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Complete financial analysis of Citizens Community Bancorp, Inc. (CZWI) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Citizens Community Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Citizens Community Bancorp, Inc. (CZWI)
About Citizens Community Bancorp, Inc.
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 58.54M | 67.19M | 69.69M | 68.40M | 56.32M | 2.74M | 26.74M | 23.99M | 22.48M | 23.17M | 22.31M | 21.71M | 25.76M | 23.28M | 18.26M | 14.30M | 12.18M | 9.75M | 9.96M | 8.10M | 1.74M | 1.48M | 1.23M | 1.14M |
| Cost of Revenue | -35.28M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 93.82M | 67.19M | 69.69M | 68.40M | 56.32M | 2.74M | 26.74M | 23.99M | 22.48M | 23.17M | 22.31M | 21.71M | 25.76M | 23.28M | 18.26M | 14.30M | 12.18M | 9.75M | 9.96M | 8.10M | 1.74M | 1.48M | 1.23M | 1.14M |
| Gross Profit Ratio | 160.28% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 21.92M | 22.60M | 23.27M | 25.06M | 22.77M | 6.93M | 12.50M | 11.43M | 10.14M | 11.20M | 10.81M | 10.69M | 9.73M | 8.11M | 7.90M | 5.86M | 6.03M | 4.98M | 4.69M | 3.99M | 3.62M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 734.00K | 1.02M | 986.00K | 967.00K | 1.21M | 822.00K | 545.00K | 609.00K | 570.00K | 370.00K | 233.00K | 190.00K | 122.00K | 173.00K | 0.00 | 148.00K | 161.00K | 218.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 34.75M | 23.62M | 24.26M | 26.02M | 23.99M | 26.85M | 13.05M | 12.04M | 10.71M | 11.57M | 11.05M | 10.88M | 9.85M | 8.28M | 7.90M | 6.01M | 6.19M | 5.20M | 4.69M | 3.99M | 3.62M | 0.00 | 0.00 | 0.00 |
| Other Expenses | 35.89M | -14.30M | -64.99M | -77.14M | -68.03M | 3.87M | -30.63M | -27.16M | -24.65M | -27.63M | -26.37M | -461.00K | 1.18M | 7.85M | 7.24M | -3.69M | -8.29M | -6.97M | -8.92M | -7.82M | -1.19M | 3.07M | 4.17M | 3.79M |
| Operating Expenses | 58.54M | 1.02M | -40.73M | -51.12M | -44.04M | 3.87M | -17.59M | -15.13M | -13.94M | -16.07M | -15.32M | 10.42M | 11.03M | 16.13M | 15.14M | 2.32M | -2.10M | -1.77M | -4.23M | -3.83M | 2.43M | 3.07M | 4.17M | 3.79M |
| Cost & Expenses | 34.75M | 1.02M | -40.73M | -51.12M | -44.04M | 3.87M | -17.87M | -15.13M | -13.94M | -16.07M | -15.32M | 10.42M | 11.03M | 16.13M | 15.14M | 2.32M | -2.10M | -1.77M | -4.23M | -3.83M | 2.43M | 3.07M | 4.17M | 3.79M |
| Interest Income | 84.25M | 69.40M | 64.04M | 64.53M | 60.42M | 38.90M | 27.88M | 25.08M | 23.00M | 24.03M | 24.58M | 27.09M | 29.76M | 32.76M | 30.94M | 26.73M | 19.35M | 15.31M | 11.93M | 9.62M | 8.88M | 8.49M | 8.82M | 8.12M |
| Interest Expense | 35.90M | 13.03M | 10.37M | 14.27M | 16.91M | 8.59M | 5.61M | 5.01M | 4.44M | 4.28M | 5.31M | 6.59M | 8.91M | 11.58M | 14.69M | 14.14M | 8.89M | 7.22M | 3.99M | 2.89M | 3.18M | 3.86M | 4.84M | 4.15M |
