See more : QC Copper and Gold Inc. (QCCU.V) Income Statement Analysis – Financial Results
Complete financial analysis of Home Loan Financial Corporation (HLFN) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Home Loan Financial Corporation, a leading company in the Banks – Regional industry within the Financial Services sector.
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Home Loan Financial Corporation (HLFN)
About Home Loan Financial Corporation
Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States. The company's primary deposit products include checking, savings, and term certificate accounts; and lending products comprise residential mortgage, nonresidential mortgage, residential construction and land, commercial, and consumer loans. It also provides consumer credits, such as home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards. In addition, the company sells life insurance, annuity, long-term care insurance, and investment products. It provides financial services through its main office in Coshocton, Ohio; and branch offices in Coshocton, Mount Vernon, and West Lafayette, Ohio. The company was incorporated in 1997 and is based in Coshocton, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14.45M | 15.85M | 12.57M | 12.85M | 12.72M | 12.31M | 11.01M | 10.47M | 10.36M | 8.88M | 8.55M | 8.49M | 6.29M | 6.55M | 6.68M | 6.89M | 6.59M | 5.67M | 5.12M | 4.45M | 4.50M | 3.50M | 180.79K |
| Cost of Revenue | -6.87M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 21.32M | 15.85M | 12.57M | 12.85M | 12.72M | 12.31M | 11.01M | 10.47M | 10.36M | 8.88M | 8.55M | 8.49M | 6.29M | 6.55M | 6.68M | 6.89M | 6.59M | 5.67M | 5.12M | 4.45M | 4.50M | 3.50M | 180.79K |
| Gross Profit Ratio | 147.54% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 947.94K | 279.50K | 375.42K | 322.24K | 243.47K | 225.40K | 937.76K | 884.96K | 897.15K | 837.35K | 769.25K | 769.97K | 0.00 | 0.00 | 0.00 | 2.31M | 2.18M | 1.95M | 1.74M | 1.60M | 1.40M | 1.20M | 889.70K |
| Selling & Marketing | 5.33M | 0.00 | 4.13M | 4.08M | 3.79M | 3.59M | 3.31M | 3.30M | 3.04M | 3.13M | 2.94M | 2.89M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 6.28M | 279.50K | 375.42K | 322.24K | 243.47K | 225.40K | 4.25M | 4.18M | 3.94M | 3.96M | 3.71M | 3.66M | 0.00 | 0.00 | 0.00 | 2.31M | 2.18M | 1.95M | 1.74M | 1.60M | 1.40M | 1.20M | 889.70K |
| Other Expenses | 0.00 | -1.78M | -1.86M | -1.77M | -1.58M | -1.51M | -1.45M | -1.39M | -1.49M | 0.00 | 0.00 | 0.00 | -4.84M | -5.47M | -4.70M | -6.44M | -5.93M | -5.36M | -4.72M | -4.44M | -3.90M | -3.30M | -166.09K |
| Operating Expenses | 6.28M | 1.78M | 1.86M | 1.77M | 1.58M | 1.51M | 1.45M | 1.39M | 1.49M | 4.73M | 4.42M | 4.41M | -4.84M | -5.47M | -4.70M | -4.13M | -3.75M | -3.41M | -2.98M | -2.84M | -2.50M | -2.10M | 723.61K |
| Cost & Expenses | 6.28M | 9.33M | 7.47M | 8.14M | 8.34M | 7.71M | 6.54M | 6.14M | 5.82M | 4.73M | 4.42M | 4.41M | -4.84M | -5.47M | -4.70M | -4.13M | -3.75M | -3.41M | -2.98M | -2.84M | -2.50M | -2.10M | 723.61K |
| Interest Income | 19.04M | 14.47M | 10.78M | 10.29M | 10.86M | 10.77M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.36M | 10.10M | 9.56M | 9.64M | 9.73M | 9.50M | 9.59M | 8.26M | 6.90M | 5.40M | 4.61M |
