See more : MediciNova, Inc. (4875.T) Income Statement Analysis – Financial Results
Complete financial analysis of Elmer Bancorp, Inc. (ELMA) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Elmer Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Elmer Bancorp, Inc. (ELMA)
About Elmer Bancorp, Inc.
Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services. It provides checking, money market, savings, NOW, Christmas club, and individual retirement accounts; and certificates of deposit. The company also offers business loans comprising owner occupied real estate, investment real estate, agricultural, business expansion, vehicle, term, construction, and construction to permanent loans, as well as business lines of credit and letters of credit; and small business administration loans, term loans, home equity loans, lines of credit, residential mortgages, consumer loans, and commercial mortgages. In addition, it provides merchant, cash management, remote deposit capture, and electronic bill payments services; mobile, text message, and online banking services; VISA check cards; and debit and credit cards. The company offers its products and services through six full-service branch offices located in Cumberland, Gloucester, and Salem Counties, New Jersey. Elmer Bancorp, Inc. was founded in 1903 and is based in Elmer, New Jersey.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16.02M | 14.60M | 13.77M | 13.35M | 13.27M | 13.23M | 10.30M | 10.65M | 10.38M | 9.67M | 9.46M |
| Cost of Revenue | -119.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 16.02M | 14.60M | 13.77M | 13.35M | 13.27M | 13.23M | 10.30M | 10.65M | 10.38M | 9.67M | 9.46M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 1.76M | 387.45K | 599.81K | 613.11K | 241.14K | 1.43M | 4.69M | 4.22M | 3.97M | 3.75M | 3.58M |
| Selling & Marketing | 143.62K | 98.86K | 66.41K | 6.39M | 6.35M | 6.31M | 0.00 | 0.00 | 48.12K | 79.99K | 66.65K |
| SG&A | 9.89M | 387.45K | 599.81K | 613.11K | 241.14K | 7.74M | 4.69M | 4.22M | 4.01M | 3.83M | 3.64M |
| Other Expenses | 0.00 | -2.96M | -3.12M | -3.10M | -2.79M | -2.90M | -12.25M | -10.99M | -10.63M | -10.14M | -9.53M |
| Operating Expenses | 9.89M | 2.96M | 3.12M | 3.10M | 2.79M | 2.90M | -7.55M | -6.77M | -6.61M | -6.31M | -5.89M |
| Cost & Expenses | 9.89M | 10.99M | 11.09M | 11.35M | 10.40M | 10.68M | -7.55M | -6.77M | -6.61M | -6.31M | -5.89M |
| Interest Income | 0.00 | 13.56M | 12.74M | 12.42M | 12.19M | 12.13M | 14.33M | 13.73M | 12.52M | 10.94M | 10.99M |
| Interest Expense | 0.00 | 767.18K | 862.87K | 930.54K | 1.07M | 918.68K | 5.10M | 4.22M | 3.14M | 2.19M | 2.34M |
| Depreciation & Amortization | -4.73M | 293.21K | 256.88K | 257.75K | 261.35K | 240.20K | 0.00 | 0.00 | 316.42K | 289.15K | 221.17K |
| EBITDA | -274.15K | 3.91M | 2.94M | 2.26M | 3.13M | 2.79M | 2.75M | 3.88M | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | -1.71% | -2.00% | -2.02% | -1.74% | -1.17% | -2.13% | 26.67% | 36.42% | 39.37% | 37.75% | 40.03% |
| Operating Income | 6.12M | 3.91M | 2.96M | 2.23M | 3.02M | 2.83M | 2.75M | 3.88M | 3.77M | 3.36M | 3.57M |
| Operating Income Ratio | 38.23% | 26.78% | 21.48% | 16.70% | 22.77% | 21.37% | 26.67% | 36.42% | 36.32% | 34.76% | 37.70% |
| Total Other Income/Expenses | -1.66M | 0.00 | 0.00 | 0.00 | 0.00 | -1.47M | -15.11M | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 4.46M | 3.62M | 2.68M | 2.00M | 2.87M | 2.55M | 2.75M | 3.88M | 3.77M | 3.36M | 3.57M |
| Income Before Tax Ratio | 27.83% | 24.78% | 19.46% | 14.96% | 21.60% | 19.25% | 26.67% | 36.42% | 36.32% | 34.76% | 37.70% |
| Income Tax Expense | 1.28M | 1.01M | 730.20K | 528.10K | 799.30K | 696.57K | 1.07M | 1.55M | 1.53M | 1.36M | 1.46M |
| Net Income | 3.18M | 2.60M | 1.95M | 1.47M | 2.07M | 1.85M | 1.68M | 2.33M | 2.24M | 2.00M | 2.11M |
| Net Income Ratio | 19.86% | 17.83% | 14.16% | 11.01% | 15.58% | 13.98% | 16.32% | 21.89% | 21.55% | 20.74% | 22.30% |
| EPS | 2.77 | 2.27 | 1.70 | 1.28 | 1.80 | 1.61 | 0.00 | 1.91 | 1.86 | 1.67 | 1.76 |
| EPS Diluted | 2.77 | 2.27 | 1.70 | 1.28 | 1.80 | 1.61 | 0.00 | 1.91 | 1.86 | 1.67 | 1.76 |
| Weighted Avg Shares Out | 1.15M | 1.15M | 1.15M | 1.15M | 1.15M | 1.15M | 0.00 | 1.22M | 1.20M | 1.20M | 1.20M |
| Weighted Avg Shares Out (Dil) | 1.15M | 1.15M | 1.15M | 1.15M | 1.15M | 1.15M | 0.00 | 1.22M | 1.20M | 1.20M | 1.20M |
Elmer Bancorp, Inc. Announces First Quarter 2024 Financial Results
Elmer Bancorp, Inc. Announces Special Cash Dividend
Elmer Bancorp, Inc. Announces Second Consecutive Year of Record Earnings, Fourth Quarter and 2023 Annual Financial Results
Elmer Bancorp, Inc. Announces Third Quarter 2023 Financial Results
Elmer Bancorp, Inc. Announces Cash Dividend
Elmer Bancorp, Inc. Announces Second Quarter 2023 Financial Results
Source: https://incomestatements.info
Category: Stock Reports