See more : Nishimoto Co., Ltd. (9260.T) Income Statement Analysis – Financial Results
Complete financial analysis of Capitec Bank Holdings Limited (CKHGF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Capitec Bank Holdings Limited, a leading company in the Banks – Regional industry within the Financial Services sector.
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Capitec Bank Holdings Limited (CKHGF)
About Capitec Bank Holdings Limited
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice deposits; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; and merchant services, as well as credit and life insurance products. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and internet banking and mobile banking services. It operates approximately 853 branches; and 2,863 automated teller machines, dual note recyclers, and coin and note recyclers. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 27.30B | 30.31B | 26.96B | 23.00B | 21.13B | 19.02B | 17.80B | 15.80B | 13.46B | 11.61B | 10.05B | 8.17B | 4.26B | 2.78B | 2.01B | 3.16B | 2.05B | 1.18B | 744.84M | 531.60M | 371.87M | 323.00M | 269.87M |
| Cost of Revenue | 17.40B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 9.90B | 30.31B | 26.96B | 23.00B | 21.13B | 19.02B | 17.80B | 15.80B | 13.46B | 11.61B | 10.05B | 8.17B | 4.26B | 2.78B | 2.01B | 3.16B | 2.05B | 1.18B | 744.84M | 531.60M | 371.87M | 323.00M | 269.87M |
| Gross Profit Ratio | 36.26% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 2.75B | 1.83B | 1.76B | 1.45B | 1.23B | 843.83M | 730.83M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 322.82M | 270.67M | 231.45M | 212.87M | 256.32M | 222.64M | 200.76M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 3.07B | 9.34B | 10.41B | 7.34B | 6.78B | 5.88B | 5.11B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | 11.88B | 12.56B | 9.46B | 8.61B | 7.49B | 6.36B | 5.44B | 4.59B | 4.03B | 3.24B | 3.24B | 2.70B | 1.84B | 20.75M | -2.68B | -770.95M | -613.51M | -506.04M | -40.79M | -1.99M | -32.82M | -24.90M |
| Operating Expenses | 11.46B | 11.88B | 12.56B | 9.46B | 8.61B | 7.49B | 6.36B | 5.44B | 4.59B | 4.03B | 3.24B | 3.24B | 2.70B | 1.84B | 1.39B | 23.70M | -770.95M | -613.51M | -506.04M | 390.98M | 304.97M | 243.09M | 178.33M |
| Cost & Expenses | 40.04B | 11.88B | 12.56B | 9.46B | 8.61B | 7.49B | 6.36B | 5.44B | 4.59B | 4.03B | 3.24B | 3.24B | 2.70B | 1.84B | 1.39B | 23.70M | -770.95M | -613.51M | -506.04M | 390.98M | 304.97M | 243.09M | 178.33M |
| Interest Income | 24.63B | 20.30B | 17.01B | 16.05B | 16.38B | 14.71B | 14.70B | 14.10B | 12.47B | 10.78B | 9.43B | 7.08B | 4.35B | 2.81B | 1.76B | 1.48B | 841.51M | 1.04B | 823.98M | 543.98M | 398.73M | 323.14M | 269.87M |
| Interest Expense | 9.34B | 6.99B | 4.84B | 4.98B | 5.68B | 4.51B | 4.18B | 3.55B | 2.88B | 2.43B | 2.13B | 1.66B | 1.02B | 751.36M | 490.64M | 539.24M | 202.90M | 139.67M | 80.16M | 16.89M | 3.52M | 149.00K | 24.90M |
| Depreciation & Amortization | 1.37B | 1.15B | 1.22B | 1.24B | 1.13B | 633.46M | 560.15M | 536.98M | 403.18M | 367.95M | 324.96M | 247.18M | 173.52M | 126.70M | 108.76M | 96.17M | -568.05M | -473.84M | -425.88M | -23.90M | 1.53M | -32.67M | -24.90M |
