See more : Austevoll Seafood ASA (ASTVF) Income Statement Analysis – Financial Results
Complete financial analysis of Nicholas Financial, Inc. (NICK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Nicholas Financial, Inc., a leading company in the Financial – Credit Services industry within the Financial Services sector.
You may be interested
- Zhejiang Dongri Limited Company (600113.SS) Income Statement Analysis – Financial Results
- Procorp, S.A.B. de C.V. (PROCORPB.MX) Income Statement Analysis – Financial Results
- Ponni Sugars (Erode) Limited (PONNIERODE.BO) Income Statement Analysis – Financial Results
- Ontrak, Inc. (OTRK) Income Statement Analysis – Financial Results
- Chengdu SIWI Science and Technology Company Limited (1202.HK) Income Statement Analysis – Financial Results
Nicholas Financial, Inc. (NICK)
Industry: Financial - Credit Services
Sector: Financial Services
Website: https://www.nicholasfinancial.com
About Nicholas Financial, Inc.
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22.24M | 40.41M | 44.35M | 50.04M | 53.58M | 61.80M | 73.76M | 81.47M | 81.68M | 80.46M | 77.64M | 65.00M | 63.27M | 62.77M | 56.47M | 53.10M | 50.08M | 46.71M | 42.68M | 32.83M | 25.50M | 22.38M | 20.22M | 17.80M | 14.07M | 10.42M | 7.94M | 6.21M | 5.83M |
| Cost of Revenue | 84.00K | 2.17M | 20.05M | 19.08M | 392.00K | 380.00K | 469.00K | 492.00K | 458.00K | 0.00 | 19.64M | 18.34M | 17.60M | 12.87K | 18.29K | 17.50K | 34.59K | 17.84K | 45.23K | 64.56K | 66.19K | 83.90K | 78.62K | 84.87K | 90.47K | 102.37K | 105.92K | 98.83K | 140.79K |
| Gross Profit | 22.15M | 38.24M | 24.30M | 30.96M | 53.19M | 61.42M | 73.29M | 80.97M | 81.22M | 80.46M | 58.00M | 46.66M | 45.68M | 62.76M | 56.45M | 53.08M | 50.05M | 46.69M | 42.63M | 32.77M | 25.43M | 22.29M | 20.14M | 17.71M | 13.98M | 10.32M | 7.83M | 6.11M | 5.69M |
| Gross Profit Ratio | 99.62% | 94.64% | 54.79% | 61.86% | 99.27% | 99.39% | 99.36% | 99.40% | 99.44% | 100.00% | 74.70% | 71.79% | 72.19% | 99.98% | 99.97% | 99.97% | 99.93% | 99.96% | 99.89% | 99.80% | 99.74% | 99.63% | 99.61% | 99.52% | 99.36% | 99.02% | 98.67% | 98.41% | 97.59% |
| Research & Development | -0.94 | -0.74 | 0.08 | 0.20 | 0.04 | -0.06 | 0.04 | 0.10 | 0.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 0.00 | 30.88M | 32.17M | 31.84M | 34.43M | 33.55M | 33.15M | 35.55M | 34.10M | 32.61M | 30.34M | 29.11M | 25.57M | 24.21M | 21.82M | 20.63M | 6.12M | 5.14M | 4.45M | 3.55M | 9.92M | 8.46M | 7.30M | 6.36M | 5.23M | 3.95M | 3.00M | 2.39M | 2.06M |
| Selling & Marketing | 0.00 | 1.17M | 1.83M | 1.27M | 1.55M | 2.45M | 1.49M | 1.44M | 1.50M | 1.56M | 1.49M | 1.45M | 1.25M | 1.22M | 1.21M | 1.25M | 1.31M | 1.23M | 1.24M | 878.19K | 865.93K | 654.57K | 565.63K | 445.87K | 396.31K | 369.97K | 319.76K | 248.48K | 216.20K |
| SG&A | -0.94 | 1.17M | 34.00M | 31.84M | 34.43M | 33.55M | 33.15M | 35.55M | 34.10M | 32.61M | 30.34M | 29.11M | 26.82M | 25.43M | 23.02M | 21.88M | 7.43M | 6.37M | 5.69M | 4.43M | 10.78M | 9.12M | 7.87M | 6.80M | 5.62M | 4.32M | 3.32M | 2.64M | 2.28M |
| Other Expenses | -3.35M | -30.28M | -68.94M | -70.94M | -85.77M | 32.83M | 38.32M | 37.94M | 28.36M | 21.76M | 18.98M | 15.17M | 12.18M | 4.88M | 11.64M | 16.74M | 20.74M | 16.05M | 15.57M | 11.60M | 2.41M | 2.40M | 2.10M | 1.62M | 1.16M | 1.03M | 931.40K | 523.94K | 839.86K |
