See more : Alvotech (ALVOW) Income Statement Analysis – Financial Results
Complete financial analysis of HMN Financial, Inc. (HMNF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of HMN Financial, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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HMN Financial, Inc. (HMNF)
About HMN Financial, Inc.
HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. It operates through 14 full service branches located in Minnesota, Wisconsin, and Iowa; and two loan origination offices in Sartell, Minnesota and La Crosse, Wisconsin. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 43.48M | 41.14M | 44.47M | 44.06M | 37.01M | 35.86M | 33.61M | 34.55M | 27.09M | 27.88M | 27.84M | 31.93M | 35.28M | 38.28M | 41.99M | 40.67M | 46.29M | 45.13M | 42.28M | 36.59M | 34.90M | 27.45M | 24.61M | 23.24M | 22.50M | 19.50M | 18.10M | 17.60M | 16.80M | 14.80M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 43.48M | 41.14M | 44.47M | 44.06M | 37.01M | 35.86M | 33.61M | 34.55M | 27.09M | 27.88M | 27.84M | 31.93M | 35.28M | 38.28M | 41.99M | 40.67M | 46.29M | 45.13M | 42.28M | 36.59M | 34.90M | 27.45M | 24.61M | 23.24M | 22.50M | 19.50M | 18.10M | 17.60M | 16.80M | 14.80M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 3.24M | 17.21M | 16.11M | 15.65M | 15.66M | 14.73M | 15.01M | 14.76M | 14.11M | 13.77M | 13.55M | 13.71M | 16.03M | 16.49M | 16.59M | 13.86M | 12.49M | 11.87M | 11.14M | 10.19M | 8.68M | 8.01M | 7.91M | 6.39M | 6.10M | 6.80M | 5.60M | 4.60M | 4.20M | 3.50M |
| Selling & Marketing | 21.74M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 422.00K | 542.00K | 475.26K | 384.18K | 430.42K | 392.83K | 521.90K | 426.36K | 303.05K | 300.00K | 400.00K | 300.00K | 300.00K | 300.00K | 300.00K |
| SG&A | 24.98M | 17.21M | 16.11M | 15.65M | 15.66M | 14.73M | 15.01M | 14.76M | 14.11M | 13.77M | 13.55M | 13.71M | 16.03M | 16.49M | 16.59M | 14.28M | 13.03M | 12.34M | 11.52M | 10.62M | 9.07M | 8.53M | 8.34M | 6.69M | 6.40M | 7.20M | 5.90M | 4.90M | 4.50M | 3.80M |
| Other Expenses | -34.92M | -45.08M | -41.66M | -45.34M | -41.55M | -38.50M | -38.01M | -37.25M | -35.13M | -28.16M | -25.83M | -33.05M | -51.72M | -60.17M | -51.11M | -37.27M | -1.93M | -14.98M | -11.49M | -12.54M | -11.04M | -7.32M | 5.59M | 13.57M | 10.40M | 11.30M | 10.60M | 8.50M | 10.30M | 7.30M |
| Operating Expenses | -34.92M | -27.87M | -25.54M | -29.69M | -25.89M | -22.51M | -23.01M | -22.49M | -21.02M | -14.39M | -12.28M | -19.34M | -35.70M | -43.68M | -34.52M | -22.99M | 11.10M | -2.63M | 36.50K | -1.92M | -1.97M | 1.21M | 13.93M | 20.26M | 16.80M | 18.50M | 16.50M | 13.40M | 14.80M | 11.10M |
| Cost & Expenses | -34.92M | -27.87M | -25.54M | -29.69M | -25.89M | -22.51M | -23.01M | -22.49M | -21.02M | -14.39M | -12.28M | -19.34M | -35.70M | -43.68M | -34.52M | -22.99M | 11.10M | -2.63M | 36.50K | -1.92M | -1.97M | 1.21M | 13.93M | 20.26M | 16.80M | 18.50M | 16.50M | 13.40M | 14.80M | 11.10M |
| Interest Income | 8.28M | 34.26M | 31.76M | 31.96M | 31.89M | 30.38M | 27.68M | 27.35M | 21.45M | 20.61M | 22.98M | 30.82M | 39.54M | 48.27M | 57.77M | 66.51M | 77.52M | 67.53M | 60.28M | 51.62M | 44.94M | 42.87M | 51.47M | 52.92M | 47.10M | 48.80M | 41.10M | 39.90M | 38.40M | 32.30M |
