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Complete financial analysis of Geneva Finance Limited (GFL.NZ) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Geneva Finance Limited, a leading company in the Financial – Credit Services industry within the Financial Services sector.
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Geneva Finance Limited (GFL.NZ)
About Geneva Finance Limited
Geneva Finance Limited lends money to individuals, companies, and other entities primarily in New Zealand and Tonga. The company operates through Corporate, New Business, Insurance, Old Business, Invoice Factoring, and Overseas segments. It offers personal and car loans. The company also provides insurance products, such as lifestyle protection, motor vehicle, guaranteed asset protection, third party, and mechanical breakdown insurance, as well as death, disablement, and redundancy risk coverages; and debt collection services. In addition, it is involved in the provision of debtor finance to companies, as well as collection and management of trade receivables factored; lending, collection, and management of money; and wholesale funding arrangements. The company was formerly known as GFNZ Group Limited and changed its name to Geneva Finance Limited in June 2016. Geneva Finance Limited was incorporated in 2002 and is headquartered in Auckland, New Zealand.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 66.00M | 42.09M | 34.65M | 26.01M | 21.93M | 22.80M | 12.78M | 10.37M | 7.18M | 4.89M | 3.79M | 4.51M | 5.54M | 5.81M | 16.41M | 19.57M |
| Cost of Revenue | 36.52M | 17.99M | 12.15M | 7.34M | 5.60M | 3.65M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 29.48M | 24.10M | 22.50M | 18.67M | 16.33M | 19.15M | 12.78M | 10.37M | 7.18M | 4.89M | 3.79M | 4.51M | 5.54M | 5.81M | 16.41M | 19.57M |
| Gross Profit Ratio | 44.67% | 57.25% | 64.94% | 71.79% | 74.45% | 83.98% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.09 | 0.19 | 0.20 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 0.00 | 6.41M | 488.00K | 493.00K | 4.85M | 3.88M | 3.32M | 2.96M | 0.00 | 2.45M | 2.68M | 2.88M | 2.97M | 3.70M | 4.88M | 225.00K |
| Selling & Marketing | 0.00 | 0.00 | 6.08M | 4.88M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 0.00 | 6.41M | 6.57M | 5.38M | 4.85M | 3.88M | 3.32M | 2.96M | 0.00 | 2.45M | 2.68M | 2.88M | 2.97M | 3.70M | 4.88M | 225.00K |
| Other Expenses | -30.33M | 2.77M | 4.04M | 4.86M | 4.75M | 184.00K | 2.62M | 1.59M | 1.68M | 1.96M | 2.77M | 2.22M | 2.75M | 3.70M | 44.00K | 6.76M |
| Operating Expenses | -30.33M | 2.77M | 4.04M | 4.86M | 9.60M | 4.06M | 5.95M | 4.55M | 1.68M | 4.41M | 5.45M | 5.10M | 5.73M | 7.40M | 4.92M | 6.98M |
| Cost & Expenses | 53.05M | 2.77M | 4.04M | 4.86M | 9.60M | 4.06M | 5.95M | 4.55M | 1.68M | 4.41M | 5.45M | 5.10M | 5.73M | 7.40M | 4.92M | 6.98M |
