See more : Charter Communications Inc (CQD.DE) Income Statement Analysis – Financial Results
Complete financial analysis of goeasy Ltd. (EHMEF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of goeasy Ltd., a leading company in the Financial – Credit Services industry within the Financial Services sector.
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goeasy Ltd. (EHMEF)
About goeasy Ltd.
goeasy Ltd. provides non-prime leasing and lending services to consumers in Canada. The company operates through two segments, Easyfinancial and Easyhome. The Easyfinancial segment provides unsecured and real estate secured installment loans; personal, home equity, and auto loans; point-of-sale and small business financing; and value-added services. The Easyhome segment leases household furniture, appliances, electronics, computers, and unsecured lending products to retail consumers. As of December 31, 2021, it operated 294 easyfinancial locations that include 8 kiosks, as well as 158 easyhome stores that include 34 franchises. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 746.36M | 1.02B | 826.72M | 652.92M | 609.38M | 506.19M | 405.22M | 347.51M | 304.27M | 259.15M | 218.81M | 199.67M | 188.33M | 180.79M | 173.73M | 162.49M | 143.68M | 119.57M | 103.11M | 88.45M | 78.72M | 72.44M | 67.76M | 67.37M | 75.10M | 75.40M | 32.00M | 47.80M | 28.10M | 4.70M |
| Cost of Revenue | -105.23M | 223.46M | 204.69M | 180.69M | 162.91M | 195.87M | 177.75M | 154.78M | 146.90M | 135.06M | 119.17M | 114.54M | 109.20M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11.30M | 11.50M | 4.70M | 5.20M | 3.80M | 1.20M |
| Gross Profit | 851.59M | 795.88M | 622.04M | 472.24M | 446.47M | 310.32M | 227.48M | 192.73M | 157.37M | 124.09M | 99.64M | 85.14M | 79.12M | 180.79M | 173.73M | 162.49M | 143.68M | 119.57M | 103.11M | 88.45M | 78.72M | 72.44M | 67.76M | 67.37M | 63.80M | 63.90M | 27.30M | 42.60M | 24.30M | 3.50M |
| Gross Profit Ratio | 114.10% | 78.08% | 75.24% | 72.33% | 73.27% | 61.31% | 56.14% | 55.46% | 51.72% | 47.88% | 45.54% | 42.64% | 42.01% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 84.95% | 84.75% | 85.31% | 89.12% | 86.48% | 74.47% |
| Research & Development | 28.40M | 23.46M | 18.03M | 14.19M | 12.29M | 11.12M | 10.69M | 0.12 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 66.75M | 58.75M | 50.52M | 44.27M | 41.55M | 52.62M | 38.72M | 43.57M | 36.30M | 41.50M | 37.02M | 35.54M | 100.62M | 110.10M | 105.06M | 93.25M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 31.02M | 34.07M | 30.39M | 26.79M | 26.70M | 19.15M | 20.15M | 13.46M | 10.69M | 9.09M | 7.38M | 7.76M | 6.83M | 5.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 298.68M | 92.82M | 80.92M | 71.05M | 68.25M | 71.76M | 58.87M | 57.03M | 46.99M | 50.58M | 44.40M | 43.29M | 107.45M | 110.10M | 105.06M | 93.25M | 79.90M | 66.61M | 58.09M | 50.69M | 45.47M | 42.74M | 41.41M | 43.84M | 29.80M | 29.90M | 13.10M | 17.70M | 10.10M | 1.20M |
| Other Expenses | -57.25M | 92.89M | 89.72M | 58.36M | 45.49M | -335.07M | -265.03M | 3.00M | -200.13M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 269.84M | 185.70M | 170.63M | 129.41M | 126.03M | 112.88M | 106.12M | 96.24M | 81.22M | 73.79M | 64.91M | 60.92M | 173.00M | 167.28M | 163.34M | 146.57M | 123.18M | 104.07M | 93.70M | 78.06M | 71.18M | 66.71M | 64.42M | 68.89M | 60.00M | 57.20M | 25.10M | 34.70M | 21.00M | 2.90M |
| Cost & Expenses | 269.84M | 409.16M | 375.32M | 310.10M | 288.94M | 308.75M | 283.86M | 251.01M | 228.12M | 208.85M | 184.08M | 175.46M | 173.00M | 167.28M | 163.34M | 146.57M | 123.18M | 104.07M | 93.70M | 78.06M | 71.18M | 66.71M | 64.42M | 68.89M | 71.30M | 68.70M | 29.80M | 39.90M | 24.80M | 4.10M |
