BancorpSouth Bank (BXS) Income Statement Analysis

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Complete financial analysis of BancorpSouth Bank (BXS) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of BancorpSouth Bank, a leading company in the Banks – Regional industry within the Financial Services sector.

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BancorpSouth Bank (BXS)

Industry: Banks - Regional

Sector: Financial Services

Website: http://www.bancorpsouth.com

About BancorpSouth Bank

BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other segments. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and offers a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides credit related products, trust and investment management, asset management, retirement and savings solutions, and estate planning and annuity products. It operates in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.

Metric	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985
Revenue	1.03B	930.63M	857.26M	742.07M	732.48M	713.65M	685.81M	674.02M	694.74M	705.76M	705.29M	720.18M	683.22M	654.70M	591.89M	554.37M	517.31M	541.19M	503.77M	463.38M	412.73M	296.80M	249.10M	206.70M	192.10M	169.20M	127.30M	119.10M	113.90M	85.70M	75.60M	69.20M	0.00	0.00	0.00	0.00
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	1.03B	930.63M	857.26M	742.07M	732.48M	713.65M	685.81M	674.02M	694.74M	705.76M	705.29M	720.18M	683.22M	654.70M	591.89M	554.37M	517.31M	541.19M	503.77M	463.38M	412.73M	296.80M	249.10M	206.70M	192.10M	169.20M	127.30M	119.10M	113.90M	85.70M	75.60M	69.20M	0.00	0.00	0.00	0.00
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	0.00%	0.00%	0.00%	0.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	493.84M	467.92M	430.81M	381.42M	385.67M	376.39M	351.15M	350.76M	351.79M	304.20M	290.95M	298.41M	271.56M	255.34M	234.58M	211.95M	198.69M	181.81M	171.10M	155.68M	133.86M	88.30M	70.90M	65.80M	57.80M	54.70M	41.50M	39.60M	37.40M	28.50M	25.80M	24.20M	0.00	0.00	0.00	0.00
Selling & Marketing	6.91M	8.56M	8.30M	7.31M	7.74M	6.47M	7.79M	8.82M	10.30M	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	500.75M	476.48M	439.10M	388.73M	393.41M	382.85M	358.94M	359.58M	362.10M	304.20M	290.95M	298.41M	271.56M	255.34M	234.58M	211.95M	198.69M	181.81M	171.10M	155.68M	133.86M	88.30M	70.90M	65.80M	57.80M	54.70M	41.50M	39.60M	37.40M	28.50M	25.80M	24.20M	0.00	0.00	0.00	0.00
Other Expenses	-1.13B	279.52M	230.90M	160.27M	168.59M	169.15M	193.06M	230.43M	286.91M	462.80M	542.05M	479.59M	505.44M	573.66M	463.42M	379.05M	-395.29M	-353.73M	-294.02M	-142.16M	-87.37M	-89.20M	-50.50M	-62.60M	-58.50M	-58.10M	-63.70M	-62.90M	-56.10M	-19.60M	1.10M	-100.00K	12.80M	11.20M	9.10M	7.50M
Operating Expenses	-631.40M	756.00M	670.00M	549.00M	562.00M	552.00M	552.00M	590.00M	649.00M	767.00M	833.00M	778.00M	777.00M	829.00M	698.00M	591.00M	-196.59M	-171.92M	-122.92M	13.52M	46.49M	-900.00K	20.40M	3.20M	-700.00K	-3.40M	-22.20M	-23.30M	-18.70M	8.90M	26.90M	24.10M	12.80M	11.20M	9.10M	7.50M
Cost & Expenses	-631.40M	756.00M	670.00M	549.00M	562.00M	552.00M	552.00M	590.00M	649.00M	767.00M	833.00M	778.00M	777.00M	829.00M	698.00M	591.00M	-196.59M	-171.92M	-122.92M	13.52M	46.49M	-900.00K	20.40M	3.20M	-700.00K	-3.40M	-22.20M	-23.30M	-18.70M	8.90M	26.90M	24.10M	12.80M	11.20M	9.10M	7.50M
Interest Income	799.49M	775.01M	653.49M	512.99M	483.18M	464.38M	450.26M	449.51M	486.42M	537.85M	582.76M	615.41M	705.41M	801.24M	681.89M	559.94M	497.63M	526.91M	590.42M	665.84M	674.04M	414.20M	383.50M	307.10M	277.90M	252.50M	173.20M	158.50M	165.30M	144.30M	145.20M	133.80M	0.00	0.00	0.00	0.00
Interest Expense	108.53M	125.07M	78.27M	38.96M	29.73M	28.70M	33.60M	50.56M	71.83M	102.94M	141.62M	170.52M	264.58M	378.34M	296.09M	204.38M	163.84M	175.81M	218.89M	331.09M	346.88M	196.70M	187.40M	144.10M	126.50M	114.50M	69.30M	62.00M	71.20M	75.30M	84.70M	77.40M	0.00	0.00	0.00	0.00
