See more : Vardhman Holdings Limited (VHL.NS) Income Statement Analysis – Financial Results
Complete financial analysis of Elmira Savings Bank (ESBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Elmira Savings Bank, a leading company in the Banks – Regional industry within the Financial Services sector.
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Elmira Savings Bank (ESBK)
About Elmira Savings Bank
Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, time deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, comprising of installment loans, overdraft line of credit, and home equity loans; and mortgage loans secured by first and second liens on one-to-four family residences. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler, and Steuben Counties; and one limited service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.
| Metric | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23.80M | 21.20M | 21.09M | 21.99M | 22.42M | 21.03M | 20.17M | 20.61M | 21.14M | 20.28M | 19.51M | 20.34M | 17.86M | 13.11M | 1.94M | 12.84M | 12.48M | 12.59M | 11.69M | 11.22M | 11.00M | 10.74M | 9.51M | 10.40M | 9.50M | 9.60M | 9.70M | 10.00M | 600.00K | -100.00K | -100.00K | -800.00K | -800.00K | 6.94M | 6.05M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.82M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.47M | 11.43M |
| Gross Profit | 23.80M | 21.20M | 21.09M | 21.99M | 22.42M | 21.03M | 20.17M | 20.61M | 21.14M | 20.28M | 19.51M | 20.34M | 17.86M | 13.11M | 1.94M | 12.84M | 12.48M | 12.59M | 11.69M | 11.22M | 11.00M | 10.74M | 9.51M | 10.40M | 9.50M | 9.60M | 9.70M | 1.18M | 600.00K | -100.00K | -100.00K | -800.00K | -800.00K | -3.53M | -5.38M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 11.80% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | -50.86% | -88.93% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 8.97M | 8.54M | 8.09M | 8.18M | 7.93M | 7.32M | 7.69M | 7.38M | 6.77M | 7.51M | 7.59M | 8.57M | 9.06M | 6.40M | 1.16M | 4.30M | 4.29M | 4.09M | 3.95M | 3.78M | 3.89M | 3.72M | 3.61M | 4.10M | 4.20M | 4.30M | 3.90M | 9.43M | 3.20M | 2.90M | 0.00 | 0.00 | 0.00 | 5.11M | 4.63M |
| Selling & Marketing | 693.00K | 1.06M | 736.00K | 884.00K | 794.00K | 832.00K | 884.00K | 676.00K | 722.00K | 636.00K | 483.00K | 502.00K | 749.00K | 571.00K | 154.00K | 487.00K | 438.00K | 410.00K | 322.00K | 337.00K | 276.00K | 234.00K | 232.00K | 200.00K | 300.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 9.66M | 9.60M | 8.82M | 9.07M | 8.72M | 8.16M | 8.58M | 8.06M | 7.49M | 8.15M | 8.07M | 9.08M | 9.81M | 6.97M | 1.31M | 4.78M | 4.72M | 4.50M | 4.27M | 4.12M | 4.17M | 3.95M | 3.84M | 4.30M | 4.50M | 4.30M | 3.90M | 9.43M | 3.20M | 2.90M | 0.00 | 0.00 | 0.00 | 5.11M | 4.63M |
| Other Expenses | -22.31M | -19.79M | -20.18M | -21.85M | -20.45M | -18.28M | -18.64M | -17.04M | -15.01M | -14.47M | -12.68M | -13.31M | -1.65M | -5.11M | -998.00K | -6.92M | -7.97M | -7.65M | -4.42M | -1.50M | -1.63M | -3.37M | -2.09M | -3.60M | -4.20M | -4.20M | -4.90M | 8.82M | 8.80M | 11.20M | 1.60M | 3.20M | 3.90M | 10.47M | 11.43M |
