See more : BRAbank ASA (BRA.OL) Income Statement Analysis – Financial Results
Complete financial analysis of 1st Constitution Bancorp (FCCY) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of 1st Constitution Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
- Apollo Pipes Limited (APOLLOPIPES.BO) Income Statement Analysis – Financial Results
- DIVA Laboratories, Ltd. (4153.TWO) Income Statement Analysis – Financial Results
- Bouygues SA (EN.SW) Income Statement Analysis – Financial Results
- PT Berkah Beton Sadaya Tbk (BEBS.JK) Income Statement Analysis – Financial Results
- Tsukishima Kikai Co., Ltd. (6332.T) Income Statement Analysis – Financial Results
1st Constitution Bancorp (FCCY)
About 1st Constitution Bancorp
As of January 6, 2022, 1st Constitution Bancorp was acquired by Lakeland Bancorp, Inc. 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; commercial real estate loans; and commercial construction financing to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of February 2, 2021, the company operated 25 banking offices in Asbury Park, Cranbury, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms River, and New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.
| Metric | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73.15M | 55.57M | 51.12M | 44.41M | 42.59M | 43.58M | 38.47M | 30.56M | 32.95M | 27.59M | 24.72M | 22.39M | 19.69M | 20.34M | 20.38M | 17.95M | 15.03M | 12.41M | 11.03M | 9.56M | 1.08M | 1.46M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 73.15M | 55.57M | 51.12M | 44.41M | 42.59M | 43.58M | 38.47M | 30.56M | 32.95M | 27.59M | 24.72M | 22.39M | 19.69M | 20.34M | 20.38M | 17.95M | 15.03M | 12.41M | 11.03M | 9.56M | 1.08M | 1.46M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 30.65M | 24.03M | 22.73M | 21.50M | 20.71M | 19.55M | 17.47M | 14.53M | 14.41M | 11.87M | 10.90M | 10.55M | 8.43M | 7.20M | 6.80M | 5.89M | 4.96M | 3.98M | 3.53M | 3.03M | 0.00 | 0.00 |
| Selling & Marketing | 124.00K | 302.00K | 280.00K | 225.00K | 240.00K | 282.00K | 302.00K | 294.66K | 185.74K | 0.00 | 0.00 | 0.00 | 246.88K | 106.86K | 258.01K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 30.78M | 24.33M | 23.01M | 21.72M | 20.95M | 19.83M | 17.77M | 14.83M | 14.59M | 11.87M | 10.90M | 10.55M | 8.67M | 7.30M | 7.06M | 5.89M | 4.96M | 3.98M | 3.53M | 3.03M | 0.00 | 0.00 |
| Other Expenses | -68.59M | -48.48M | -49.73M | -47.83M | -44.47M | -46.05M | -46.15M | -33.07M | -35.36M | -27.44M | -22.23M | -17.96M | -11.63M | -6.94M | -10.47M | -11.16M | -9.64M | -7.01M | -5.25M | -2.46M | 648.03K | -12.90K |
| Operating Expenses | -37.81M | -24.15M | -26.71M | -26.11M | -23.53M | -26.22M | -28.38M | -18.24M | -20.77M | -15.58M | -11.32M | -7.41M | -2.96M | 359.37K | -3.41M | -5.26M | -4.68M | -3.03M | -1.73M | 570.21K | 648.03K | -12.90K |
| Cost & Expenses | -37.81M | -24.15M | -26.71M | -26.11M | -23.53M | -26.22M | -28.38M | -18.24M | -20.77M | -15.58M | -11.32M | -7.41M | -2.96M | 359.37K | -3.41M | -5.26M | -4.68M | -3.03M | -1.73M | 570.21K | 648.03K | -12.90K |
| Interest Income | 69.15M | 60.09M | 51.47M | 41.66M | 40.86M | 40.95M | 37.36M | 28.99M | 32.84M | 29.86M | 29.30M | 30.14M | 29.12M | 30.37M | 27.31M | 21.33M | 17.02M | 14.39M | 14.31M | 14.80M | 7.17M | 5.63M |
| Interest Expense | 10.64M | 12.75M | 8.04M | 5.50M | 5.16M | 4.64M | 4.66M | 4.25M | 5.15M | 6.79M | 8.82M | 12.26M | 12.73M | 12.59M | 9.52M | 6.03M | 4.55M | 4.37M | 5.10M | 6.74M | 0.00 | 0.00 |
| Depreciation & Amortization | 2.05M | 1.44M | 1.39M | 1.38M | 1.42M | 2.39M | 1.73M | 1.07M | 1.17M | 1.06M | 648.39K | 628.41K | 786.40K | 761.84K | 669.24K | 662.95K | 735.27K | 1.52M | 838.07K | 276.96K | 0.00 | 0.00 |
| EBITDA | 37.39M | 32.87M | 25.80M | 19.68M | 20.48M | 19.75M | 11.82M | 13.39M | 13.36M | 13.07M | 14.04M | 15.60M | 17.52M | 21.46M | 17.63M | 13.35M | 11.08M | 10.90M | 10.14M | 10.41M | 1.73M | 1.45M |
