See more : REGENXBIO Inc. (RGNX) Income Statement Analysis – Financial Results
Complete financial analysis of First Capital, Inc. (FCAP) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of First Capital, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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First Capital, Inc. (FCAP)
About First Capital, Inc.
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42.22M | 40.28M | 37.86M | 36.67M | 36.72M | 32.97M | 31.41M | 29.50M | 22.83M | 22.19M | 21.40M | 20.87M | 20.60M | 20.24M | 17.95M | 18.51M | 16.91M | 16.90M | 16.28M | 15.66M | 14.86M | 11.85M | 10.79M | 9.32M | 2.15M | 981.00K |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 42.22M | 40.28M | 37.86M | 36.67M | 36.72M | 32.97M | 31.41M | 29.50M | 22.83M | 22.19M | 21.40M | 20.87M | 20.60M | 20.24M | 17.95M | 18.51M | 16.91M | 16.90M | 16.28M | 15.66M | 14.86M | 11.85M | 10.79M | 9.32M | 2.15M | 981.00K |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 15.00M | 14.70M | 14.54M | 13.81M | 13.12M | 11.75M | 11.22M | 10.50M | 7.92M | 7.66M | 7.14M | 7.91M | 8.65M | 8.47M | 8.81M | 6.59M | 6.39M | 5.99M | 5.70M | 5.66M | 4.71M | 3.55M | 3.20M | 3.03M | 633.41K | 0.00 |
| Selling & Marketing | 329.00K | 353.00K | 354.00K | 340.00K | 540.00K | 333.00K | 334.00K | 313.00K | 317.00K | 288.00K | 262.00K | 256.00K | 275.00K | 208.00K | 245.00K | 272.00K | 373.00K | 320.00K | 325.64K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 15.33M | 15.05M | 14.89M | 14.15M | 13.66M | 12.08M | 11.55M | 10.81M | 8.24M | 7.95M | 7.41M | 8.16M | 8.92M | 8.67M | 9.06M | 6.86M | 6.76M | 6.31M | 6.03M | 5.66M | 4.71M | 3.55M | 3.20M | 3.03M | 633.41K | 0.00 |
| Other Expenses | 26.89M | -8.55M | -39.09M | -39.00M | -38.07M | -32.79M | -31.03M | -29.16M | -22.91M | -21.09M | -19.82M | -21.09M | 36.00K | -17.98M | -18.44M | -9.54M | -4.97M | -4.88M | -6.36M | -6.97M | -5.45M | -1.59M | 664.95K | 557.75K | 500.63K | -4.47M |
| Operating Expenses | 42.22M | 1.10M | -24.20M | -24.85M | -24.41M | -20.71M | -19.48M | -18.35M | -14.67M | -13.14M | -12.42M | -12.93M | 8.96M | -9.31M | -9.39M | -2.67M | 1.79M | 1.42M | -332.58K | -1.31M | -745.42K | 1.97M | 3.86M | 3.59M | 1.13M | -4.47M |
| Cost & Expenses | 42.22M | 1.10M | -24.20M | -24.85M | -24.41M | -20.71M | -19.48M | -18.35M | -14.67M | -13.14M | -12.42M | -12.93M | 8.96M | -9.31M | -9.39M | -2.67M | 1.79M | 1.42M | -332.58K | -1.31M | -745.42K | 1.97M | 3.86M | 3.59M | 1.13M | -4.47M |
| Interest Income | 43.55M | 33.92M | 29.44M | 29.58M | 31.95M | 28.79M | 26.34M | 25.03M | 18.61M | 18.29M | 18.31M | 18.71M | 20.19M | 21.77M | 22.89M | 25.69M | 27.09M | 26.21M | 23.66M | 22.11M | 21.30M | 18.91M | 18.96M | 17.36M | 4.66M | 13.51M |
| Interest Expense | 9.02M | 1.59M | 1.13M | 1.56M | 1.96M | 1.61M | 1.39M | 1.76M | 1.00M | 1.14M | 1.65M | 2.47M | 3.76M | 5.50M | 8.39M | 10.75M | 13.70M | 12.74M | 10.34M | 9.12M | 8.71M | 8.80M | 9.84M | 9.27M | 2.71M | 6.85M |
