See more : Orica Limited (ORI.AX) Income Statement Analysis – Financial Results
Complete financial analysis of KS Bancorp, Inc. (KSBI) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of KS Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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KS Bancorp, Inc. (KSBI)
About KS Bancorp, Inc.
KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides a range of community banking services to consumers and businesses. It offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; loan products, including vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation, and home equity loans, as well as home equity lines of credit; and credit cards. The company also provides business checking and savings, and payroll card accounts; construction loans, such as builders' speculative and pre-sale and commercial builder loans; commercial loans, including equipment, facilities purchase, debt refinancing, and real estate loans; and seasonal cash needs, inventory financing, and receivables financing lines of credit. In addition, it offers merchant, payroll, cash management, and remote deposit services; and mortgage services, including home purchase, home refinance, construction/permanent loans. Further, the company provides wealth management services comprising investment management, financial and retirement planning, trust and estate, and private banking services. It operates through nine full service branch offices located in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield, North Carolina. The company was incorporated in 1924 and is headquartered in Smithfield, North Carolina.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 32.62M | 25.33M | 22.68M | 21.61M | 20.49M | 19.68M | 18.00M | 16.89M | 12.48M | 12.08M | 11.77M | 12.24M | 11.22M | 9.95M | 8.70M | 8.34M | 7.87M | 6.65M | 6.94M | 5.14M | 274.44K | 181.29K | 269.01K | 100.00K | 100.00K | 0.00 |
| Cost of Revenue | -238.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 32.62M | 25.33M | 22.68M | 21.61M | 20.49M | 19.68M | 18.00M | 16.89M | 12.48M | 12.08M | 11.77M | 12.24M | 11.22M | 9.95M | 8.70M | 8.34M | 7.87M | 6.65M | 6.94M | 5.14M | 274.44K | 181.29K | 269.01K | 100.00K | 100.00K | 0.00 |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 0.00 | 660.54K | 574.18K | 608.06K | 892.00K | 835.00K | 785.00K | 762.00K | 925.00K | 896.00K | 828.00K | 792.00K | 4.69M | 4.24M | 3.85M | 3.49M | 2.79M | 2.45M | 2.22M | 1.87M | 1.55M | 1.34M | 1.12M | 1.00M | 800.00K | 1.60M |
| Selling & Marketing | 243.00K | 137.00K | 71.01K | 108.52K | 162.00K | 125.00K | 78.00K | 95.00K | 63.00K | 66.00K | 42.00K | 48.00K | 202.00K | 129.00K | 144.13K | 160.36K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 243.00K | 137.00K | 645.19K | 716.57K | 9.39M | 9.16M | 8.82M | 8.74M | 8.48M | 7.99M | 7.84M | 7.91M | 4.89M | 4.36M | 4.00M | 3.65M | 2.79M | 2.45M | 2.22M | 1.87M | 1.55M | 1.34M | 1.12M | 1.00M | 800.00K | 1.60M |
