See more : Union Insurance Co., Ltd. (2816.TW) Income Statement Analysis – Financial Results
Complete financial analysis of Capital One Financial Corporation (COF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Capital One Financial Corporation, a leading company in the Financial – Credit Services industry within the Financial Services sector.
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Capital One Financial Corporation (COF)
About Capital One Financial Corporation
Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 36.79B | 34.25B | 30.44B | 28.52B | 28.59B | 27.46B | 27.24B | 25.50B | 23.41B | 22.29B | 22.38B | 20.80B | 16.28B | 16.17B | 12.98B | 13.84B | 14.48B | 12.10B | 10.04B | 8.90B | 8.20B | 8.19B | 6.08B | 4.62B | 3.43B | 2.18B | 1.45B | 1.13B | 761.00M | 561.90M |
| Cost of Revenue | 11.02B | 0.00 | 0.00 | 0.00 | 0.00 | 288.00M | 990.00M | 853.00M | 766.00M | 837.00M | 1.03B | 1.07B | 0.00 | -65.00M | -31.95M | -53.86M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 25.77B | 34.25B | 30.44B | 28.52B | 28.59B | 27.17B | 26.25B | 24.65B | 22.65B | 21.45B | 21.35B | 19.73B | 16.28B | 16.24B | 13.02B | 13.89B | 14.48B | 12.10B | 10.04B | 8.90B | 8.20B | 8.19B | 6.08B | 4.62B | 3.43B | 2.18B | 1.45B | 1.13B | 761.00M | 561.90M |
| Gross Profit Ratio | 70.05% | 100.00% | 100.00% | 100.00% | 100.00% | 98.95% | 96.37% | 96.66% | 96.73% | 96.24% | 95.39% | 94.86% | 100.00% | 100.40% | 100.25% | 100.39% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 9.30B | 8.43B | 7.42B | 6.81B | 6.39B | 5.73B | 5.90B | 5.20B | 4.98B | 4.59B | 4.43B | 3.88B | 3.56B | 3.11B | 2.98B | 2.86B | 3.12B | 2.70B | 1.75B | 1.64B | 1.57B | 1.56B | 1.39B | 1.02B | 780.20M | 476.40M | 289.30M | 215.20M | 135.80M | 94.70M |
| Selling & Marketing | 4.01B | 4.02B | 2.87B | 1.61B | 2.27B | 2.17B | 1.67B | 1.81B | 1.74B | 1.56B | 1.37B | 1.36B | 1.34B | 958.00M | 588.34M | 1.12B | 1.35B | 1.44B | 1.38B | 1.34B | 1.12B | 1.07B | 1.08B | 906.15M | 731.90M | 446.30M | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 13.31B | 12.44B | 10.29B | 8.42B | 8.66B | 7.90B | 7.57B | 7.01B | 6.72B | 6.15B | 5.81B | 5.24B | 4.90B | 4.07B | 3.57B | 3.97B | 4.47B | 4.14B | 3.13B | 2.98B | 2.69B | 2.63B | 2.48B | 1.93B | 1.51B | 922.70M | 289.30M | 215.20M | 135.80M | 94.70M |
| Other Expenses | 23.48B | -8.43B | -24.92B | -33.74B | -30.37B | 15.90B | 15.76B | 13.85B | 11.56B | 10.35B | 10.91B | 12.57B | 21.00M | 62.00M | 31.95M | 13.69B | 11.18B | 7.81B | 6.13B | -7.73B | -7.50B | -7.90B | -6.35B | -4.99B | -3.82B | -2.25B | -1.10B | -800.60M | -449.70M | -416.10M |
| Operating Expenses | 36.79B | 4.02B | -14.63B | -25.32B | -21.71B | 25.06B | 24.51B | 22.04B | 19.16B | 17.30B | 17.60B | 18.59B | 13.89B | 14.66B | 14.50B | 17.14B | 15.13B | 11.49B | 9.26B | -4.75B | -4.81B | -5.27B | -3.88B | -3.06B | -2.31B | -1.32B | -811.80M | -585.40M | -313.90M | -321.40M |
| Cost & Expenses | 36.79B | 4.02B | -14.63B | -25.32B | -21.71B | 25.06B | 25.50B | 22.89B | 19.92B | 18.14B | 18.63B | 19.66B | 13.87B | 14.59B | 14.46B | 17.09B | 15.02B | 11.49B | 9.26B | -4.75B | -4.81B | -5.27B | -3.88B | -3.06B | -2.31B | -1.32B | -811.80M | -585.40M | -313.90M | -321.40M |
| Interest Income | 41.94B | 31.24B | 25.77B | 26.03B | 28.51B | 27.18B | 25.22B | 22.89B | 20.46B | 19.40B | 19.90B | 18.96B | 14.99B | 15.35B | 10.66B | 11.11B | 11.08B | 8.19B | 5.73B | 4.79B | 4.37B | 4.18B | 2.83B | 2.39B | 1.59B | 1.11B | 718.00M | 660.50M | 457.40M | 258.70M |
