See more : Polskie Górnictwo Naftowe i Gazownictwo S.A. (PGN.WA) Income Statement Analysis – Financial Results
Complete financial analysis of SouthPoint Bancshares, Inc. (SOUB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of SouthPoint Bancshares, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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SouthPoint Bancshares, Inc. (SOUB)
About SouthPoint Bancshares, Inc.
SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. It operates five branches in Birmingham, Vestavia Hills, Gardendale, Trussville, and Wilsonville. The company also operates a full-service mortgage division with six branches throughout the state of Alabama. SouthPoint Bancshares, Inc. was incorporated in 2005 and is based in Birmingham, Alabama.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55.72M | 61.35M | 42.59M | 37.28M | 25.94M | 21.05M | 16.59M | 15.23M | 11.85M | 10.40M |
| Cost of Revenue | -43.91M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 99.64M | 61.35M | 42.59M | 37.28M | 25.94M | 21.05M | 16.59M | 15.23M | 11.85M | 10.40M |
| Gross Profit Ratio | 178.81% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 1.23M | 1.27M | 1.64M | 1.14M | 591.45K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 0.00 | 20.71K | 17.07K | 15.82K | 9.69K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 1.23M | 1.27M | 1.64M | 1.14M | 591.45K | 8.37M | 8.12M | 7.33M | 5.97M | 5.40M |
| Other Expenses | 57.90M | -11.43M | -7.39M | -4.55M | -3.28M | -2.89M | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 59.13M | 11.43M | 7.39M | 4.55M | 3.28M | 2.89M | 11.43M | 11.13M | 8.94M | 8.37M |
| Cost & Expenses | 15.22M | 45.17M | 32.63M | 27.86M | 19.63M | 15.69M | 11.43M | 11.13M | 8.94M | 8.37M |
| Interest Income | 91.32M | 50.90M | 27.96M | 21.98M | 19.33M | 15.90M | 13.20M | 0.00 | 0.00 | 0.00 |
| Interest Expense | 40.50M | 9.56M | 4.17M | 4.49M | 5.34M | 402.09K | 1.84M | 0.00 | 0.00 | 0.00 |
| Depreciation & Amortization | 1.17M | 845.99K | 653.23K | 540.51K | 536.43K | 546.36K | -5.12M | -4.11M | -2.79M | -2.10M |
| EBITDA | 21.06M | 9.55M | 4.05M | 9.96M | 12.14M | 0.00 | 0.00 | -9.72K | 123.14K | 2.22M |
| EBITDA Ratio | 37.79% | 0.00% | 0.00% | 27.36% | 0.00% | 0.39% | 0.27% | -0.06% | 1.04% | 21.36% |
| Operating Income | 55.72M | 16.18M | 9.97M | 9.42M | 6.31M | 5.28M | 5.12M | 4.11M | 2.79M | 2.10M |
| Operating Income Ratio | 100.00% | 26.38% | 23.40% | 25.27% | 24.32% | 25.07% | 30.85% | 26.98% | 23.51% | 20.21% |
| Total Other Income/Expenses | -35.78M | 6.63M | 5.92M | -2.80M | -5.84M | -3.63M | -3.31M | -3.80M | 123.14K | -2.97M |
| Income Before Tax | 19.95M | 16.18M | 9.97M | 9.42M | 6.31M | 5.36M | 5.16M | 4.10M | 2.91M | 2.02M |
| Income Before Tax Ratio | 35.80% | 26.38% | 23.40% | 25.27% | 24.32% | 25.46% | 31.12% | 26.91% | 24.55% | 19.46% |
| Income Tax Expense | 4.36M | 3.55M | 2.19M | 2.09M | 1.31M | 996.13K | 2.05M | 1.13M | 872.25K | 1.15M |
| Net Income | 15.59M | 12.63M | 7.77M | 7.33M | 5.00M | 4.36M | 3.12M | 2.97M | 2.04M | 3.17M |
| Net Income Ratio | 27.98% | 20.59% | 18.25% | 19.66% | 19.27% | 20.73% | 18.79% | 19.52% | 17.18% | 30.51% |
| EPS | 4.88 | 4.39 | 3.85 | 3.64 | 2.50 | 2.18 | 1.57 | 1.51 | 0.97 | 0.00 |
| EPS Diluted | 4.88 | 4.39 | 3.85 | 3.64 | 2.50 | 2.18 | 1.57 | 1.51 | 0.97 | 0.00 |
| Weighted Avg Shares Out | 3.20M | 2.88M | 2.02M | 2.01M | 2.00M | 2.00M | 1.99M | 1.96M | 2.10M | 2.10M |
| Weighted Avg Shares Out (Dil) | 3.20M | 2.88M | 2.02M | 2.01M | 2.00M | 2.00M | 1.99M | 1.96M | 2.10M | 0.00 |
Source: https://incomestatements.info
Category: Stock Reports