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Complete financial analysis of ESSA Bancorp, Inc. (ESSA) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of ESSA Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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ESSA Bancorp, Inc. (ESSA)
About ESSA Bancorp, Inc.
ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and other consumer loans, as well as loans secured by deposits and personal unsecured loans. In addition, the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. As of September 30, 2021, it operated 21 community offices, including seven offices in Monroe County, three offices in Lehigh County, five offices in Northampton County, one office in Lackawanna County, one office in Luzerne County, one office in Chester County, two offices in Delaware County, and one office in Montgomery County, Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 67.84M | 69.30M | 68.22M | 64.39M | 61.46M | 55.17M | 56.05M | 53.72M | 55.72M | 51.69M | 47.32M | 47.87M | 35.80M | 35.22M | 34.66M | 34.79M | 32.03M | 27.20M | 5.82M | 5.83M | 21.16M | 4.38M | 4.38M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 67.84M | 69.30M | 68.22M | 64.39M | 61.46M | 55.17M | 56.05M | 53.72M | 55.72M | 51.69M | 47.32M | 47.87M | 35.80M | 35.22M | 34.66M | 34.79M | 32.03M | 27.20M | 5.82M | 5.83M | 21.16M | 4.38M | 4.38M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 28.54M | 27.70M | 26.81M | 26.99M | 24.66M | 24.45M | 24.18M | 25.29M | 24.79M | 21.73M | 19.92M | 19.95M | 19.13M | 18.50M | 17.77M | 17.15M | 12.65M | 10.83M | 9.19M | 9.04M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 680.00K | 648.00K | 767.00K | 636.00K | 481.00K | 699.00K | 903.00K | 1.14M | 1.06M | 974.00K | 633.00K | 574.00K | 415.00K | 658.00K | 626.00K | 672.00K | 630.00K | 695.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 29.22M | 28.35M | 27.57M | 27.62M | 25.14M | 25.15M | 25.08M | 26.43M | 25.85M | 22.71M | 20.56M | 20.52M | 19.54M | 19.16M | 18.40M | 17.82M | 13.28M | 11.52M | 9.19M | 9.04M | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | -74.58M | -12.70M | -72.11M | -69.00M | -65.27M | -56.23M | -12.92M | -13.83M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 68.00K | 0.00 | 0.00 | 9.97M | 5.29M | -4.14M | 14.86M | 14.86M |
| Operating Expenses | 42.12M | -46.23M | 4.28M | -44.49M | -43.86M | -40.13M | -27.59M | 4.02M | 3.59M | 2.96M | 2.52M | 2.44M | 1.78M | 2.15M | 2.12M | 2.05M | 2.06M | 1.51M | 19.17M | 14.33M | -4.14M | 14.86M | 14.86M |
| Cost & Expenses | 42.12M | -46.23M | 4.28M | -44.49M | -43.86M | -40.13M | -27.59M | 4.02M | 3.59M | 2.96M | 2.52M | 2.44M | 1.78M | 2.15M | 2.12M | 2.05M | 2.06M | 1.51M | 19.17M | 14.33M | -4.14M | 14.86M | 14.86M |
| Interest Income | 0.00 | 85.50M | 62.81M | 58.69M | 64.07M | 67.76M | 64.50M | 58.32M | 58.37M | 54.18M | 50.78M | 51.10M | 45.20M | 47.18M | 49.26M | 52.73M | 52.07M | 45.51M | 36.45M | 31.92M | 28.81M | 29.07M | 29.07M |