| Operating Expenses | -12.65M | -10.19M | -11.35M | -12.79M | -11.73M | -10.13M | -10.06M | -8.98M | -7.52M | -6.33M | -4.61M | -4.23M | 8.15M | 1.85M | 311.00K | -2.14M | -3.24M | -3.15M | -151.00K | 2.62M | 2.53M | 581.00K | 1.75M | 700.00K | 300.00K | 100.00K | -1.00M | 18.25M | 12.00M | 14.10M | 1.60M | 3.20M | 3.90M | 15.58M | 16.06M |
| Cost & Expenses | -12.65M | -10.19M | -11.35M | -12.79M | -11.73M | -10.13M | -10.06M | -8.98M | -7.52M | -6.33M | -4.61M | -4.23M | 8.15M | 1.85M | 311.00K | -2.14M | -3.24M | -3.15M | -151.00K | 2.62M | 2.53M | 581.00K | 1.75M | 700.00K | 300.00K | 100.00K | -1.00M | 27.07M | 12.00M | 14.10M | 1.60M | 3.20M | 3.90M | 26.05M | 27.49M |
| Interest Income | 22.48M | 23.26M | 21.08M | 20.55M | 20.89M | 20.73M | 20.27M | 20.25M | 20.99M | 22.10M | 22.69M | 25.14M | 25.23M | 22.73M | 5.19M | 16.82M | 15.75M | 15.60M | 17.55M | 19.77M | 20.17M | 18.10M | 17.53M | 17.20M | 16.70M | 17.20M | 16.20M | 0.00 | 18.60M | 19.90M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 5.90M | 6.83M | 4.51M | 4.00M | 4.37M | 5.10M | 4.86M | 5.20M | 5.90M | 6.55M | 7.77M | 9.44M | 11.46M | 12.18M | 2.83M | 6.56M | 5.31M | 5.61M | 7.87M | 10.28M | 10.37M | 8.57M | 9.04M | 9.20M | 8.80M | 9.20M | 8.10M | 8.82M | 10.80M | 12.60M | 100.00K | 800.00K | 800.00K | 10.47M | 11.43M |
| Depreciation & Amortization | 798.00K | 876.00K | 866.00K | 815.00K | 782.00K | 759.00K | 749.00K | 790.00K | 810.00K | 761.00K | 1.23M | 1.28M | 1.16M | 812.00K | 957.00K | 780.00K | 1.12M | 1.33M | 758.00K | 604.00K | 565.00K | 504.00K | 361.00K | 1.10M | 600.00K | 400.00K | 600.00K | 530.00K | 0.00 | 0.00 | 420.00K | 360.00K | 340.00K | 10.52M | 12.03M |
| EBITDA | 11.95M | 11.88M | 10.60M | 10.01M | 11.48M | 11.66M | 10.86M | 12.42M | 14.43M | 14.71M | 16.13M | 17.39M | 16.91M | 15.78M | 3.21M | 11.48M | 10.36M | 10.77M | 12.30M | 14.44M | 14.10M | 11.82M | 11.62M | 12.20M | 10.40M | 10.10M | 9.30M | 10.13M | 12.60M | 14.00M | 1.92M | 2.76M | 3.44M | 12.34M | 13.46M |
| EBITDA Ratio | 50.21% | 56.05% | 50.27% | 45.55% | 51.19% | 55.44% | 53.84% | 60.25% | 68.28% | 72.56% | 82.68% | 85.48% | 94.68% | 120.33% | 165.26% | 89.40% | 82.99% | 85.52% | 105.19% | 128.71% | 128.17% | 110.10% | 122.17% | 117.31% | 109.47% | 105.21% | 95.88% | 101.30% | 2,100.00% | -14,000.00% | -1,920.00% | -345.00% | -430.00% | 177.81% | 222.48% |
| Operating Income | 11.15M | 11.01M | 9.74M | 9.20M | 10.69M | 10.90M | 10.11M | 11.63M | 13.62M | 13.95M | 14.90M | 16.11M | 15.75M | 14.96M | 2.25M | 10.70M | 9.24M | 9.44M | 11.54M | 13.84M | 13.54M | 11.32M | 11.26M | 11.10M | 9.80M | 9.70M | 8.70M | 570.00K | 12.60M | 14.00M | 1.50M | 2.40M | 3.10M | 1.82M | 1.43M |
| Operating Income Ratio | 46.86% | 51.92% | 46.16% | 41.84% | 47.70% | 51.83% | 50.12% | 56.42% | 64.44% | 68.81% | 76.37% | 79.21% | 88.18% | 114.13% | 116.01% | 83.32% | 74.02% | 74.96% | 98.71% | 123.32% | 123.03% | 105.41% | 118.38% | 106.73% | 103.16% | 101.04% | 89.69% | 5.70% | 2,100.00% | -14,000.00% | -1,500.00% | -300.00% | -387.50% | 26.22% | 23.64% |
| Total Other Income/Expenses | -5.90M | -6.83M | -4.50M | -3.99M | -4.36M | -5.10M | -4.85M | -5.20M | -5.89M | -6.55M | -7.76M | -9.43M | -11.45M | -12.18M | -2.83M | -6.56M | -5.31M | -5.61M | -7.87M | -10.28M | -10.37M | -8.57M | -9.04M | -9.20M | -8.80M | -9.20M | -8.10M | 0.00 | -10.80M | -12.60M | -100.00K | -800.00K | -800.00K | 0.00 | 0.00 |
