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Complete financial analysis of TFS Financial Corporation (TFSL) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of TFS Financial Corporation, a leading company in the Banks – Regional industry within the Financial Services sector.
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TFS Financial Corporation (TFSL)
About TFS Financial Corporation
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 303.16M | 305.00M | 291.20M | 286.93M | 295.52M | 285.89M | 302.48M | 298.75M | 295.37M | 294.39M | 293.33M | 297.02M | 286.61M | 277.56M | 285.48M | 298.28M | 267.64M | 244.59M | 190.27M | 226.22M | 0.00 | 81.47M | 44.74M |
| Cost of Revenue | -455.62M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 758.78M | 305.00M | 291.20M | 286.93M | 295.52M | 285.89M | 302.48M | 298.75M | 295.37M | 294.39M | 293.33M | 297.02M | 286.61M | 277.56M | 285.48M | 298.28M | 267.64M | 244.59M | 190.27M | 226.22M | 0.00 | 81.47M | 44.74M |
| Gross Profit Ratio | 250.29% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 122.35M | 126.24M | 118.70M | 117.95M | 114.63M | 114.42M | 112.51M | 105.74M | 106.66M | 106.77M | 100.24M | 99.49M | 94.41M | 95.53M | 102.81M | 96.97M | 75.92M | 73.00M | 68.37M | 71.15M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 19.73M | 25.29M | 21.26M | 19.17M | 16.51M | 19.36M | 19.25M | 19.71M | 16.96M | 19.90M | 14.26M | 12.98M | 9.80M | 7.75M | 6.04M | 7.12M | 14.15M | 13.53M | 10.94M | 6.56M | 0.00 | 0.00 | 0.00 |
| SG&A | 142.08M | 151.53M | 139.96M | 137.13M | 131.15M | 133.79M | 131.76M | 125.45M | 123.61M | 126.68M | 114.50M | 112.47M | 104.21M | 103.28M | 108.86M | 104.08M | 90.07M | 86.52M | 79.31M | 77.70M | 0.00 | 0.00 | 0.00 |
| Other Expenses | 161.08M | -363.15M | -197.17M | -323.96M | -326.42M | -317.46M | -150.97M | -160.76M | -178.59M | -198.32M | -205.73M | -211.71M | -221.56M | -188.92M | -165.74M | -125.15M | 54.31M | 57.29M | 81.26M | 20.71M | 55.47M | 247.09M | 292.00M |
| Operating Expenses | 303.16M | -211.63M | -57.21M | -186.84M | -195.27M | -183.67M | -19.21M | -35.31M | -54.98M | -71.64M | -91.23M | -99.24M | -117.36M | -85.64M | -56.88M | -21.06M | 144.37M | 143.81M | 160.57M | 98.41M | 55.47M | 247.09M | 292.00M |
| Cost & Expenses | 303.16M | -211.63M | -57.21M | -186.84M | -195.27M | -183.67M | -19.21M | -35.31M | -54.98M | -71.64M | -91.23M | -99.24M | -117.36M | -85.64M | -56.88M | -21.06M | 144.37M | 143.81M | 160.57M | 98.41M | 55.47M | 247.09M | 292.00M |
| Interest Income | 734.07M | 611.92M | 409.33M | 389.35M | 455.30M | 482.09M | 443.05M | 409.00M | 388.44M | 383.48M | 374.68M | 383.97M | 417.85M | 427.49M | 435.07M | 485.33M | 550.18M | 537.73M | 485.80M | 418.76M | 0.00 | 414.11M | 445.61M |
| Interest Expense | 455.62M | 328.35M | 141.94M | 157.72M | 213.03M | 216.67M | 162.10M | 130.10M | 118.03M | 113.35M | 103.25M | 115.42M | 155.65M | 179.85M | 210.39M | 257.15M | 330.32M | 344.52M | 289.14M | 227.62M | 0.00 | 253.20M | 306.85M |
| Depreciation & Amortization | 0.00 | 18.12M | 27.04M | 32.57M | 32.82M | 22.95M | 25.19M | 20.89M | 19.37M | 17.45M | 13.29M | 21.32M | 22.77M | 19.40M | 18.47M | 18.50M | 8.85M | 6.88M | 11.59M | 19.42M | 0.00 | 0.00 | 0.00 |
| EBITDA | 100.31M | 111.48M | 119.09M | 132.66M | 133.07M | 125.16M | 146.35M | 154.23M | 141.73M | 126.85M | 112.14M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 55.47M | 328.56M | 336.74M |
| EBITDA Ratio | 33.09% | 30.61% | 89.64% | 46.24% | 45.03% | 43.78% | 101.98% | 95.17% | 87.94% | 81.59% | 73.43% | 73.76% | 67.00% | 76.14% | 86.54% | 99.14% | 157.25% | 161.61% | 190.48% | 152.09% | 0.00% | 403.30% | 752.72% |
| Operating Income | 100.31M | 93.37M | 233.99M | 100.09M | 100.25M | 102.21M | 283.27M | 263.44M | 240.39M | 222.75M | 202.11M | 197.78M | 169.26M | 191.92M | 228.60M | 277.22M | 412.02M | 388.41M | 350.85M | 324.63M | 55.47M | 328.56M | 336.74M |