| Interest Expense | 11.86M | 23.95M | 3.04M | 5.79M | 15.87M | 20.75M | 16.27M | 12.80M | 11.43M | 10.39M | 10.63M | 11.26M | 16.13M | 18.28M | 21.31M | 23.74M | 25.64M | 23.81M | 19.22M | 14.32M | 11.93M | 12.22M | 12.22M |
| Depreciation & Amortization | 0.00 | 2.12M | 2.18M | 2.19M | 2.21M | 1.39M | 1.65M | 1.95M | 2.22M | 637.00K | 960.00K | 990.00K | 436.00K | 135.00K | 1.23M | 1.20M | 1.25M | 1.05M | 1.06M | 969.00K | 0.00 | 0.00 | 0.00 |
| EBITDA | 0.00 | 25.19M | 27.19M | 22.08M | 19.81M | 16.43M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 26.71M | 25.55M | 0.00 | 0.00 | 0.00 | 17.02M | 19.23M | 19.23M |
| EBITDA Ratio | 0.00% | 33.56% | 41.46% | 31.32% | 29.08% | 27.82% | 53.72% | 44.08% | 43.37% | 48.56% | 51.23% | 52.33% | 49.72% | 75.57% | 83.35% | 97.86% | 112.53% | 75.42% | 447.70% | 362.30% | 80.45% | 439.43% | 439.43% |
| Operating Income | 20.96M | 23.07M | 28.05M | 19.90M | 17.60M | 15.04M | 28.46M | 23.03M | 23.40M | 24.46M | 23.28M | 24.06M | 17.37M | 26.48M | 27.66M | 32.85M | 34.79M | 19.46M | 24.98M | 20.16M | 17.02M | 19.23M | 19.23M |
| Operating Income Ratio | 30.90% | 33.29% | 41.11% | 30.90% | 28.63% | 27.26% | 50.78% | 42.88% | 42.00% | 47.33% | 49.21% | 50.26% | 48.50% | 75.19% | 79.81% | 94.42% | 108.61% | 71.55% | 429.43% | 345.69% | 80.45% | 439.43% | 439.43% |
| Total Other Income/Expenses | 0.00 | -4.41M | -3.62M | -4.28M | -5.80M | -3.43M | -5.25M | -4.47M | -6.55M | -5.70M | -4.81M | -4.22M | 248.00K | 0.00 | 0.00 | -68.00K | -802.00K | -4.34M | -20.28M | -130.00K | 0.00 | -12.22M | 17.49M |
| Income Before Tax | 20.96M | 23.07M | 25.00M | 19.90M | 17.60M | 15.04M | 12.20M | 8.93M | 10.31M | 12.75M | 11.40M | 11.66M | 248.00K | 7.12M | 6.36M | 9.11M | 9.15M | -4.34M | 5.77M | 5.83M | 5.09M | 7.01M | 7.01M |
| Income Before Tax Ratio | 30.90% | 33.29% | 36.65% | 30.90% | 28.63% | 27.26% | 21.76% | 16.62% | 18.50% | 24.66% | 24.08% | 24.35% | 0.69% | 20.22% | 18.34% | 26.18% | 28.55% | -15.97% | 99.12% | 100.05% | 24.04% | 160.25% | 160.25% |
| Income Tax Expense | 3.97M | 4.49M | 4.93M | 3.47M | 3.18M | 2.42M | 5.66M | 1.59M | 2.58M | 2.95M | 2.89M | 2.83M | 33.00K | 1.86M | 1.84M | 2.55M | 3.07M | 782.00K | 1.81M | 1.38M | 1.17M | 2.31M | 2.31M |
| Net Income | 16.99M | 18.58M | 20.07M | 16.42M | 14.42M | 12.62M | 6.53M | 7.34M | 7.73M | 9.79M | 8.50M | 8.82M | 215.00K | 5.26M | 4.51M | 6.56M | 6.08M | -5.13M | 3.95M | 4.45M | 3.92M | 4.70M | 4.70M |
| Net Income Ratio | 25.05% | 26.81% | 29.42% | 25.51% | 23.46% | 22.88% | 11.65% | 13.66% | 13.87% | 18.94% | 17.97% | 18.43% | 0.60% | 14.93% | 13.02% | 18.84% | 18.97% | -18.84% | 67.96% | 76.33% | 18.50% | 107.38% | 107.38% |
| EPS | 1.78 | 1.91 | 2.06 | 1.65 | 1.39 | 1.18 | 0.60 | 0.69 | 0.74 | 0.94 | 0.79 | 0.76 | 0.02 | 0.46 | 0.36 | 0.47 | 0.39 | -0.30 | 0.23 | 0.26 | 0.23 | 0.28 | 0.28 |
| EPS Diluted | 1.78 | 1.91 | 2.06 | 1.65 | 1.39 | 1.18 | 0.60 | 0.69 | 0.73 | 0.93 | 0.79 | 0.76 | 0.02 | 0.46 | 0.36 | 0.47 | 0.38 | -0.30 | 0.23 | 0.26 | 0.23 | 0.28 | 0.28 |