| Interest Income | 22.24M | 1.56M | 589.00K | 515.00K | 1.01M | 1.49M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 15.72M | 6.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 7.54M | 93.85M | 66.20M | 46.90M | 53.47M | 41.26M | 25.66M | 18.99M | 13.84M | 7.62M | 4.97M | 2.64M | 1.54M | 1.24M | 1.14M | 1.09M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 86.33M | 695.04M | 430.84M | 414.75M | 443.19M | 387.07M | 317.24M | 287.69M | 56.09M | 56.35M | 53.78M | 53.02M | 51.41M | 57.17M | 58.28M | 53.32M | 43.28M | 37.46M | 32.52M | 27.46M | 26.31M | 24.03M | 23.01M | 25.04M | 30.20M | 27.30M | 12.00M | 17.00M | 10.90M | 1.70M |
| EBITDA | 740.46M | 603.86M | 472.32M | 364.99M | 336.15M | 247.95M | 173.57M | 150.53M | 132.24M | 106.65M | 88.51M | 77.66M | 66.73M | 62.65M | 67.69M | 69.24M | 63.77M | 52.96M | 41.93M | 37.85M | 33.85M | 29.77M | 26.35M | 23.52M | 34.00M | 34.00M | 14.20M | 24.90M | 14.20M | 2.30M |
| EBITDA Ratio | 99.21% | 65.18% | 64.01% | 62.50% | 59.75% | 72.78% | 59.57% | 59.42% | 57.25% | 50.16% | 47.19% | 43.26% | 35.44% | 39.10% | 39.53% | 42.61% | 44.39% | 44.29% | 40.66% | 42.79% | 43.00% | 41.09% | 38.88% | 34.92% | 45.27% | 45.09% | 44.38% | 52.09% | 50.53% | 48.94% |
| Operating Income | 476.52M | 583.07M | 450.26M | 343.34M | 299.73M | 119.72M | 87.39M | 62.52M | 48.05M | 34.59M | 24.97M | 17.71M | 15.27M | 10.45M | 10.39M | 15.92M | 20.50M | 15.50M | 9.41M | 10.39M | 7.54M | 5.73M | 3.34M | -1.52M | 3.80M | 6.70M | 2.20M | 7.90M | 3.30M | 600.00K |
| Operating Income Ratio | 63.85% | 57.20% | 54.46% | 52.58% | 49.18% | 23.65% | 21.57% | 17.99% | 15.79% | 13.35% | 11.41% | 8.87% | 8.11% | 5.78% | 5.98% | 9.80% | 14.27% | 12.96% | 9.13% | 11.74% | 9.57% | 7.91% | 4.92% | -2.26% | 5.06% | 8.89% | 6.88% | 16.53% | 11.74% | 12.77% |
| Total Other Income/Expenses | -139.56M | -136.63M | -133.41M | -33.25M | -210.21M | -45.80M | -36.84M | -21.05M | -15.33M | -8.80M | -5.64M | -2.64M | -1.54M | -1.97M | -2.14M | -1.09M | -747.00K | -254.00K | -88.00K | -269.00K | -1.71M | -2.00M | -2.32M | -7.56M | -2.60M | -3.00M | -900.00K | -200.00K | -400.00K | 0.00 |
| Income Before Tax | 336.96M | 195.78M | 316.85M | 183.18M | 89.51M | 73.92M | 50.55M | 41.47M | 32.72M | 25.79M | 19.33M | 15.07M | 13.73M | 9.21M | 9.26M | 14.83M | 19.75M | 15.24M | 9.32M | 10.12M | 5.83M | 3.74M | 1.02M | -9.08M | 1.20M | 3.80M | 1.30M | 7.40M | 2.90M | 600.00K |
| Income Before Tax Ratio | 45.15% | 19.21% | 38.33% | 28.06% | 14.69% | 14.60% | 12.48% | 11.93% | 10.75% | 9.95% | 8.83% | 7.55% | 7.29% | 5.09% | 5.33% | 9.13% | 13.75% | 12.75% | 9.04% | 11.44% | 7.40% | 5.16% | 1.50% | -13.47% | 1.60% | 5.04% | 4.06% | 15.48% | 10.32% | 12.77% |
| Income Tax Expense | 89.06M | 55.62M | 71.91M | 46.68M | 25.16M | 20.79M | 14.42M | 10.42M | 8.99M | 6.05M | 5.15M | 4.01M | 4.11M | 2.34M | 3.49M | 5.88M | 8.07M | 6.26M | 3.65M | 1.37M | 1.71M | 1.12M | 2.89M | -2.67M | -600.00K | -1.80M | -1.00M | 1.00M | 1.10M | 200.00K |
| Net Income | 247.90M | 140.16M | 244.94M | 136.51M | 64.35M | 53.12M | 36.13M | 31.05M | 23.73M | 19.75M | 14.18M | 11.06M | 9.61M | 6.07M | 5.06M | 8.97M | 11.69M | 8.98M | 5.68M | 8.75M | 3.72M | 2.62M | -1.87M | -6.41M | 1.80M | 5.60M | 2.30M | 6.40M | 1.80M | 400.00K |
| Net Income Ratio | 33.21% | 13.75% | 29.63% | 20.91% | 10.56% | 10.49% | 8.92% | 8.93% | 7.80% | 7.62% | 6.48% | 5.54% | 5.10% | 3.36% | 2.91% | 5.52% | 8.13% | 7.51% | 5.51% | 9.89% | 4.72% | 3.61% | -2.76% | -9.51% | 2.40% | 7.43% | 7.19% | 13.39% | 6.41% | 8.51% |
| EPS | 14.48 | 8.61 | 15.12 | 9.21 | 4.40 | 3.56 | 2.67 | 2.29 | 1.75 | 1.47 | 1.16 | 0.92 | 0.81 | 0.58 | 0.48 | 0.86 | 1.13 | 0.89 | 0.59 | 0.96 | 0.55 | 0.40 | -0.27 | -1.93 | 0.27 | 1.73 | 0.69 | 2.73 | 1.13 | 0.33 |