| Income Before Tax | 5.26M | 4.18M | 5.23M | 5.21M | 6.33M | 5.80M | 5.26M | 6.43M | 7.73M | 7.41M | 7.14M | 6.68M | 4.30M | 2.79M | -577.00K | 4.13M | 3.93M | 3.84M | 3.67M | 3.56M | 3.17M | 2.75M | 2.22M | 1.90M | 1.00M | 500.00K | 600.00K | 570.00K | 1.80M | 1.40M | 1.40M | 1.60M | 2.30M | 1.82M | 1.43M |
| Income Before Tax Ratio | 22.09% | 19.72% | 24.81% | 23.68% | 28.24% | 27.60% | 26.08% | 31.21% | 36.58% | 36.53% | 36.58% | 32.84% | 24.07% | 21.26% | -29.70% | 32.20% | 31.50% | 30.46% | 31.38% | 31.75% | 28.78% | 25.65% | 23.31% | 18.27% | 10.53% | 5.21% | 6.19% | 5.70% | 300.00% | -1,400.00% | -1,400.00% | -200.00% | -287.50% | 26.22% | 23.64% |
| Income Tax Expense | 1.09M | 689.00K | 988.00K | 350.00K | 1.99M | 1.68M | 1.59M | 1.37M | 2.51M | 2.37M | 2.30M | 2.15M | 1.28M | 692.00K | -315.00K | 1.35M | 1.33M | 1.39M | 1.33M | 1.29M | 1.15M | 1.13M | 895.00K | 1.00M | 400.00K | 200.00K | 200.00K | 210.00K | 700.00K | 700.00K | 600.00K | 600.00K | 1.00M | 810.00K | 710.00K |
| Net Income | 4.16M | 3.49M | 4.24M | 4.85M | 4.34M | 4.12M | 3.67M | 5.05M | 5.21M | 5.03M | 4.83M | 4.53M | 3.02M | 2.10M | -262.00K | 2.78M | 2.60M | 2.44M | 2.34M | 2.27M | 2.02M | 1.63M | 1.32M | 900.00K | 600.00K | 300.00K | 400.00K | 570.00K | 1.10M | 700.00K | 800.00K | 1.00M | 1.30M | 1.06M | 1.32M |
| Net Income Ratio | 17.48% | 16.44% | 20.10% | 22.07% | 19.34% | 19.61% | 18.17% | 24.52% | 24.66% | 24.80% | 24.77% | 22.25% | 16.89% | 15.98% | -13.48% | 21.67% | 20.83% | 19.40% | 19.99% | 20.25% | 18.33% | 15.13% | 13.90% | 8.65% | 6.32% | 3.13% | 4.12% | 5.70% | 183.33% | -700.00% | -800.00% | -125.00% | -162.50% | 15.27% | 21.82% |
| EPS | 1.20 | 1.00 | 1.21 | 1.48 | 1.52 | 1.45 | 1.30 | 1.84 | 1.98 | 1.93 | 1.87 | 1.77 | 1.18 | 0.97 | -0.12 | 1.30 | 1.20 | 1.09 | 1.04 | 0.99 | 0.89 | 0.75 | 0.67 | 0.40 | 0.28 | 0.15 | 0.16 | 0.24 | 1.13 | 0.73 | 0.86 | 1.04 | 1.38 | 0.44 | 0.79 |
| EPS Diluted | 1.20 | 1.00 | 1.21 | 1.47 | 1.51 | 1.42 | 1.25 | 1.75 | 1.89 | 1.88 | 1.84 | 1.74 | 1.18 | 0.96 | -0.12 | 1.29 | 1.19 | 1.08 | 1.03 | 0.99 | 0.89 | 0.75 | 0.67 | 0.40 | 0.28 | 0.15 | 0.16 | 0.24 | 1.13 | 0.73 | 0.86 | 1.04 | 1.38 | 0.44 | 0.79 |
| Weighted Avg Shares Out | 3.48M | 3.50M | 3.49M | 3.28M | 2.86M | 2.84M | 2.81M | 2.75M | 2.63M | 2.60M | 2.58M | 2.56M | 2.56M | 2.17M | 2.14M | 2.14M | 2.16M | 2.23M | 2.26M | 2.29M | 2.26M | 2.16M | 1.96M | 2.26M | 2.16M | 1.95M | 2.43M | 2.39M | 971.81K | 952.88K | 928.02K | 959.73K | 942.52K | 2.39M | 1.67M |
| Weighted Avg Shares Out (Dil) | 3.48M | 3.50M | 3.49M | 3.30M | 2.88M | 2.90M | 2.94M | 2.88M | 2.76M | 2.67M | 2.63M | 2.60M | 2.56M | 2.18M | 2.14M | 2.16M | 2.18M | 2.26M | 2.28M | 2.30M | 2.26M | 2.16M | 1.96M | 2.26M | 2.16M | 1.95M | 2.43M | 2.39M | 971.81K | 952.88K | 928.02K | 959.73K | 942.52K | 2.39M | 1.67M |
SHAREHOLDER ALERT: WeissLaw LLP Reminds FTSI, TSC, MDP, and ESBK Shareholders About Its Ongoing Investigations
NEW YORK, Oct. 29, 2021 /PRNewswire/ -- If you own shares in any of the companies listed above and would like to discuss our investigations or have any questions concerning this notice or your rights or interests, please contact :...
