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Complete financial analysis of Kish Bancorp, Inc. (KISB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Kish Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Kish Bancorp, Inc. (KISB)
About Kish Bancorp, Inc.
Kish Bancorp, Inc., a diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas. Its deposit products include checking, savings, money market, certificates of deposit, individual retirement, and health savings accounts. The company's loan portfolio comprises home equity, personal, student, equipment and term, commercial real estate, agricultural, and professional loans, as well as lines of credit, letters of credit, and mortgage and credit card services. It also offers personal insurance products, including auto, homeowners and renters, farm, dwelling fire, flood, umbrella, motorcycle, boat, and recreational vehicles insurance; commercial insurance products, which comprise property, general liability, auto, business owners, workers' compensation, bonding, professional liability, and trucking and transportation insurance, as well as insurance for religious organizations, and farm and agriculture; trust and estate services; financial solutions that consist of financial planning, risk management, investment planning, financial position analysis, retirement income, and wealth transfer; savings and cash management services; cards; and retirement, executive compensation, employee education, group insurance, and business succession and protection solutions. In addition, the company provides digital banking, bill pay, e-statement, telephone and text banking, payroll and collection, merchant, and remote deposit capture services. Further, it offers travel services; and holds investments in equity securities. As of April 18, 2022, the company operated 17 offices and financial centers in Centre, Mifflin, Huntingdon, Blair, and Juniata counties; and a loan production office in Hudson, Ohio. Kish Bancorp, Inc. was founded in 1935 and is headquartered in Belleville, Pennsylvania.
Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2006 | 2005 | 2004 | 2003 | 2002 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 54.29M | 50.35M | 44.73M | 41.23M | 36.04M | 33.20M | 29.63M | 27.96M | 26.17M | 24.82M | 24.90M | 16.30M | 16.29M | 16.02M | 15.82M | 14.33M |
Cost of Revenue | -30.48M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross Profit | 84.77M | 50.35M | 44.73M | 41.23M | 36.04M | 33.20M | 29.63M | 27.96M | 26.17M | 24.82M | 24.90M | 16.30M | 16.29M | 16.02M | 15.82M | 14.33M |
Gross Profit Ratio | 156.15% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General & Administrative | 23.33M | 21.90M | 20.66M | 18.48M | 16.74M | 15.95M | 16.72M | 15.42M | 1.96M | 2.11M | 2.08M | 5.86M | 6.09M | 5.84M | 5.30M | 4.52M |
Selling & Marketing | 622.79K | 460.16K | 348.40K | 398.38K | 263.78K | 265.55K | 252.07K | 303.86K | 267.79K | 256.27K | 312.00K | 0.00 | 432.91K | 0.00 | 0.00 | 0.00 |
SG&A | 31.69M | 22.36M | 21.01M | 18.88M | 17.00M | 16.21M | 16.97M | 15.72M | 17.94M | 16.56M | 16.31M | 5.86M | 6.52M | 5.84M | 5.30M | 4.52M |
Other Expenses | 31.04M | -57.43M | -54.51M | -50.83M | -45.14M | -42.74M | -5.77M | -5.46M | 0.00 | 0.00 | 0.00 | -16.95M | -18.32M | -16.87M | -16.38M | -14.25M |
