BayCom Corp (BCML) Income Statement Analysis

See more : Viscofan, S.A. (VIS.MC) Income Statement Analysis – Financial Results

Complete financial analysis of BayCom Corp (BCML) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of BayCom Corp, a leading company in the Banks – Regional industry within the Financial Services sector.

You may be interested

BayCom Corp (BCML)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.unitedbusinessbank.com

About BayCom Corp

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2008	2007	2006	2005	2004
Revenue	102.84M	105.31M	84.06M	87.03M	77.19M	59.00M	44.39M	27.61M	23.88M	17.71M	13.26M	11.63M	18.56M	8.49M	4.51M	4.13M	2.91M	1.75M	275.85K
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	18.56M	8.49M	0.00	0.00	0.00	0.00	0.00
Gross Profit	102.84M	105.31M	84.06M	87.03M	77.19M	59.00M	44.39M	27.61M	23.88M	17.71M	13.26M	11.63M	0.00	0.00	4.51M	4.13M	2.91M	1.75M	275.85K
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	0.00%	0.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	42.69M	41.80M	33.76M	33.94M	28.81M	22.00M	18.81M	11.73M	12.52M	8.55M	5.73M	570.93K	0.00	0.00	2.16M	1.93M	1.52M	0.00	584.58K
Selling & Marketing	896.00K	955.00K	656.00K	731.00K	1.25M	979.00K	601.00K	269.58K	297.97K	285.44K	151.67K	123.44K	0.00	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	43.59M	42.75M	33.76M	33.94M	28.81M	22.98M	19.41M	12.00M	12.81M	8.83M	5.88M	6.64M	3.54M	2.14M	2.16M	1.93M	1.52M	0.00	584.58K
Other Expenses	0.00	-104.72M	-89.34M	-102.74M	-82.31M	-61.73M	-45.34M	-25.79M	-24.39M	-17.06M	-12.48M	0.00	-1.77M	-1.07M	-4.00M	-2.54M	-2.49M	-1.64M	-1.54M
Operating Expenses	56.68M	-61.96M	-55.58M	-68.80M	-53.50M	-33.58M	-25.93M	-13.79M	-11.57M	-8.23M	-6.60M	7.78M	1.77M	1.07M	-1.84M	-602.00K	-962.00K	-1.64M	-958.61K
Cost & Expenses	56.68M	-61.96M	-55.58M	-68.80M	-53.50M	-33.58M	-25.93M	-13.79M	-11.57M	-8.23M	-6.60M	7.78M	9.65M	7.49M	-1.84M	-602.00K	-962.00K	-1.64M	-958.61K
Interest Income	124.90M	105.83M	80.66M	86.40M	75.75M	56.86M	43.81M	29.23M	25.41M	19.45M	14.79M	0.00	0.00	0.00	5.75M	6.35M	4.37M	2.33M	322.32K
Interest Expense	28.46M	10.35M	8.80M	8.90M	8.73M	4.94M	4.31M	3.47M	3.14M	2.58M	2.08M	0.00	19.76K	6.56K	2.07M	2.50M	1.57M	639.00K	49.59K
Depreciation & Amortization	2.96M	4.02M	3.86M	3.70M	2.83M	2.11M	1.61M	896.82K	936.73K	681.62K	476.28K	-3.85M	287.22K	243.54K	618.26K	156.99K	0.00	0.00	31.50K
EBITDA	41.12M	36.46M	34.27M	21.89M	26.34M	22.60M	15.76M	11.24M	9.65M	7.50M	5.07M	0.00	7.62M	1.24M	0.00	0.00	1.95M	113.00K	0.00
EBITDA Ratio	39.99%	44.98%	38.47%	25.19%	34.36%	46.67%	45.22%	53.31%	55.45%	57.37%	53.87%	0.00%	41.05%	14.65%	73.00%	89.23%	66.94%	6.45%	-236.09%
Operating Income	38.16M	43.34M	28.48M	18.23M	23.69M	25.43M	18.46M	13.82M	12.30M	9.48M	6.67M	3.85M	8.91M	1.00M	2.68M	3.53M	1.95M	113.00K	-682.76K
Operating Income Ratio	37.11%	41.16%	33.88%	20.95%	30.69%	43.10%	41.59%	50.06%	51.53%	53.52%	50.28%	33.08%	48.02%	11.79%	59.30%	85.43%	66.94%	6.45%	-247.51%
Total Other Income/Expenses	0.00	-9.49M	-7.76M	-10.80M	-13.10M	-7.47M	-6.98M	-2.55M	1.64M	424.49K	-1.24M	0.00	-1.58M	0.00	-2.07M	-2.50M	-3.49M	0.00	-82.00K
Income Before Tax	38.16M	37.01M	28.48M	18.23M	23.69M	20.49M	14.15M	10.35M	9.16M	6.90M	4.59M	3.85M	7.33M	1.00M	601.60K	1.03M	382.00K	0.00	0.00
Income Before Tax Ratio	37.11%	35.15%	33.88%	20.95%	30.69%	34.73%	31.88%	37.48%	38.38%	38.95%	34.59%	33.08%	39.51%	11.79%	13.33%	25.00%	13.13%	0.00%	0.00%
Income Tax Expense	10.73M	10.02M	7.79M	4.50M	6.37M	6.00M	8.89M	4.44M	1.71M	1.72M	1.90M	1.69M	18.54K	380.32K	281.71K	-174.00K	-44.00K	526.00K	49.59K
Net Income	27.43M	23.73M	20.69M	13.73M	17.32M	14.49M	5.26M	5.91M	7.45M	5.18M	2.69M	2.15M	7.31M	620.53K	319.88K	1.21M	426.00K	-526.00K	-732.35K
Net Income Ratio	26.67%	22.53%	24.61%	15.77%	22.44%	24.56%	11.85%	21.42%	31.21%	29.25%	20.28%	18.53%	39.41%	7.31%	7.09%	29.21%	14.64%	-30.01%	-265.49%
EPS	2.27	1.81	1.90	1.15	1.47	1.50	0.81	1.10	1.37	1.09	0.56	0.45	1.92	0.26	0.20	0.78	0.00	0.00	-0.48
EPS Diluted	2.27	1.81	1.90	1.15	1.47	1.50	0.81	1.09	1.36	1.08	0.54	0.45	1.92	0.26	0.20	0.77	0.00	0.00	-0.48
Weighted Avg Shares Out	12.07M	13.12M	10.88M	11.97M	11.76M	9.69M	6.44M	5.44M	5.44M	4.74M	4.81M	4.83M	3.81M	2.34M	1.55M	1.55M	248.16M	263.00M	1.54M
Weighted Avg Shares Out (Dil)	12.07M	13.12M	10.88M	11.97M	11.76M	9.69M	6.52M	5.45M	5.49M	4.78M	4.97M	4.84M	3.81M	2.34M	1.55M	1.56M	248.16M	263.00M	1.54M