| Depreciation & Amortization | 1.03M | 1.07M | 1.14M | 1.25M | 1.07M | 1.25M | 1.25M | 1.19M | 756.00K | 698.00K | 707.00K | 758.00K | 916.00K | 899.00K | 975.00K | 996.00K | 771.00K | 781.00K | 958.11K | 1.04M | 1.10M | 698.85K | 494.11K | 481.30K | 225.69K | 12.35M |
| EBITDA | 0.00 | 15.31M | 14.82M | 13.04M | 13.40M | 11.88M | 11.78M | 10.59M | 7.93M | 8.62M | 8.05M | 6.25M | 6.44M | 6.34M | 0.00 | 0.00 | 0.00 | 0.00 | 110.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 12.15M |
| EBITDA Ratio | 0.00% | 46.92% | 39.11% | 35.51% | 36.44% | 40.87% | 41.89% | 41.82% | 39.08% | 43.93% | 45.28% | 41.70% | 49.47% | 58.44% | 53.15% | 90.95% | 115.16% | 113.03% | 103.84% | 98.29% | 102.39% | 122.49% | 140.37% | 143.70% | 163.36% | 902.55% |
| Operating Income | 0.00 | 17.83M | 13.66M | 11.82M | 12.31M | 12.26M | 11.93M | 11.15M | 8.17M | 9.05M | 8.98M | 7.95M | 9.28M | 10.93M | 8.57M | 15.84M | 18.70M | 18.32M | 15.94M | 14.35M | 14.12M | 13.81M | 14.66M | 12.91M | 3.28M | -3.49M |
| Operating Income Ratio | 0.00% | 44.27% | 36.09% | 32.24% | 33.53% | 37.18% | 37.99% | 37.80% | 35.76% | 40.78% | 41.98% | 38.07% | 45.02% | 54.00% | 47.72% | 85.57% | 110.60% | 108.41% | 97.96% | 91.63% | 94.98% | 116.59% | 135.79% | 138.54% | 152.85% | -355.96% |
| Total Other Income/Expenses | 15.05M | 0.00 | -1.14M | 0.00 | -299.00K | -476.00K | -316.00K | 0.00 | -1.16M | 0.00 | 0.00 | 0.00 | -36.00K | 0.00 | 0.00 | 0.00 | -13.70M | -12.74M | 0.00 | -9.12M | -8.71M | -8.80M | 0.00 | 0.00 | -2.71M | 6.58M |
| Income Before Tax | 15.05M | 14.24M | 13.68M | 11.84M | 12.33M | 10.66M | 10.56M | 9.40M | 7.18M | 7.92M | 7.34M | 5.49M | 5.53M | 5.44M | 192.00K | 5.10M | 5.00M | 5.58M | 5.60M | 5.23M | 5.40M | 5.01M | 4.81M | 3.64M | 571.91K | 3.08M |
| Income Before Tax Ratio | 35.65% | 35.34% | 36.12% | 32.28% | 33.56% | 32.34% | 33.60% | 31.86% | 31.42% | 35.69% | 34.31% | 26.32% | 26.83% | 26.88% | 1.07% | 27.54% | 29.59% | 33.02% | 34.42% | 33.40% | 36.35% | 42.30% | 44.60% | 39.06% | 26.65% | 314.27% |
| Income Tax Expense | 2.25M | 2.32M | 2.24M | 1.69M | 1.99M | 1.39M | 3.10M | 2.52M | 1.96M | 2.31M | 2.26M | 1.56M | 1.54M | 1.56M | -586.00K | 1.53M | 1.59M | 1.87M | 1.91M | 1.80M | 1.87M | 1.76M | 1.71M | 1.18M | 256.73K | -12.35M |
| Net Income | 12.79M | 11.90M | 11.42M | 10.13M | 10.33M | 9.25M | 7.44M | 6.86M | 5.20M | 5.59M | 5.07M | 3.92M | 3.97M | 3.87M | 766.00K | 3.57M | 3.41M | 3.71M | 3.69M | 3.43M | 3.53M | 3.25M | 3.10M | 2.46M | 315.17K | 2.01M |
| Net Income Ratio | 30.29% | 29.55% | 30.17% | 27.63% | 28.12% | 28.07% | 23.68% | 23.27% | 22.77% | 25.21% | 23.71% | 18.79% | 19.28% | 19.10% | 4.27% | 19.28% | 20.18% | 21.94% | 22.66% | 21.91% | 23.77% | 27.42% | 28.72% | 26.39% | 14.69% | 204.49% |
| EPS | 3.82 | 3.55 | 3.41 | 3.03 | 3.10 | 2.78 | 2.24 | 2.05 | 1.87 | 2.03 | 1.82 | 1.41 | 1.43 | 1.39 | 0.28 | 1.27 | 1.21 | 1.31 | 1.31 | 1.13 | 1.18 | 1.19 | 1.15 | 0.91 | 0.65 | 1.41 |
