See more : Hawaiian Holdings, Inc. (HA) Income Statement Analysis – Financial Results
Complete financial analysis of Radian Group Inc. (RDN) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Radian Group Inc., a leading company in the Insurance – Specialty industry within the Financial Services sector.
You may be interested
- Compagnie de Chemins de Fer Départementaux Société Anonyme (MLCFD.PA) Income Statement Analysis – Financial Results
- Silver Viper Minerals Corp. (VIPRF) Income Statement Analysis – Financial Results
- Berenson Acquisition Corp. I (BACA) Income Statement Analysis – Financial Results
- Vipul Limited (VIPUL.BO) Income Statement Analysis – Financial Results
- ITbook Holdings Co.,Ltd. (1447.T) Income Statement Analysis – Financial Results
Radian Group Inc. (RDN)
About Radian Group Inc.
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.24B | 1.19B | 1.33B | 1.44B | 1.53B | 1.27B | 1.22B | 1.24B | 1.19B | 1.07B | 758.99M | 817.70M | 1.95B | 417.47M | 1.31B | 1.81B | 201.05M | 1.33B | 1.30B | 1.36B | 1.36B | 1.15B | 947.20M | 615.43M | 552.81M | 332.97M | 277.31M | 222.60M | 165.60M | 130.50M | 107.20M | 83.50M |
| Cost of Revenue | 386.07M | 463.51M | 427.40M | 366.78M | 414.45M | 378.94M | 371.92M | 359.07M | 336.12M | 295.89M | 284.53M | 196.67M | 175.81B | 191.94B | 203.77B | 255.50M | 192.17M | 242.63M | 225.98M | 205.69M | 211.08M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 854.52M | 727.22M | 902.53M | 1.07B | 1.11B | 894.06M | 849.71M | 879.38M | 857.13M | 776.80M | 474.46M | 621.03M | -173.86B | -191.52B | -202.46B | 1.55B | 8.88M | 1.09B | 1.07B | 1.16B | 1.15B | 1.15B | 947.20M | 615.43M | 552.81M | 332.97M | 277.31M | 222.60M | 165.60M | 130.50M | 107.20M | 83.50M |
| Gross Profit Ratio | 68.88% | 61.07% | 67.86% | 74.50% | 72.86% | 70.23% | 69.56% | 71.01% | 71.83% | 72.42% | 62.51% | 75.95% | -8,925.88% | -45,877.99% | -15,414.95% | 85.87% | 4.42% | 81.73% | 82.59% | 84.92% | 84.52% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 1.24B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 43.90M | 96.90M | 27.90M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.00 | 381.15M | -568.51M | -962.77M | -681.46M | -527.33M | -877.78M | -758.34M | -756.34M | -971.41M | -972.28M | -1.27B | -1.58B | -2.01B | -1.56B | -3.20B | -1.12B | -551.59M | -592.23M | -717.88M | -983.08M | -679.47M | -524.46M | -270.40M | -344.69M | -217.77M | -179.82M | -143.82M | -125.90M | -98.60M | -82.90M | -67.50M |
| Operating Expenses | 1.24B | 381.15M | -568.51M | -962.77M | -681.46M | -527.33M | -877.78M | -758.34M | -756.34M | -971.41M | -972.28M | -1.27B | -1.58B | -2.01B | -1.56B | -3.20B | -1.12B | -551.59M | -592.23M | -717.88M | -983.08M | -679.47M | -524.46M | -270.40M | -344.69M | -217.77M | -179.82M | -143.82M | -125.90M | -98.60M | -82.90M | -67.50M |
| Cost & Expenses | 1.24B | 237.95M | 565.10M | 959.18M | 677.96M | 588.82M | 874.89M | 754.77M | 755.42M | 665.53M | 966.04M | 1.26B | 1.58B | 2.00B | 1.56B | 2.48B | 2.27B | 514.68M | 557.81M | 638.46M | 831.67M | 550.81M | 441.67M | 262.96M | 333.35M | 207.14M | 174.82M | 140.02M | 23.40M | 22.50M | 18.10M | 13.40M |
| Interest Income | 0.00 | 84.45M | 84.34M | 71.15M | 56.31M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -40.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 89.70M | 84.45M | 84.34M | 71.15M | 56.31M | 61.49M | 62.76M | 81.13M | 91.10M | 90.46M | 74.62M | 51.83M | 61.39M | 41.78M | 46.01M | 53.51M | 53.07M | 48.15M | 43.04M | 34.66M | 37.54M | 28.82M | 17.80M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 0.00 | 19.51M | 19.35M | 22.14M | 16.39M | 31.83M | 45.07M | 71.02M | 12.99M | 8.65M | 80.14M | 72.39M | 63.12M | 39.79M | 20.08M | 16.19M | 19.33M | 37.00M | 34.04M | 27.96M | 17.31M | 796.00K | 2.49M | 54.63M | 58.80M | 36.10M | 31.30M | 26.90M | 23.40M | 22.50M | 18.10M | 13.40M |