| Operating Expenses | 15.52M | 1.17M | -34.94M | -39.09M | -51.33M | 66.00M | 71.00M | 73.00M | 62.00M | 54.00M | 49.00M | 44.00M | 39.00M | 30.31M | 34.67M | 38.62M | 28.17M | 22.42M | 21.26M | 16.02M | 13.19M | 11.52M | 9.97M | 8.42M | 6.78M | 5.35M | 4.25M | 3.16M | 3.12M |
| Cost & Expenses | 15.52M | 1.17M | -34.94M | -39.09M | -51.33M | 66.00M | 71.00M | 73.00M | 62.00M | 54.00M | 24.79M | 19.79M | 18.85M | 30.32M | 34.69M | 38.64M | 28.21M | 22.44M | 21.30M | 16.09M | 13.26M | 11.60M | 10.05M | 8.50M | 6.87M | 5.45M | 4.36M | 3.26M | 3.26M |
| Interest Income | 22.24M | 44.27M | 49.71M | 54.21M | 62.10M | 71.30M | 83.92M | 90.47M | 90.71M | 86.79M | 82.61M | 70.59M | 68.12M | 5.60M | 5.17M | 5.38M | 6.31M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 929.00K | 3.93M | 5.37M | 5.98M | 8.52M | 9.50M | 10.14M | 9.22M | 9.01M | 5.97M | 5.68M | 5.12M | 4.89M | 5.60M | 5.17M | 5.38M | 6.31M | 1.26M | 4.33M | 3.63M | 3.85M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 42.25M | 73.11M | 40.37M | 39.09M | 59.55M | 75.89M | 80.75M | 81.20M | 70.26M | 366.28K | 317.50K | 284.59K | 287.84K | 266.69K | 322.05K | 355.89K | 351.10K | 362.75K | 335.26K | 221.75K | 210.13K | 190.26K | 189.73K | 145.57K | 91.05K | 90.01K | 82.76K | 82.90K | 73.56K |
| EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.65% | -71.21% | 25.26% | 25.55% | 8.50% | 8.57% | 18.67% | 22.65% | 36.20% | 40.31% | 44.45% | 58.29% | 65.34% | 52.91% | 40.98% | 25.03% | 44.38% | 40.89% | 40.71% | 40.61% | 33.72% | 31.41% | 31.95% | 31.90% | 32.13% | 25.87% | 19.91% | 22.10% | 19.41% |
| Operating Income | 84.00K | -29.17M | 9.41M | 10.95M | 2.25M | 4.92M | 13.30M | 17.96M | 29.11M | 32.07M | -24.77M | -19.75M | -18.80M | 32.45M | 21.79M | 14.47M | 21.88M | 24.27M | 21.37M | 16.74M | 12.24M | 10.77M | 10.17M | 9.29M | 7.20M | 4.96M | 3.58M | 2.95M | 2.58M |
| Operating Income Ratio | 0.38% | -72.20% | 21.22% | 21.87% | 4.19% | 7.96% | 18.03% | 22.05% | 35.64% | 39.86% | -31.91% | -30.39% | -29.72% | 51.70% | 38.58% | 27.24% | 43.68% | 51.97% | 50.08% | 51.00% | 48.01% | 48.15% | 50.30% | 52.22% | 51.17% | 47.65% | 45.08% | 47.45% | 44.16% |
| Total Other Income/Expenses | -20.80M | -4.73M | -23.85M | -13.23M | -295.00K | -9.50M | 0.00 | -350.00K | 0.00 | 0.00 | -1.00K | -18.24M | 36.15M | -5.10M | -4.13M | -6.91M | -6.31M | -5.54M | -4.33M | -3.63M | -3.85M | -3.94M | -3.90M | -3.76M | -2.77M | -2.36M | -2.08M | -1.66M | -1.52M |
| Income Before Tax | -17.36M | -32.70M | 4.05M | 10.95M | 2.25M | -4.59M | 3.16M | 8.74M | 20.11M | 26.10M | 28.52M | 32.53M | 36.16M | 27.35M | 17.65M | 7.55M | 15.57M | 18.74M | 17.04M | 13.11M | 8.39M | 6.84M | 6.27M | 5.53M | 4.43M | 2.61M | 1.50M | 1.29M | 1.06M |
| Income Before Tax Ratio | -78.08% | -80.94% | 9.12% | 21.87% | 4.19% | -7.42% | 4.29% | 10.73% | 24.62% | 32.44% | 36.73% | 50.04% | 57.15% | 43.56% | 31.25% | 14.22% | 31.08% | 40.12% | 39.93% | 39.94% | 32.90% | 30.56% | 31.01% | 31.08% | 31.48% | 25.01% | 18.87% | 20.77% | 18.15% |
| Income Tax Expense | -17.45M | 1.42M | 1.05M | 2.60M | -1.22M | -940.00K | 4.26M | 3.33M | 7.73M | 9.24M | 11.81M | 12.56M | 13.93M | 10.54M | 6.79M | 2.83M | 5.89M | 7.16M | 6.48M | 5.03M | 3.18M | 2.56M | 2.34M | 2.12M | 1.85M | 1.00M | 583.96K | 497.28K | 396.75K |
| Net Income | -20.80M | -34.12M | 3.00M | 8.35M | 3.47M | -3.65M | -1.10M | 5.41M | 12.38M | 16.86M | 16.70M | 19.97M | 22.23M | 16.81M | 10.86M | 4.72M | 9.67M | 11.58M | 10.56M | 8.08M | 5.21M | 4.28M | 3.93M | 3.41M | 2.58M | 1.60M | 913.69K | 792.25K | 662.15K |
