See more : Guru Online (Holdings) Limited (8121.HK) Income Statement Analysis – Financial Results
Complete financial analysis of Kentucky First Federal Bancorp (KFFB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Kentucky First Federal Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- Trainline Plc (TNLIY) Income Statement Analysis – Financial Results
- New Hope Corporation Limited (NHC.AX) Income Statement Analysis – Financial Results
- Gallantt Ispat Limited (GALLANTT.NS) Income Statement Analysis – Financial Results
- Walchandnagar Industries Limited (WALCHANNAG.NS) Income Statement Analysis – Financial Results
- Sega Sammy Holdings Inc. (SGAMY) Income Statement Analysis – Financial Results
Kentucky First Federal Bancorp (KFFB)
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.22M | 9.16M | 9.16M | 10.61M | 9.72M | 9.69M | 10.42M | 10.22M | 10.66M | 11.48M | 11.88M | 11.72M | 8.12M | 7.81M | 6.69M | 6.57M | 5.70M | 5.54M | 6.70M | 5.06M | 69.00K | 363.00K | 537.00K | 196.00K |
| Cost of Revenue | 24.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 877.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 7.20M | 9.16M | 9.16M | 10.61M | 9.72M | 9.69M | 10.42M | 10.22M | 10.66M | 11.48M | 11.88M | 10.84M | 8.12M | 7.81M | 6.69M | 6.57M | 5.70M | 5.54M | 6.70M | 5.06M | 69.00K | 363.00K | 537.00K | 196.00K |
| Gross Profit Ratio | 99.67% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 92.51% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 5.23M | 5.03M | 5.86M | 6.54M | 6.40M | 6.64M | 6.56M | 6.00M | 6.01M | 5.72M | 6.18M | 5.15M | 3.81M | 3.90M | 3.89M | 3.23M | 2.91M | 2.95M | 3.01M | 1.69M | 1.89M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 167.00K | 151.00K | 135.00K | 153.00K | 170.00K | 226.00K | 248.00K | 245.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 5.39M | 5.18M | 6.00M | 6.70M | 6.57M | 6.86M | 6.81M | 6.00M | 6.01M | 5.72M | 6.18M | 5.15M | 3.81M | 3.90M | 3.89M | 3.23M | 2.91M | 2.95M | 3.01M | 1.69M | 1.89M | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1.85M | -7.93M | -11.34M | -15.13M | -28.58M | -12.35M | -13.78M | -13.31M | -13.21M | -12.67M | -13.55M | -10.07M | -7.19M | -6.67M | -4.96M | -1.98M | 321.00K | 400.00K | -1.17M | -897.00K | 3.91M | 4.63M | 4.96M | 6.54M |
| Operating Expenses | 7.18M | -7.93M | -5.34M | -8.43M | -22.01M | -5.49M | -6.97M | -7.32M | -7.20M | -6.96M | -7.37M | -4.93M | -3.38M | -2.77M | -1.07M | 1.25M | 3.23M | 3.35M | 1.84M | 791.00K | 5.80M | 4.63M | 4.96M | 6.54M |
| Cost & Expenses | 7.25M | -7.93M | -5.34M | -8.43M | -22.01M | -5.49M | -6.97M | -7.32M | -7.20M | -6.96M | -7.37M | 877.00K | -3.38M | -2.77M | -1.07M | 1.25M | 3.23M | 3.35M | 1.84M | 791.00K | 5.80M | 4.63M | 4.96M | 6.54M |
| Interest Income | 16.28M | 12.76M | 10.91M | 12.15M | 12.82M | 12.70M | 11.89M | 11.32M | 11.63M | 12.39M | 13.15M | 11.96M | 10.16M | 10.75M | 11.38M | 12.23M | 13.09M | 12.95M | 12.71M | 8.15M | 7.69M | 6.31M | 7.67M | 8.83M |
| Interest Expense | 9.28M | 3.90M | 1.75M | 2.14M | 3.50M | 3.25M | 2.16M | 1.46M | 1.36M | 1.43M | 1.62M | 1.69M | 2.18M | 3.18M | 4.98M | 5.90M | 7.57M | 7.59M | 6.23M | 3.35M | 4.44M | 3.40M | 4.55M | 5.27M |
| Depreciation & Amortization | 234.00K | 255.00K | 285.00K | 288.00K | 277.00K | 282.00K | 336.00K | 336.00K | 321.00K | 278.00K | 288.00K | 231.00K | 276.00K | 316.00K | 303.00K | 308.00K | 352.00K | 312.00K | 14.00K | -63.00K | 82.00K | 0.00 | 0.00 | 0.00 |
| EBITDA | 0.00 | 1.48M | 2.35M | 2.46M | -12.01M | 0.00 | 0.00 | 1.78M | 2.42M | 3.37M | 3.17M | 4.46M | 2.83M | 2.87M | 2.49M | 0.00 | 75.00K | 464.00K | 4.52M | 3.40M | 0.00 | 4.99M | 5.50M | 6.73M |
| EBITDA Ratio | 0.00% | 13.40% | 44.83% | 23.19% | -123.48% | 46.30% | 36.06% | 31.71% | 35.44% | 41.80% | 40.35% | 52.42% | 61.72% | 68.59% | 88.57% | 123.70% | 162.83% | 166.23% | 127.68% | 114.38% | 8,624.64% | 1,374.66% | 1,024.02% | 3,435.20% |