| Other Expenses | 23.23M | -3.34M | -3.25M | -3.08M | 0.00 | -3.10M | -2.98M | -2.94M | 0.00 | 0.00 | 0.00 | 0.00 | -13.07M | -12.02M | -10.89M | -9.81M | -8.54M | -6.87M | -5.92M | -5.10M | 177.15K | 450.31K | -65.06K | 600.00K | 1.10M | -700.00K |
| Operating Expenses | 23.47M | 3.34M | 3.25M | 3.08M | 11.43M | 3.10M | 2.98M | 2.94M | 10.34M | 10.32M | 10.46M | 11.48M | -8.18M | -7.66M | -6.89M | -6.16M | -5.75M | -4.42M | -3.70M | -3.22M | 1.73M | 1.79M | 1.06M | 1.60M | 1.90M | 900.00K |
| Cost & Expenses | 23.47M | 15.76M | 14.97M | 16.03M | 15.86M | 15.19M | 13.75M | 13.61M | 10.34M | 10.32M | 10.46M | 11.48M | -8.18M | -7.66M | -6.89M | -6.16M | -5.75M | -4.42M | -3.70M | -3.22M | 1.73M | 1.79M | 1.06M | 1.60M | 1.90M | 900.00K |
| Interest Income | 29.38M | 22.03M | 19.75M | 18.91M | 17.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.76M | 15.32M | 12.06M | 11.51M | 12.20M | 12.51M | 12.00M | 10.63M | 10.15M | 8.73M | 7.54M | 6.80M | 6.20M | 6.10M |
| Interest Expense | 9.15M | 1.65M | 2.14M | 3.59M | 4.73M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 9.37M | 6.76M | 4.46M | 4.33M | 5.20M | 7.06M | 6.74M | 5.79M | 5.69M | 4.65M | 4.01M | 3.50M | 2.80M | 3.00M |
| Depreciation & Amortization | 773.32K | 809.46K | 678.17K | 634.48K | -4.63M | -4.48M | -4.32M | -3.18M | -2.02M | -2.03M | -1.88M | -2.26M | 0.00 | 0.00 | 516.16K | 485.15K | 332.49K | 338.79K | 303.13K | 245.48K | 175.70K | 115.69K | 86.76K | 0.00 | 0.00 | 0.00 |
| EBITDA | 8.61M | 0.00 | 0.00 | 6.22M | -5.10M | 10.00K | -68.00K | 96.00K | 116.00K | -545.00K | -825.00K | -1.70M | 3.03M | 2.29M | 0.00 | 2.66M | 2.46M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.70M | 2.00M | 900.00K |
| EBITDA Ratio | 26.40% | 3.20% | 2.99% | -1.43% | -22.58% | 0.05% | -0.38% | 0.57% | 0.93% | -4.51% | -7.01% | -13.91% | 27.04% | 23.04% | 26.75% | 31.90% | 31.21% | 38.68% | 51.07% | 42.10% | 793.33% | 1,151.78% | 525.80% | 1,700.00% | 2,000.00% | 0.00% |
| Operating Income | 9.15M | 580.98K | 7.71M | 5.90M | 4.63M | 4.48M | 4.32M | 3.18M | 2.02M | 2.03M | 1.88M | 2.26M | 3.03M | 2.29M | 1.81M | 2.17M | 2.13M | 2.23M | 3.24M | 1.92M | 2.00M | 1.97M | 1.33M | 1.70M | 2.00M | 900.00K |
| Operating Income Ratio | 28.04% | 2.29% | 34.00% | 27.28% | 22.58% | 22.76% | 24.01% | 18.84% | 16.16% | 16.80% | 15.96% | 18.46% | 27.04% | 23.04% | 20.81% | 26.08% | 26.98% | 33.59% | 46.70% | 37.33% | 729.31% | 1,087.97% | 493.55% | 1,700.00% | 2,000.00% | 0.00% |
| Total Other Income/Expenses | -1.31M | -2.46M | -2.82M | -634.48K | 0.00 | 10.00K | -68.00K | 96.00K | 116.00K | -269.00K | -564.00K | -1.50M | 0.00 | 0.00 | -61.00 | 0.00 | 0.00 | 0.00 | 0.00 | -6.04M | 4.42M | -4.77M | 3.46M | 3.30M | 3.30M | 0.00 |
