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Complete financial analysis of First Niles Financial, Inc. (FNFI) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of First Niles Financial, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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First Niles Financial, Inc. (FNFI)
About First Niles Financial, Inc.
First Niles Financial, Inc. operates as the holding company for Home Federal Savings and Loan Association of Niles that provides various banking products and services. It accepts personal and business checking and savings accounts, and certificates of deposit. In addition, the company offers various loans, including mortgage and consumer loans, and home equity line of credit; commercial loans and commercial line of credit. Further, it provides other services, which includes e-banking and night depository services, debit cards, safe deposit boxes, and others. The company was founded in 1897 and is based in Niles, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.92M | 8.35M | 6.79M | 3.69M | 3.65M | 3.23M | 2.90M | 2.68M | 2.09M | 2.22M | 1.71M | 2.28M | 3.30M | 3.23M | 3.32M | 3.38M | 3.34M | 3.24M | 3.50M | 3.30M |
| Cost of Revenue | -3.39M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 10.32M | 8.35M | 6.79M | 3.69M | 3.65M | 3.23M | 2.90M | 2.68M | 2.09M | 2.22M | 1.71M | 2.28M | 3.30M | 3.23M | 3.32M | 3.38M | 3.34M | 3.24M | 3.50M | 3.30M |
| Gross Profit Ratio | 149.04% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 97.00K | 81.00K | 75.00K | 75.00K | 75.00K | 75.00K | 0.00 | 0.00 | 1.28M | 1.20M | 1.30M | 0.00 | 1.00M | 1.05M | 1.08M | 1.14M | 1.33M | 1.27M | 1.30M | 1.70M |
| Selling & Marketing | 4.29M | 5.31M | 3.78M | 1.13M | 1.02M | 1.07K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 4.38M | 5.39M | 3.85M | 1.21M | 1.09M | 1.14M | 0.00 | 0.00 | 1.28M | 1.20M | 1.30M | 0.00 | 1.00M | 1.05M | 1.08M | 1.14M | 1.33M | 1.27M | 1.30M | 1.70M |
| Other Expenses | 0.00 | -1.22M | -977.00K | -670.00K | 0.00 | 0.00 | 0.00 | 0.00 | -3.20M | -3.28M | -3.50M | 0.00 | -2.82M | -2.80M | -2.89M | -3.12M | -3.53M | -3.42M | -3.40M | -3.90M |
| Operating Expenses | 4.38M | 1.22M | 977.00K | 670.00K | 1.88M | 1.94M | 1.49M | 1.90M | -1.91M | -2.08M | -2.21M | 1.91M | -1.81M | -1.75M | -1.81M | -1.99M | -2.20M | -2.15M | -2.10M | -2.20M |
| Cost & Expenses | 4.38M | 7.91M | 6.07M | 3.34M | 3.16M | 3.05M | 2.35M | 2.82M | -1.91M | -2.08M | -2.21M | -1.91M | -1.81M | -1.75M | -1.81M | -1.99M | -2.20M | -2.15M | -2.10M | -2.20M |
| Interest Income | 6.23M | 4.17M | 3.22M | 3.44M | 3.27M | 3.01M | 2.72M | 0.00 | 2.70M | 2.59M | 2.44M | 2.93M | 4.90M | 4.88M | 5.22M | 5.75M | 5.92M | 5.37M | 5.40M | 5.20M |
| Interest Expense | 3.08M | 1.22M | 1.09M | 1.23M | 1.22M | 1.08M | 857.00K | 0.00 | 866.00K | 821.00K | 914.00K | 1.15M | 2.18M | 1.97M | 2.12M | 2.59M | 2.89M | 2.19M | 2.00M | 2.40M |