| Interest Expense | 12.72M | 2.00M | 1.55M | 2.85M | 3.34M | 2.23M | 1.80M | 1.59M | 1.51M | 1.21M | 3.29M | 7.14M | 11.14M | 17.26M | 23.87M | 32.80M | 38.82M | 28.84M | 24.51M | 20.99M | 20.29M | 21.29M | 30.44M | 33.00M | 28.90M | 31.90M | 25.70M | 24.20M | 22.60M | 18.10M |
| Depreciation & Amortization | 1.12M | 1.23M | 2.27M | 2.51M | 2.03M | 1.78M | 1.65M | 850.00K | 1.29M | 1.09M | 1.47M | 1.82M | 1.83M | 2.08M | 2.39M | 1.97M | 2.06M | 20.22K | 1.26M | 1.25M | 3.80M | 2.55M | 1.64M | 1.57M | 1.50M | 2.60M | 500.00K | 0.00 | -400.00K | -200.00K |
| EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 31.00M | 0.00 | 0.00 |
| EBITDA Ratio | 19.67% | 37.45% | 47.70% | 38.34% | 35.47% | 42.06% | 36.32% | 39.38% | 27.18% | 52.31% | 61.16% | 45.14% | 3.99% | -8.68% | 23.48% | 48.34% | 128.43% | 94.21% | 103.06% | 98.17% | 105.24% | 113.71% | 163.25% | 193.93% | 181.33% | 208.21% | 193.92% | 176.14% | 185.71% | 173.65% |
| Operating Income | 8.55M | 13.27M | 18.93M | 14.37M | 11.12M | 13.36M | 10.60M | 12.07M | 6.07M | 13.49M | 15.55M | 12.59M | -420.00K | -5.40M | 7.47M | 17.69M | 57.40M | 42.49M | 42.32M | 34.67M | 32.93M | 28.66M | 38.54M | 43.50M | 39.30M | 38.00M | 34.60M | 31.00M | 31.60M | 25.90M |
| Operating Income Ratio | 19.67% | 32.25% | 42.56% | 32.61% | 30.04% | 37.25% | 31.55% | 34.92% | 22.42% | 48.39% | 55.87% | 39.43% | -1.19% | -14.10% | 17.78% | 43.48% | 123.98% | 94.16% | 100.09% | 94.75% | 94.35% | 104.42% | 156.60% | 187.19% | 174.67% | 194.87% | 191.16% | 176.14% | 188.10% | 175.00% |
| Total Other Income/Expenses | 8.55M | -4.44M | 18.93M | 14.37M | 11.12M | -3.95M | -3.79M | -2.91M | -3.61M | -2.15M | -5.32M | -884.00K | -11.56M | -22.66M | -16.40M | -15.11M | 18.57M | -28.84M | 17.80M | -20.99M | -20.29M | -21.29M | -30.44M | -33.00M | -28.90M | -31.90M | -25.70M | 2.60M | -22.60M | -18.10M |
| Income Before Tax | 8.55M | 11.27M | 18.93M | 14.37M | 11.12M | 11.12M | 8.81M | 10.47M | 4.57M | 12.28M | 12.26M | 5.45M | -11.56M | -22.66M | -16.40M | -15.11M | 18.57M | 13.65M | 17.80M | 13.68M | 12.64M | 7.36M | 8.09M | 10.50M | 10.40M | 6.10M | 8.90M | 6.80M | 9.00M | 7.80M |
| Income Before Tax Ratio | 19.67% | 27.39% | 42.56% | 32.61% | 30.04% | 31.02% | 26.20% | 30.31% | 16.86% | 44.05% | 44.06% | 17.08% | -32.76% | -59.18% | -39.07% | -37.16% | 40.12% | 30.25% | 42.11% | 37.38% | 36.22% | 26.83% | 32.88% | 45.18% | 46.22% | 31.28% | 49.17% | 38.64% | 53.57% | 52.70% |
| Income Tax Expense | 2.55M | 3.23M | 5.37M | 4.07M | 3.32M | 2.89M | 4.40M | 4.12M | 1.61M | 4.90M | -14.41M | 132.00K | 0.00 | 6.32M | -5.61M | -4.98M | 7.30M | 5.23M | 6.74M | 4.39M | 4.04M | 2.10M | 2.63M | 3.80M | 4.00M | 2.00M | 3.30M | 2.50M | 3.40M | 3.10M |
| Net Income | 6.01M | 8.05M | 13.56M | 10.30M | 7.79M | 8.24M | 4.40M | 6.35M | 2.96M | 7.38M | 26.67M | 5.32M | -11.56M | -28.98M | -10.80M | -10.13M | 11.27M | 8.43M | 11.07M | 9.29M | 8.61M | 5.27M | 5.46M | 6.70M | 6.40M | 4.10M | 5.60M | 4.30M | 5.60M | 4.70M |
| Net Income Ratio | 13.81% | 19.55% | 30.50% | 23.38% | 21.06% | 22.97% | 13.10% | 18.38% | 10.91% | 26.47% | 95.81% | 16.66% | -32.76% | -75.70% | -25.71% | -24.90% | 24.35% | 18.68% | 26.18% | 25.39% | 24.65% | 19.18% | 22.18% | 28.84% | 28.44% | 21.03% | 30.94% | 24.43% | 33.33% | 31.76% |
| EPS | 1.38 | 1.85 | 3.03 | 2.23 | 1.69 | 1.72 | 1.04 | 1.52 | 0.69 | 1.40 | 6.15 | 0.88 | -3.00 | -7.69 | -2.92 | -2.77 | 3.02 | 2.20 | 2.89 | 2.40 | 2.26 | 1.40 | 1.45 | 1.75 | 1.47 | 0.82 | 0.67 | 0.64 | 0.49 | 0.21 |
