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Complete financial analysis of Redwood Capital Bancorp (RWCB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Redwood Capital Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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Redwood Capital Bancorp (RWCB)
About Redwood Capital Bancorp
Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company accepts checking, savings, and money market accounts, as well as certificates of deposit. It also offers real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, and personal credits. In addition, the company provides credit and debit cards, re-order checks, and online and mobile banking services. It serves clients through its branches located in Eureka, Fortuna, and Arcata, California. The company was founded in 2004 and is based in Eureka, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2006 | 2005 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23.48M | 21.00M | 19.52M | 18.06M | 17.41M | 16.85M | 15.05M | 14.18M | 11.92M | 10.68M | 9.89M | 5.26M | 3.30M | 784.75K |
| Cost of Revenue | -2.41M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 25.89M | 21.00M | 19.52M | 18.06M | 17.41M | 16.85M | 15.05M | 14.18M | 11.92M | 10.68M | 9.89M | 5.26M | 3.30M | 784.75K |
| Gross Profit Ratio | 110.28% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 9.73M | 8.23M | 8.82M | 8.06M | 7.09M | 6.51M | 5.93M | 5.55M | 5.31M | 4.88M | 4.11M | 2.29M | 1.69M | 1.03M |
| Selling & Marketing | 538.50K | 501.52K | 484.72K | 603.53K | 556.60K | 494.61K | 475.56K | 410.60K | 405.57K | 355.50K | 300.52K | 0.00 | 0.00 | 0.00 |
| SG&A | 10.27M | 8.73M | 9.31M | 8.66M | 7.64M | 7.00M | 6.41M | 5.96M | 5.71M | 5.24M | 4.41M | 2.29M | 1.69M | 1.03M |
| Other Expenses | 0.00 | -20.36M | -21.13M | -20.49M | -3.83M | -3.47M | -3.19M | -3.21M | 0.00 | 0.00 | 0.00 | -6.80M | -5.30M | -4.53M |
| Operating Expenses | 10.27M | -11.63M | -11.82M | -11.82M | 3.83M | 3.47M | 3.19M | 3.21M | 8.31M | 7.66M | 6.86M | -4.51M | -3.61M | -3.50M |
| Cost & Expenses | 10.27M | -11.63M | -11.82M | -11.82M | 11.77M | 11.16M | 10.02M | 9.69M | 8.31M | 7.66M | 6.86M | -4.51M | -3.61M | -3.50M |
| Interest Income | 21.44M | 18.12M | 17.17M | 16.11M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.24M | 3.60M | 865.51K |
| Interest Expense | 2.10M | 1.02M | 1.29M | 1.51M | 319.08K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.96M | 839.46K | 206.28K |
| Depreciation & Amortization | 544.63K | 630.06K | 983.63K | 812.65K | 737.12K | 699.86K | 639.88K | 592.22K | -3.63M | -3.06M | -3.31M | 229.67K | 201.29K | 165.04K |
| EBITDA | 10.29M | 8.99M | 8.68M | 7.04M | 737.12K | 699.86K | 639.88K | 5.08M | -14.62K | -38.96K | -284.69K | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 43.83% | 47.64% | 44.49% | 39.01% | 4.23% | 4.15% | 4.25% | -0.20% | -0.12% | -0.36% | -2.88% | 55.89% | 22.13% | -298.32% |
| Operating Income | 13.40M | 9.38M | 7.70M | 6.23M | 5.64M | 5.68M | 5.03M | 4.52M | 3.63M | 3.06M | 3.31M | 750.69K | -310.49K | -2.71M |
| Operating Income Ratio | 57.08% | 44.64% | 39.45% | 34.51% | 32.40% | 33.74% | 33.42% | 31.87% | 30.43% | 28.69% | 33.48% | 14.28% | -9.41% | -345.64% |
| Total Other Income/Expenses | -3.66M | -3.42M | -3.73M | -3.14M | -3.28M | -2.98M | -2.72M | 0.00 | -2.59M | -2.42M | -2.45M | 0.00 | 485.00 | 0.00 |
| Income Before Tax | 9.75M | 8.36M | 7.70M | 6.23M | 5.64M | 5.68M | 5.03M | 4.49M | 3.61M | 3.03M | 3.03M | 750.69K | -310.49K | -2.71M |
| Income Before Tax Ratio | 41.51% | 39.79% | 39.45% | 34.51% | 32.40% | 33.74% | 33.42% | 31.67% | 30.31% | 28.32% | 30.60% | 14.28% | -9.41% | -345.64% |
| Income Tax Expense | 2.70M | 2.33M | 2.11M | 1.83M | 1.52M | 1.54M | 2.47M | 1.80M | 1.34M | 1.01M | 1.16M | 800.00 | 800.00 | 1.60K |
| Net Income | 7.04M | 6.02M | 5.59M | 4.41M | 4.11M | 4.14M | 2.57M | 2.69M | 2.27M | 2.01M | 1.87M | 749.89K | -311.29K | -2.71M |
| Net Income Ratio | 30.00% | 28.67% | 28.65% | 24.40% | 23.63% | 24.58% | 17.04% | 19.00% | 19.08% | 18.82% | 18.89% | 14.26% | -9.43% | -345.84% |
| EPS | 3.61 | 3.06 | 2.87 | 2.28 | 2.13 | 2.14 | 1.34 | 1.42 | 1.21 | 1.09 | 1.02 | 0.45 | -0.19 | -1.65 |
| EPS Diluted | 3.58 | 3.03 | 2.82 | 2.28 | 2.10 | 2.12 | 1.32 | 1.40 | 1.21 | 1.09 | 1.02 | 0.41 | -0.17 | -1.54 |
| Weighted Avg Shares Out | 1.95M | 1.97M | 1.95M | 1.93M | 1.93M | 1.94M | 1.92M | 1.89M | 1.88M | 1.85M | 1.83M | 1.67M | 1.65M | 1.65M |
| Weighted Avg Shares Out (Dil) | 1.97M | 1.99M | 1.98M | 1.93M | 1.96M | 1.95M | 1.95M | 1.92M | 1.89M | 1.85M | 1.83M | 1.83M | 1.80M | 1.76M |
Redwood Capital Bank Welcomes Stephanie Bye, Senior Vice President, Chief Risk Officer
Earnings Release – Redwood Capital Bancorp – Second Quarter, 2024
Earnings Release – Redwood Capital Bancorp – First Quarter, 2024
Earnings Release – Redwood Capital Bancorp – Year End 2023
Earnings Release – Redwood Capital Bancorp – Third Quarter, 2023
Source: https://incomestatements.info
Category: Stock Reports