| Depreciation & Amortization | 52.00K | 55.00K | 37.00K | 35.00K | -574.00K | -286.00K | -558.00K | 133.00K | 33.00K | 34.00K | 27.00K | 0.00 | 41.00K | 65.00K | 68.00K | -6.00K | -16.00K | 6.00K | 0.00 | 0.00 |
| EBITDA | 1.05M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -558.00 | 0.00 | 208.00K | 181.00K | 0.00 | 0.00 | 1.55M | 1.57M | 1.61M | 1.39M | 1.12M | 1.18M | 1.40M | 1.10M |
| EBITDA Ratio | 15.23% | -0.43% | -0.46% | -1.22% | -2.55% | -0.68% | -0.02% | 11.70% | 9.96% | 8.14% | -27.07% | 15.99% | 46.29% | 47.80% | 47.58% | 41.03% | 33.56% | 33.93% | 40.00% | 33.33% |
| Operating Income | 2.41M | 474.00K | 749.00K | 401.00K | 574.00K | 286.00K | 558.00K | -133.00K | 175.00K | 147.00K | -491.00K | 364.00K | 1.49M | 1.48M | 1.51M | 1.39M | 1.14M | 1.09M | 1.40M | 1.10M |
| Operating Income Ratio | 34.88% | 5.68% | 11.03% | 10.86% | 15.75% | 8.86% | 19.22% | -4.96% | 8.38% | 6.61% | -28.65% | 15.99% | 45.05% | 45.79% | 45.53% | 41.21% | 34.04% | 33.74% | 40.00% | 33.33% |
| Total Other Income/Expenses | -1.41M | -1.25M | -1.07M | -737.00K | -786.00K | -795.00K | -631.00K | -1.90M | -1.97M | -1.92M | -491.00K | 364.00K | -41.00K | -65.00K | -68.00K | 6.00K | 16.00K | -6.00K | 0.00 | -4.40M |
| Income Before Tax | 1.00M | 438.00K | 718.00K | 356.00K | 481.00K | 174.00K | 558.00K | -133.00K | 175.00K | 147.00K | -491.00K | 364.00K | 1.49M | 1.48M | 1.51M | 1.39M | 1.14M | 1.09M | 1.40M | 1.10M |
| Income Before Tax Ratio | 14.48% | 5.24% | 10.58% | 9.64% | 13.20% | 5.39% | 19.22% | -4.96% | 8.38% | 6.61% | -28.65% | 15.99% | 45.05% | 45.79% | 45.53% | 41.21% | 34.04% | 33.74% | 40.00% | 33.33% |
| Income Tax Expense | 194.00K | 186.00K | 132.00K | 54.00K | 56.00K | -45.00K | 179.00K | -157.00K | -37.00K | -78.00K | -207.00K | 123.00K | 441.00K | 448.00K | 455.00K | 410.00K | 315.00K | 287.00K | 400.00K | 300.00K |
| Net Income | 808.00K | 252.00K | 586.00K | 302.00K | 425.00K | 219.00K | 379.00K | 24.00K | 212.00K | 225.00K | -284.00K | 241.00K | 1.05M | 1.03M | 1.06M | 982.00K | 821.00K | 807.00K | 1.00M | 800.00K |
| Net Income Ratio | 11.67% | 3.02% | 8.63% | 8.18% | 11.66% | 6.79% | 13.06% | 0.89% | 10.15% | 10.12% | -16.57% | 10.58% | 31.69% | 31.93% | 31.84% | 29.07% | 24.60% | 24.89% | 28.57% | 24.24% |
| EPS | 0.60 | 0.19 | 0.49 | 0.27 | 0.38 | 0.20 | 0.34 | 0.02 | 0.19 | 0.20 | -0.26 | 0.21 | 0.79 | 0.79 | 0.80 | 0.71 | 0.57 | 0.54 | 0.63 | 0.46 |
| EPS Diluted | 0.61 | 0.19 | 0.49 | 0.27 | 0.38 | 0.20 | 0.34 | 0.02 | 0.19 | 0.20 | -0.25 | 0.21 | 0.79 | 0.78 | 0.79 | 0.71 | 0.57 | 0.54 | 0.63 | 0.46 |
| Weighted Avg Shares Out | 1.35M | 1.33M | 1.20M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.09M | 1.15M | 1.32M | 1.31M | 1.32M | 1.38M | 1.44M | 1.49M | 1.59M | 1.75M |
| Weighted Avg Shares Out (Dil) | 1.33M | 1.33M | 1.20M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.12M | 1.15M | 1.32M | 1.32M | 1.34M | 1.39M | 1.45M | 1.52M | 1.59M | 1.75M |
Source: https://incomestatements.info
Category: Stock Reports