| Operating Income Ratio | 33.09% | 30.61% | 80.35% | 34.88% | 33.92% | 35.75% | 93.65% | 88.18% | 81.39% | 75.66% | 68.90% | 66.59% | 59.05% | 69.14% | 80.08% | 92.94% | 153.94% | 158.80% | 184.39% | 143.50% | 0.00% | 403.30% | 752.72% |
| Total Other Income/Expenses | 0.00 | -47.32M | -40.76M | -42.08M | -46.46M | -43.89M | -44.85M | -43.54M | -44.62M | -50.40M | -48.89M | -57.20M | -178.41M | -199.25M | -228.85M | -821.00K | 3.49M | 5.43M | 0.00 | 0.00 | 0.00 | 240.99M | 277.15M |
| Income Before Tax | 100.31M | 93.37M | 92.05M | 100.09M | 100.25M | 102.21M | 121.16M | 133.34M | 122.36M | 109.40M | 98.86M | 82.36M | 13.61M | 12.08M | 18.21M | 20.07M | 81.70M | 43.88M | 61.71M | 97.01M | 0.00 | 75.36M | 29.89M |
| Income Before Tax Ratio | 33.09% | 30.61% | 31.61% | 34.88% | 33.92% | 35.75% | 40.06% | 44.63% | 41.43% | 37.16% | 33.70% | 27.73% | 4.75% | 4.35% | 6.38% | 6.73% | 30.52% | 17.94% | 32.43% | 42.88% | 0.00% | 92.51% | 66.81% |
| Income Tax Expense | 20.73M | 18.12M | 17.49M | 19.09M | 16.93M | 21.98M | 35.76M | 44.46M | 41.81M | 36.80M | 32.97M | 26.40M | 2.13M | 2.74M | 6.87M | 5.68M | 27.21M | 18.27M | 18.17M | 32.50M | -55.47M | 23.38M | 8.05M |
| Net Income | 79.59M | 75.25M | 74.57M | 81.01M | 83.32M | 80.24M | 85.41M | 88.88M | 80.55M | 72.59M | 65.89M | 55.96M | 11.48M | 9.34M | 11.34M | 14.40M | 54.49M | 25.61M | 43.54M | 64.51M | 55.47M | 51.99M | 21.84M |
| Net Income Ratio | 26.25% | 24.67% | 25.61% | 28.23% | 28.19% | 28.07% | 28.24% | 29.75% | 27.27% | 24.66% | 22.46% | 18.84% | 4.01% | 3.37% | 3.97% | 4.83% | 20.36% | 10.47% | 22.88% | 28.52% | 0.00% | 63.81% | 48.81% |
| EPS | 0.29 | 0.27 | 0.26 | 0.29 | 0.30 | 0.29 | 0.31 | 0.32 | 0.29 | 0.25 | 0.22 | 0.19 | 0.04 | 0.03 | 0.04 | 0.05 | 0.17 | 0.10 | 0.19 | 0.22 | 0.19 | 0.23 | 0.07 |
| EPS Diluted | 0.29 | 0.26 | 0.26 | 0.29 | 0.29 | 0.28 | 0.31 | 0.32 | 0.28 | 0.25 | 0.22 | 0.18 | 0.04 | 0.03 | 0.04 | 0.05 | 0.17 | 0.10 | 0.19 | 0.22 | 0.19 | 0.23 | 0.07 |
| Weighted Avg Shares Out | 278.18M | 277.44M | 277.37M | 276.69M | 275.86M | 275.40M | 275.59M | 277.21M | 281.57M | 289.94M | 298.97M | 301.83M | 301.23M | 300.36M | 299.80M | 301.23M | 319.39M | 269.51M | 227.12M | 293.22M | 289.63M | 226.03M | 293.17M |
| Weighted Avg Shares Out (Dil) | 279.14M | 278.58M | 278.69M | 278.58M | 277.80M | 277.37M | 277.30M | 279.27M | 283.79M | 292.21M | 300.56M | 302.75M | 301.77M | 300.97M | 300.25M | 301.59M | 319.50M | 269.51M | 227.12M | 293.22M | 289.63M | 226.03M | 293.17M |
TFS Financial Corporation Declares Dividend
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland (the “Association”), today announced that the Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on...
Mutual Holding Company for TFS Financial Corporation To Seek Member Approval for Dividend Waivers
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (Nasdaq: TFSL), (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland, announced that Third Federal Savings and Loan Association of Cleveland, MHC, (the “MHC”), the mutual holding company that owns 80.9%...
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TFS Financial Corporation Announces Second Quarter Earnings
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter and six months ended March 31, 2024. “We continue to follow the...
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TFS Financial Corporation Declares Dividend
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced that the Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on...
TFS Financial Corporation Announces Earnings for the First Fiscal Quarter 2024
CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter ended December 31, 2023. “Third Federal is well-positioned to withstand the ongoing...
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Source: https://incomestatements.info
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