| Interest Expense | 12.70B | 4.12B | 1.60B | 3.12B | 5.17B | 4.30B | 2.76B | 2.02B | 1.63B | 1.58B | 1.79B | 2.38B | 2.25B | 2.90B | 2.97B | 3.96B | 4.55B | 3.09B | 2.05B | 1.79B | 1.58B | 1.46B | 1.17B | 801.02M | 540.90M | 416.80M | 334.90M | 295.00M | 249.40M | 93.70M |
| Depreciation & Amortization | 3.23B | 3.21B | 3.48B | 869.00M | 853.00M | 902.00M | 907.00M | 1.10B | 430.00M | 532.00M | 671.00M | 604.00M | 600.00M | 582.00M | 682.60M | 691.43M | 678.76M | 542.09M | 425.64M | 381.85M | 384.02M | 124.07M | 337.56M | 244.82M | 172.60M | 108.20M | 46.60M | 41.90M | 37.40M | 19.90M |
| EBITDA | 0.00 | -4.00M | -4.00M | -3.00M | 13.00M | -10.00M | -135.00M | -19.00M | 38.00M | 7.76B | 7.82B | 0.00 | -106.00M | 0.00 | -130.52M | -130.52M | 0.00 | 4.19B | 3.25B | 3.52B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 39.22% | 52.03% | 11.43% | 24.48% | 51.00% | 38.77% | 38.87% | 41.19% | 45.56% | 44.86% | 43.53% | 45.01% | 46.39% | 37.61% | 36.89% | 55.77% | 60.26% | 52.81% | 50.92% | 46.07% | 37.10% | 41.82% | 39.00% | 37.68% | 44.38% | 47.31% | 51.86% | 63.67% | 46.34% |
| Operating Income | -4.00M | 13.36B | 15.81B | 3.20B | 6.89B | 11.61B | -135.00M | -19.00M | 38.00M | 5.00M | -233.00M | -217.00M | -106.00M | -307.00M | -130.52M | -130.52M | -1.02B | 6.75B | 4.88B | 4.15B | 3.39B | 2.91B | 2.21B | 1.56B | 1.12B | 860.70M | 640.40M | 543.50M | 447.10M | 240.50M |
| Operating Income Ratio | -0.01% | 39.02% | 51.93% | 11.22% | 24.09% | 42.27% | -0.50% | -0.07% | 0.16% | 0.02% | -1.04% | -1.04% | -0.65% | -1.90% | -1.01% | -0.94% | -7.05% | 55.78% | 48.57% | 46.63% | 41.39% | 35.58% | 36.27% | 33.71% | 32.64% | 39.43% | 44.10% | 48.14% | 58.75% | 42.80% |
| Total Other Income/Expenses | 6.05B | 9.24B | -1.57B | -2.00B | -2.20B | -2.48B | 6.49B | 6.46B | -2.27B | -2.27B | -2.72B | 5.25B | 4.69B | 4.64B | -237.28M | 712.13M | -266.37M | -94.91M | -94.34M | -92.45M | -1.57B | -1.46B | -1.17B | -801.02M | -540.90M | -416.80M | -334.90M | -295.00M | -249.40M | -93.70M |
| Income Before Tax | 6.05B | 9.24B | 15.81B | 3.20B | 6.87B | 7.32B | 5.49B | 5.48B | 5.88B | 6.57B | 6.42B | 5.04B | 4.59B | 4.33B | 1.34B | 581.62M | 3.87B | 3.65B | 2.83B | 2.36B | 1.83B | 1.45B | 1.04B | 757.47M | 577.00M | 443.90M | 305.50M | 248.50M | 197.70M | 146.80M |
| Income Before Tax Ratio | 16.43% | 26.98% | 51.94% | 11.23% | 24.04% | 26.65% | 20.16% | 21.51% | 25.12% | 29.47% | 28.67% | 24.20% | 28.18% | 26.78% | 10.29% | 4.20% | 26.73% | 30.20% | 28.18% | 26.51% | 22.28% | 17.73% | 17.02% | 16.38% | 16.85% | 20.33% | 21.04% | 22.01% | 25.98% | 26.13% |
| Income Tax Expense | 1.16B | 1.88B | 3.42B | 486.00M | 1.34B | 1.29B | 3.38B | 1.71B | 1.87B | 2.15B | 2.03B | 1.30B | 1.33B | 1.28B | 349.49M | 497.10M | 1.28B | 1.24B | 1.02B | 816.58M | 675.91M | 551.40M | 393.46M | 287.84M | 213.90M | 168.70M | 116.10M | 93.20M | 71.20M | 51.60M |
| Net Income | 4.89B | 7.36B | 12.39B | 2.71B | 5.55B | 6.02B | 1.98B | 3.75B | 4.05B | 4.43B | 4.16B | 3.52B | 3.15B | 2.74B | 883.78M | -46.00M | 1.57B | 2.41B | 1.81B | 1.54B | 1.14B | 899.64M | 641.97M | 469.63M | 363.10M | 275.20M | 189.40M | 155.30M | 126.50M | 95.20M |
| Net Income Ratio | 13.28% | 21.49% | 40.71% | 9.52% | 19.40% | 21.90% | 7.28% | 14.71% | 17.30% | 19.87% | 18.58% | 16.91% | 19.33% | 16.96% | 6.81% | -0.33% | 10.85% | 19.96% | 18.02% | 17.34% | 13.85% | 10.99% | 10.55% | 10.16% | 10.60% | 12.61% | 13.04% | 13.76% | 16.62% | 16.94% |
| EPS | 11.98 | 17.98 | 27.04 | 5.19 | 11.10 | 12.53 | 3.52 | 6.96 | 7.15 | 7.71 | 7.05 | 6.21 | 6.85 | 6.07 | 0.75 | -0.12 | 4.02 | 7.80 | 6.98 | 6.55 | 5.05 | 4.09 | 3.06 | 2.39 | 1.84 | 1.40 | 0.96 | 0.77 | 0.64 | 0.48 |
