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Complete financial analysis of Columbia Financial, Inc. (CLBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Columbia Financial, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Columbia Financial, Inc. (CLBK)
About Columbia Financial, Inc.
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 233.26M | 297.18M | 271.97M | 252.84M | 204.01M | 185.72M | 156.95M | 143.94M |
| Cost of Revenue | -188.41M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 421.66M | 297.18M | 271.97M | 252.84M | 204.01M | 185.72M | 156.95M | 143.94M |
| Gross Profit Ratio | 180.77% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 129.49M | 119.52M | 101.91M | 105.93M | 88.15M | 74.40M | 66.89M | 62.64M |
| Selling & Marketing | 2.81M | 2.87M | 2.36M | 2.64M | 3.93M | 4.14M | 4.08M | 2.94M |
| SG&A | 132.29M | 122.38M | 104.27M | 108.57M | 92.08M | 78.54M | 70.97M | 65.58M |
| Other Expenses | 100.97M | -32.49M | -250.05M | -285.16M | -225.01M | -53.61M | -27.14M | -22.86M |
| Operating Expenses | 233.26M | 11.02M | -145.78M | -176.59M | -132.93M | 78.54M | 70.97M | 65.58M |
| Cost & Expenses | 233.26M | 11.02M | -145.78M | -176.59M | -132.93M | 78.54M | 70.97M | 65.58M |
| Interest Income | 389.79M | 307.95M | 267.68M | 291.64M | 256.89M | 222.35M | 182.08M | 167.26M |
| Interest Expense | 189.10M | 42.89M | 36.59M | 73.73M | 88.12M | 61.08M | 44.14M | 43.76M |
| Depreciation & Amortization | 14.03M | 13.12M | 11.38M | 10.23M | 5.10M | 3.84M | 3.36M | 3.18M |
| EBITDA | -239.00K | 130.23M | 137.82M | 86.62M | 76.08M | 0.00 | 50.55M | 53.04M |
| EBITDA Ratio | -0.10% | 53.76% | 50.68% | 34.26% | 37.29% | 53.03% | 60.33% | 67.25% |
| Operating Income | 55.60M | 146.42M | 126.18M | 76.26M | 71.08M | 94.74M | 91.22M | 93.51M |
| Operating Income Ratio | 23.83% | 49.27% | 46.40% | 30.16% | 34.84% | 51.01% | 58.12% | 64.97% |
| Total Other Income/Expenses | -9.55M | -5.40M | -6.05M | -4.99M | -3.65M | -36.66M | 0.00 | -2.73M |
| Income Before Tax | 46.05M | 116.88M | 126.18M | 76.26M | 71.08M | 33.66M | 47.08M | 49.76M |
| Income Before Tax Ratio | 19.74% | 39.33% | 46.40% | 30.16% | 34.84% | 18.12% | 30.00% | 34.57% |
| Income Tax Expense | 9.97M | 30.70M | 34.13M | 18.65M | 16.37M | 10.92M | 16.01M | 16.80M |
| Net Income | 36.09M | 86.17M | 92.05M | 57.60M | 54.72M | 22.74M | 31.07M | 32.95M |
| Net Income Ratio | 15.47% | 29.00% | 33.85% | 22.78% | 26.82% | 12.24% | 19.80% | 22.89% |
| EPS | 0.35 | 0.82 | 0.88 | 0.52 | 0.49 | 0.20 | 0.27 | 0.28 |
| EPS Diluted | 0.35 | 0.81 | 0.88 | 0.52 | 0.49 | 0.20 | 0.27 | 0.28 |
| Weighted Avg Shares Out | 102.66M | 105.58M | 104.16M | 109.76M | 111.10M | 111.40M | 115.89M | 115.89M |
| Weighted Avg Shares Out (Dil) | 102.89M | 106.19M | 104.16M | 109.76M | 111.10M | 111.40M | 115.89M | 115.89M |
CLBK Repositions Balance Sheet to Boost Earnings, Stock Slides 1.5%
Columbia Financial, Inc. Announces Repositioning of Balance Sheet
Columbia Financial, Inc. Announces Appointment of New Senior Executive Vice President and Chief Operating Officer
Why Columbia Financial (CLBK) Might be Well Poised for a Surge
Columbia Financial (CLBK) Meets Q3 Earnings Estimates
Columbia Financial, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2024
Columbia Financial, Inc. Announces Completion of Merger of Freehold Bank Into Columbia Bank
Columbia Financial Gets Regulatory Nod to Merge Freehold Bank
Columbia Financial, Inc. Announces Receipt of Regulatory Approval for Merger of Freehold Bank Into Columbia Bank
Columbia Financial (CLBK) Could Find a Support Soon, Here's Why You Should Buy the Stock Now
Source: https://incomestatements.info
Category: Stock Reports