| EPS Diluted | 3.82 | 3.55 | 3.41 | 3.02 | 3.09 | 2.77 | 2.23 | 2.05 | 1.87 | 2.03 | 1.82 | 1.41 | 1.43 | 1.39 | 0.28 | 1.27 | 1.20 | 1.30 | 1.29 | 1.12 | 1.17 | 1.18 | 1.14 | 0.91 | 0.65 | 1.41 |
| Weighted Avg Shares Out | 3.35M | 3.36M | 3.35M | 3.34M | 3.33M | 3.33M | 3.33M | 3.34M | 2.78M | 2.76M | 2.78M | 2.79M | 2.79M | 2.79M | 2.77M | 2.80M | 2.82M | 2.83M | 2.82M | 3.04M | 2.99M | 2.73M | 2.71M | 2.70M | 1.42M | 1.42M |
| Weighted Avg Shares Out (Dil) | 3.35M | 3.36M | 3.35M | 3.35M | 3.34M | 3.34M | 3.33M | 3.34M | 2.78M | 2.76M | 2.78M | 2.79M | 2.79M | 2.79M | 2.78M | 2.82M | 2.84M | 2.85M | 2.86M | 3.07M | 3.01M | 2.75M | 2.73M | 2.70M | 1.42M | 1.42M |
First Capital, Inc. Announces Quarterly Dividend
CORYDON, Ind., Nov. 25, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock, according to Michael C. Frederick, President and...
First Capital, Inc. Reports Quarterly Earnings
CORYDON, Ind., Oct. 25, 2024 (GLOBE NEWSWIRE) -- First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $2.9 million, or $0.87 per diluted share, for the quarter ended...
First Capital, Inc. Announces Quarterly Dividend Increase
CORYDON, Ind., Aug. 21, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock, according to Michael C. Frederick, President and...
First Capital, Inc. Reports Quarterly Earnings
CORYDON, Ind., July 26, 2024 (GLOBE NEWSWIRE) -- First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $2.8 million, or $0.85 per diluted share, for the quarter ended...
First Capital, Inc. Announces Quarterly Dividend
CORYDON, Ind., May 24, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock, according to Michael C. Frederick, President and...
First Capital, Inc. Reports Quarterly Earnings
CORYDON, Ind., April 26, 2024 (GLOBE NEWSWIRE) -- First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $3.0 million, or $0.88 per diluted share, for the quarter ended...
First Capital, Inc. Announces Quarterly Dividend
CORYDON, Ind., Feb. 21, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock, according to Michael C. Frederick, President and...
First Capital, Inc. Announces Date of Annual Meeting
CORYDON, Ind., Feb. 21, 2024 (GLOBE NEWSWIRE) -- First Capital, Inc. (NASDAQ:FCAP), the holding company for First Harrison Bank, today announced that its annual meeting of stockholders will be held on Wednesday, May 22, 2024.
First Capital, Inc. Reports Annual And Quarterly Earnings
CORYDON, Ind., Jan. 30, 2024 (GLOBE NEWSWIRE) -- First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $12.8 million, or $3.82 per diluted share, for the year ended...
First Capital, Inc. Announces Quarterly Dividend
CORYDON, Ind., Nov. 24, 2023 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock, according to Michael C. Frederick, President and...
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