Live Oak Bancshares, Inc. (LOB) Income Statement Analysis

See more : C2E Energy, Inc. (OOGI) Income Statement Analysis – Financial Results

Complete financial analysis of Live Oak Bancshares, Inc. (LOB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Live Oak Bancshares, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.

You may be interested

Live Oak Bancshares, Inc. (LOB)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.liveoakbank.com

About Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
Revenue	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.30M	130.17M	104.09M	76.92M	57.79M	50.53M	38.13M
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.30M	130.17M	104.09M	76.92M	57.79M	50.53M	38.13M
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	191.72M	180.58M	132.00M	120.00M	110.27M	102.72M	96.87M	76.50M	51.29M	37.22M	26.97M	22.50M	13.48M
Selling & Marketing	12.56M	10.54M	5.00M	3.51M	5.94M	6.02M	6.36M	4.53M	4.33M	3.32M	2.32M	2.18M	2.28M
SG&A	204.28M	191.12M	137.00M	123.51M	116.20M	108.74M	103.23M	81.03M	55.62M	40.53M	29.29M	24.68M	15.75M
Other Expenses	229.30M	-255.68M	-392.19M	-376.54M	-298.72M	-213.93M	-40.21M	-33.43M	0.00	-94.17M	-12.21M	-55.49M	-36.84M
Operating Expenses	433.58M	-64.56M	-231.20M	-237.24M	-182.51M	-105.20M	6.36M	4.53M	4.33M	-53.63M	17.08M	-30.80M	-21.09M
Cost & Expenses	433.58M	-64.56M	-231.20M	-237.24M	-182.51M	-105.20M	6.36M	4.53M	4.33M	-53.63M	17.08M	-30.80M	-21.09M
Interest Income	688.28M	444.47M	361.21M	288.41M	227.98M	162.64M	103.47M	57.27M	34.45M	20.51M	15.30M	11.73M	8.74M
Interest Expense	342.97M	116.97M	64.43M	93.69M	87.90M	54.60M	25.44M	14.62M	8.86M	5.85M	4.52M	3.63M	2.74M
Depreciation & Amortization	21.27M	20.78M	21.37M	21.69M	19.97M	16.39M	10.28M	4.20M	3.44M	2.16M	1.46M	673.00K	331.00K
EBITDA	104.10M	231.11M	232.15M	69.08M	42.83M	62.43M	108.53M	21.47M	37.83M	17.06M	29.44M	15.47M	14.64M
EBITDA Ratio	87.12%	88.83%	52.53%	24.27%	21.09%	56.86%	75.56%	27.73%	44.88%	33.08%	58.90%	40.37%	45.58%
Operating Income	103.47M	327.30M	210.79M	47.39M	23.47M	100.65M	123.69M	31.84M	43.28M	23.29M	32.58M	19.72M	17.05M
Operating Income Ratio	86.59%	83.52%	47.69%	16.65%	11.39%	48.90%	69.77%	24.46%	41.58%	30.28%	56.38%	39.03%	44.71%
Total Other Income/Expenses	-20.64M	-116.97M	-4.90M	-14.69M	-7.89M	-2.68M	63.66M	-24.66M	-26.00K	352.00K	4.11M	-673.00K	0.00
Income Before Tax	82.83M	210.32M	210.79M	47.39M	23.47M	46.05M	98.25M	17.21M	34.40M	17.44M	27.94M	14.80M	14.31M
Income Before Tax Ratio	69.32%	53.67%	47.69%	16.65%	11.39%	22.37%	55.42%	13.22%	33.04%	22.67%	48.35%	29.29%	37.53%
Income Tax Expense	8.93M	34.12M	43.79M	-12.15M	5.43M	-5.40M	-2.25M	3.44M	13.80M	7.39M	-120.00K	-1.30M	0.00
Net Income	73.90M	176.21M	167.00M	59.54M	18.03M	51.45M	100.50M	13.77M	20.63M	10.05M	28.06M	16.10M	14.31M
Net Income Ratio	61.84%	44.97%	37.78%	20.92%	8.76%	24.99%	56.68%	10.58%	19.81%	13.06%	48.56%	31.85%	37.53%
EPS	1.67	4.33	3.87	1.46	0.45	1.28	2.75	0.40	0.66	0.35	0.98	0.41	0.50
EPS Diluted	1.64	4.22	3.71	1.43	0.44	1.24	2.65	0.39	0.65	0.34	0.96	0.41	0.49
Weighted Avg Shares Out	44.35M	41.77M	43.17M	40.68M	40.22M	40.06M	36.59M	34.20M	31.08M	28.62M	28.62M	23.97M	28.62M
Weighted Avg Shares Out (Dil)	45.09M	41.77M	45.07M	41.77M	41.05M	41.45M	37.86M	35.09M	31.97M	29.36M	29.36M	24.42M	29.36M

