See more : Gudou Holdings Limited (8308.HK) Income Statement Analysis – Financial Results
Complete financial analysis of German American Bancorp, Inc. (GABC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of German American Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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German American Bancorp, Inc. (GABC)
About German American Bancorp, Inc.
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 250.69M | 259.72M | 220.29M | 209.72M | 190.73M | 151.68M | 131.76M | 126.92M | 103.00M | 98.28M | 92.13M | 88.06M | 85.56M | 65.61M | 60.37M | 59.15M | 54.32M | 51.59M | 46.41M | 40.86M | 42.47M | 41.45M | 41.92M | 36.22M | 38.50M | 27.20M | 22.40M | 16.50M | 16.00M | 14.20M | 12.60M | 9.90M |
| Cost of Revenue | 19.57M | 23.44M | 19.64M | 16.23M | 15.42M | 12.79M | 9.40M | 9.84M | 7.67M | 7.64M | 7.01M | 6.97M | 5.80M | 5.15M | 4.99M | 4.55M | 5.80M | 4.99M | 4.18M | 4.21M | 3.85M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 231.12M | 236.28M | 200.65M | 193.49M | 175.31M | 138.89M | 122.36M | 117.08M | 95.33M | 90.63M | 85.12M | 81.09M | 79.76M | 60.47M | 55.38M | 54.59M | 48.52M | 46.60M | 42.23M | 36.65M | 38.62M | 41.45M | 41.92M | 36.22M | 38.50M | 27.20M | 22.40M | 16.50M | 16.00M | 14.20M | 12.60M | 9.90M |
| Gross Profit Ratio | 92.19% | 90.98% | 91.09% | 92.26% | 91.92% | 91.57% | 92.87% | 92.25% | 92.56% | 92.22% | 92.39% | 92.08% | 93.22% | 92.15% | 91.73% | 92.30% | 89.32% | 90.33% | 90.99% | 89.69% | 90.94% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 86.07M | 86.01M | 69.99M | 68.11M | 64.42M | 51.31M | 47.60M | 45.11M | 36.19M | 33.82M | 32.53M | 30.20M | 27.99M | 22.07M | 21.96M | 22.85M | 23.67M | 23.76M | 20.38M | 19.53M | 18.06M | 17.44M | 16.67M | 15.45M | 13.40M | 9.10M | 7.40M | 5.70M | 5.30M | 4.50M | 4.10M | 3.20M |
| Selling & Marketing | 4.86M | 4.42M | 4.20M | 3.59M | 4.23M | 3.49M | 3.54M | 2.66M | 3.67M | 1.98M | 1.86M | 1.71M | 1.53M | 1.26M | 993.00K | 1.08M | 957.00K | 940.00K | 784.00K | 888.00K | 853.00K | 738.00K | 1.01M | 870.00K | 900.00K | 600.00K | 500.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 119.26M | 90.42M | 74.19M | 68.11M | 68.65M | 51.31M | 51.14M | 47.77M | 39.86M | 35.80M | 34.40M | 31.92M | 27.99M | 22.07M | 21.96M | 23.93M | 24.62M | 24.70M | 21.16M | 20.42M | 18.92M | 18.18M | 17.68M | 16.32M | 14.30M | 9.70M | 7.90M | 5.70M | 5.30M | 4.50M | 4.10M | 3.20M |
| Other Expenses | 0.00 | -55.13M | -191.69M | -202.79M | -188.14M | -139.26M | -21.93M | -24.07M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -19.64M | -8.73M | -1.15M | -5.20M | -5.70M | -3.60M | -2.60M | -2.60M | -4.00M | -3.10M | -900.00K |
| Operating Expenses | 144.50M | 10.71M | -117.51M | -134.67M | -119.49M | -76.48M | 6.36M | 6.33M | 6.33M | 4.27M | 4.44M | 3.96M | 3.58M | 3.54M | 2.73M | 2.75M | 2.38M | 2.73M | 2.49M | 2.58M | 2.08M | -1.46M | 8.95M | 15.18M | 9.10M | 4.00M | 4.30M | 3.10M | 2.70M | 500.00K | 1.00M | 2.30M |
| Cost & Expenses | 144.50M | 10.71M | -117.51M | -134.67M | -119.49M | -76.48M | 15.76M | 16.17M | 14.00M | 11.91M | 11.45M | 10.93M | 9.38M | 8.69M | 7.73M | 7.30M | 8.18M | 7.71M | 6.67M | 6.79M | 5.93M | -1.46M | 8.95M | 15.18M | 9.10M | 4.00M | 4.30M | 3.10M | 2.70M | 500.00K | 1.00M | 2.30M |
| Interest Income | 256.66M | 218.93M | 170.38M | 174.37M | 176.47M | 133.75M | 111.03M | 103.37M | 81.62M | 80.39M | 75.67M | 77.16M | 80.16M | 64.19M | 63.74M | 67.85M | 72.26M | 63.59M | 50.20M | 47.71M | 50.62M | 60.49M | 71.07M | 79.32M | 68.00M | 45.70M | 37.50M | 28.30M | 27.30M | 22.10M | 20.50M | 17.60M |