| EBITDA | 14.74B | 12.89B | 12.12B | 6.96B | 9.17B | 7.71B | 6.71B | 6.47B | 5.62B | 4.69B | 3.91B | 2.73B | 1.73B | 1.07B | 751.12M | 552.85M | 404.67M | 0.00 | 0.00 | 75.15M | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 54.02% | 67.12% | 63.04% | 29.69% | 43.46% | 64.25% | 61.25% | 59.04% | 57.63% | 54.74% | 52.65% | 51.24% | 64.66% | 65.52% | 61.82% | 33.96% | 25.71% | 32.41% | 33.06% | 21.96% | 18.40% | 14.62% | 24.69% |
| Operating Income | 15.83B | 19.19B | 15.77B | 5.59B | 8.06B | 11.59B | 10.34B | 8.79B | 7.36B | 5.99B | 4.97B | 3.94B | 2.58B | 1.69B | 1.13B | 976.80M | 1.10B | 856.69M | 672.15M | 140.62M | 66.90M | 79.91M | 91.54M |
| Operating Income Ratio | 58.01% | 63.32% | 58.50% | 24.29% | 38.12% | 60.92% | 58.10% | 55.65% | 54.63% | 51.57% | 49.41% | 48.21% | 60.59% | 60.95% | 56.40% | 30.92% | 53.42% | 72.52% | 90.24% | 26.45% | 17.99% | 24.74% | 33.92% |
| Total Other Income/Expenses | -2.46B | -2.09B | -2.03B | -2.11B | -1.78B | -1.60B | -1.25B | -3.55B | -2.88B | -2.43B | -2.13B | 0.00 | 0.00 | 0.00 | 20.75M | -2.68B | -204.00K | -1.55M | -506.04M | -41.57M | -2.05M | -32.82M | -24.90M |
| Income Before Tax | 13.38B | 12.20B | 10.93B | 5.59B | 8.06B | 7.08B | 6.16B | 5.24B | 4.47B | 3.56B | 2.83B | 2.28B | 1.56B | 940.30M | 642.36M | 456.68M | 324.35M | 243.18M | 166.11M | 99.83M | 64.91M | 47.09M | 66.64M |
| Income Before Tax Ratio | 49.01% | 40.25% | 40.56% | 24.29% | 38.12% | 37.21% | 34.59% | 33.17% | 33.22% | 30.67% | 28.17% | 27.87% | 36.58% | 33.88% | 31.98% | 14.46% | 15.82% | 20.58% | 22.30% | 18.78% | 17.45% | 14.58% | 24.69% |
| Income Tax Expense | 2.88B | 2.49B | 2.41B | 1.13B | 1.80B | 1.78B | 1.68B | 1.43B | 1.24B | 995.79M | 795.24M | 672.86M | 463.53M | 284.28M | 193.13M | 137.35M | 95.28M | 76.25M | 50.83M | 31.90M | 19.52M | 17.06M | 18.57M |
| Net Income | 10.57B | 9.15B | 8.53B | 4.46B | 6.25B | 5.30B | 4.47B | 3.81B | 3.23B | 2.56B | 2.04B | 1.60B | 1.09B | 656.02M | 449.22M | 300.21M | 229.07M | 166.92M | 115.28M | 67.93M | 45.38M | 30.02M | 48.07M |
| Net Income Ratio | 38.71% | 30.20% | 31.63% | 19.38% | 29.58% | 27.84% | 25.12% | 24.09% | 23.98% | 22.09% | 20.28% | 19.63% | 25.70% | 23.64% | 22.36% | 9.50% | 11.17% | 14.13% | 15.48% | 12.78% | 12.20% | 9.30% | 17.81% |
| EPS | 91.56 | 84.15 | 73.71 | 38.50 | 54.00 | 45.80 | 38.54 | 32.78 | 27.79 | 22.09 | 17.52 | 15.19 | 11.22 | 7.33 | 5.08 | 3.44 | 2.45 | 2.09 | 1.54 | 0.92 | 0.64 | 0.43 | 0.76 |
| EPS Diluted | 91.37 | 83.92 | 73.60 | 38.48 | 53.91 | 45.71 | 38.54 | 32.67 | 27.73 | 22.06 | 17.40 | 14.98 | 10.96 | 7.07 | 4.93 | 3.37 | 2.36 | 1.98 | 1.46 | 0.87 | 0.60 | 0.42 | 0.74 |
| Weighted Avg Shares Out | 115.35M | 115.31M | 115.63M | 115.63M | 115.63M | 115.63M | 115.63M | 115.63M | 115.63M | 115.30M | 115.16M | 104.24M | 95.79M | 87.33M | 85.64M | 87.44M | 86.75M | 76.36M | 74.70M | 72.91M | 70.97M | 69.68M | 63.39M |
| Weighted Avg Shares Out (Dil) | 115.59M | 115.62M | 115.80M | 115.70M | 115.80M | 115.85M | 116.00M | 116.00M | 115.87M | 115.45M | 115.94M | 105.70M | 98.06M | 90.52M | 88.26M | 89.00M | 89.69M | 80.51M | 78.92M | 77.86M | 76.09M | 71.69M | 70.58M |
Source: https://incomestatements.info
Category: Stock Reports