| Depreciation & Amortization | 3.74M | 3.81M | 3.85M | 3.58M | 3.06M | 2.55M | 1.08M | 1.18M | 57.00K | 57.00K | 56.00K | 1.25M | 1.43M | 1.48M | 1.36M | 533.00K | 816.00K | 740.00K | 451.72K | 280.49K | 271.16K | 0.00 | 0.00 | 0.00 |
| EBITDA | 22.06M | 27.61M | 33.00M | 26.52M | 16.45M | 9.14M | 0.00 | 5.04M | 5.86M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 492.00 | 0.00 | 4.55M | 5.40M | 4.93M |
| EBITDA Ratio | 37.68% | 60.48% | 43.84% | 27.63% | 26.42% | 241.65% | 39.33% | 41.88% | 44.40% | 35.72% | 36.43% | 37.83% | 41.45% | 21.51% | 58.99% | 119.92% | 89.44% | 89.42% | 62.07% | 56.18% | 255.30% | 307.02% | 439.27% | 434.10% |
| Operating Income | 24.33M | 39.19M | 28.96M | 17.28M | 12.28M | 6.61M | 9.43M | 8.87M | 8.54M | 7.11M | 6.99M | 6.96M | 9.24M | 3.53M | 9.42M | 16.62M | 10.08M | 7.98M | 5.73M | 4.27M | 4.17M | 4.55M | 5.40M | 4.93M |
| Operating Income Ratio | 41.56% | 58.32% | 41.55% | 25.26% | 21.80% | 241.65% | 35.28% | 36.95% | 38.00% | 30.66% | 31.34% | 32.06% | 35.89% | 15.17% | 51.57% | 116.20% | 82.74% | 81.83% | 57.53% | 52.71% | 239.69% | 307.02% | 439.27% | 434.10% |
| Total Other Income/Expenses | -5.40M | 0.00 | 0.00 | -7.98M | -8.87M | -5.17M | -3.07M | -2.27M | 0.00 | -2.56M | 0.00 | 0.00 | -10.35M | -8.05M | -5.27M | 0.00 | 0.00 | 0.00 | 0.00 | -3.17M | -3.18M | 2.28M | 3.50M | 3.44M |
| Income Before Tax | 18.93M | 23.58M | 28.96M | 17.28M | 12.28M | 6.61M | 3.82M | 4.74M | 4.10M | 2.83M | 1.68M | 367.00K | 330.00K | -8.05M | -5.27M | 2.48M | 1.19M | 755.00K | 1.74M | 1.38M | 987.60K | 691.00K | 559.00K | 779.00K |
| Income Before Tax Ratio | 32.34% | 35.09% | 41.55% | 25.26% | 21.80% | 241.65% | 14.30% | 19.76% | 18.26% | 12.21% | 7.54% | 1.69% | 1.28% | -34.56% | -28.88% | 17.35% | 9.78% | 7.75% | 17.43% | 17.04% | 56.83% | 46.63% | 45.45% | 68.63% |
| Income Tax Expense | 5.87M | 5.82M | 7.69M | 4.56M | 2.81M | 2.33M | 1.32M | 1.63M | 1.49M | 1.05M | 635.00K | 161.00K | 137.00K | -955.00K | -2.09M | 1.01M | 448.00K | 309.00K | 684.33K | 543.33K | 390.10K | 27.00K | 0.00 | 0.00 |
| Net Income | 13.06M | 17.76M | 21.27M | 12.73M | 9.46M | 4.28M | 2.50M | 3.11M | 2.61M | 1.78M | 1.05M | 206.00K | 193.00K | -7.09M | -3.18M | 1.47M | 743.00K | 446.00K | 1.05M | 836.55K | 597.50K | 664.00K | 559.00K | 779.00K |
| Net Income Ratio | 22.31% | 26.43% | 30.52% | 18.60% | 16.80% | 156.60% | 9.35% | 12.98% | 11.63% | 7.69% | 4.69% | 0.95% | 0.75% | -30.46% | -17.43% | 10.30% | 6.10% | 4.58% | 10.56% | 10.33% | 34.38% | 44.80% | 45.45% | 68.63% |
| EPS | 1.25 | 1.69 | 1.98 | 1.14 | 0.85 | 0.39 | 0.47 | 0.59 | 0.50 | 0.35 | 0.20 | 0.04 | 0.04 | -1.39 | -0.59 | 0.24 | 0.11 | 0.23 | 0.67 | 0.53 | 0.20 | 0.22 | 0.18 | 0.26 |
