See more : Bergs Timber AB (publ) (BRGSF) Income Statement Analysis – Financial Results
Complete financial analysis of Evans Bancorp, Inc. (EVBN) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Evans Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Evans Bancorp, Inc. (EVBN)
About Evans Bancorp, Inc.
Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 94.13M | 92.23M | 91.61M | 76.16M | 70.02M | 61.35M | 52.18M | 44.38M | 45.52M | 41.37M | 40.51M | 40.60M | 38.42M | 37.13M | 3.57M | 30.95M | 25.52M | 25.62M | 24.75M | 21.17M | 18.51M | 15.87M | 13.64M | 12.23M | 8.85M | 1.37M | 1.01M | 990.99K |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -33.09M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 94.13M | 92.23M | 91.61M | 76.16M | 70.02M | 61.35M | 52.18M | 44.38M | 45.52M | 41.37M | 40.51M | 40.60M | 38.42M | 37.13M | 36.66M | 30.95M | 25.52M | 25.62M | 24.75M | 21.17M | 18.51M | 15.87M | 13.64M | 12.23M | 8.85M | 1.37M | 1.01M | 990.99K |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1,027.78% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 38.45M | 45.07M | 45.12M | 39.31M | 34.18M | 31.83M | 28.03M | 24.44M | 22.27M | 20.53M | 19.61M | 19.02M | 18.04M | 17.43M | 15.48M | 11.22M | 10.64M | 9.68M | 9.34M | 7.93M | 6.81M | 5.53M | 5.02M | 3.95M | 3.21M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 1.21M | 1.16M | 1.43M | 1.13M | 1.03M | 1.07M | 1.10M | 1.02M | 857.00K | 867.00K | 786.00K | 814.00K | 812.00K | 627.00K | 575.00K | 497.00K | 369.00K | 442.00K | 464.00K | 337.00K | 262.84K | 205.66K | 171.25K | 147.46K | 460.48K | 118.02K | 127.13K | 131.75K |
| SG&A | 39.65M | 46.23M | 46.55M | 40.44M | 35.22M | 32.90M | 29.12M | 25.46M | 23.13M | 21.39M | 20.40M | 19.84M | 18.85M | 18.06M | 16.05M | 11.72M | 11.01M | 10.12M | 9.80M | 8.26M | 7.08M | 5.74M | 5.19M | 4.10M | 3.67M | 118.02K | 127.13K | 131.75K |
| Other Expenses | 0.00 | -101.13M | -106.23M | -103.80M | -83.00M | 21.10M | 15.88M | 15.54M | 14.88M | 14.61M | 14.60M | 14.16M | 17.15M | 18.94M | 28.95M | 22.28M | 21.99M | 20.88M | 17.20M | -18.42M | -15.81M | -11.99M | -8.61M | -5.83M | -4.85M | 6.24M | 5.98M | 4.99M |
| Operating Expenses | 52.58M | -54.90M | -59.69M | -63.35M | -47.78M | 54.00M | 45.00M | 41.00M | 38.00M | 36.00M | 35.00M | 34.00M | 36.00M | 37.00M | 45.00M | 34.00M | 33.00M | 31.00M | 27.00M | -10.15M | -8.74M | -6.25M | -3.41M | -1.73M | -1.18M | 6.35M | 6.10M | 5.12M |
| Cost & Expenses | 94.13M | -54.90M | -59.69M | -63.35M | -47.78M | 54.00M | 45.00M | 41.00M | 38.00M | 36.00M | 35.00M | 34.00M | 36.00M | 37.00M | 11.91M | 34.00M | 33.00M | 31.00M | 27.00M | -10.15M | -8.74M | -6.25M | -3.41M | -1.73M | -1.18M | 6.35M | 6.10M | 5.12M |
| Interest Income | 96.85M | 79.48M | 77.58M | 68.83M | 64.74M | 57.61M | 47.75M | 39.96M | 35.63M | 34.72M | 32.40M | 33.38M | 32.72M | 31.42M | 30.70M | 29.15M | 28.84M | 26.54M | 22.88M | 17.71M | 15.33M | 15.21M | 15.65M | 15.07M | 12.55M | 11.85M | 11.07M | 9.80M |
| Interest Expense | 35.64M | 6.53M | 4.80M | 9.05M | 12.69M | 9.51M | 5.73M | 4.71M | 3.82M | 3.62M | 4.06M | 5.60M | 6.73M | 6.92M | 8.11M | 9.88M | 12.16M | 11.70M | 8.57M | 5.11M | 4.48M | 4.82M | 6.54M | 6.49M | 5.04M | 4.95M | 4.59M | 3.91M |