| Weighted Avg Shares Out | 9.53M | 9.73M | 9.76M | 9.95M | 10.35M | 10.73M | 10.83M | 10.60M | 10.40M | 10.45M | 10.82M | 11.56M | 11.05M | 11.49M | 12.53M | 13.84M | 15.56M | 16.98M | 16.88M | 16.88M | 16.88M | 16.88M | 16.88M |
| Weighted Avg Shares Out (Dil) | 9.53M | 9.73M | 9.77M | 9.95M | 10.35M | 10.73M | 10.83M | 10.66M | 10.52M | 10.54M | 10.82M | 11.56M | 11.05M | 11.49M | 12.53M | 13.95M | 15.98M | 16.98M | 16.88M | 16.88M | 16.88M | 16.88M | 16.88M |
Essa Bancorp (ESSA) Lags Q3 Earnings and Revenue Estimates
Essa Bancorp (ESSA) came out with quarterly earnings of $0.41 per share, missing the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.45 per share a year ago.
Essa Bancorp (ESSA) Moves 5.4% Higher: Will This Strength Last?
Essa Bancorp (ESSA) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
ESSA Pharma to Present at the JonesHealthcare Seaside Summit
SOUTH SAN FRANCISCO, Calif. and VANCOUVER, BC , July 8, 2024 /PRNewswire/ - ESSA Pharma Inc. ("ESSA," or the "Company") (NASDAQ: EPIX), a clinical-stage pharmaceutical company focused on developing novel therapies for the treatment of prostate cancer, today announced that...
ESSA Pharma to Present at the Jefferies Global Healthcare Conference
SOUTH SAN FRANCISCO, Calif. and VANCOUVER, BC , May 30, 2024 /PRNewswire/ - ESSA Pharma Inc. ("ESSA", or the "Company") (NASDAQ: EPIX), a clinical-stage pharmaceutical company focused on developing novel therapies for the treatment of prostate cancer, today announced that the...
ESSA Pharma's Speculative Buy Potential: Masofaniten Promise For Prostate Cancer
ESSA Pharma Inc. is developing Masofaniten, a drug that disrupts the androgen receptor to stop prostate cancer growth, with promising results in phase 1 trials. Masofaniten has the potential to overcome resistance to other standard-of-care treatments, offering a more effective...
Essa Bancorp (ESSA) Q2 Earnings and Revenues Beat Estimates
Essa Bancorp (ESSA) came out with quarterly earnings of $0.48 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.48 per share a year ago.
ESSA Bancorp, Inc. Announces Fiscal Second Quarter and Fiscal First Half 2024 Financial Results
STROUDSBURG, PA / ACCESSWIRE / April 24, 2024 / ESSA Bancorp, Inc. (the "Company") (NASDAQ:ESSA), the holding company for ESSA Bank & Trust (the "Bank"), a $2.2 billion asset financial institution providing full service commercial and retail banking, financial, and...
Essa Bancorp (ESSA) Soars 7.1%: Is Further Upside Left in the Stock?
Essa Bancorp (ESSA) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
Strength Seen in Essa Bancorp (ESSA): Can Its 7.2% Jump Turn into More Strength?
Essa Bancorp (ESSA) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
ESSA Bancorp, Inc. Declares Quarterly Dividend
STROUDSBURG, PA / ACCESSWIRE / February 28, 2024 / ESSA Bancorp, Inc. (NASDAQ Global MarketSM:ESSA), the holding company for ESSA Bank & Trust, today announced that its Board of Directors declared a dividend of fifteen cents ($0.15) per share. The...
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