See more : INDUS Holding AG (INH.DE) Income Statement Analysis – Financial Results
Complete financial analysis of First Financial Bancorp. (FFBC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of First Financial Bancorp., a leading company in the Banks – Regional industry within the Financial Services sector.
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First Financial Bancorp. (FFBC)
About First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 796.67M | 708.78M | 623.62M | 645.63M | 615.63M | 552.62M | 359.69M | 343.84M | 324.19M | 292.23M | 299.47M | 337.97M | 406.43M | 422.34M | 238.20M | 167.95M | 182.09M | 200.93M | 186.23M | 203.79M | 207.09M | 219.46M | 217.21M | 215.07M | 206.50M | 165.40M | 142.40M | 123.70M | 110.90M | 101.40M | 93.50M | 87.50M | 76.10M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost of Revenue | -318.76M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 1.12B | 708.78M | 623.62M | 645.63M | 615.63M | 552.62M | 359.69M | 343.84M | 324.19M | 292.23M | 299.47M | 337.97M | 406.43M | 422.34M | 238.20M | 167.95M | 182.09M | 200.93M | 186.23M | 203.79M | 207.09M | 219.46M | 217.21M | 215.07M | 206.50M | 165.40M | 142.40M | 123.70M | 110.90M | 101.40M | 93.50M | 87.50M | 76.10M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit Ratio | 140.01% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 337.18M | 276.56M | 285.85M | 272.90M | 236.18M | 224.20M | 152.35M | 141.51M | 131.75M | 127.04M | 144.21M | 94.74M | 121.51M | 134.74M | 92.79M | 66.86M | 69.89M | 84.53M | 77.69M | 76.73M | 76.51M | 71.62M | 65.06M | 63.61M | 61.60M | 49.80M | 42.40M | 37.60M | 33.30M | 31.30M | 28.40M | 26.10M | 24.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 9.65M | 8.74M | 7.98M | 6.41M | 6.91M | 7.60M | 3.20M | 3.97M | 3.72M | 3.60M | 4.27M | 5.55M | 5.79M | 5.36M | 3.49M | 2.55M | 2.44M | 3.49M | 2.46M | 2.72M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 387.42M | 285.31M | 293.83M | 279.31M | 243.09M | 231.80M | 155.55M | 145.48M | 135.47M | 130.64M | 148.48M | 100.29M | 127.30M | 140.09M | 96.28M | 69.41M | 72.33M | 88.02M | 80.15M | 79.45M | 76.51M | 71.62M | 65.06M | 63.61M | 61.60M | 49.80M | 42.40M | 37.60M | 33.30M | 31.30M | 28.40M | 26.10M | 24.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | -658.88M | -676.52M | -740.53M | -615.86M | -479.05M | -349.54M | -325.30M | -325.47M | -308.61M | -363.48M | -306.92M | -383.77M | -402.49M | -379.09M | -136.89M | -112.79M | -177.77M | -148.11M | -163.63M | -164.84M | -142.05M | -90.05M | -46.29M | -74.30M | -60.20M | -48.10M | -42.70M | -35.10M | -45.10M | -43.00M | -27.00M | -4.50M | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| Operating Expenses | 387.42M | -373.58M | -382.69M | -461.22M | -372.77M | -247.25M | -194.00M | -179.83M | -190.00M | -177.96M | -215.00M | -206.64M | -256.47M | -262.40M | -282.80M | -67.48M | -40.46M | -89.75M | -67.95M | -84.18M | -88.33M | -70.44M | -24.99M | 17.32M | -12.70M | -10.40M | -5.70M | -5.10M | -1.80M | -13.80M | -14.60M | -900.00K | 19.50M | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| Cost & Expenses | 387.42M | -373.58M | -382.69M | -461.22M | -372.77M | -247.25M | -194.00M | -179.83M | -190.00M | -177.96M | -215.00M | -206.64M | -256.47M | -262.40M | -282.80M | -67.48M | -40.46M | -89.75M | -67.95M | -84.18M | -88.33M | -70.44M | -24.99M | 17.32M | -12.70M | -10.40M | -5.70M | -5.10M | -1.80M | -13.80M | -14.60M | -900.00K | 19.50M | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| Interest Income | 903.00M | 585.01M | 483.22M | 524.96M | 607.58M | 540.38M | 333.07M | 305.95M | 269.76M | 247.86M | 245.21M | 280.93M | 308.82M | 343.50M | 233.23M | 183.31M | 206.44M | 205.53M | 200.70M | 202.98M | 208.29M | 241.01M | 289.75M | 315.53M | 282.40M | 219.50M | 192.20M | 171.30M | 153.90M | 133.50M | 123.30M | 128.40M | 136.30M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 275.23M | 65.86M | 31.10M | 68.45M | 123.32M | 91.15M | 49.53M | 33.28M | 23.26M | 19.23M | 16.89M | 27.59M | 44.92M | 67.99M | 57.25M | 67.10M | 87.94M | 80.45M | 67.73M | 59.23M | 63.41M | 78.25M | 126.78M | 145.42M | 117.20M | 88.40M | 76.80M | 69.70M | 63.60M | 49.60M | 47.60M | 59.00M | 74.90M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 37.80M | 38.81M | 39.56M | 41.23M | 35.46M | 24.17M | 12.65M | 13.04M | 13.27M | 12.79M | 14.27M | 15.83M | 11.95M | 0.00 | 0.00 | 6.68M | 8.08M | 8.48M | 10.59M | 11.05M | 19.48M | 10.32M | 8.81M | 2.18M | 9.20M | 8.30M | 5.60M | 4.70M | 5.10M | 5.70M | 5.90M | 3.60M | 3.30M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA | 356.40M | 280.53M | 283.01M | 233.54M | 271.00M | 238.39M | 128.81M | 143.77M | 124.20M | 107.81M | 81.85M | 119.58M | 116.99M | 102.93M | 447.81M | 0.00 | 0.00 | 0.00 | 71.13M | 87.74M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| EBITDA Ratio | 44.74% | 48.87% | 40.21% | 30.29% | 41.02% | 59.63% | 49.58% | 51.49% | 45.48% | 43.48% | 32.97% | 43.54% | 39.84% | 37.87% | 188.00% | 63.80% | 82.22% | 59.55% | 69.20% | 64.11% | 66.76% | 72.61% | 92.55% | 109.07% | 98.31% | 98.73% | 99.93% | 99.68% | 102.98% | 92.01% | 90.70% | 103.09% | 129.96% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Operating Income | 409.25M | 335.21M | 240.93M | 184.41M | 242.86M | 305.37M | 165.69M | 164.01M | 134.19M | 114.26M | 84.47M | 131.33M | 149.96M | 159.95M | 447.81M | 100.47M | 141.63M | 111.17M | 118.28M | 119.61M | 118.76M | 149.02M | 192.22M | 232.39M | 193.80M | 155.00M | 136.70M | 118.60M | 109.10M | 87.60M | 78.90M | 86.60M | 95.60M | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| Operating Income Ratio | 51.37% | 47.29% | 38.63% | 28.56% | 39.45% | 55.26% | 46.07% | 47.70% | 41.39% | 39.10% | 28.21% | 38.86% | 36.90% | 37.87% | 188.00% | 59.82% | 77.78% | 55.33% | 63.51% | 58.69% | 57.35% | 67.90% | 88.50% | 108.05% | 93.85% | 93.71% | 96.00% | 95.88% | 98.38% | 86.39% | 84.39% | 98.97% | 125.62% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Total Other Income/Expenses | -90.66M | -71.90M | -52.18M | -62.87M | -46.78M | -44.31M | -42.80M | -22.30M | -38.22M | -35.58M | -69.31M | -5.38M | -11.95M | -8.03M | 379.09M | 0.00 | -87.94M | -956.00K | -6.52M | -1.52M | -63.41M | -78.25M | -126.78M | -145.42M | -117.20M | -88.40M | -76.80M | -69.70M | -63.60M | -49.60M | -47.60M | -60.90M | -74.90M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 318.60M | 241.72M | 240.93M | 184.41M | 242.86M | 214.22M | 116.16M | 130.73M | 110.93M | 95.03M | 67.58M | 103.75M | 105.04M | 91.95M | 390.57M | 33.37M | 53.69M | 30.72M | 43.42M | 60.38M | 55.36M | 70.77M | 65.44M | 86.96M | 76.60M | 66.60M | 59.90M | 48.90M | 45.50M | 38.00M | 31.30M | 25.70M | 20.70M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax Ratio | 39.99% | 34.10% | 38.63% | 28.56% | 39.45% | 38.76% | 32.30% | 38.02% | 34.22% | 32.52% | 22.57% | 30.70% | 25.84% | 21.77% | 163.96% | 19.87% | 29.49% | 15.29% | 23.32% | 29.63% | 26.73% | 32.25% | 30.13% | 40.44% | 37.09% | 40.27% | 42.06% | 39.53% | 41.03% | 37.48% | 33.48% | 29.37% | 27.20% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Income Tax Expense | 62.73M | 24.11M | 35.77M | 28.60M | 44.79M | 41.63M | 19.38M | 42.21M | 35.87M | 30.03M | 19.23M | 36.44M | 38.30M | 32.70M | 144.02M | 10.40M | 18.01M | 9.45M | 12.61M | 19.26M | 17.45M | 22.54M | 22.13M | 28.74M | 26.30M | 22.50M | 19.60M | 15.00M | 13.70M | 9.80M | 7.00M | 6.20M | 4.10M | -12.10M | -15.20M | -13.10M | -11.00M | -9.20M | -8.40M |
| Net Income | 255.86M | 217.61M | 205.16M | 155.81M | 198.08M | 172.60M | 96.79M | 88.53M | 75.06M | 65.00M | 48.35M | 67.30M | 66.74M | 59.25M | 246.55M | 22.96M | 35.68M | 21.27M | 37.93M | 41.12M | 37.91M | 48.24M | 43.31M | 58.22M | 50.30M | 44.10M | 40.30M | 33.90M | 31.80M | 28.20M | 24.30M | 21.40M | 16.60M | 12.10M | 15.20M | 13.10M | 11.00M | 9.20M | 8.40M |
| Net Income Ratio | 32.12% | 30.70% | 32.90% | 24.13% | 32.17% | 31.23% | 26.91% | 25.75% | 23.15% | 22.24% | 16.15% | 19.91% | 16.42% | 14.03% | 103.50% | 13.67% | 19.60% | 10.59% | 20.37% | 20.18% | 18.30% | 21.98% | 19.94% | 27.07% | 24.36% | 26.66% | 28.30% | 27.41% | 28.67% | 27.81% | 25.99% | 24.46% | 21.81% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EPS | 2.72 | 2.33 | 2.16 | 1.60 | 2.01 | 1.95 | 1.57 | 1.45 | 1.23 | 1.11 | 0.84 | 1.16 | 1.16 | 1.01 | 5.40 | 0.62 | 0.93 | 0.54 | 0.89 | 0.94 | 0.85 | 1.05 | 0.91 | 1.19 | 1.02 | 1.03 | 0.96 | 0.87 | 0.83 | 0.79 | 0.70 | 0.65 | 0.53 | 0.41 | 0.53 | 0.55 | 0.51 | 0.43 | 0.40 |
| EPS Diluted | 2.69 | 2.30 | 2.14 | 1.59 | 2.00 | 1.93 | 1.56 | 1.43 | 1.21 | 1.09 | 0.83 | 1.14 | 1.14 | 0.99 | 5.33 | 0.61 | 0.93 | 0.54 | 0.88 | 0.94 | 0.85 | 1.05 | 0.91 | 1.19 | 1.02 | 1.03 | 0.95 | 0.87 | 0.83 | 0.78 | 0.69 | 0.65 | 0.53 | 0.41 | 0.53 | 0.55 | 0.51 | 0.43 | 0.40 |
| Weighted Avg Shares Out | 93.94M | 93.53M | 95.03M | 97.36M | 98.31M | 88.58M | 61.53M | 61.21M | 61.06M | 58.66M | 57.27M | 57.88M | 57.69M | 56.97M | 45.03M | 37.11M | 38.46M | 39.54M | 43.08M | 43.74M | 44.37M | 45.88M | 47.43M | 48.78M | 49.19M | 49.33M | 42.04M | 39.13M | 38.40M | 35.69M | 34.49M | 33.06M | 31.32M | 29.51M | 28.68M | 23.82M | 21.57M | 21.40M | 21.00M |