| Interest Income | 0.00 | 16.65M | 15.65M | 15.28M | 15.05M | 14.87M | 12.24M | 11.36M | 9.21M | 6.50M | 5.58M | 6.40M | 7.91M | 9.82M | 15.44M | 27.34M |
| Interest Expense | 0.00 | 5.47M | 4.03M | 3.98M | 4.38M | 4.23M | 3.58M | 3.46M | 3.37M | 3.08M | 3.09M | 3.38M | 4.11M | 6.00M | 7.41M | 12.42M |
| Depreciation & Amortization | 754.00K | 675.00K | 760.00K | 749.00K | 740.00K | 405.00K | 256.00K | 109.00K | 68.00K | 121.00K | 459.00K | 471.00K | 706.00K | 842.00K | 1.33M | 1.48M |
| EBITDA | -95.00K | 5.01M | 8.57M | 7.17M | 4.43M | 5.50M | 4.78M | 3.92M | 2.45M | 1.67M | -3.74M | 562.00K | -871.00K | -5.34M | 451.00K | -5.09M |
| EBITDA Ratio | -0.14% | 11.90% | 24.72% | 27.57% | 20.21% | 24.13% | 37.39% | 37.84% | 34.07% | 34.16% | -98.68% | 12.48% | -15.73% | -91.86% | 2.75% | -26.00% |
| Operating Income | -849.00K | 4.33M | 7.81M | 6.42M | 3.69M | 5.10M | 4.52M | 3.82M | 2.38M | 1.55M | -4.20M | 91.00K | -1.58M | -6.18M | -876.00K | -6.57M |
| Operating Income Ratio | -1.29% | 10.30% | 22.53% | 24.69% | 16.84% | 22.35% | 35.39% | 36.79% | 33.12% | 31.68% | -110.80% | 2.02% | -28.48% | -106.35% | -5.34% | -33.54% |
| Total Other Income/Expenses | 4.43M | -200.00K | 0.00 | 4.00K | 9.00K | 203.00K | 0.00 | 0.00 | 0.00 | 0.00 | 1.56M | 0.00 | 0.00 | 0.00 | -12.36M | -19.16M |
| Income Before Tax | 3.58M | 4.75M | 8.24M | 6.86M | 4.10M | 5.43M | 4.52M | 3.82M | 2.38M | 1.55M | -4.20M | 91.00K | -1.58M | -6.18M | -876.00K | -6.57M |
| Income Before Tax Ratio | 5.43% | 11.30% | 23.78% | 26.36% | 18.71% | 23.84% | 35.39% | 36.79% | 33.12% | 31.68% | -110.80% | 2.02% | -28.48% | -106.35% | -5.34% | -33.54% |
| Income Tax Expense | 1.34M | 1.28M | 2.29M | 146.00K | 687.00K | 1.04M | -1.60M | -1.32M | -1.15M | -646.00K | 4.00K | 0.00 | 0.00 | 0.00 | 4.11M | 433.00K |
| Net Income | 1.74M | 3.06M | 5.51M | 6.19M | 3.71M | 4.06M | 6.12M | 5.13M | 3.53M | 2.19M | -4.20M | 91.00K | -1.58M | -6.18M | -4.99M | -7.00M |
| Net Income Ratio | 2.63% | 7.26% | 15.91% | 23.78% | 16.90% | 17.79% | 47.90% | 49.50% | 49.13% | 44.90% | -110.90% | 2.02% | -28.48% | -106.35% | -30.42% | -35.76% |
| EPS | 0.02 | 0.04 | 0.08 | 0.08 | 0.05 | 0.06 | 0.09 | 0.07 | 0.05 | 0.03 | -0.09 | 0.00 | -0.05 | -0.22 | -0.38 | -0.57 |
| EPS Diluted | 0.02 | 0.04 | 0.08 | 0.08 | 0.05 | 0.06 | 0.09 | 0.07 | 0.05 | 0.03 | -0.09 | 0.00 | -0.05 | -0.22 | -0.38 | -0.57 |
| Weighted Avg Shares Out | 72.94M | 72.94M | 72.94M | 72.94M | 72.94M | 71.26M | 70.44M | 70.44M | 69.06M | 65.30M | 45.50M | 36.96M | 29.11M | 27.52M | 13.08M | 12.17M |
| Weighted Avg Shares Out (Dil) | 72.94M | 72.94M | 72.94M | 72.94M | 72.94M | 71.26M | 70.44M | 70.44M | 69.06M | 65.30M | 45.50M | 36.96M | 29.11M | 27.52M | 13.08M | 12.17M |
Source: https://incomestatements.info
Category: Stock Reports