| Interest Expense | 66.22M | 18.34M | 9.55M | 19.13M | 31.25M | 19.14M | 11.12M | 8.46M | 6.07M | 6.05M | 7.16M | 10.91M | 16.18M | 15.52M | 19.22M | 26.91M | 33.65M | 27.40M | 17.98M | 16.47M | 21.08M | 28.56M | 38.92M | 45.65M | 35.80M | 21.60M | 17.60M | 13.60M | 12.80M | 9.60M | 9.40M | 8.90M |
| Depreciation & Amortization | 9.56M | 10.36M | 8.53M | 9.53M | 9.49M | 6.49M | 4.88M | 4.84M | 790.00K | 1.25M | 1.42M | 1.66M | 5.14M | 3.72M | 3.69M | 3.36M | 3.14M | 3.09M | 2.87M | 3.24M | 5.38M | 4.75M | 3.28M | 2.47M | 2.60M | 1.40M | 1.20M | 900.00K | 200.00K | 600.00K | 800.00K | 300.00K |
| EBITDA | 113.06M | 109.29M | 111.56M | 84.47M | 80.73M | 62.24M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 45.10% | 46.68% | 47.90% | 40.28% | 39.30% | 53.65% | 51.62% | 48.78% | 50.49% | 52.17% | 52.63% | 57.15% | 57.62% | 58.33% | 64.83% | 82.36% | 92.59% | 86.64% | 73.06% | 68.39% | 84.54% | 107.95% | 129.16% | 148.73% | 130.39% | 119.85% | 124.55% | 124.24% | 118.13% | 107.75% | 114.29% | 126.26% |
| Operating Income | 109.32M | 117.52M | 102.79M | 75.04M | 71.24M | 75.20M | 2.64M | 4.80M | 4.52M | 2.02M | 2.00M | 1.96M | 1.45M | 1.74M | 2.11M | 3.20M | 2.82M | 2.38M | 2.69M | 2.07M | 1.56M | 39.99M | 50.87M | 51.39M | 47.60M | 31.20M | 26.70M | 19.60M | 18.70M | 14.70M | 13.60M | 12.20M |
| Operating Income Ratio | 43.61% | 45.25% | 46.66% | 35.78% | 37.35% | 49.58% | 2.00% | 3.78% | 4.38% | 2.05% | 2.17% | 2.22% | 1.70% | 2.65% | 3.49% | 5.42% | 5.19% | 4.62% | 5.79% | 5.08% | 3.66% | 96.48% | 121.35% | 141.91% | 123.64% | 114.71% | 119.20% | 118.79% | 116.88% | 103.52% | 107.94% | 123.23% |
| Total Other Income/Expenses | -5.67M | -17.70M | -4.15M | -4.28M | -4.25M | -6.53M | -1.90M | -4.27M | -1.93M | -2.37M | -2.47M | -2.77M | 0.00 | 0.00 | 14.12M | 15.24M | 10.69M | 11.82M | 10.37M | 6.16M | 7.88M | -28.56M | -38.92M | -45.65M | -35.80M | -21.60M | -17.60M | -13.60M | -12.80M | -9.60M | -9.60M | -8.90M |
| Income Before Tax | 103.65M | 99.18M | 102.79M | 75.04M | 71.24M | 56.06M | 52.21M | 49.13M | 41.67M | 40.41M | 36.88M | 34.72M | 27.98M | 19.03M | 16.23M | 18.44M | 13.51M | 14.21M | 13.06M | 8.24M | 9.44M | 11.43M | 11.96M | 5.75M | 11.80M | 9.60M | 9.10M | 6.00M | 5.90M | 5.10M | 4.00M | 3.30M |
| Income Before Tax Ratio | 41.34% | 38.19% | 46.66% | 35.78% | 37.35% | 36.96% | 39.62% | 38.71% | 40.46% | 41.12% | 40.03% | 39.43% | 32.70% | 29.00% | 26.88% | 31.18% | 24.87% | 27.54% | 28.13% | 20.15% | 22.23% | 27.58% | 28.52% | 15.87% | 30.65% | 35.29% | 40.63% | 36.36% | 36.88% | 35.92% | 31.75% | 33.33% |
| Income Tax Expense | 17.76M | 17.35M | 18.65M | 12.83M | 12.02M | 9.53M | 11.53M | 13.95M | 11.61M | 12.07M | 11.46M | 10.67M | 7.73M | 5.62M | 4.01M | 5.64M | 4.10M | 3.98M | 3.34M | 996.00K | 1.27M | 1.99M | 2.76M | 459.00K | 3.00M | 2.90M | 3.00M | 1.90M | 1.90M | 1.60M | 1.30M | 1.00M |
| Net Income | 85.89M | 81.83M | 84.14M | 62.21M | 59.22M | 46.53M | 40.68M | 35.18M | 30.06M | 28.34M | 25.41M | 24.06M | 20.25M | 13.41M | 12.22M | 12.80M | 9.41M | 10.22M | 9.72M | 7.24M | 8.17M | 9.44M | 9.19M | 5.29M | 8.80M | 6.70M | 6.10M | 4.10M | 4.00M | 3.50M | 2.90M | 2.30M |
| Net Income Ratio | 34.26% | 31.51% | 38.19% | 29.66% | 31.05% | 30.68% | 30.87% | 27.72% | 29.19% | 28.84% | 27.58% | 27.32% | 23.67% | 20.43% | 20.24% | 21.65% | 17.31% | 19.81% | 20.95% | 17.72% | 19.23% | 22.78% | 21.93% | 14.60% | 22.86% | 24.63% | 27.23% | 24.85% | 25.00% | 24.65% | 23.02% | 23.23% |
| EPS | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 | 1.51 | 1.43 | 1.33 | 1.27 | 1.07 | 0.81 | 0.73 | 0.77 | 0.57 | 0.62 | 0.59 | 0.44 | 0.49 | 0.53 | 0.50 | 0.29 | 0.48 | 0.37 | 0.32 | 0.16 | 0.50 | 0.13 | 0.11 | 0.09 |