Depreciation & Amortization	43.37M	38.65M	34.55M	30.12M	29.27M	30.25M	31.72M	29.52M	30.94M	32.21M	33.67M	35.75M	35.68M	38.47M	43.61M	53.27M	57.50M	52.46M	30.40M	29.82M	24.97M	16.80M	6.30M	12.00M	10.80M	8.50M	8.10M	5.50M	4.90M	3.60M	3.00M	2.70M	0.00	0.00	0.00	0.00
EBITDA	439.45M	463.24M	377.94M	300.70M	255.44M	245.69M	232.71M	211.75M	220.32M	177.20M	189.53M	319.10M	474.61M	620.76M	529.86M	425.45M	378.22M	421.73M	411.25M	506.72M	484.19M	312.70M	275.80M	221.90M	202.20M	174.30M	113.20M	101.30M	100.10M	98.20M	105.50M	96.00M	12.80M	11.20M	9.10M	7.50M
EBITDA Ratio	42.77%	49.78%	44.09%	40.52%	34.87%	34.43%	33.93%	31.42%	31.71%	25.11%	26.87%	44.31%	69.47%	94.82%	89.52%	76.74%	73.11%	77.93%	81.63%	109.35%	117.31%	105.36%	110.72%	107.35%	105.26%	103.01%	88.92%	85.05%	87.88%	114.59%	139.55%	138.73%	0.00%	0.00%	0.00%	0.00%
Operating Income	396.07M	424.59M	343.40M	270.58M	226.17M	215.44M	201.00M	182.22M	189.38M	144.98M	155.86M	283.35M	438.93M	582.29M	486.25M	372.18M	320.72M	369.27M	380.85M	476.90M	459.22M	295.90M	269.50M	209.90M	191.40M	165.80M	105.10M	95.80M	95.20M	94.60M	102.50M	93.30M	12.80M	11.20M	9.10M	7.50M
Operating Income Ratio	38.55%	45.62%	40.06%	36.46%	30.88%	30.19%	29.31%	27.04%	27.26%	20.54%	22.10%	39.34%	64.24%	88.94%	82.15%	67.14%	62.00%	68.23%	75.60%	102.92%	111.26%	99.70%	108.19%	101.55%	99.64%	97.99%	82.56%	80.44%	83.58%	110.39%	135.58%	134.83%	0.00%	0.00%	0.00%	0.00%
Total Other Income/Expenses	-108.53M	-125.07M	-78.27M	-38.96M	-29.73M	-28.70M	-33.60M	-50.56M	-71.83M	-102.94M	-141.62M	-170.52M	-264.58M	-378.34M	-296.09M	-204.38M	-163.84M	-175.81M	-218.89M	-331.09M	-346.88M	-196.70M	-187.40M	-144.10M	-126.50M	-114.50M	-69.30M	-65.20M	-71.20M	-75.30M	-84.70M	-77.40M	0.00	0.00	0.00	0.00
Income Before Tax	287.55M	299.52M	265.13M	231.62M	196.44M	186.74M	167.40M	131.67M	117.55M	42.04M	14.24M	112.83M	174.35M	203.94M	190.16M	167.80M	156.88M	193.47M	161.96M	145.80M	112.34M	99.20M	82.10M	65.80M	64.90M	51.30M	35.80M	30.60M	24.00M	19.30M	17.80M	15.90M	0.00	0.00	0.00	0.00
Income Before Tax Ratio	27.99%	32.18%	30.93%	31.21%	26.82%	26.17%	24.41%	19.53%	16.92%	5.96%	2.02%	15.67%	25.52%	31.15%	32.13%	30.27%	30.33%	35.75%	32.15%	31.47%	27.22%	33.42%	32.96%	31.83%	33.78%	30.32%	28.12%	25.69%	21.07%	22.52%	23.54%	22.98%	0.00%	0.00%	0.00%	0.00%
Income Tax Expense	59.49M	65.26M	43.81M	78.59M	63.72M	59.25M	50.65M	37.55M	33.25M	4.48M	-8.71M	30.11M	53.94M	66.00M	64.97M	52.60M	46.26M	62.33M	49.94M	47.34M	37.94M	30.20M	27.60M	20.40M	22.00M	15.80M	10.40M	7.20M	5.40M	4.20M	3.40M	2.70M	-12.80M	-11.20M	-9.10M	-7.50M
Net Income	228.05M	234.26M	221.32M	153.03M	132.73M	127.49M	116.75M	94.12M	84.30M	37.57M	22.94M	82.73M	120.41M	137.94M	125.19M	115.20M	110.62M	131.13M	112.02M	98.46M	74.40M	69.00M	54.50M	45.40M	42.90M	35.50M	25.40M	26.60M	18.60M	15.10M	14.40M	13.20M	12.80M	11.20M	9.10M	7.50M
Net Income Ratio	22.20%	25.17%	25.82%	20.62%	18.12%	17.86%	17.02%	13.96%	12.13%	5.32%	3.25%	11.49%	17.62%	21.07%	21.15%	20.78%	21.38%	24.23%	22.24%	21.25%	18.03%	23.25%	21.88%	21.96%	22.33%	20.98%	19.95%	22.33%	16.33%	17.62%	19.05%	19.08%	0.00%	0.00%	0.00%	0.00%
EPS	2.25	2.30	2.23	1.67	1.41	1.33	1.22	0.99	0.90	0.45	0.28	0.99	1.46	1.69	1.58	1.47	1.44	1.69	1.40	1.19	0.88	1.21	1.02	1.02	1.01	0.85	0.76	0.84	0.62	0.71	0.67	0.61	0.59	0.51	0.53	0.44
EPS Diluted	2.25	2.30	2.23	1.67	1.41	1.33	1.21	0.99	0.90	0.45	0.27	0.99	1.45	1.69	1.57	1.47	1.43	1.68	1.39	1.19	0.88	1.20	1.01	1.02	1.01	0.85	0.76	0.83	0.60	0.67	0.64	0.59	0.57	0.49	0.51	0.44
Weighted Avg Shares Out	101.51M	101.81M	99.14M	91.56M	94.22M	95.86M	95.70M	95.07M	93.76M	83.49M	81.94M	83.45M	82.59M	81.62M	79.24M	78.37M	76.82M	77.59M	80.01M	82.74M	84.54M	57.02M	53.43M	44.51M	42.48M	42.01M	33.42M	31.67M	30.00M	21.27M	21.36M	21.50M	21.55M	21.96M	17.17M	17.05M
Weighted Avg Shares Out (Dil)	101.51M	101.81M	99.14M	91.76M	94.45M	95.86M	96.49M	95.07M	93.85M	83.51M	84.97M	83.45M	82.79M	81.62M	79.74M	78.37M	77.36M	78.06M	80.59M	82.74M	84.54M	57.50M	53.96M	44.73M	42.48M	42.01M	33.42M	32.05M	31.00M	22.54M	22.38M	22.24M	22.32M	22.86M	17.84M	17.05M