| Depreciation & Amortization | 1.56M | 1.65M | 2.34M | 2.13M | 1.75M | 1.83M | 1.31M | 1.20M | 1.51M | 108.00K | 221.00K | 349.00K | 1.47M | 1.86M | 931.00K | 1.69M | 1.72M | 1.81M | 1.90M | 1.67M | 1.25M | 1.06M | 1.32M | 0.00 | 0.00 | 381.12K | 356.66K | 344.09K |
| EBITDA | 0.00 | 31.20M | 33.19M | 14.01M | 24.29M | 20.46M | 17.45M | 11.75M | 13.12M | 10.46M | 11.58M | 14.00M | 10.69M | 8.93M | 0.00 | 8.69M | 8.25M | 0.00 | 0.00 | 7.58M | 0.00 | 0.00 | 0.00 | 10.49M | 7.68M | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 40.91% | 35.44% | 17.52% | 34.69% | 48.85% | 44.43% | 37.08% | 37.23% | 34.03% | 38.25% | 48.00% | 43.97% | 42.71% | 278.19% | 60.02% | 71.71% | 79.14% | 68.88% | 59.93% | 59.54% | 67.29% | 84.63% | 85.83% | 86.71% | 591.61% | 739.22% | 651.82% |
| Operating Income | 0.00 | 37.33M | 31.93M | 12.81M | 22.24M | 28.14M | 23.07M | 14.90M | 15.43M | 13.97M | 15.27M | 19.14M | 15.42M | 14.00M | 8.99M | 16.88M | 16.58M | 18.46M | 15.15M | 11.02M | 9.78M | 9.62M | 10.22M | 10.49M | 7.68M | 7.73M | 7.11M | 6.12M |
| Operating Income Ratio | 0.00% | 40.47% | 34.85% | 16.82% | 31.76% | 45.87% | 44.21% | 33.58% | 33.90% | 33.77% | 37.70% | 47.14% | 40.14% | 37.71% | 252.09% | 54.55% | 64.98% | 72.06% | 61.20% | 52.04% | 52.81% | 60.59% | 74.97% | 85.83% | 86.71% | 563.79% | 703.93% | 617.10% |
| Total Other Income/Expenses | 34.73M | -6.49M | -7.30M | -10.51M | -5.78M | -3.63M | -2.09M | -2.59M | -3.38M | -5.64M | -5.42M | -1.47M | 0.00 | 0.00 | -8.89M | 328.00K | -3.83M | 0.00 | 0.00 | -1.67M | -4.48M | -4.82M | -6.54M | -9.96M | -7.40M | -4.95M | -4.59M | -3.91M |
| Income Before Tax | 34.73M | 29.55M | 31.93M | 12.81M | 22.24M | 18.64M | 15.69M | 10.20M | 11.61M | 8.89M | 9.59M | 11.88M | 8.70M | 7.08M | 104.00K | 7.00M | 4.42M | 6.76M | 6.58M | 5.91M | 5.29M | 4.80M | 3.69M | 4.00M | 2.63M | 2.78M | 2.53M | 2.20M |
| Income Before Tax Ratio | 36.90% | 32.04% | 34.85% | 16.82% | 31.76% | 30.38% | 30.07% | 22.97% | 25.50% | 21.49% | 23.67% | 29.26% | 22.63% | 19.06% | 2.92% | 22.61% | 17.32% | 26.40% | 26.58% | 27.89% | 28.59% | 30.24% | 27.04% | 32.75% | 29.75% | 202.77% | 249.96% | 222.27% |
| Income Tax Expense | 10.21M | 7.16M | 7.88M | 1.56M | 5.23M | 2.28M | 5.21M | 1.92M | 3.77M | 704.00K | 1.73M | 3.75M | 2.58M | 2.24M | -603.00K | 2.09M | 1.05M | 1.84M | 1.76M | 1.40M | 1.22M | 1.19M | 1.11M | 781.25K | 607.00K | 735.00K | 724.00K | 588.00K |
| Net Income | 24.52M | 22.39M | 24.04M | 11.25M | 17.01M | 16.36M | 10.48M | 8.27M | 7.84M | 8.19M | 7.86M | 8.13M | 6.11M | 4.84M | 707.00K | 4.91M | 3.37M | 4.92M | 4.82M | 4.51M | 4.07M | 3.61M | 2.58M | 3.22M | 2.03M | 2.04M | 1.80M | 1.61M |
| Net Income Ratio | 26.05% | 24.28% | 26.24% | 14.77% | 24.30% | 26.66% | 20.08% | 18.64% | 17.23% | 19.79% | 19.40% | 20.03% | 15.91% | 13.04% | 19.82% | 15.86% | 13.20% | 19.21% | 19.47% | 21.30% | 21.98% | 22.72% | 18.91% | 26.36% | 22.90% | 149.13% | 178.33% | 162.93% |
| EPS | 4.49 | 4.07 | 4.41 | 2.15 | 3.47 | 3.40 | 2.21 | 1.93 | 1.85 | 1.96 | 1.88 | 1.96 | 1.49 | 1.34 | 0.25 | 1.78 | 1.23 | 1.81 | 1.77 | 1.66 | 1.43 | 1.34 | 0.92 | 1.51 | 0.98 | 0.99 | 0.87 | 0.78 |
| EPS Diluted | 4.48 | 4.04 | 4.37 | 2.13 | 3.42 | 3.32 | 2.16 | 1.90 | 1.82 | 1.92 | 1.85 | 1.95 | 1.49 | 1.34 | 0.25 | 1.78 | 1.23 | 1.80 | 1.77 | 1.66 | 1.43 | 1.34 | 0.92 | 1.51 | 0.98 | 0.99 | 0.87 | 0.78 |