| EPS Diluted | 1.37 | 1.83 | 3.01 | 2.22 | 1.68 | 1.72 | 0.90 | 1.34 | 0.61 | 1.23 | 5.71 | 0.86 | -3.00 | -7.69 | -2.92 | -2.77 | 2.89 | 2.10 | 2.77 | 2.31 | 2.16 | 1.32 | 1.37 | 1.69 | 1.41 | 0.77 | 0.63 | 0.64 | 0.49 | 0.21 |
| Weighted Avg Shares Out | 4.35M | 4.36M | 4.47M | 4.62M | 4.61M | 4.79M | 4.23M | 4.18M | 4.13M | 4.05M | 4.00M | 3.93M | 3.85M | 3.77M | 3.70M | 3.66M | 3.73M | 3.83M | 3.83M | 3.87M | 3.81M | 3.76M | 3.76M | 3.83M | 4.35M | 5.00M | 6.21M | 6.72M | 11.51M | 22.03M |
| Weighted Avg Shares Out (Dil) | 4.38M | 4.39M | 4.50M | 4.65M | 4.64M | 4.79M | 4.89M | 4.74M | 4.67M | 4.61M | 4.31M | 4.02M | 3.85M | 3.77M | 3.70M | 3.66M | 3.90M | 4.01M | 4.00M | 4.02M | 3.98M | 3.99M | 3.98M | 3.97M | 4.54M | 5.32M | 6.21M | 6.72M | 11.51M | 22.03M |
HMN Financial, Inc. Announces Definitive Agreement Relating to the Toledo, Iowa Branch of Home Federal Savings Bank
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (HMN or the Company) (NASDAQ:HMNF), the $818 million holding company for Home Federal Savings Bank (Home Federal or Bank), today announced that the Bank has entered into a definitive purchase and assumption agreement (Agreement) with...
HMN Financial, Inc. Announces Third Quarter Results
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (NASDAQ:HMNF): Third Quarter Highlights Net loss of $2.1 million compared to net loss of $9.4 million in third quarter of 2010 Diluted loss per share of $0.65 compared to diluted loss per share of $2.60...
HMN Financial, Inc. Announces Second Quarter Results
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (NASDAQ:HMNF): Second Quarter Summary • Net loss of $2.3 million, an improvement of $5.5 million, compared to net loss of $7.8 million in second quarter of 2010 • Diluted loss per common share of $0.72...
HMN Financial, Inc. Announces Election Results, Appointment of New Chairman and Deferral of Preferred Dividend
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (HMN or the Company) (Nasdaq:HMNF) today announced the re-election of Karen Himle and the election of Allen Berning and Bernard Nigon as directors. HMN also announced that its Board elected Dr. Hugh C. Smith as...
HMN Financial, Inc. Announces First Quarter Results
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (NASDAQ:HMNF): First Quarter Highlights Net income of $0.4 million, an improvement of $2.2 million, compared to net loss of $1.8 million in the first quarter of 2010 Diluted loss per common share of $0.01 compared...
HMN Financial, Inc. Comments on OTS Supervisory Agreements
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (HMN or the Company) (Nasdaq: HMNF), the $881 million holding company for Home Federal Savings Bank (Home Federal or the Bank), today commented on the previously reported supervisory agreements between HMN and Home Federal and...
HMN Financial, Inc. Announces Fourth Quarter Results, Deferral of Dividends on Preferred Stock and Annual Meeting
ROCHESTER, Minn.--(BUSINESS WIRE)--HMN Financial, Inc. (NASDAQ:HMNF): common stockholders (10,381 ) (292 ) (30,762 ) (12,543 ) % % % % HMN Financial, Inc. (HMN or the Company) (NASDAQ:HMNF), the $881 million holding company for Home Federal Savings Bank (the Bank),...
Source: https://incomestatements.info
Category: Stock Reports