| EBITDA Ratio | 51.12% | 59.15% | 50.46% | 44.31% | 48.09% | 45.32% | 30.73% | 43.81% | 40.53% | 47.38% | 56.81% | 69.69% | 88.97% | 105.51% | 86.53% | 74.36% | 73.72% | 87.78% | 91.95% | 108.86% | 159.91% | 99.12% |
| Operating Income | 35.34M | 31.43M | 24.41M | 18.30M | 19.07M | 17.36M | 10.09M | 12.32M | 12.18M | 12.01M | 13.39M | 14.97M | 16.73M | 20.70M | 16.96M | 12.68M | 10.34M | 9.38M | 9.31M | 10.13M | 1.73M | 1.45M |
| Operating Income Ratio | 48.31% | 56.55% | 47.74% | 41.20% | 44.77% | 39.84% | 26.22% | 40.31% | 36.97% | 43.54% | 54.19% | 66.88% | 84.97% | 101.77% | 83.25% | 70.67% | 68.83% | 75.55% | 84.35% | 105.96% | 159.91% | 99.12% |
| Total Other Income/Expenses | -10.64M | -12.75M | -8.04M | -5.50M | -5.16M | -4.64M | -4.66M | -4.25M | -5.15M | -6.79M | -8.82M | -12.26M | -12.73M | -12.59M | -9.52M | -6.03M | -4.55M | -4.37M | -5.10M | -6.74M | 0.00 | 0.00 |
| Income Before Tax | 24.69M | 18.67M | 16.37M | 12.80M | 13.91M | 12.73M | 5.43M | 8.07M | 7.03M | 5.22M | 4.57M | 2.72M | 4.00M | 8.11M | 7.45M | 6.65M | 5.80M | 5.01M | 4.21M | 3.39M | 0.00 | 0.00 |
| Income Before Tax Ratio | 33.76% | 33.60% | 32.01% | 28.82% | 32.65% | 29.20% | 14.11% | 26.39% | 21.34% | 18.93% | 18.51% | 12.14% | 20.31% | 39.86% | 36.54% | 37.08% | 38.58% | 40.32% | 38.13% | 35.45% | 0.00% | 0.00% |
| Income Tax Expense | 6.61M | 5.04M | 4.32M | 5.87M | 4.62M | 4.06M | 1.07M | 2.29M | 1.97M | 1.29M | 1.27M | 156.28K | 1.24M | 2.66M | 2.11M | 2.09M | 1.96M | 1.78M | 1.52M | 1.24M | -1.73M | -1.45M |
| Net Income | 18.09M | 13.63M | 12.05M | 6.93M | 9.29M | 8.66M | 4.36M | 5.78M | 5.06M | 3.93M | 3.31M | 2.56M | 2.76M | 5.44M | 5.33M | 4.56M | 3.84M | 3.23M | 2.69M | 2.15M | 1.73M | 1.45M |
| Net Income Ratio | 24.73% | 24.53% | 23.57% | 15.60% | 21.80% | 19.88% | 11.32% | 18.91% | 15.36% | 14.25% | 13.38% | 11.44% | 14.01% | 26.76% | 26.17% | 25.41% | 25.54% | 26.01% | 24.36% | 22.51% | 159.91% | 99.12% |
| EPS | 1.76 | 1.53 | 1.40 | 0.86 | 1.17 | 1.10 | 0.56 | 0.88 | 0.79 | 0.64 | 0.54 | 0.43 | 0.47 | 0.97 | 0.97 | 0.84 | 0.70 | 0.59 | 0.50 | 0.40 | 0.32 | 0.27 |
| EPS Diluted | 1.76 | 1.53 | 1.40 | 0.83 | 1.14 | 1.07 | 0.55 | 0.86 | 0.78 | 0.64 | 0.54 | 0.43 | 0.47 | 0.96 | 0.95 | 0.80 | 0.68 | 0.57 | 0.47 | 0.39 | 0.32 | 0.27 |
| Weighted Avg Shares Out | 10.26M | 8.93M | 8.59M | 8.05M | 7.96M | 7.90M | 7.74M | 6.59M | 6.38M | 6.14M | 6.10M | 5.99M | 5.90M | 5.59M | 5.48M | 5.46M | 5.45M | 5.44M | 5.39M | 5.38M | 5.42M | 5.42M |
| Weighted Avg Shares Out (Dil) | 10.26M | 8.93M | 8.59M | 8.31M | 8.18M | 8.08M | 7.88M | 6.73M | 6.49M | 6.18M | 6.13M | 6.01M | 5.93M | 5.66M | 5.63M | 5.67M | 5.67M | 5.71M | 5.68M | 5.58M | 5.42M | 5.42M |
1st Constitution Bancorp (FCCY) Q1 Earnings Lag Estimates
1st Constitution Bancorp Reports a 44% Increase in Net Income to $4.9 Million for the First Quarter of 2021 and Declares an 11% Increase in Quarterly Dividend to $0.10 per Share
Earnings Estimates Rising for 1st Constitution Bancorp (FCCY): Will It Gain?
5 Top-Ranked Momentum Stocks Driven by Driehaus Strategy
1ST Constitution Bancorp Reports Record Net Income of $6.1 Million for the Fourth Quarter 2020 and $18.1 Million for the Full Year 2020 and Declares a Quarterly Dividend of $0.09 Per Share
Analysts Estimate 1st Constitution Bancorp (FCCY) to Report a Decline in Earnings: What to Look Out for
1st Constitution's (FCCY) Shares March Higher, Can It Continue?
Dividend Challenger Highlights: Week Of August 23
Geode Capital Management LLC Has $1.54 Million Stock Holdings in 1st Constitution Bancorp (NASDAQ:FCCY)
Zacks: Analysts Anticipate 1st Constitution Bancorp (NASDAQ:FCCY) to Announce $0.41 EPS
Source: https://incomestatements.info
Category: Stock Reports