See more : White Fox Ventures, Inc. (AWAW) Income Statement Analysis – Financial Results
Complete financial analysis of BNCCORP, Inc. (BNCC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of BNCCORP, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
- Kyokuto Securities Co., Ltd. (8706.T) Income Statement Analysis – Financial Results
- Parent Capital Corp. (CEYFF) Income Statement Analysis – Financial Results
- Quad M Solutions, Inc. (MMMM) Income Statement Analysis – Financial Results
- Sylvamo Corporation (SLVM) Income Statement Analysis – Financial Results
- Avatar Ventures Corp. (ATAR) Income Statement Analysis – Financial Results
BNCCORP, Inc. (BNCC)
About BNCCORP, Inc.
BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company offers commercial banking services, including business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-market businesses. It also provides retail and mortgage banking services, such as personal checking and savings products, personal loans, and card services; and residential loans through a consumer direct channel, as well as a retail channel. In addition, the company offers wealth management solutions, including 401(k) and other retirement plans, trust services, and personal wealth advisory services. It offers community banking and wealth management services through 11 locations in Arizona and North Dakota; and mortgage banking services through 9 locations in Arizona, North Dakota, Illinois, Kansas, and Michigan. The company was incorporated in 1987 and is headquartered in Bismarck, North Dakota.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 41.50M | 50.09M | 76.00M | 118.26M | 57.85M | 47.39M | 47.36M | 51.78M | 50.30M | 46.41M | 49.13M | 53.79M | 47.25M | 45.70M | 37.21M | 26.10M | 42.59M | 42.43M | 39.49M | 34.19M | 31.21M | 24.63M | 21.42M | 18.43M | 18.80M | 15.00M | 12.00M | 8.40M |
| Cost of Revenue | -11.78M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 53.28M | 50.09M | 76.00M | 118.26M | 57.85M | 47.39M | 47.36M | 51.78M | 50.30M | 46.41M | 49.13M | 53.79M | 47.25M | 45.70M | 37.21M | 26.10M | 42.59M | 42.43M | 39.49M | 34.19M | 31.21M | 24.63M | 21.42M | 18.43M | 18.80M | 15.00M | 12.00M | 8.40M |
| Gross Profit Ratio | 128.39% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 17.52M | 21.19M | 30.66M | 34.82M | 27.75M | 25.22M | 25.40M | 26.46M | 24.10M | 22.04M | 21.18M | 8.21M | 21.33M | 22.48M | 18.99M | 21.68M | 23.49M | 22.45M | 21.66M | 16.48M | 14.72M | 10.36M | 8.89M | 8.85M | 7.80M | 5.20M | 4.30M | 3.40M |
| Selling & Marketing | 3.13M | 5.66M | 4.16M | 5.44M | 4.54M | 4.21M | 3.45M | 3.80M | 3.52M | 2.97M | 2.71M | 2.09M | 1.37M | 1.28M | 1.13M | 703.00K | 1.10M | 970.00K | 1.10M | 803.00K | 749.00K | 877.00K | 597.00K | 621.00K | 500.00K | 400.00K | 400.00K | 400.00K |