| Interest Expense | 5.66M | 2.21M | 996.28K | 1.49M | 1.97M | 288.21K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.12M | 4.46M | 3.76M | 3.63M | 3.97M | 4.26M | 4.82M | 4.08M | 2.60M | 2.10M | 1.93M |
| Depreciation & Amortization | 217.13K | 195.03K | 132.79K | 152.66K | 143.18K | 115.77K | 110.24K | 174.78K | 192.84K | -4.24M | -4.22M | -4.17M | 0.00 | 0.00 | 0.00 | 164.12K | 172.85K | 129.85K | 109.56K | 91.24K | 100.00K | 100.00K | 79.33K |
| EBITDA | 7.24M | 15.23M | 0.00 | 0.00 | 4.52M | 0.00 | 4.58M | 4.51M | 4.73M | -84.89K | -88.93K | -92.57K | 1.45M | 1.08M | 1.98M | 2.02M | 2.71M | 2.79M | 2.39M | 2.25M | 1.70M | 0.00 | 0.00 |
| EBITDA Ratio | 50.12% | 1.23% | -0.54% | -0.51% | 1.13% | -0.46% | -0.56% | -0.66% | -0.88% | -0.96% | -1.04% | -1.09% | 23.05% | 16.44% | 29.66% | 42.46% | 45.70% | 42.18% | 43.94% | 38.24% | 46.67% | 42.86% | 544.13% |
| Operating Income | 8.17M | 6.52M | 5.17M | 4.78M | 4.38M | 4.66M | 4.53M | 4.40M | 4.63M | 4.24M | 4.22M | 4.17M | 1.45M | 1.08M | 1.98M | 2.76M | 2.84M | 2.26M | 2.14M | 1.61M | 2.00M | 1.40M | 904.40K |
| Operating Income Ratio | 56.56% | 41.13% | 41.13% | 37.21% | 34.43% | 37.83% | 41.15% | 42.05% | 44.66% | 47.71% | 49.32% | 49.13% | 23.05% | 16.44% | 29.66% | 40.07% | 43.08% | 39.89% | 41.80% | 36.19% | 44.44% | 40.00% | 500.25% |
| Total Other Income/Expenses | -1.15M | -995.57K | -1.05M | -964.44K | -868.14K | -847.80K | -61.76K | -69.05K | -91.28K | -765.29K | -709.49K | -92.57K | 0.00 | 0.00 | 0.00 | -904.19K | -221.17K | -172.85K | 0.00 | 0.00 | 299.47K | -2.70M | -2.20M |
| Income Before Tax | 7.02M | 6.52M | 5.10M | 4.72M | 4.38M | 4.60M | 4.47M | 4.33M | 4.53M | 4.15M | 4.13M | 4.08M | 1.45M | 1.08M | 1.98M | 2.76M | 2.84M | 2.26M | 2.14M | 1.61M | 2.00M | 1.40M | 904.40K |
| Income Before Tax Ratio | 48.61% | 41.13% | 40.59% | 36.70% | 34.43% | 37.37% | 40.59% | 41.39% | 43.78% | 46.75% | 48.28% | 48.04% | 23.05% | 16.44% | 29.66% | 40.07% | 43.08% | 39.89% | 41.80% | 36.19% | 44.44% | 40.00% | 500.25% |
| Income Tax Expense | 1.55M | 1.35M | 945.23K | 874.70K | 789.75K | 857.77K | 1.25M | 1.30M | 1.33M | 1.22M | 1.25M | 1.23M | 432.08K | 321.74K | 691.20K | 974.82K | 963.60K | 787.60K | 738.39K | 578.70K | 700.00K | 500.00K | 309.15K |
| Net Income | 5.48M | 5.17M | 4.16M | 3.84M | 3.59M | 3.74M | 3.22M | 3.04M | 3.21M | 2.93M | 2.88M | 2.84M | 1.02M | 755.04K | 1.29M | 1.79M | 1.87M | 1.48M | 1.40M | 1.03M | 1.30M | 900.00K | 595.25K |
| Net Income Ratio | 37.91% | 32.62% | 33.07% | 29.90% | 28.23% | 30.40% | 29.26% | 29.01% | 30.98% | 33.02% | 33.71% | 33.49% | 16.18% | 11.52% | 19.32% | 25.92% | 28.45% | 26.01% | 27.38% | 23.18% | 28.89% | 25.71% | 329.25% |
| EPS | 3.90 | 3.69 | 2.97 | 2.74 | 2.57 | 2.67 | 2.30 | 2.17 | 2.30 | 2.10 | 2.06 | 2.04 | 0.68 | 0.50 | 0.76 | 1.13 | 1.25 | 0.99 | 0.87 | 0.61 | 0.67 | 0.48 | 0.32 |
| EPS Diluted | 3.90 | 3.69 | 2.97 | 2.74 | 2.57 | 2.67 | 2.30 | 2.17 | 2.30 | 2.10 | 2.06 | 2.04 | 0.68 | 0.50 | 0.76 | 1.11 | 1.21 | 0.96 | 0.87 | 0.60 | 0.66 | 0.48 | 0.32 |
| Weighted Avg Shares Out | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.50M | 1.51M | 1.70M | 1.58M | 1.50M | 1.49M | 1.61M | 1.69M | 1.94M | 1.87M | 1.87M |
| Weighted Avg Shares Out (Dil) | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.40M | 1.50M | 1.51M | 1.70M | 1.61M | 1.55M | 1.54M | 1.61M | 1.72M | 1.97M | 1.87M | 1.87M |
Source: https://incomestatements.info
Category: Stock Reports