| Income Before Tax | 7.84M | 9.57M | 7.71M | 5.59M | 4.63M | 4.49M | 4.25M | 3.28M | 2.13M | 1.76M | 1.32M | 764.00K | 3.03M | 2.29M | 1.81M | 2.17M | 2.13M | 2.23M | 3.24M | 1.92M | 2.00M | 1.97M | 1.33M | 1.70M | 2.00M | 900.00K |
| Income Before Tax Ratio | 24.03% | 37.80% | 34.00% | 25.85% | 22.58% | 22.82% | 23.63% | 19.41% | 17.09% | 14.58% | 11.17% | 6.24% | 27.04% | 23.04% | 20.81% | 26.08% | 26.98% | 33.59% | 46.70% | 37.33% | 729.31% | 1,087.97% | 493.55% | 1,700.00% | 2,000.00% | 0.00% |
| Income Tax Expense | 1.63M | 2.02M | 1.62M | 1.22M | 985.00K | 947.00K | 2.19M | 1.17M | 717.00K | 490.00K | 266.00K | 26.00K | 844.00K | 604.00K | 520.46K | 772.32K | 789.48K | 860.00K | 1.25M | 756.50K | 743.06K | 751.22K | 502.39K | 600.00K | 700.00K | 300.00K |
| Net Income | 6.21M | 7.56M | 6.09M | 4.37M | 3.64M | 3.54M | 2.06M | 2.11M | 1.42M | 994.00K | 788.00K | 531.00K | 2.19M | 1.69M | 1.29M | 1.40M | 1.34M | 1.37M | 1.99M | 1.16M | 1.26M | 1.22M | 825.32K | 1.10M | 1.30M | 600.00K |
| Net Income Ratio | 19.03% | 29.84% | 26.87% | 20.22% | 17.77% | 18.00% | 11.44% | 12.49% | 11.35% | 8.23% | 6.69% | 4.34% | 19.52% | 16.97% | 14.83% | 16.81% | 16.96% | 20.66% | 28.73% | 22.62% | 458.55% | 673.58% | 306.80% | 1,100.00% | 1,300.00% | 0.00% |
| EPS | 5.60 | 6.82 | 5.50 | 3.95 | 3.29 | 3.00 | 1.57 | 1.61 | 1.08 | 0.76 | 0.60 | 0.41 | 1.67 | 1.24 | 1.08 | 0.97 | 0.94 | 0.98 | 1.42 | 0.86 | 0.93 | 0.92 | 0.76 | 0.00 | 0.00 | 0.00 |
| EPS Diluted | 5.60 | 6.82 | 5.50 | 3.95 | 3.29 | 3.00 | 1.57 | 1.61 | 1.08 | 0.76 | 0.60 | 0.41 | 1.67 | 1.24 | 1.08 | 0.95 | 0.92 | 0.96 | 1.39 | 0.79 | 0.84 | 0.83 | 0.76 | 0.00 | 0.00 | 0.00 |
| Weighted Avg Shares Out | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.18M | 1.31M | 1.31M | 1.31M | 1.31M | 1.31M | 1.30M | 1.31M | 1.31M | 1.20M | 1.45M | 1.41M | 1.40M | 1.40M | 1.36M | 1.35M | 1.33M | 1.08M | 0.00 | 0.00 | 0.00 |
| Weighted Avg Shares Out (Dil) | 1.11M | 1.11M | 1.11M | 1.11M | 1.11M | 1.18M | 1.31M | 1.31M | 1.31M | 1.31M | 1.31M | 1.30M | 1.31M | 1.31M | 1.20M | 1.47M | 1.45M | 1.43M | 1.43M | 1.48M | 1.49M | 1.47M | 1.08M | 0.00 | 0.00 | 0.00 |
KS Bancorp, Inc. (KSBI) Announces Third Quarter 2024 Financial Results and Cash Dividend
KS Bancorp, Inc. (KSBI) Announces Second Quarter 2024 Financial Results and Cash Dividend
KS Bancorp, Inc. (KSBI) Announces First Quarter 2023 Financial Results and Cash Dividend
KS Bancorp, Inc. (KSBI) Announces Fourth Quarter 2023 Financial Results and Cash Dividend
KS Bancorp, Inc. (KSBI) Announces Third Quarter 2023 Financial Results and Cash Dividend
KS Bancorp, Inc. (KSBI) Announces Second Quarter 2023 Financial Results and Cash Dividend
Source: https://incomestatements.info
Category: Stock Reports