| EBITDA | 0.00 | 1.06B | 868.53M | 572.74M | 934.69M | 777.51M | 438.70M | 635.83M | 610.56M | 407.16M | -29.00M | -319.98M | 493.03M | -1.50B | -176.19M | -604.43M | -2.00B | 898.41M | 817.42M | 760.25M | 586.31M | 630.90M | 425.23M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 41.15% | 57.51% | 33.43% | 56.83% | 64.00% | 30.41% | 39.83% | 37.70% | 10.25% | -17.54% | -46.18% | 21.93% | -370.93% | -17.28% | -76.36% | -448.80% | 61.25% | 57.00% | 49.42% | 29.15% | 41.09% | 44.89% | 64.94% | 48.28% | 45.44% | 46.44% | 47.48% | 38.10% | 41.69% | 39.55% | 35.21% |
| Operating Income | 880.07M | 485.65M | 761.42M | 475.84M | 845.50M | 745.68M | 343.85M | 480.11M | 436.91M | 101.28M | -213.29M | -449.99M | 364.12M | -1.59B | -247.04M | -1.40B | -921.65M | 776.36M | 705.92M | 646.17M | 380.07M | 472.63M | 422.74M | 345.03M | 208.12M | 115.20M | 97.49M | 78.78M | 39.70M | 31.90M | 24.30M | 16.00M |
| Operating Income Ratio | 70.94% | 40.79% | 57.25% | 33.08% | 55.37% | 58.58% | 28.15% | 38.77% | 36.62% | 9.44% | -28.10% | -55.03% | 18.69% | -380.46% | -18.81% | -77.25% | -458.42% | 58.46% | 54.38% | 47.37% | 27.88% | 41.02% | 44.63% | 56.06% | 37.65% | 34.60% | 35.15% | 35.39% | 23.97% | 24.44% | 22.67% | 19.16% |
| Total Other Income/Expenses | -112.58M | -99.30M | -86.99M | -959.18M | -110.58M | -69.29M | -874.89M | -754.77M | -755.42M | 0.00 | -173.35M | -223.60M | -61.33M | 7.71M | 4.76M | -48.92M | -1.15B | 208.84M | 34.42M | 145.84M | 151.41M | 128.68M | 82.79M | 7.44M | 11.35M | 197.91M | 5.01M | 3.80M | 28.50M | 24.40M | 25.60M | 16.40M |
| Income Before Tax | 767.49M | 952.78M | 764.83M | 479.44M | 848.99M | 684.19M | 346.74M | 483.69M | 437.83M | 407.16M | -207.06M | -444.20M | 368.51M | -1.58B | -242.28M | -674.13M | -2.07B | 813.27M | 740.34M | 725.59M | 531.48M | 601.28M | 505.53M | 352.47M | 219.47M | 125.82M | 102.49M | 82.58M | 68.20M | 56.30M | 49.90M | 32.40M |
| Income Before Tax Ratio | 61.86% | 80.02% | 57.51% | 33.33% | 55.60% | 53.75% | 28.38% | 39.06% | 36.69% | 37.96% | -27.28% | -54.32% | 18.92% | -378.40% | -18.45% | -37.29% | -1,029.05% | 61.24% | 57.03% | 53.19% | 38.99% | 52.19% | 53.37% | 57.27% | 39.70% | 37.79% | 36.96% | 37.10% | 41.18% | 43.14% | 46.55% | 38.80% |
| Income Tax Expense | 164.37M | 209.85M | 164.16M | 85.82M | 176.68M | 78.18M | 225.65M | 175.43M | 156.29M | -852.42M | -10.07M | 7.27M | 66.36M | 226.19M | -94.40M | -263.55M | -778.62M | 231.10M | 217.49M | 206.94M | 145.58M | 174.11M | 145.11M | 103.53M | 71.33M | 34.77M | 27.53M | 20.35M | 17.40M | 15.20M | 14.10M | 10.60M |
| Net Income | 603.12M | 742.93M | 600.67M | 393.63M | 672.31M | 606.01M | 121.09M | 308.25M | 286.92M | 959.52M | -196.99M | -451.47M | 302.15M | -1.81B | -147.88M | -410.58M | -1.29B | 582.17M | 522.85M | 518.65M | 385.90M | 427.17M | 360.42M | 248.94M | 148.14M | 91.05M | 74.97M | 62.22M | 50.80M | 41.10M | 35.80M | 21.80M |
| Net Income Ratio | 48.62% | 62.39% | 45.17% | 27.36% | 44.03% | 47.60% | 9.91% | 24.89% | 24.05% | 89.45% | -25.95% | -55.21% | 15.51% | -432.58% | -11.26% | -22.71% | -641.78% | 43.84% | 40.28% | 38.02% | 28.31% | 37.08% | 38.05% | 40.45% | 26.80% | 27.35% | 27.03% | 27.95% | 30.68% | 31.49% | 33.40% | 26.11% |
