23.41 | 20.53 | 17.12 | 14.11 | 13.19 | 8.80 | 7.85 | 5.38 | 3.50 | 1.86 | 2.34 | 0.78 | 1.89 | 1.74 | 3.62 |
| Weighted Avg Shares Out | 79.66M | 79.53M | 79.49M | 79.41M | 79.49M | 79.48M | 79.68M | 79.61M | 79.61M | 79.67M | 79.66M | 79.65M | 79.42M | 79.46M | 79.59M | 79.76M | 79.76M | 79.87M | 79.77M | 79.72M | 79.81M | 79.97M | 80.17M | 80.44M | 94.38M | 80.95M | 81.00M |
| Weighted Avg Shares Out (Dil) | 79.66M | 79.70M | 79.68M | 79.62M | 79.68M | 79.69M | 79.69M | 79.61M | 79.62M | 79.67M | 79.67M | 79.65M | 79.66M | 79.67M | 79.66M | 79.76M | 79.76M | 79.87M | 79.77M | 79.80M | 79.81M | 79.97M | 80.18M | 81.00M | 94.38M | 80.95M | 81.00M |
Credicorp: No Stopping Peru's Financial Champion Into 2024
After a volatile 2023, Credicorp looks poised to turn the page this year. Management has kept the bar manageable, so there's room for more beats and raises. Credicorp's equity valuation may also be higher now, but is by no means...
BAP or RY: Which Is the Better Value Stock Right Now?
Investors with an interest in Banks - Foreign stocks have likely encountered both Credicorp (BAP) and Royal Bank (RY). But which of these two stocks presents investors with the better value opportunity right now?
Skyward Surge: 3 High-Yield Stocks Taking Off
Analysts often lump stocks into binary categories. Either a company is a growth play or a value name.
BAP vs. RY: Which Stock Is the Better Value Option?
Investors with an interest in Banks - Foreign stocks have likely encountered both Credicorp (BAP) and Royal Bank (RY). But which of these two stocks is more attractive to value investors?
Credicorp (BAP) is a Great Momentum Stock: Should You Buy?
Does Credicorp (BAP) have what it takes to be a top stock pick for momentum investors? Let's find out.
Credicorp Ltd. (BAP) Q4 2023 Earnings Call Transcript
Credicorp Ltd. (BAP) Q4 2023 Earnings Call Transcript
3 Near-Overbought Stocks to Buy for Fast Gains
When it comes to understanding the potential movement of stocks, the relative strength index (RSI) is a valuable tool. It is a momentum indicator measuring price changes, giving valuable insights as it oscillates from 0 to 100.
Analysts Estimate Credicorp (BAP) to Report a Decline in Earnings: What to Look Out for
Credicorp (BAP) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Best Income Stocks to Buy for January 29th
SASR, FFIC and BAP made it to the Zacks Rank #1 (Strong Buy) income stocks list on January 29, 2023.
Credicorp Ltd.: Credicorp's Earnings Release and Conference Call 4Q23
Lima, Jan. 26, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, January 26th, 2024 – Credicorp Ltd. announces to its shareholders and the market that its 4Q23 Earnings Release Report will be released on Thursday, February 8th, 2024, after market close.
Source: https://incomestatements.info
Category: Stock Reports