Recent Price Trend in Bay Commercial Bank (BCML) is Your Friend, Here's Why

December 3, 2024zacks.com

Bay Commercial Bank (BCML) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.

BayCom Rewards Shareholders With 50% Quarterly Dividend Hike

November 21, 2024zacks.com

BCML hikes its quarterly dividend by 50% to 15 cents per share. Given strong liquidity, its capital distribution move looks sustainable.

BayCom Corp Increases Quarterly Cash Dividend 50% to $0.15 Per Share

November 20, 2024businesswire.com

WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (NASDAQ: BCML) (“BayCom” or the “Company”), the parent company of United Business Bank, today announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share on the Company's outstanding common stock,...

Bay Commercial Bank (BCML) Upgraded to Buy: Here's Why

October 30, 2024zacks.com

Bay Commercial Bank (BCML) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Bay Commercial Bank (BCML) is on the Move, Here's Why the Trend Could be Sustainable

October 22, 2024zacks.com

If you are looking for stocks that are well positioned to maintain their recent uptrend, Bay Commercial Bank (BCML) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

Bay Commercial Bank (BCML) Tops Q3 Earnings and Revenue Estimates

October 17, 2024zacks.com

Bay Commercial Bank (BCML) came out with quarterly earnings of $0.54 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.56 per share a year ago.

BayCom Corp Announces Appointments of Two New Holding Company Directors

October 17, 2024businesswire.com

WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (NASDAQ: BCML) (the “Company”), the holding company for United Business Bank (the “Bank”), today announced that Bhupen B. Amin and Dennis Guida were appointed as directors of the Company, effective November 1, 2024. Messrs. Amin...

BayCom Corp Reports 2024 Third Quarter Earnings of $6.0 Million

October 17, 2024businesswire.com

WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $6.0 million, or $0.54 per diluted common share, for the third quarter of 2024, compared...

Recent Price Trend in Bay Commercial Bank (BCML) is Your Friend, Here's Why

September 19, 2024zacks.com

Bay Commercial Bank (BCML) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.