| EPS | 3.81 | 4.42 | 3.19 | 2.01 | 3.22 | 2.83 | 0.56 | 1.46 | 1.44 | 5.20 | -1.18 | -3.41 | 2.28 | -15.74 | -1.80 | -5.12 | -16.22 | 7.16 | 6.11 | 5.55 | 4.13 | 4.52 | 4.03 | 3.31 | 2.00 | 1.94 | 1.54 | 1.28 | 1.05 | 0.86 | 0.73 | 0.49 |
| EPS Diluted | 3.77 | 4.35 | 3.16 | 2.00 | 3.20 | 2.77 | 0.55 | 1.34 | 1.16 | 4.10 | -1.14 | -3.41 | 2.26 | -15.74 | -1.80 | -5.12 | -16.22 | 7.08 | 5.89 | 5.30 | 3.92 | 4.29 | 3.92 | 3.26 | 1.96 | 1.86 | 1.53 | 1.27 | 1.05 | 0.85 | 0.73 | 0.49 |
| Weighted Avg Shares Out | 158.14M | 167.93M | 188.37M | 195.44M | 208.77M | 214.27M | 215.32M | 211.79M | 199.91M | 184.55M | 166.37M | 132.53M | 132.37M | 114.70M | 81.94M | 80.26M | 79.56M | 81.34M | 85.64M | 93.42M | 93.43M | 94.56M | 89.36M | 75.17M | 73.90M | 46.97M | 48.76M | 48.80M | 48.61M | 48.07M | 48.71M | 44.80M |
| Weighted Avg Shares Out (Dil) | 160.13M | 170.66M | 190.26M | 196.64M | 210.34M | 218.55M | 220.41M | 229.26M | 246.33M | 233.90M | 173.10M | 132.53M | 133.86M | 114.70M | 82.16M | 80.26M | 79.56M | 82.26M | 88.75M | 97.90M | 98.50M | 99.50M | 92.00M | 76.30M | 75.63M | 49.04M | 48.98M | 48.88M | 48.61M | 48.35M | 48.71M | 44.80M |
Radian Group (RDN) Q2 Earnings Top, Revenues Miss Estimates
Radian Group (RDN) Q2 results reflect higher monthly premium policy insurance in force and a decline in single premium policy insurance in force, partially offset by higher expenses.
Radian (RDN) Tops Q2 Earnings Estimates
Radian (RDN) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $1.36 per share a year ago.
Radian Announces Second Quarter 2023 Financial Results
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported net income for the quarter ended June 30, 2023, of $146 million, or $0.91 per diluted share. This compares with net income for the quarter ended June 30, 2022, of $201...
Radian Group Inc. Seems To Be Quite Fairly Valued At The Moment
Radian Group's stock price has risen nearly 30% in the last six months, as the company benefits from lower interest rates and a strong investment portfolio. The company has been growing its dividend aggressively, with a payout ratio of 17.5%,...
Radian to Webcast Second Quarter Conference Call
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Thursday, August 3, 2023 at 12:00 p.m. Eastern time to discuss the company's second quarter 2023 results, which will be announced after the...
Here's Why Radian Group (RDN) Stock is an Attractive Pick Now
Radian Group (RDN) is well-poised to grow, driven by improved persistency, higher mortgage interest rates and a strong capital position.
3 Insurance Stocks to Buy as Powell Hints at More Rate Hikes
With interest rate hikes impending, profit margins of insurers are expected to get a boost. Thus, investing in stocks such as Unum Group (UNM), MGIC Investment (MTG) and Radian Group (RDN) seems judicious.
Radian to Host Investor Day Today
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) will host an Investor Day today, Tuesday, June 20, 2023, from 9:00 a.m. to 2:00 p.m. EDT and ring the Closing Bell at the New York Stock Exchange in New York City. The...
5 Dividend-Paying Multiline Insurers That Ensure Stable Income
Multiline insurers like Assurant Inc. (AIZ), Radian Group Inc. (RDN), Old Republic International Corporation (ORI), MetLife Inc. (MET) and Prudential Financial Inc. (PRU), which have an impressive dividend history, offer a breather amid volatility.
Are Investors Undervaluing Radian Group (RDN) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong...
Source: https://incomestatements.info
Category: Stock Reports