Can Value Investors Pick BancorpSouth Bank (BXS) Stock Now?

March 31, 2021zacks.com

Is BancorpSouth Bank (BXS) a great pick from the value investor's perspective right now? Read on to know more.

Why BancorpSouth (BXS) Stock Might be a Great Pick

March 5, 2021zacks.com

BancorpSouth (BXS) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

BXS Insurance Announces Strategic Steps for Future Growth

March 4, 2021prnewswire.com

TUPELO, Miss., March 4, 2021 /PRNewswire/ -- BXS Insurance, Inc., a subsidiary of BancorpSouth Bank (NYSE: BXS), announced several leadership changes designed to optimize the client experience and drive organizational growth. The leadership realignment underscores BXS Insurance's (BXSI)...

Why Is BancorpSouth (BXS) Up 2.2% Since Last Earnings Report?

February 24, 2021zacks.com

BancorpSouth (BXS) reported earnings 30 days ago. What's next for the stock?

Here's Why You Should Hold BancorpSouth Bank (BXS) Stock Now

February 24, 2021zacks.com

Continued earnings growth and strong liquidity position keep BancorpSouth (BXS) in an advantageous position even if the economic situation worsens.

BancorpSouth Bank's (BXS) CEO Dan Rollins on Q4 2020 Results - Earnings Call Transcript

January 26, 2021seekingalpha.com

BancorpSouth Bank's (BXS) CEO Dan Rollins on Q4 2020 Results - Earnings Call Transcript

Are You Looking for a High-Growth Dividend Stock? BancorpSouth (BXS) Could Be a Great Choice

January 26, 2021zacks.com

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does BancorpSouth (BXS) have what it takes?

BancorpSouth (BXS) Q4 Earnings Beat Estimates, Revenues Rise

January 26, 2021zacks.com

While higher net revenues and rise in deposits support BancorpSouth's (BXS) Q4 earnings, rise in provisions and expenses hurt.

BancorpSouth Bank: Q4 Earnings Insights

January 25, 2021benzinga.com

Shares of BancorpSouth Bank (NYSE:BXS) remained unchainged in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share increased 0.00% year over year to $0.65, which beat the estimate of $0.62.