| Net Income Ratio | -93.54% | -84.44% | 6.76% | 16.69% | 6.47% | -5.90% | -1.49% | 6.64% | 15.16% | 20.95% | 21.51% | 30.72% | 35.13% | 26.77% | 19.24% | 8.88% | 19.31% | 24.79% | 24.74% | 24.61% | 20.44% | 19.13% | 19.45% | 19.17% | 18.31% | 15.38% | 11.51% | 12.76% | 11.35% |
| EPS | -2.85 | -4.71 | 0.39 | 1.09 | 0.45 | -0.46 | -0.14 | 0.70 | 1.60 | 1.40 | 1.38 | 1.67 | 1.89 | 1.45 | 0.95 | 0.42 | 0.88 | 1.06 | 0.97 | 0.77 | 0.63 | 0.52 | 0.49 | 0.44 | 0.33 | 0.21 | 0.12 | 0.11 | 0.10 |
| EPS Diluted | -2.85 | -4.71 | 0.39 | 1.09 | 0.45 | -0.46 | -0.14 | 0.69 | 1.59 | 1.38 | 1.36 | 1.63 | 1.85 | 1.41 | 0.93 | 0.41 | 0.85 | 1.02 | 0.92 | 0.73 | 0.58 | 0.49 | 0.45 | 0.40 | 0.29 | 0.19 | 0.11 | 0.11 | 0.10 |
| Weighted Avg Shares Out | 7.29M | 7.25M | 7.57M | 7.63M | 7.70M | 7.86M | 7.82M | 7.73M | 7.74M | 12.01M | 12.10M | 11.98M | 11.75M | 11.61M | 11.47M | 11.27M | 11.00M | 10.92M | 10.86M | 10.46M | 8.31M | 8.21M | 8.03M | 7.71M | 7.76M | 7.78M | 7.81M | 7.26M | 6.63M |
| Weighted Avg Shares Out (Dil) | 7.29M | 7.25M | 7.57M | 7.63M | 7.70M | 7.93M | 7.84M | 7.84M | 7.79M | 12.19M | 12.33M | 12.22M | 12.03M | 11.89M | 11.69M | 11.44M | 11.33M | 11.32M | 11.50M | 11.11M | 8.96M | 8.72M | 8.69M | 8.48M | 8.77M | 8.66M | 8.63M | 7.32M | 6.63M |
NICK HALL LEADS ‘AMAZING GRACE' WITH HUGE CROWD IN TIMES SQUARE, PROPELLING ANTHEM OF GRACE CAMPAIGN FURTHER DURING JESUS WEEK EVENT
Pulse Evangelism Bolsters Event To Make Jesus Known Among Thousands, Generating An Atmosphere Of Celebration And Worship In The Heart Of New York City Pulse Evangelism Bolsters Event To Make Jesus Known Among Thousands, Generating An Atmosphere Of Celebration And...
Nicholas Financial's Boise, Idaho Grand Opening
CLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our...
Nicholas Financial Reports 4th Quarter and Fiscal Year 2021 Results
CLEARWATER, Fla., June 02, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) announced net income for the three months ended March 31, 2021 of $1.9 million compared to $2.3 million for the three months ended March 31, 2020. Diluted...
Nicholas Financial's Salt Lake City Grand Opening
CLEARWATER, Fla., March 08, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our...
Nicholas Financial Reports 3rd Quarter Fiscal Year 2021 Results
CLEARWATER, Fla., Feb. 03, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) announced net income for the three months ended December 31, 2020 of $3.8 million compared to $0.3 million for the three months ended December 31, 2019. Diluted...
Nicholas Financial's Milwaukee Grand Opening
CLEARWATER, Fla., Jan. 25, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our...
Nicholas Financial's Columbia Grand Opening
CLEARWATER, Fla., Dec. 11, 2020 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our...
Is Nicholas Financial (NICK) A Good Stock To Buy?
We at Insider Monkey have gone over 817 13F filings that hedge funds and prominent investors are required to file by the SEC The 13F filings show the funds' and investors' portfolio positions as of September 30th. In this article,...
Nicholas Financial's Las Vegas Grand Opening
CLEARWATER, Fla., Nov. 13, 2020 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our...
Source: https://incomestatements.info
Category: Stock Reports