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Complete financial analysis of ESAF Small Finance Bank (ESAFSFB.BO) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of ESAF Small Finance Bank, a leading company in the Banks – Regional industry within the Financial Services sector.
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ESAF Small Finance Bank (ESAFSFB.BO)
About ESAF Small Finance Bank
ESAF Small Finance Bank provides banking products and services in India. It offers savings, current, and NRI accounts; fixed, recurring, and social deposits; and debit cards. The company provides used and new car, two and three-wheeler, light commercial vehicle, school, personal, lease rental discounting, education, dairy development, MSME, dream home, clean energy, business, micro housing, gold, agricultural loans, and other loans; salary overdrafts and loans against property; micro-finance; payment services; national pension system; investment products; mobile, Internet, and SMS banking, etc.; and other banking services. The company was founded in 1992 and is based in Thrissur, India. ESAF Small Finance Bank is a subsidiary of ESAF Financial Holdings Private Limited.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 22.19B | 21.25B | 13.55B | 10.51B | 9.25B | 6.82B | 3.84B | 320.99M |
| Cost of Revenue | -20.41B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 42.60B | 21.25B | 13.55B | 10.51B | 9.25B | 6.82B | 3.84B | 320.99M |
| Gross Profit Ratio | 191.97% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 23.00M | 24.62M | 11.82M | 8.91M | 9.69M | 15.69M | 10.57M | 1.30M |
| Selling & Marketing | 273.43M | 154.68M | 58.97M | 27.10M | 34.80M | 80.41M | 124.22M | 29.11M |
| SG&A | 296.42M | 179.30M | 70.79M | 36.01M | 44.49M | 96.10M | 134.79M | 30.41M |
| Other Expenses | 27.60B | -9.06B | -6.76B | -4.07B | -4.29B | -3.57B | -2.54B | -210.89M |
| Operating Expenses | 27.90B | 12.31B | 8.63B | 6.32B | 6.01B | 4.53B | 3.06B | 234.09M |
| Cost & Expenses | 27.90B | 28.27B | 20.65B | 16.19B | 12.87B | 10.12B | 6.55B | 460.17M |
| Interest Income | 38.18B | 28.54B | 19.40B | 16.41B | 14.13B | 10.32B | 5.97B | 293.93M |
| Interest Expense | 14.49B | 10.17B | 7.93B | 7.20B | 6.21B | 4.58B | 3.15B | 161.11M |
| Depreciation & Amortization | 509.94M | 417.89M | 327.74M | 285.74M | 231.67M | 169.06M | 94.26M | 4.42M |
| EBITDA | 6.21B | 4.48B | 1.07B | 1.70B | 2.79B | 1.44B | 0.00 | 0.00 |
| EBITDA Ratio | 28.00% | 22.65% | 10.02% | 17.82% | 30.76% | 25.18% | 37.10% | 30.46% |
| Operating Income | 5.70B | 4.39B | 1.03B | 1.59B | 2.61B | 1.55B | 1.33B | 93.34M |
| Operating Income Ratio | 25.70% | 20.68% | 7.60% | 15.11% | 28.25% | 22.70% | 34.64% | 29.08% |
| Total Other Income/Expenses | 899.00K | -417.89M | -327.76M | -3.42B | -28.51M | -11.24M | -2.13B | 0.00 |
| Income Before Tax | 5.70B | 3.02B | 547.32M | 1.05B | 1.90B | 902.84M | 269.94M | 7.63M |
| Income Before Tax Ratio | 25.70% | 14.23% | 4.04% | 10.03% | 20.58% | 13.23% | 7.03% | 2.38% |
| Income Tax Expense | 1.45B | 1.04B | 191.20M | 359.80M | 658.70M | 369.00M | 168.50M | 14.30M |
| Net Income | 4.26B | 3.02B | 547.32M | 1.05B | 1.90B | 902.84M | 269.94M | 7.63M |
| Net Income Ratio | 19.18% | 14.23% | 4.04% | 10.03% | 20.58% | 13.23% | 7.03% | 2.38% |
| EPS | 8.96 | 6.73 | 1.22 | 2.46 | 4.45 | 1.75 | 0.52 | 0.01 |
| EPS Diluted | 8.94 | 6.71 | 1.22 | 2.46 | 4.45 | 1.75 | 0.52 | 0.01 |
| Weighted Avg Shares Out | 474.97M | 449.50M | 450.10M | 427.85M | 427.80M | 514.78M | 514.78M | 514.78M |
| Weighted Avg Shares Out (Dil) | 475.90M | 450.30M | 450.10M | 427.85M | 427.80M | 514.78M | 514.78M | 514.78M |
Source: https://incomestatements.info
Category: Stock Reports