| Weighted Avg Shares Out (Dil) | 95.10M | 94.59M | 95.90M | 98.09M | 98.85M | 89.61M | 62.17M | 61.99M | 61.85M | 59.39M | 58.07M | 58.87M | 58.69M | 57.99M | 45.56M | 37.48M | 38.46M | 39.56M | 43.17M | 43.88M | 44.42M | 46.00M | 47.48M | 48.86M | 49.34M | 49.53M | 49.14M | 39.13M | 38.40M | 36.12M | 34.97M | 33.06M | 31.32M | 29.51M | 28.68M | 23.82M | 21.57M | 21.40M | 21.00M |
First Financial Bancorp to Announce First Quarter 2024 Financial Results on Thursday, April 25, 2024
CINCINNATI , April 5, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release first quarter 2024 financial results after the market close on Thursday, April 25, 2024.
First Financial Bank and National Community Reinvestment Coalition Announce $2.4 Billion Community Benefits Agreement
CINCINNATI , Jan. 30, 2024 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) has entered into a new $2.4 billion, five-year Community Benefits Agreement (CBA) with the National Community Reinvestment Coalition (NCRC) and related partner organizations, establishing goals for lending and...
Here's What Key Metrics Tell Us About First Financial (FFBC) Q4 Earnings
The headline numbers for First Financial (FFBC) give insight into how the company performed in the quarter ended December 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
First Financial Bancorp (FFBC) Tops Q4 Earnings Estimates
First Financial Bancorp (FFBC) came out with quarterly earnings of $0.62 per share, beating the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.73 per share a year ago.
First Financial Bancorp Announces Fourth Quarter and Full Year 2023 Financial Results and Quarterly Dividend
Earnings per diluted share of $0.60; $0.62 on an adjusted (1) basis Return on average assets of 1.31%; 1.37% on an adjusted (1) basis Net interest margin on FTE basis (1) of 4.26%; 7 bp decrease from linked quarter Loan...
Seeking Clues to First Financial (FFBC) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics
Looking beyond Wall Street's top -and-bottom-line estimate forecasts for First Financial (FFBC), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2023.
First Financial Bancorp to Announce Fourth Quarter and Full Year 2023 Financial Results on Thursday, January 25, 2024
CINCINNATI , Jan. 8, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2023 financial results after the market close on Thursday, January 25, 2024.
First Financial Bancorp (FFBC) Q3 2023 Earnings Call Transcript
First Financial Bancorp (NASDAQ:FFBC ) Q3 2023 Earnings Conference Call October 25, 2023 8:30 AM ET Company Participants Scott Crawley - Corporate Controller Archie Brown - President & Chief Executive Officer Jamie Anderson - Chief Financial Officer & Chief Operating...
Here's What Key Metrics Tell Us About First Financial (FFBC) Q3 Earnings
Although the revenue and EPS for First Financial (FFBC) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago...
First Financial Bancorp (FFBC) Q3 Earnings Meet Estimates
First Financial Bancorp (FFBC) came out with quarterly earnings of $0.67 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.61 per share a year ago.
Source: https://incomestatements.info
Category: Stock Reports