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Complete financial analysis of Oak Valley Bancorp (OVLY) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Oak Valley Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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Oak Valley Bancorp (OVLY)
About Oak Valley Bancorp
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 80.67M | 65.65M | 54.26M | 49.77M | 46.08M | 43.28M | 40.16M | 35.94M | 29.51M | 29.05M | 27.56M | 27.99M | 27.93M | 27.78M | 26.28M | 23.04M | 21.03M | 19.02M | 16.48M | 14.19M | 11.27M | 8.46M | 7.11M |
| Cost of Revenue | 6.76M | 6.84M | 6.27M | 5.86M | 5.78M | 5.31M | 5.06M | 5.22M | 5.98M | 4.42M | 3.97B | 3.68B | 3.19B | 2.98B | 3.18B | 3.25B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 73.91M | 58.81M | 47.99M | 43.91M | 40.30M | 37.97M | 35.10M | 30.72M | 23.54M | 24.64M | -3.94B | -3.65B | -3.16B | -2.95B | -3.15B | -3.23B | 21.03M | 19.02M | 16.48M | 14.19M | 11.27M | 8.46M | 7.11M |
| Gross Profit Ratio | 91.62% | 89.58% | 88.44% | 88.22% | 87.46% | 87.72% | 87.41% | 85.47% | 79.75% | 84.80% | -14,311.56% | -13,030.23% | -11,325.54% | -10,637.94% | -11,987.76% | -14,011.14% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 26.11M | 23.05M | 20.21M | 17.97M | 17.40M | 16.29M | 14.11M | 13.56M | 11.72M | 11.12M | 9.98M | 10.01M | 10.34M | 9.40M | 9.67M | 9.31M | 8.59M | 7.58M | 5.80M | 4.92M | 4.16M | 3.09M | 2.42M |
| Selling & Marketing | 7.27M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 198.00K | 166.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 33.38M | 23.05M | 20.21M | 17.97M | 17.40M | 16.29M | 14.11M | 13.56M | 11.72M | 11.12M | 9.98M | 10.01M | 10.34M | 9.40M | 9.67M | 9.31M | 8.59M | 7.58M | 5.80M | 4.92M | 4.16M | 3.09M | 2.42M |
| Other Expenses | 0.00 | 6.84M | -52.79M | -50.00M | -46.79M | -44.76M | -32.90M | -32.38M | -27.68M | -24.41M | 3.94B | 3.65B | 3.16B | 2.96B | 3.15B | 3.23B | -10.31M | -9.00M | -9.57M | -10.18M | -8.30M | -4.76M | -2.14M |
| Operating Expenses | 33.38M | 6.84M | -32.58M | -32.03M | -29.39M | -26.33M | -18.79M | -18.82M | -15.96M | -13.29M | 3.95B | 3.66B | 3.17B | 2.96B | 3.16B | 3.24B | -1.72M | -1.42M | -3.76M | -5.27M | -4.15M | -1.67M | 283.95K |
| Cost & Expenses | 33.38M | 6.84M | -32.58M | -32.03M | -29.39M | -26.33M | 5.06M | 5.22M | 5.98M | 4.42M | 3.97B | 3.68B | 3.19B | 2.98B | 3.18B | 3.25B | -1.72M | -1.42M | -3.76M | -5.27M | -4.15M | -1.67M | 283.95K |
| Interest Income | 80.67M | 60.08M | 48.84M | 44.96M | 41.03M | 38.57M | 34.18M | 31.53M | 25.40M | 25.29M | 24.28M | 24.85M | 26.83M | 27.93M | 23.64M | 29.25M | 31.84M | 28.70M | 21.44M | 16.35M | 12.88M | 11.38M | 10.91M |
| Interest Expense | 4.86M | 1.12M | 971.00K | 1.15M | 1.57M | 1.61M | 1.07M | 764.00K | 615.00K | 647.00K | 827.75K | 1.14M | 1.65M | 2.92M | 5.64M | 8.73M | 13.01M | 11.36M | 6.28M | 3.61M | 3.35M | 3.95M | 4.66M |