| EPS Diluted | 14.48 | 8.42 | 14.62 | 8.76 | 4.17 | 3.39 | 2.56 | 2.23 | 1.69 | 1.42 | 1.15 | 0.92 | 0.81 | 0.58 | 0.48 | 0.85 | 1.11 | 0.86 | 0.55 | 0.87 | 0.50 | 0.36 | -0.27 | -1.93 | 0.20 | 1.60 | 0.63 | 2.47 | 1.00 | 0.27 |
| Weighted Avg Shares Out | 17.12M | 16.27M | 16.20M | 14.82M | 14.64M | 14.92M | 13.54M | 13.56M | 13.56M | 13.45M | 12.24M | 12.00M | 11.85M | 10.49M | 10.49M | 10.49M | 10.30M | 10.09M | 9.62M | 9.12M | 6.72M | 6.55M | 7.01M | 3.31M | 3.23M | 3.23M | 3.34M | 2.34M | 1.59M | 1.20M |
| Weighted Avg Shares Out (Dil) | 17.12M | 16.65M | 16.76M | 15.76M | 16.06M | 15.67M | 14.81M | 13.91M | 14.04M | 13.94M | 12.31M | 12.00M | 11.93M | 10.49M | 10.57M | 10.61M | 10.55M | 10.45M | 10.32M | 10.06M | 7.44M | 7.27M | 7.01M | 3.31M | 3.23M | 3.50M | 3.62M | 2.59M | 1.80M | 1.50M |
Goeasy: Why Double-Digit Annual Returns Are Likely
goeasy is a high-quality, profitable stock with growing dividends and an attractive valuation, well-positioned to handle upcoming regulatory changes regarding interest rates. The company generates revenue through high-interest loans and fees, leveraging advanced credit modeling to maintain profitability despite competition...
goeasy Ltd. (EHMEF) Q3 2024 Earnings Call Transcript
goeasy Ltd. (OTCPK:EHMEF) Q3 2024 Earnings Conference Call November 8, 2024 10:00 AM ET Company Participants Farhan Ali Khan - Executive Vice-President & Chief Strategy and Corporate Development Officer Jason Mullins - President & Chief Executive Officer Hal Khouri -...
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goeasy, a leader in alternative lending, has shown strong returns, but shares may face a pullback as Canadian consumer spending slows and inflation rises. Q2'24 results were solid, with record revenues and a growing loan portfolio, driven by higher loan...
goeasy Ltd. (EHMEF) Q2 2024 Earnings Call Transcript
goeasy Ltd. (OTCPK:EHMEF) Q2 2024 Earnings Conference Call August 9, 2024 9:00 AM ET Company Participants Farhan Ali Khan - Senior Vice President & Chief Corporate Development Officer Jason Mullins - President & Chief Executive Officer Hal Khouri - Chief...
goeasy Ltd. (EHMEF) Q1 2024 Earnings Call Transcript
goeasy Ltd. (OTCPK:EHMEF) Q1 2024 Earnings Conference Call May 8, 2024 11:00 AM ET Company Participants Farhan Ali Khan - Senior Vice President and Chief Corporate Development Officer Jason Mullins - President and CEO Hal Khouri - Chief Financial Officer...
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goeasy Ltd (EHMEF) Q4 2023 Earnings Call Transcript
goeasy Ltd (EHMEF) Q4 2023 Earnings Call Transcript
goeasy Ltd. Reports Results for the Fourth Quarter and Full Year & Announces Increase to Automotive Securitization Facility
Quarterly Loan Originations of $705 million, up 12% from $632 million Loan Portfolio of $3.65 billion, up 30% from $2.79 billion Quarterly Net Charge Off Rate of 8.8%, down 20 bps from 9.0% Quarterly Diluted EPS of $4.34, up 154%;...
goeasy Ltd. Announces Timing of Fourth Quarter 2023 Conference Call and Webcast
MISSISSAUGA, Ontario, Jan. 30, 2024 (GLOBE NEWSWIRE) -- goeasy Ltd. (TSX: GSY), (“goeasy” or the “Company”), one of Canada's leading non-prime consumer lenders, will hold a conference call with shareholders, analysts, and portfolio managers on Wednesday, February 14, 2024. A...
goeasy Ltd. Announces $1.4M Commitment to BGC Canada to Combat Youth Food Insecurity Nationwide
The newly-created ‘Feed Their Future' program in support of BGC's Food Fund will provide 350,000 meals over three years The newly-created ‘Feed Their Future' program in support of BGC's Food Fund will provide 350,000 meals over three years
Source: https://incomestatements.info
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