| SG&A | 31.08M | 26.85M | 34.82M | 40.27M | 32.28M | 29.43M | 28.84M | 30.26M | 27.62M | 25.02M | 23.89M | 30.39M | 22.70M | 23.76M | 20.11M | 22.39M | 24.59M | 23.42M | 22.76M | 17.28M | 15.47M | 11.23M | 9.49M | 9.48M | 8.30M | 5.60M | 4.70M | 3.80M |
| Other Expenses | 0.00 | -65.96M | -82.11M | -100.04M | -76.98M | -62.33M | -64.73M | -72.25M | -64.76M | -58.90M | -60.57M | 0.00 | -91.94M | -89.86M | -54.36M | -54.28M | -62.39M | -60.37M | -57.70M | -46.05M | -43.83M | -33.76M | -28.12M | -11.48M | -23.50M | -4.20M | -13.60M | -10.50M |
| Operating Expenses | 31.08M | -39.10M | -47.30M | -59.78M | -44.69M | -32.91M | -35.89M | -41.99M | -37.14M | -33.88M | -36.68M | 32.45M | -69.24M | -66.10M | -34.25M | -31.90M | -37.81M | -36.95M | -34.94M | -28.77M | -28.36M | -22.53M | -18.63M | -2.01M | -15.20M | 1.40M | -8.90M | -6.70M |
| Cost & Expenses | 31.08M | -39.10M | -47.30M | -59.78M | -44.69M | -32.91M | -35.89M | -41.99M | -37.14M | -33.88M | -36.68M | 32.45M | -69.24M | -66.10M | -34.25M | -31.90M | -37.81M | -36.95M | -34.94M | -28.77M | -28.36M | -22.53M | -18.63M | -2.01M | -15.20M | 1.40M | -8.90M | -6.70M |
| Interest Income | 43.14M | 33.47M | 33.31M | 36.40M | 37.64M | 34.32M | 31.32M | 29.18M | 27.80M | 29.15M | 23.59M | 0.00 | 33.51M | 44.44M | 45.76M | 44.03M | 42.41M | 37.26M | 30.14M | 28.65M | 31.82M | 39.20M | 41.76M | 28.93M | 30.50M | 26.50M | 21.00M | 15.30M |
| Interest Expense | 10.97M | 2.66M | 2.14M | 4.24M | 9.10M | 6.11M | 3.58M | 3.34M | 2.57M | 3.31M | 3.86M | 0.00 | 10.24M | 14.90M | 19.22M | 21.99M | 23.61M | 19.72M | 14.10M | 15.27M | 16.91M | 23.54M | 28.12M | 16.57M | 16.80M | 13.90M | 11.10M | 8.60M |
| Depreciation & Amortization | 1.66M | 2.02M | 1.27M | 1.40M | 1.45M | 1.55M | 1.63M | 1.52M | 1.42M | 1.27M | 1.23M | -19.60M | 1.33M | 1.47M | 1.38M | 1.75M | 4.23M | 5.06M | 5.81M | 2.52M | 5.34M | 3.99M | 2.38M | 2.20M | 1.70M | 1.10M | 1.00M | 600.00K |
| EBITDA | 8.98M | 10.35M | 29.98M | 59.89M | 14.61M | 9.92M | 9.53M | 11.31M | 14.57M | 13.80M | 13.68M | 10.85M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 21.63% | 25.96% | 39.44% | 50.64% | 25.25% | 33.82% | 27.66% | 28.29% | 34.07% | 36.85% | 35.71% | 20.16% | -22.06% | -8.83% | 63.28% | 88.11% | 76.60% | 71.30% | 61.93% | 67.90% | 80.44% | 119.30% | 157.32% | 101.03% | 117.55% | 116.67% | 125.00% | 130.95% |
| Operating Income | 10.42M | 10.98M | 28.71M | 58.49M | 13.16M | 14.48M | 11.48M | 9.79M | 13.15M | 12.53M | 12.45M | 19.60M | -21.99M | -20.40M | 2.96M | -5.80M | 4.79M | 5.48M | 4.55M | 5.43M | 2.85M | 2.10M | 2.79M | 16.42M | 3.60M | 16.40M | 3.10M | 1.70M |
| Operating Income Ratio | 25.11% | 21.93% | 37.77% | 49.45% | 22.74% | 30.56% | 24.23% | 18.90% | 26.15% | 26.99% | 25.34% | 36.43% | -46.55% | -44.64% | 7.94% | -22.21% | 11.24% | 12.91% | 11.52% | 15.87% | 9.12% | 8.53% | 13.01% | 89.10% | 19.15% | 109.33% | 25.83% | 20.24% |