| Depreciation & Amortization | 0.00 | 1.31M | 1.33M | 1.20M | 1.09M | 1.19M | 1.12M | 1.25M | 1.21M | 1.17M | 1.16M | 1.14M | 998.01K | 957.36K | 1.03M | 1.12M | 0.00 | 893.47K | 870.97K | 616.70K | 605.85K | 65.51K | 143.08K |
| EBITDA | 0.00 | 30.84M | 22.82M | 18.94M | 17.78M | 16.53M | 16.37M | 12.39M | 8.17M | 11.87M | 9.76M | 9.73M | 10.10M | 7.94M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 48.68% | 42.39% | 38.06% | 38.59% | 41.91% | 43.41% | 36.60% | 29.76% | 43.08% | 38.41% | 38.83% | 41.83% | 39.09% | 33.78% | 55.70% | 91.82% | 97.25% | 82.45% | 67.22% | 68.59% | 80.99% | 106.01% |
| Operating Income | 40.31M | 30.81M | 21.68M | 17.74M | 16.69M | 16.95M | 16.31M | 11.90M | 7.58M | 11.34M | 9.42M | 9.73M | 10.68M | 9.90M | 7.84M | 11.72M | 19.31M | 17.61M | 12.71M | 8.92M | 7.13M | 6.79M | 7.39M |
| Operating Income Ratio | 49.97% | 46.93% | 39.95% | 35.65% | 36.22% | 39.17% | 40.61% | 33.12% | 25.67% | 39.04% | 34.20% | 34.77% | 38.26% | 35.64% | 29.84% | 50.86% | 91.82% | 92.55% | 77.16% | 62.88% | 63.21% | 80.22% | 103.99% |
| Total Other Income/Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -5.86M | -6.48M | 0.00 | -4.25M | -461.00K | 0.00 | -959.55K | 78.00 | 0.00 | 42.02K | -11.36M | -6.28M | -3.61M | -3.35M | -3.95M | -4.66M |
| Income Before Tax | 40.31M | 29.69M | 21.68M | 17.74M | 16.69M | 15.35M | 15.24M | 11.14M | 6.96M | 10.70M | 8.60M | 8.59M | 9.04M | 6.98M | 2.20M | 2.98M | 6.30M | 6.24M | 6.43M | 5.31M | 3.78M | 2.84M | 2.73M |
| Income Before Tax Ratio | 49.97% | 45.23% | 39.95% | 35.65% | 36.22% | 35.46% | 37.95% | 31.00% | 23.59% | 36.81% | 31.19% | 30.70% | 32.35% | 25.13% | 8.38% | 12.95% | 29.97% | 32.82% | 39.02% | 37.43% | 33.53% | 33.50% | 38.45% |
| Income Tax Expense | 9.46M | 6.79M | 5.34M | 4.06M | 4.20M | 3.81M | 6.15M | 3.47M | 2.05M | 3.57M | 2.71M | 2.81M | 3.18M | 2.35M | 203.00K | 822.05K | 2.33M | 2.41M | 2.50M | 2.06M | 1.46M | 1.04M | 1.08M |
| Net Income | 30.85M | 22.90M | 16.34M | 13.69M | 12.49M | 11.54M | 9.09M | 7.67M | 4.91M | 7.12M | 5.89M | 5.78M | 5.86M | 4.63M | 2.00M | 2.16M | 3.97M | 3.83M | 3.93M | 3.25M | 2.32M | 1.80M | 1.66M |
| Net Income Ratio | 38.24% | 34.89% | 30.11% | 27.50% | 27.10% | 26.66% | 22.65% | 21.33% | 16.63% | 24.51% | 21.36% | 20.65% | 20.98% | 16.66% | 7.61% | 9.38% | 18.87% | 20.14% | 23.88% | 22.92% | 20.56% | 21.23% | 23.33% |
| EPS | 3.75 | 2.80 | 2.01 | 1.68 | 1.54 | 1.43 | 1.13 | 0.95 | 0.61 | 0.90 | 0.75 | 0.69 | 0.61 | 0.49 | 0.15 | 0.27 | 0.53 | 0.54 | 0.57 | 0.49 | 0.41 | 0.32 | 0.31 |
| EPS Diluted | 3.75 | 2.79 | 2.00 | 1.68 | 1.54 | 1.42 | 1.13 | 0.95 | 0.61 | 0.89 | 0.74 | 0.69 | 0.61 | 0.49 | 0.15 | 0.27 | 0.52 | 0.52 | 0.54 | 0.47 | 0.40 | 0.32 | 0.30 |
| Weighted Avg Shares Out | 8.23M | 8.17M | 8.15M | 8.12M | 8.10M | 8.08M | 8.05M | 8.05M | 7.99M | 7.94M | 7.80M | 7.74M | 7.71M | 7.69M | 7.72M | 7.64M | 7.36M | 7.10M | 6.95M | 6.65M | 5.62M | 5.55M | 5.39M |
| Weighted Avg Shares Out (Dil) | 8.23M | 8.20M | 8.18M | 8.14M | 8.12M | 8.10M | 8.05M | 8.08M | 8.04M | 7.99M | 7.85M | 7.77M | 7.74M | 7.72M | 7.72M | 7.74M | 7.55M | 7.10M | 7.34M | 7.01M | 5.88M | 5.67M | 5.49M |