Operating Expenses | 55.00M | -35.07M | -33.50M | -31.95M | -28.14M | -26.53M | 5.77M | 5.46M | 21.05M | 19.69M | 19.91M | -11.09M | -11.80M | -11.03M | -11.07M | -9.73M |
Cost & Expenses | 31.69M | -35.07M | -33.50M | -31.95M | -28.14M | -26.53M | 30.51M | 27.88M | 21.05M | 19.69M | 19.91M | -11.09M | -11.80M | -11.03M | -11.07M | -9.73M |
Interest Income | 72.46M | 46.64M | 38.97M | 38.68M | 37.45M | 33.33M | 28.53M | 25.43M | 0.00 | 0.00 | 0.00 | 24.00M | 21.49M | 19.19M | 18.49M | 19.67M |
Interest Expense | 29.77M | 8.95M | 6.21M | 8.34M | 10.56M | 8.21M | 6.03M | 5.17M | 0.00 | 0.00 | 0.00 | 11.67M | 10.51M | 8.66M | 8.36M | 9.35M |
Depreciation & Amortization | 1.19M | 1.46M | 1.40M | 1.09M | 1.09M | 1.07M | 1.02M | 1.03M | -5.50M | -5.50M | -5.42M | 0.00 | 982.50K | 1.26M | 1.23M | 748.57K |
EBITDA | 17.74M | 16.75M | 12.63M | 10.37M | 8.99M | 7.74M | 6.16M | 6.60M | -378.99K | -373.06K | -434.58K | 5.21M | 0.00 | 0.00 | 0.00 | 0.00 |
EBITDA Ratio | 32.68% | 33.65% | 29.46% | 25.57% | 25.29% | 23.98% | 21.87% | 23.61% | -1.45% | -1.50% | -1.75% | 31.98% | 33.57% | 39.00% | 37.77% | 37.35% |
Operating Income | 22.60M | 15.28M | 11.23M | 9.28M | 7.90M | 6.67M | 5.14M | 5.25M | 5.50M | 5.50M | 5.42M | 5.21M | 4.48M | 4.99M | 4.75M | 4.61M |
Operating Income Ratio | 41.63% | 30.35% | 25.11% | 22.50% | 21.93% | 20.09% | 17.35% | 18.79% | 21.03% | 22.17% | 21.75% | 31.98% | 27.54% | 31.14% | 30.00% | 32.13% |
Total Other Income/Expenses | -6.45M | -5.37M | -5.70M | -5.51M | -4.79M | -4.23M | -3.72M | -3.29M | -3.11M | -3.13M | -3.60M | 0.00 | -562.00 | 0.00 | 0.00 | 0.00 |
Income Before Tax | 16.15M | 15.28M | 11.23M | 9.28M | 7.90M | 6.67M | 5.14M | 5.25M | 5.13M | 5.13M | 4.98M | 5.21M | 4.48M | 4.99M | 4.75M | 4.61M |
Income Before Tax Ratio | 29.76% | 30.35% | 25.11% | 22.50% | 21.93% | 20.09% | 17.35% | 18.79% | 19.58% | 20.67% | 20.01% | 31.98% | 27.54% | 31.14% | 30.00% | 32.13% |
Income Tax Expense | 2.65M | 2.42M | 1.35M | 1.24M | 896.54K | 640.56K | 1.00M | 637.38K | 630.91K | 771.52K | 763.72K | 1.07M | 705.31K | 914.45K | 745.56K | 794.36K |
Net Income | 13.50M | 12.86M | 9.88M | 8.04M | 7.01M | 6.03M | 4.04M | 4.62M | 4.49M | 4.36M | 4.22M | 4.14M | 3.78M | 4.07M | 4.00M | 3.81M |
Net Income Ratio | 24.87% | 25.54% | 22.09% | 19.50% | 19.44% | 18.16% | 13.63% | 16.51% | 17.17% | 17.56% | 16.94% | 25.41% | 23.21% | 25.43% | 25.29% | 26.59% |
EPS | 5.22 | 5.02 | 3.88 | 3.20 | 2.80 | 2.44 | 1.64 | 1.90 | 1.85 | 1.80 | 1.75 | 1.70 | 1.67 | 1.79 | 1.75 | 1.63 |
EPS Diluted | 5.13 | 4.90 | 3.76 | 3.12 | 2.70 | 2.35 | 1.64 | 1.89 | 1.84 | 1.80 | 1.76 | 1.70 | 1.66 | 1.77 | 1.74 | 1.61 |
Weighted Avg Shares Out | 2.59M | 2.56M | 2.54M | 2.52M | 2.50M | 2.47M | 2.46M | 2.45M | 2.44M | 2.42M | 2.40M | 2.44M | 2.26M | 2.28M | 2.29M | 2.34M |
Weighted Avg Shares Out (Dil) | 2.63M | 2.63M | 2.63M | 2.58M | 2.59M | 2.56M | 2.49M | 2.45M | 2.44M | 2.42M | 2.40M | 2.44M | 2.28M | 2.30M | 2.31M | 2.36M |
Kish Bancorp, Inc. Reports Net Income of $4.2 Million in the Third Quarter of 2024 and $10.4 Million in the First Nine Months of 2024
Kish Bancorp, Inc. Named to American Banker Magazine Top 100 Publicly Traded Community Banks
Source: https://incomestatements.info
Category: Stock Reports