| EPS Diluted | 1.25 | 1.69 | 1.98 | 1.14 | 0.85 | 0.38 | 0.46 | 0.59 | 0.50 | 0.34 | 0.20 | 0.04 | 0.04 | -1.39 | -0.59 | 0.24 | 0.11 | 0.23 | 0.67 | 0.53 | 0.20 | 0.22 | 0.18 | 0.26 |
| Weighted Avg Shares Out | 10.47M | 10.51M | 10.72M | 11.16M | 11.11M | 10.94M | 5.32M | 5.24M | 5.21M | 5.09M | 5.23M | 5.13M | 5.12M | 5.12M | 5.37M | 6.23M | 6.75M | 1.95M | 1.57M | 1.59M | 3.04M | 3.04M | 3.04M | 3.04M |
| Weighted Avg Shares Out (Dil) | 10.47M | 10.51M | 10.73M | 11.16M | 11.12M | 11.13M | 5.38M | 5.28M | 5.23M | 5.24M | 5.24M | 5.13M | 5.12M | 5.12M | 5.37M | 6.23M | 6.75M | 1.95M | 1.57M | 1.59M | 3.04M | 3.04M | 3.04M | 3.04M |
Citizens Community Bancorp, Inc. (CZWI) Earnings Expected to Grow: What to Know Ahead of Q4 Release
Citizens Community Bancorp, Inc. (CZWI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Citizens Community Bancorp, Inc. (CZWI) Earnings Expected to Grow: What to Know Ahead of Q3 Release
Citizens Community Bancorp, Inc. (CZWI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Citizens Community Bancorp, Inc. (CZWI) Upgraded to Strong Buy: Here's Why
Citizens Community Bancorp, Inc. (CZWI) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Top Ranked Momentum Stocks to Buy for August 25th
MATX, IT, BJ, and CZWI made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 25, 2021.
Top Ranked Value Stocks to Buy for August 11th
AAWW, CZWI, CHMG, and VALE made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 11, 2021
Top Ranked Value Stocks to Buy for July 29th
RLGY, SAH, CZWI, and RS made it to the Zacks Rank #1 (Strong Buy) value stocks list on July 29, 2021
Citizens Community Bancorp, Inc. (CZWI) Q2 Earnings and Revenues Surpass Estimates
Citizens Community Bancorp, Inc. (CZWI) delivered earnings and revenue surprises of 25.71% and 4.88%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?
Citizens Community Bancorp, Inc. Earnings Increase 53% to $4.7 Million, or $0.44 Per Share in 2Q21 from 2Q20; 2021 Record Six Month Earnings of $10.2 million, Increase of 80% from 2020; Annualized Gross Loan Growth of 12% and Asset Quality Continues to Improve; Board Approves 5% Stock Repurchase Program
EAU CLAIRE, Wis., July 26, 2021 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $4.7 million or $0.44 per diluted share...
Citizens Community Bancorp (CZWI) Sees Hammer Chart Pattern: Time to Buy?
Citizens Community Bancorp (CZWI) has been struggling lately, but the selling pressure may be coming to an end soon
Citizens Community Bancorp, Inc. (CZWI) Q1 Earnings and Revenues Beat Estimates
Citizens Community Bancorp, Inc. (CZWI) delivered earnings and revenue surprises of 41.67% and 0.83%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?
Source: https://incomestatements.info
Category: Stock Reports