CPI Card Group Inc. (PMTS) Income Statement Analysis

See more : Arch Capital Group Ltd. (ACGLN) Income Statement Analysis – Financial Results

Complete financial analysis of CPI Card Group Inc. (PMTS) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of CPI Card Group Inc., a leading company in the Financial – Credit Services industry within the Financial Services sector.

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CPI Card Group Inc. (PMTS)

Industry: Financial - Credit Services

Sector: Financial Services

Website: https://www.cpicardgroup.com

About CPI Card Group Inc.

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks. Its products include Europay, Mastercard, And Visa (EMV) and non-EMV financial payment cards and metal cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, group service providers, and card transaction processors in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is based in Littleton, Colorado.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Revenue	444.55M	475.75M	375.12M	312.19M	278.07M	255.81M	254.86M	308.70M	374.11M	261.01M	196.37M	183.79M
Cost of Revenue	289.06M	299.98M	233.69M	201.88M	186.75M	177.22M	179.87M	206.80M	238.29M	179.28M	136.87M	130.90M
Gross Profit	155.49M	175.77M	141.43M	110.31M	91.32M	78.59M	74.99M	101.90M	135.82M	81.73M	59.50M	52.89M
Gross Profit Ratio	34.98%	36.95%	37.70%	35.33%	32.84%	30.72%	29.42%	33.01%	36.31%	31.31%	30.30%	28.78%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	0.00	0.00	0.00	0.00	0.00	68.01M	67.26M	66.71M	61.12M	0.00	0.00	0.00
Selling & Marketing	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-2.70M	0.00	0.00	0.00	0.00
SG&A	88.26M	90.78M	75.70M	65.79M	65.74M	68.01M	67.26M	64.01M	61.12M	42.65M	29.42M	29.23M
Other Expenses	0.00	5.86M	6.26M	6.13M	6.03M	16.00K	11.00K	20.00K	359.00K	47.26M	18.00K	32.99M
Operating Expenses	93.90M	96.64M	81.96M	71.92M	71.78M	74.00M	74.02M	70.22M	67.42M	47.26M	33.35M	32.99M
Cost & Expenses	382.96M	396.62M	315.66M	273.80M	258.53M	251.23M	253.89M	277.02M	305.71M	226.53M	170.22M	163.88M
Interest Income	0.00	29.62M	30.61M	25.40M	24.89M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest Expense	26.91M	29.62M	30.61M	25.40M	24.89M	23.43M	20.85M	20.04M	0.00	7.51M	0.00	0.00
Depreciation & Amortization	15.93M	14.89M	15.10M	16.83M	17.25M	18.41M	16.92M	16.93M	16.00M	14.79M	14.30M	12.67M
EBITDA	77.31M	93.65M	74.56M	55.11M	40.62M	22.70M	-1.85M	48.61M	84.40M	47.08M	40.57M	32.07M
EBITDA Ratio	17.39%	19.86%	19.88%	17.65%	13.14%	8.99%	7.45%	16.76%	22.91%	19.14%	20.66%	17.45%
Operating Income	61.59M	79.13M	59.46M	38.39M	19.54M	4.59M	-18.11M	28.98M	67.72M	34.47M	26.15M	19.90M
Operating Income Ratio	13.85%	16.63%	15.85%	12.30%	7.03%	1.79%	-7.10%	9.39%	18.10%	13.21%	13.32%	10.83%
Total Other Income/Expenses	-27.13M	-29.98M	-35.64M	-25.51M	-26.23M	-23.73M	-39.40M	-20.44M	-18.61M	-8.21M	-7.96M	-5.27M
Income Before Tax	34.46M	49.15M	23.82M	12.89M	-678.00K	-19.14M	-38.38M	8.54M	49.11M	26.26M	18.19M	14.64M
Income Before Tax Ratio	7.75%	10.33%	6.35%	4.13%	-0.24%	-7.48%	-15.06%	2.77%	13.13%	10.06%	9.26%	7.96%
Income Tax Expense	10.48M	12.61M	7.88M	-3.31M	3.65M	-4.34M	-16.37M	3.14M	17.85M	10.29M	6.99M	5.91M
Net Income	23.99M	36.54M	15.94M	16.13M	-4.33M	-37.46M	-22.01M	5.40M	30.86M	13.30M	8.59M	4.93M
Net Income Ratio	5.40%	7.68%	4.25%	5.17%	-1.56%	-14.64%	-8.64%	1.75%	8.25%	5.10%	4.37%	2.68%
EPS	2.10	3.24	1.42	1.44	-0.39	-3.36	-1.98	0.50	-0.20	-3.77	-3.25	0.60
EPS Diluted	2.01	3.11	1.36	1.44	-0.39	-3.36	-1.98	0.50	-0.20	-3.77	-3.25	0.60
Weighted Avg Shares Out	11.43M	11.29M	11.24M	11.23M	11.20M	11.15M	11.12M	10.80M	8.96M	8.24M	8.16M	8.25M
Weighted Avg Shares Out (Dil)	11.92M	11.75M	11.76M	11.23M	11.20M	11.15M	11.12M	10.80M	9.02M	8.26M	8.21M	8.26M

How Much Upside is Left in CPI Card Group (PMTS)? Wall Street Analysts Think 37.18%

May 9, 2024zacks.com

The consensus price target hints at a 37.2% upside potential for CPI Card Group (PMTS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness...

CPI Card Group Inc. (PMTS) Surpasses Q1 Earnings and Revenue Estimates

May 7, 2024zacks.com

CPI Card Group Inc. (PMTS) came out with quarterly earnings of $0.46 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.91 per share a year ago.

CPI Card Group Inc. Reports First Quarter 2024 Results

May 7, 2024businesswire.com

LITTLETON, Colo.--(BUSINESS WIRE)--CPI Card Group Inc. Reports First Quarter 2024 Results.

CPI Card Group Inc. to Release First Quarter Results on May 7, 2024

April 26, 2024businesswire.com

LITTLETON, Colo.--(BUSINESS WIRE)--CPI Card Group to Release First Quarter Results on May 7, 2024.

CPI Card Group® Announces Expansion with New Production Facility in Fort Wayne, Indiana

April 9, 2024businesswire.com

FORT WAYNE, Ind.--(BUSINESS WIRE)--CPI Card Group Inc. (NASDAQ: PMTS) (“CPI” or “the Company”), a payments technology company providing a range of credit, debit, and prepaid card and digital solutions, including Software-as-a-Service (SaaS) instant issuance, today announced the construction of a...

CPI Card Group® Partners With MEA Financial Enterprises LLC to Offer Cardholder Solutions for Digital Wallets

March 13, 2024businesswire.com

LITTLETON, Colo.--(BUSINESS WIRE)--CPI Card Group Inc. (Nasdaq: PMTS) (“CPI” or “the Company”), a payments technology company providing a range of credit, debit, and prepaid card and digital solutions, including Software-as-a-Service (SaaS) instant issuance, today announced a referral relationship with MEA...

CPI Card Group Q4: Unjustified Sell-Off Provides A Buying Opportunity

March 10, 2024seekingalpha.com

CPI Card Group reported Q4 results with weakness in financials due to customers' inventory management and cautious spending, in line with expectations when excluding a severance package. The company's 2024 outlook implies a recovery into growth in H2/2024 as short-term...