| Operating Income | 0.00 | 1.23M | 3.82M | 2.17M | -12.28M | 4.21M | 3.45M | 2.91M | 3.46M | 4.52M | 4.50M | 5.91M | 4.73M | 5.04M | 5.62M | 7.81M | 8.94M | 8.89M | 8.54M | 5.85M | 5.87M | 4.99M | 5.50M | 6.73M |
| Operating Income Ratio | 0.00% | 13.40% | 41.71% | 20.48% | -126.33% | 43.39% | 33.09% | 28.42% | 32.43% | 39.37% | 37.93% | 50.44% | 58.32% | 64.55% | 84.04% | 119.01% | 156.66% | 160.60% | 127.47% | 115.62% | 8,505.80% | 1,374.66% | 1,024.02% | 3,435.20% |
| Total Other Income/Expenses | -1.96M | -1.05M | -998.00K | -989.00K | -277.00K | -1.15M | -1.20M | -1.17M | -1.67M | -1.60M | -1.61M | -25.00K | -67.00K | -1.01M | -1.85M | -6.21M | 0.00 | 0.00 | -2.21M | 200.00K | -2.30M | 5.86M | 5.87M | 8.57M |
| Income Before Tax | -1.96M | 1.23M | 1.55M | 2.17M | -12.28M | 953.00K | 1.29M | 1.45M | 2.10M | 3.09M | 2.89M | 4.14M | 2.56M | 1.86M | 640.00K | 1.91M | 1.37M | 1.30M | 2.31M | 2.50M | 1.43M | 1.59M | 1.44M | 2.22M |
| Income Before Tax Ratio | -27.14% | 13.40% | 16.94% | 20.48% | -126.33% | 9.83% | 12.35% | 14.17% | 19.67% | 26.93% | 24.30% | 35.36% | 31.48% | 23.82% | 9.57% | 29.11% | 24.04% | 23.52% | 34.50% | 49.40% | 2,078.26% | 438.29% | 268.34% | 1,134.69% |
| Income Tax Expense | -239.00K | 294.00K | 477.00K | 352.00K | 264.00K | 141.00K | -37.00K | 513.00K | 596.00K | 1.02M | 952.00K | 1.31M | 840.00K | 104.00K | 215.00K | 1.10M | 439.00K | 417.00K | 723.00K | 872.00K | 481.00K | 541.00K | 490.00K | 757.00K |
| Net Income | -1.72M | 933.00K | 1.08M | 1.82M | -12.55M | 812.00K | 1.32M | 935.00K | 1.50M | 2.07M | 1.93M | 2.84M | 1.72M | 1.76M | 425.00K | 808.00K | 932.00K | 885.00K | 1.59M | 1.63M | 953.00K | 1.05M | 951.00K | 1.47M |
| Net Income Ratio | -23.83% | 10.19% | 11.74% | 17.16% | -129.04% | 8.38% | 12.70% | 9.15% | 14.08% | 18.03% | 16.28% | 24.20% | 21.13% | 22.48% | 6.36% | 12.31% | 16.34% | 15.99% | 23.71% | 32.17% | 1,381.16% | 289.26% | 177.09% | 748.47% |
| EPS | -0.21 | 0.11 | 0.13 | 0.22 | -1.52 | 0.10 | 0.16 | 0.11 | 0.18 | 0.25 | 0.23 | 0.37 | 0.23 | 0.23 | 0.05 | 0.11 | 0.12 | 0.11 | 0.19 | 0.19 | 0.11 | 0.15 | 0.13 | 0.20 |
| EPS Diluted | -0.21 | 0.11 | 0.13 | 0.22 | -1.52 | 0.10 | 0.16 | 0.11 | 0.18 | 0.25 | 0.23 | 0.37 | 0.23 | 0.23 | 0.05 | 0.11 | 0.12 | 0.11 | 0.19 | 0.19 | 0.11 | 0.15 | 0.13 | 0.20 |
| Weighted Avg Shares Out | 8.10M | 8.13M | 8.21M | 8.22M | 8.25M | 8.34M | 8.37M | 8.35M | 8.32M | 8.35M | 8.37M | 7.95M | 7.55M | 7.53M | 7.52M | 7.56M | 7.74M | 7.99M | 8.36M | 7.19M | 7.19M | 7.19M | 7.19M | 7.19M |
| Weighted Avg Shares Out (Dil) | 8.10M | 8.13M | 8.21M | 8.22M | 8.25M | 8.34M | 8.37M | 8.35M | 8.32M | 8.35M | 8.37M | 7.95M | 7.55M | 7.53M | 7.55M | 7.57M | 7.74M | 7.99M | 8.36M | 7.19M | 7.19M | 7.19M | 7.19M | 7.19M |
Hometrust Bancshares (NASDAQ:HTBI) vs. Kentucky First Federal Bancorp (NASDAQ:KFFB) Critical Survey
Hometrust Bancshares (NASDAQ:HTBI) and Kentucky First Federal Bancorp (NASDAQ:KFFB) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, dividends, earnings...
First Defiance Financial (NASDAQ:FDEF) vs. Kentucky First Federal Bancorp (NASDAQ:KFFB) Critical Contrast
First Defiance Financial (NASDAQ:FDEF) and Kentucky First Federal Bancorp (NASDAQ:KFFB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership...
Analyzing Kearny Financial (NASDAQ:KRNY) and Kentucky First Federal Bancorp (NASDAQ:KFFB)
Kearny Financial (NASDAQ:KRNY) and Kentucky First Federal Bancorp (NASDAQ:KFFB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, institutional ownership, earnings...
Eastern Bank spinoff to give banks fintech capabilities in small-business lending
Numerated Growth Technologies has a platform that lets banks make lending decisions in as little as five minutes. The spinoff will be run by Dan O'Malley, Eastern's former chief digital officer.
Source: https://incomestatements.info
Category: Stock Reports