| Total Other Income/Expenses | -3.10M | -3.65M | -4.08M | -5.90M | -3.50M | -2.77M | -2.84M | 0.00 | 0.00 | 0.00 | 0.00 | 1.75M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -17.35M | 0.00 | -13.90M | -800.00K | 100.00K |
| Income Before Tax | 7.32M | 8.33M | 28.71M | 58.49M | 13.16M | 8.37M | 7.90M | 9.79M | 13.15M | 12.53M | 12.45M | 21.34M | -21.99M | -20.40M | 2.96M | -5.80M | 4.79M | 5.48M | 4.55M | 5.43M | 2.85M | 2.10M | 2.79M | -928.00K | 3.60M | 2.50M | 2.90M | 1.80M |
| Income Before Tax Ratio | 17.63% | 16.63% | 37.77% | 49.45% | 22.74% | 17.67% | 16.68% | 18.90% | 26.15% | 26.99% | 25.34% | 39.68% | -46.55% | -44.64% | 7.94% | -22.21% | 11.24% | 12.91% | 11.52% | 15.87% | 9.12% | 8.53% | 13.01% | -5.04% | 19.15% | 16.67% | 24.17% | 21.43% |
| Income Tax Expense | 1.61M | 1.83M | 6.75M | 13.87M | 2.92M | 1.54M | 3.02M | 2.63M | 3.95M | 4.07M | 3.82M | 5.28M | 72.00K | -1.63M | 737.00K | -2.73M | 1.17M | 1.38M | 1.14M | 1.58M | 822.00K | 608.00K | 906.00K | -399.00K | 1.30M | 1.00M | 1.10M | 600.00K |
| Net Income | 5.71M | 6.50M | 21.96M | 44.61M | 10.24M | 6.84M | 4.88M | 7.16M | 9.21M | 8.46M | 8.63M | 25.16M | -22.07M | -18.78M | 2.22M | 1.98M | 3.62M | 4.10M | 3.40M | 3.84M | 2.04M | 1.25M | 2.30M | 242.00K | 2.30M | 1.50M | 1.80M | 1.20M |
| Net Income Ratio | 13.75% | 12.98% | 28.89% | 37.72% | 17.69% | 14.43% | 10.30% | 13.82% | 18.30% | 18.22% | 17.56% | 46.78% | -46.70% | -41.08% | 5.96% | 7.59% | 8.50% | 9.67% | 8.62% | 11.24% | 6.53% | 5.05% | 10.72% | 1.31% | 12.23% | 10.00% | 15.00% | 14.29% |
| EPS | 1.59 | 1.82 | 6.15 | 12.52 | 2.90 | 1.96 | 1.40 | 2.08 | 2.23 | 1.98 | 2.22 | 7.52 | -6.72 | -5.76 | 0.67 | 0.57 | 1.04 | 0.33 | 0.39 | 1.38 | 0.75 | 0.52 | 0.96 | 0.10 | 0.95 | 0.59 | 0.49 | 0.67 |
| EPS Diluted | 1.59 | 1.82 | 6.15 | 12.52 | 2.88 | 1.93 | 1.38 | 2.03 | 2.16 | 1.91 | 2.11 | 7.52 | -6.72 | -5.74 | 0.67 | 0.57 | 1.03 | 0.33 | 0.38 | 1.35 | 0.75 | 0.51 | 0.96 | 0.10 | 0.91 | 0.59 | 0.49 | 0.67 |
| Weighted Avg Shares Out | 3.58M | 3.57M | 3.57M | 3.56M | 3.53M | 3.49M | 3.47M | 3.45M | 3.39M | 3.37M | 3.30M | 3.35M | 3.28M | 3.26M | 3.29M | 3.46M | 3.48M | 3.08M | 2.80M | 2.70M | 2.61M | 2.39M | 2.39M | 2.42M | 2.42M | 2.37M | 2.45M | 1.79M |
| Weighted Avg Shares Out (Dil) | 3.58M | 3.57M | 3.57M | 3.56M | 3.56M | 3.54M | 3.54M | 3.52M | 3.50M | 3.49M | 3.47M | 3.34M | 3.28M | 3.27M | 3.32M | 3.52M | 3.52M | 3.14M | 2.90M | 2.76M | 2.61M | 2.44M | 2.39M | 2.42M | 2.53M | 2.37M | 2.45M | 1.79M |
BNCCORP, INC. REPORTS FOURTH QUARTER NET INCOME OF $2.2 MILLION, OR $0.60 PER DILUTED SHARE, AND ANNOUNCES SPECIAL $2.25 PER SHARE CASH DIVIDEND
Set And Forget Ideas For 2022
BNCCORP: Qualitative Risk Management Practices
Source: https://incomestatements.info
Category: Stock Reports