| Weighted Avg Shares Out | 5.46M | 5.50M | 5.45M | 5.23M | 4.90M | 4.81M | 4.74M | 4.28M | 4.24M | 4.19M | 4.19M | 4.14M | 4.10M | 3.61M | 2.79M | 2.75M | 2.74M | 2.73M | 2.72M | 2.73M | 2.84M | 2.69M | 2.81M | 2.14M | 2.06M | 2.06M | 2.07M | 2.07M |
| Weighted Avg Shares Out (Dil) | 5.47M | 5.54M | 5.50M | 5.27M | 4.97M | 4.93M | 4.86M | 4.36M | 4.31M | 4.26M | 4.24M | 4.16M | 4.10M | 3.62M | 2.79M | 2.76M | 2.74M | 2.73M | 2.72M | 2.73M | 2.84M | 2.69M | 2.81M | 2.14M | 2.06M | 2.06M | 2.07M | 2.07M |
EVANS BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Evans Bancorp, Inc. - EVBN
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Evans Bancorp, Inc. (NYSE: EVBN) to NBT Bancorp Inc. (NYSE: NBTB)....
SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates FLIC and EVBN on Behalf of Shareholders
NEW YORK, Sept. 12, 2024 (GLOBE NEWSWIRE) -- Halper Sadeh LLC, an investor rights law firm, is investigating the following companies for potential violations of the federal securities laws and/or breaches of fiduciary duties to shareholders relating to:
SHAREHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Evans Bancorp Inc. - EVBN
NEW YORK , Sept. 12, 2024 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered money for shareholders and is recognized as a Top 50 Firm in the 2018-2022 ISS Securities Class Action Services Report.
EVANS BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Evans Bancorp, Inc. - EVBN
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Evans Bancorp, Inc. (NYSE American: EVBN) to NBT Bancorp Inc. (NasdaqGS:...
Shareholder Alert: Ademi LLP investigates whether Evans Bancorp, Inc. has obtained a Fair Price for its Public Shareholders
MILWAUKEE , Sept. 9, 2024 /PRNewswire/ -- Ademi LLP is investigating Evans (NYSE American: EVBN) for possible breaches of fiduciary duty and other violations of law in its transaction with NBT Bancorp.
EVBN Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Evans Bancorp, Inc. Is Fair to Shareholders
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Evans Bancorp, Inc. (NYSE: EVBN) to NBT Bancorp Inc. for 0.91 NBT shares for each share of Evans is fair to Evans shareholders. Halper...
US lender NBT Bancorp to buy Evans Bancorp in $236 mln deal
U.S. lender NBT Bancorp has agreed to buy Evans Bancorp in a deal that values it at nearly $236 million, as it looks to expand its footprint in western New York.
Evans Bancorp, Inc. (EVBN) Q2 2024 Earnings Call Transcript
Evans Bancorp, Inc. (NYSE:EVBN ) Q2 2024 Earnings Conference Call July 30, 2024 4:45 PM ET Company Participants Craig Mychajluk - IR David Nasca - President and CEO John Connerton - CFO Conference Call Participants Chris O'Connell - KBW Operator...
New Strong Sell Stocks for June 20th
CZFS, EVBN and ASGN have been added to the Zacks Rank #5 (Strong Sell) List on June 20, 2024.
Evans Bancorp, Inc. (EVBN) Q1 2024 Earnings Call Transcript
Evans Bancorp, Inc. (NYSE:EVBN ) Q1 2024 Earnings Conference Call April 30, 2024 4:45 PM ET Company Participants Deborah Pawlowski - Investor Relations David Nasca - President and Chief Executive Officer John Connerton - Chief Financial Officer Conference Call Participants...
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