Small-Cap Surprises: 7 Undiscovered Growth Stocks Poised to Explode

January 18, 2024investorplace.com

Investors looking for high-risk yet potentially high-reward opportunities can find plenty of them among small-cap growth stocks. Arguably, the small-caps category (stocks with a market capitalization between $300 million and $2 billion) offers the best of both worlds.

Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2023 Financial Results

January 10, 2024globenewswire.com

WILMINGTON, N.C., Jan. 10, 2024 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (“Live Oak”) (NYSE: LOB) today announced that it will report its fourth quarter 2023 financial results after U.S. financial markets close on Wednesday, January 24, 2024.

Stiegler EdTech Announces Grant from Live Oak Bank to Expand its Newly Launched Varsity Esports & STEM League to Eastern NC

January 9, 2024prnewswire.com

WILMINGTON, N.C. , Jan. 9, 2024 /PRNewswire/ -- Stiegler EdTech announced today that its latest Charlotte-based technology workforce program Varsity Esports & STEM League (VESL) is expanding to Eastern NC thanks to the leadership and continued support of Live Oak...

5 Low-Leverage Stocks to Buy Amid Mixed Investor Sentiments

January 8, 2024zacks.com

The crux of safe investment lies in choosing a company that is not burdened with debt, as a debt-free stock is almost impossible to find. You may buy LOB, MAR, CAH, FN and WING.

Best Momentum Stocks to Buy for December 27th

December 27, 2023zacks.com

CWCO, LOB and ARCH made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on December 27, 2023.

New Strong Buy Stocks for December 27th

December 27, 2023zacks.com

ARCH, CWCO, LOB, DOCN and BLX have been added to the Zacks Rank #1 (Strong Buy) List on December 27, 2023.

Live Oak Bancshares (LOB) Moves 10.9% Higher: Will This Strength Last?

December 15, 2023zacks.com

Live Oak Bancshares (LOB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Live Oak Bancshares: Time For A Downgrade

December 13, 2023seekingalpha.com

Live Oak Bancshares has seen a significant increase in its stock price, leading to questions about whether it still offers strong upside or not. The bank has experienced improvements in its balance sheet, with an increase in loans, cash, securities,...

Live Oak Bank Tops SBA's 100 Most Active 7(a) Lenders

November 20, 2023globenewswire.com

WILMINGTON, N.C., Nov. 20, 2023 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration for the sixth year in a row.

Live Oak Bancshares Announces Executive Appointments, Including Walter J. Phifer Named as Chief Financial Officer

November 14, 2023globenewswire.com

WILMINGTON, N.C., Nov. 14, 2023 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today that its Board of Directors has made several organizational appointments including naming a new Chief Financial Officer and President of Live Oak Bancshares.

1 2 3 4 5 6 7 8 9 10

Source: https://incomestatements.info
Category: Stock Reports

Live Oak Bancshares, Inc. (LOB) Income Statement Analysis – Financial Results

Leave a Reply Cancel reply

Recent Posts

Categories