| EPS Diluted | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 | 1.51 | 1.43 | 1.32 | 1.27 | 1.07 | 0.81 | 0.73 | 0.77 | 0.57 | 0.62 | 0.59 | 0.44 | 0.49 | 0.52 | 0.50 | 0.29 | 0.48 | 0.37 | 0.32 | 0.16 | 0.50 | 0.13 | 0.11 | 0.09 |
| Weighted Avg Shares Out | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.88M | 19.80M | 19.18M | 18.93M | 18.87M | 16.65M | 16.60M | 16.54M | 16.51M | 16.49M | 16.34M | 16.37M | 16.77M | 18.01M | 18.32M | 18.36M | 19.38M | 24.81M | 10.75M | 8.12M | 8.06M | 8.13M | 7.59M | 5.37M |
| Weighted Avg Shares Out (Dil) | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.89M | 19.83M | 19.21M | 18.96M | 18.88M | 16.66M | 16.60M | 16.54M | 16.54M | 16.51M | 16.35M | 16.42M | 16.83M | 18.06M | 18.32M | 18.36M | 20.32M | 24.86M | 10.75M | 8.12M | 8.06M | 8.13M | 7.59M | 5.37M |
German American Bancorp (GABC) Q3 Earnings Beat Estimates
German American Bancorp (GABC) came out with quarterly earnings of $0.73 per share, beating the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.83 per share a year ago.
German American Bancorp, Inc. (GABC) Reports Solid Third Quarter 2023 Earnings
JASPER, Ind., Oct. 30, 2023 (GLOBE NEWSWIRE) -- German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21.5 million, or $0.73 per share. This level of quarterly earnings reflected a linked quarter decrease of $0.7 million, or...
Bradley C. Arnett to Join German American Bank as Chief Legal Officer and Corporate Secretary
JASPER, Ind., Sept. 01, 2023 (GLOBE NEWSWIRE) -- German American Bancorp, Inc. (Nasdaq: GABC) announced today that Bradley C. Arnett will join the Company as Senior Vice President, Chief Legal Officer and Corporate Secretary effective September 25. He will report...
4 Stocks to Watch on Dividend Hikes as Fed Resumes Rate Hike
Wingstop Inc. (WING), German American Bancorp, Inc. (GABC), Northern Oil and Gas, Inc. (NOG) and Berry Corporation (BRY) recently hiked dividends.
German American Bancorp (GABC) Reports Q2 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for German American Bancorp (GABC) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall...
German American Bancorp (GABC) Q2 Earnings and Revenues Surpass Estimates
German American Bancorp (GABC) came out with quarterly earnings of $0.75 per share, beating the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.81 per share a year ago.
German American Bancorp, Inc. (GABC) Reports Solid Second Quarter 2023 Earnings
JASPER, Ind., July 31, 2023 (GLOBE NEWSWIRE) -- German American Bancorp, Inc. (Nasdaq: GABC) reported solid second quarter earnings of $22.1 million, or $0.75 per share. This level of quarterly earnings reflected a linked quarter increase of $1.3 million, or...
German American Bancorp (GABC) Q1 Earnings and Revenues Lag Estimates
German American Bancorp (GABC) came out with quarterly earnings of $0.71 per share, missing the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.77 per share a year ago.
German American Bancorp (GABC) Misses Q4 Earnings and Revenue Estimates
German American Bancorp (GABC) delivered earnings and revenue surprises of -2.35% and 2.53%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?
German American Bancorp (GABC) Beats Q3 Earnings Estimates
German American Bancorp (GABC) delivered earnings and revenue surprises of 1.22% and 1.75%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?
Source: https://incomestatements.info
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