Oak Valley Community Bank Announces Commercial Banking Officer Hiring
OAKDALE, Calif., Nov. 12, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that David Skitarelic has joined the bank as Vice President, Commercial Banking Officer. He is based out of...
Oak Valley Community Bank Receives Approval On $125,000 in Grants Submitted to Support Turlock Gospel Mission and Habitat for Humanity of Tuolumne County
OAKDALE, Calif., Nov. 05, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced they have received approval on two 2024 AHEAD grants which were submitted to the Federal Home Loan Bank...
Oak Valley Bancorp Reports 3rd Quarter Results
OAKDALE, Calif., Oct. 18, 2024 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results. For the three...
Oak Valley Community Bank Announces Branch Manager Hiring
OAKDALE, Calif., Oct. 04, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that Heather Diaz has joined the bank as Vice President, Branch Manager of the Modesto-McHenry Office, located at...
Modesto Gospel Mission Receives Approval on $2 Million Affordable Housing Program (AHP) Grant Submitted Through Oak Valley Community Bank
OAKDALE, Calif., Aug. 01, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank (OVCB), a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that the Federal Home Loan Bank of San Francisco (FHLBank San Francisco) has awarded Modesto Gospel Mission...
Oak Valley Bancorp Reports 2nd Quarter Results and Announces Cash Dividend
OAKDALE, Calif., July 18, 2024 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank and their Eastern Sierra Community Bank division, recently reported unaudited consolidated financial results. For the three...
Oak Valley Community Bank Director Retires
OAKDALE, Calif., June 24, 2024 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY) (the “Company”), the bank holding company for Oak Valley Community Bank (the “Bank”) and their Eastern Sierra Community Bank division, announced the retirement of Ronald C. Martin...
Oak Valley Community Bank Announces Branch Manager Hiring
OAKDALE, Calif, June 11, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY), announced that Melissa Loeb has joined the bank as Vice President, Branch Manager of the Roseville Office, located at...
Oak Valley Bancorp Honored with the 2023 Raymond James Community Bankers Cup Award
OAKDALE, Calif., May 30, 2024 (GLOBE NEWSWIRE) -- Oak Valley Bancorp (NASDAQ: OVLY), the parent company of Oak Valley Community Bank, has been awarded the 2023 Raymond James Community Bankers Cup as one of the top 10% of community banks...
Oak Valley Community Bank Named One of Central Valley's Best Places to Work
OAKDALE, Calif., April 26, 2024 (GLOBE NEWSWIRE) -- Oak Valley Community Bank, a wholly-owned subsidiary of Oak Valley Bancorp (NASDAQ: OVLY) is pleased to announce that it was named by Best Companies Group as one of 2024 Best Places to...
Source: https://incomestatements.info
Category: Stock Reports