See more : Polaris Media ASA (POL.OL) Income Statement Analysis – Financial Results
Complete financial analysis of Pepper Money Limited (PPM.AX) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Pepper Money Limited, a leading company in the Financial – Credit Services industry within the Financial Services sector.
- Unichem Laboratories Limited (UNICHEMLAB.BO) Income Statement Analysis – Financial Results
- RLF Limited (RLF.BO) Income Statement Analysis – Financial Results
- WFE Technology Corporation (6474.TWO) Income Statement Analysis – Financial Results
- Sands China Ltd. (SCHYF) Income Statement Analysis – Financial Results
- Yuanta SPAC 16 (474490.KQ) Income Statement Analysis – Financial Results
Pepper Money Limited (PPM.AX)
About Pepper Money Limited
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages and personal loans, and broker administration servicing. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 417.70M | 427.80M | 395.70M | 774.10M | 34.40M | 1.08B | 794.26M | 370.35M | 293.51M | 232.36M | 148.30M | 92.30M |
| Cost of Revenue | 76.50M | 76.10M | 71.70M | 69.20M | 3.37M | 16.93M | 14.90M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 341.20M | 351.70M | 324.00M | 704.90M | 31.03M | 1.06B | 779.36M | 370.35M | 293.51M | 232.36M | 148.30M | 92.30M |
| Gross Profit Ratio | 81.69% | 82.21% | 81.88% | 91.06% | 90.20% | 98.43% | 98.12% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 23.80M | 19.90M | 19.90M | 0.12 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 138.20M | 123.80M | 109.40M | 39.50M | 308.76M | 297.52M | 230.07M | 209.69M | 208.81M | 121.41M | 0.00 | 0.00 |
| Selling & Marketing | 14.90M | 13.80M | 10.80M | 10.40M | 16.17M | 13.48M | 11.75M | 9.67M | 6.58M | 3.89M | 0.00 | 0.00 |
| SG&A | 187.70M | 137.60M | 120.20M | 133.30M | 324.92M | 310.99M | 241.82M | 219.36M | 215.39M | 125.31M | 58.40M | 26.50M |
| Other Expenses | 0.00 | 37.30M | 17.10M | 439.50M | 439.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 269.00M | 174.90M | 137.30M | 208.00M | 548.33M | 437.15M | 352.43M | 291.05M | 283.32M | 187.62M | 105.20M | 56.50M |
| Cost & Expenses | 269.00M | 174.90M | 137.30M | 262.10M | 17.44M | 609.14M | 455.63M | 291.05M | 283.32M | 187.62M | 105.20M | 56.50M |
| Interest Income | 1.40B | 955.40M | 690.30M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 1.07B | 579.80M | 334.00M | 367.90M | 11.95M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 21.90M | 20.40M | 24.50M | 24.40M | -56.35M | 16.93M | 14.90M | -70.28M | -7.05M | -51.98M | -43.00M | -35.80M |
| EBITDA | 0.00 | 0.00 | 545.10M | 536.40M | 8.74M | 488.02M | 353.54M | 9.05M | 3.20M | -7.14M | 300.00K | 0.00 |
| EBITDA Ratio | 0.00% | 52.03% | 98.31% | 76.62% | 25.40% | 45.18% | 44.51% | 2.44% | 1.09% | -3.07% | 0.20% | 0.00% |
| Operating Income | 153.50M | 202.20M | 368.50M | 568.70M | 16.96M | 471.10M | 338.64M | 70.28M | 7.05M | 51.98M | 43.00M | 35.80M |
| Operating Income Ratio | 36.75% | 47.27% | 93.13% | 73.47% | 49.30% | 43.61% | 42.64% | 18.98% | 2.40% | 22.37% | 29.00% | 38.79% |
| Total Other Income/Expenses | -4.80M | -2.10M | -358.80M | -370.50M | -52.18M | -457.28M | -291.48M | 9.03M | 3.14M | -7.24M | 100.00K | 0.00 |
| Income Before Tax | 148.70M | 201.70M | 186.30M | 141.50M | 4.16M | 13.82M | 47.16M | 79.31M | 10.20M | 44.74M | 43.10M | 35.80M |
| Income Before Tax Ratio | 35.60% | 47.15% | 47.08% | 18.28% | 12.10% | 1.28% | 5.94% | 21.41% | 3.47% | 19.25% | 29.06% | 38.79% |
| Income Tax Expense | 40.00M | 61.20M | 55.60M | 42.10M | 811.37K | 3.61M | 16.18M | 17.66M | 6.79M | 6.74M | 14.50M | 11.20M |
| Net Income | 110.70M | 141.00M | 312.90M | -29.60M | 3.35M | 20.51M | 41.43M | 61.66M | 3.46M | 38.10M | 28.80M | 24.60M |
| Net Income Ratio | 26.50% | 32.96% | 79.08% | -3.82% | 9.74% | 1.90% | 5.22% | 16.65% | 1.18% | 16.40% | 19.42% | 26.65% |
| EPS | 0.25 | 0.32 | 0.34 | -0.07 | 0.01 | 0.05 | 0.09 | 0.35 | 0.03 | 0.37 | 134.48 | 114.87 |
| EPS Diluted | 0.24 | 0.31 | 0.34 | -0.07 | 0.01 | 0.05 | 0.09 | 0.35 | 0.03 | 0.37 | 135.85 | 116.04 |
| Weighted Avg Shares Out | 439.70M | 439.64M | 359.40M | 439.50M | 439.50M | 439.50M | 439.50M | 176.18M | 133.80M | 102.98M | 214.15K | 214.15K |
| Weighted Avg Shares Out (Dil) | 456.00M | 448.46M | 359.40M | 439.50M | 439.50M | 439.50M | 439.50M | 178.00M | 136.96M | 103.79M | 212.00K | 212.00K |
Source: https://incomestatements.info
Category: Stock Reports