| EPS Diluted | 11.95 | 17.91 | 26.94 | 5.18 | 11.05 | 12.45 | 3.49 | 6.89 | 7.07 | 7.59 | 6.96 | 6.16 | 6.80 | 6.01 | 0.74 | -0.12 | 3.97 | 7.62 | 6.73 | 6.21 | 4.85 | 3.93 | 2.91 | 2.24 | 1.72 | 1.32 | 0.93 | 0.77 | 0.64 | 0.48 |
| Weighted Avg Shares Out | 382.40M | 391.80M | 442.50M | 457.80M | 467.60M | 479.90M | 484.20M | 504.90M | 541.80M | 563.10M | 579.70M | 561.10M | 455.50M | 452.10M | 450.00M | 376.00M | 390.29M | 309.58M | 259.16M | 235.61M | 224.92M | 219.96M | 209.79M | 196.50M | 197.34M | 196.57M | 197.98M | 201.69M | 197.66M | 198.33M |
| Weighted Avg Shares Out (Dil) | 383.40M | 393.20M | 444.20M | 458.90M | 469.90M | 483.10M | 488.60M | 509.80M | 548.00M | 571.90M | 587.60M | 566.50M | 459.10M | 456.40M | 454.90M | 378.00M | 395.55M | 317.02M | 268.91M | 248.77M | 234.19M | 228.92M | 220.61M | 209.66M | 211.10M | 208.48M | 202.93M | 201.69M | 197.66M | 198.33M |
Capital One Q3 Earnings Beat on Y/Y Rise in NII, Stock Up 4.9%
COF's third-quarter 2024 results beat estimates on higher NII, loans and deposits. However, higher costs, provisions and lower non-interest income remain woes.
Capital One Card Purchase Volumes Surge 5%, Consumers in ‘Good Shape'
Capital One's most recent quarterly earnings, posted Thursday (Oct. 24) after the bell, indicated that cardholders continued to embrace credit as a key payment method, and consumers remained in “good shape,” according to the CEO. The company's earnings supplementals noted...
Capital One Financial Corporation (COF) Q3 2024 Earnings Call Transcript
Capital One Financial Corporation (NYSE:COF ) Q3 2024 Earnings Conference Call October 24, 2024 5:00 PM ET Company Participants Jeff Norris - SVP, Finance Andrew Young - CFO Richard Fairbank - Chairman and CFO Ime Archibong - Board Member Conference...
Capital One (COF) Reports Q3 Earnings: What Key Metrics Have to Say
The headline numbers for Capital One (COF) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Capital One (COF) Q3 Earnings and Revenues Top Estimates
Capital One (COF) came out with quarterly earnings of $4.51 per share, beating the Zacks Consensus Estimate of $3.70 per share. This compares to earnings of $4.45 per share a year ago.
Consumer lender Capital One's Q3 profit rises as high interest rates boost income
Capital One reported a 1.6% increase in third-quarter profit on Thursday, as elevated interest rates enabled the consumer lender to earn more from customers repaying credit card debt.
New York Investigating Proposed Capital One-Discover Deal
New York Attorney General Letitia James is reportedly investigating Capital One's proposed acquisition of Discover Financial Services. James asked a court for permission to issue subpoenas to Capital One, saying the bank had declined to voluntarily waive federal confidentiality protections,...
New York probing whether Capital One-Discover merger violates antitrust law
New York Attorney General Letitia James is investigating whether Capital One's proposed takeover of Discover Financial Services violates the state's antitrust law.
Wall Street's Insights Into Key Metrics Ahead of Capital One (COF) Q3 Earnings
Beyond analysts' top -and-bottom-line estimates for Capital One (COF), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2024.
High Costs & Provisions to Hurt Capital One's Q3 Earnings, NII to Aid
Higher costs and a huge jump in provisions are likely to have hurt COF's third-quarter 2024 earnings, while higher NII and fee income are likely to have aided.
Source: https://incomestatements.info
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