SHAREHOLDER INVESTIGATION: Halper Sadeh LLP Investigates HOMB, KRA, EBMT, ESBK, INOV; Shareholders are Encouraged to Contact the Firm
NEW YORK, Oct. 12, 2021 /PRNewswire/ -- Halper Sadeh LLP, a global investor rights law firm, announces it is investigating the following companies: Home BancShares, Inc. (NASDAQ: HOMB) concerning potential violations of the federal securities laws and/or breaches of fiduciary duties relating...
SHAREHOLDER ALERT: WeissLaw LLP Investigates Elmira Savings Bank
NEW YORK, Oct. 4, 2021 /PRNewswire/ -- WeissLaw LLP is investigating possible breaches of fiduciary duty and other violations of law by the board of directors of Elmira Savings Bank ("Elmira Savings" or the "Company") (NASDAQ: ESBK) in connection with the proposed...
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Investors of an Investigation into the Fairness of the Sale of Elmira Savings Bank to Community Bank System, Inc.
New York, New York--(Newsfile Corp. - October 4, 2021) - The following statement is being issued by Levi & Korsinsky, LLP:To: All Persons or Entities who purchased Elmira Savings Bank (NASDAQ: ESBK) ("Elmira" or the "Company") stock prior to October...
Elmira Merger Investigation: Halper Sadeh LLP Announces Investigation Into Whether the Sale of Elmira Savings Bank Is Fair to Shareholders; Investors Are Encouraged to Contact the Firm – ESBK
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLP, a global investor rights law firm, is investigating whether the sale of Elmira Savings Bank (NASDAQ: ESBK) to Community Bank System, Inc. for $23.10 per share in cash is fair to Elmira shareholders. Halper Sadeh...
Shareholder Alert: Ademi LLP investigates whether Elmira Savings Bank has obtained a Fair Price in its transaction with Community Bank
MILWAUKEE, Oct. 4, 2021 /PRNewswire/ -- Ademi LLP is investigating Elmira (Nasdaq: ESBK), for possible breaches of fiduciary duty and other violations of law in its transaction with Community Bank. Click here to learn how to join the action: https://www.ademilaw.com/case/elmira-savings-bank...
Elmira Savings Bank Reports Second Quarter Earnings
ELMIRA, N.Y., July 21, 2021 (GLOBE NEWSWIRE) -- Elmira Savings Bank (NASDAQ:ESBK)
Elmira Savings Bank Declares Cash Dividend
ELMIRA, N.Y., May 24, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Elmira Savings Bank (NASDAQ:ESBK) has declared a $0.15 per share cash dividend on their existing common shares outstanding. The cash dividend will be paid on June 11,...
Elmira Savings Bank Reports First Quarter Earnings
ELMIRA, N.Y., April 27, 2021 (GLOBE NEWSWIRE) -- Elmira Savings Bank (NASDAQ:ESBK)
Elmira Savings Bank Declares Cash Dividend
ELMIRA, N.Y., Feb. 17, 2021 (GLOBE NEWSWIRE) -- The Board of Directors of Elmira Savings Bank (NASDAQ:ESBK) has declared a $0.15 per share cash dividend on their existing common shares outstanding. The cash dividend will be paid on March 12,...
Source: https://incomestatements.info
Category: Stock Reports