See more : Agronomics Limited (AGNMF) Income Statement Analysis – Financial Results
Complete financial analysis of Upstart Holdings, Inc. (UPST) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Upstart Holdings, Inc., a leading company in the Financial – Credit Services industry within the Financial Services sector.
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Upstart Holdings, Inc. (UPST)
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 513.56M | 853.29M | 851.86M | 241.44M | 190.67M | 125.80M | 66.71M |
| Cost of Revenue | 24.90M | 187.99M | 117.58M | 37.58M | 24.95M | 15.42M | 10.23M |
| Gross Profit | 488.66M | 665.29M | 734.28M | 203.86M | 165.73M | 110.38M | 56.48M |
| Gross Profit Ratio | 95.15% | 77.97% | 86.20% | 84.43% | 86.92% | 87.75% | 84.66% |
| Research & Development | 280.14M | 237.25M | 134.00M | 38.80M | 18.78M | 8.42M | 5.32M |
| General & Administrative | 212.39M | 185.29M | 121.44M | 45.61M | 31.87M | 19.82M | 15.43M |
| Selling & Marketing | 127.14M | 345.78M | 333.45M | 99.66M | 93.18M | 63.63M | 33.84M |
| SG&A | 339.53M | 531.07M | 454.89M | 145.27M | 125.04M | 83.45M | 49.27M |
| Other Expenses | 150.42M | 9.47M | -5.17M | 5.55M | 1.04M | 487.00K | 330.00K |
| Operating Expenses | 770.09M | 773.00M | 597.31M | 190.13M | 145.22M | 95.12M | 55.91M |
| Cost & Expenses | 770.09M | 960.99M | 714.88M | 227.72M | 170.17M | 110.53M | 66.14M |
| Interest Income | 169.00M | 105.58M | 47.31M | 4.82M | 63.31M | 76.68M | 21.13M |
| Interest Expense | 34.89M | 10.84M | 3.27M | 8.03M | 26.49M | 26.48M | 9.42M |
| Depreciation & Amortization | 24.90M | 13.51M | 7.54M | 2.28M | 774.00K | 314.00K | 93.00K |
| EBITDA | -215.12M | -89.51M | 140.88M | 11.77M | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | -41.89% | -10.49% | 17.95% | 9.14% | 11.90% | 14.97% | 2.96% |
| Operating Income | -256.52M | -103.02M | 145.39M | 19.79M | 21.91M | 18.51M | 1.88M |
| Operating Income Ratio | -49.95% | -12.07% | 17.07% | 8.20% | 11.49% | 14.72% | 2.82% |
| Total Other Income/Expenses | 16.50M | 4.79M | -7.15M | -5.82M | -4.95M | -11.22M | -8.86M |
| Income Before Tax | -240.03M | -109.07M | 133.73M | 5.95M | -4.95M | -11.22M | -8.86M |
| Income Before Tax Ratio | -46.74% | -12.78% | 15.70% | 2.46% | -2.59% | -8.92% | -13.27% |
| Income Tax Expense | 107.00K | 409.00K | 1.71M | 371.00K | 74.00K | 1.10M | 6.00K |
| Net Income | -240.13M | -108.67M | 135.44M | 5.98M | -466.00K | -12.32M | -7.72M |
| Net Income Ratio | -46.76% | -12.73% | 15.90% | 2.48% | -0.24% | -9.79% | -11.57% |
| EPS | -2.87 | -1.31 | 1.73 | 0.08 | -0.01 | -0.87 | -0.56 |
| EPS Diluted | -2.87 | -1.31 | 1.43 | 0.08 | -0.01 | -0.87 | -0.56 |
| Weighted Avg Shares Out | 83.77M | 82.77M | 78.11M | 73.31M | 73.31M | 14.13M | 13.87M |
| Weighted Avg Shares Out (Dil) | 83.77M | 82.77M | 94.77M | 73.31M | 73.31M | 14.13M | 13.87M |
Upstart Holdings, Inc. (UPST) Reports Q3 Loss, Tops Revenue Estimates
Upstart Holdings, Inc. (UPST) came out with a quarterly loss of $0.06 per share versus the Zacks Consensus Estimate of a loss of $0.14. This compares to loss of $0.05 per share a year ago.
Upstart's return to ‘growth mode' helps send the AI lending stock higher
Loan volumes picked up 43% on a sequential basis.
Fintech Stock Could be a Sleeping Giant
Upstart Holdings Inc (NASDAQ:UPST) stock was last seen up 5.5% at $53.34, as the broader market reacts to Donald Trump's Presidential election victory.
Stay Ahead of the Game With Upstart (UPST) Q3 Earnings: Wall Street's Insights on Key Metrics
Evaluate the expected performance of Upstart (UPST) for the quarter ended September 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
Should You Buy, Hold or Sell Upstart Stock Before Q3 Earnings?
Innovative product launches and a unique approach to consumer lending, using AI-driven models to assess credit risk, are likely to have boosted UPST's Q3 revenues.
Why Upstart Stock Climbed 30% in October
Interest rate cuts should help it get back to growth.
Upstart Holdings, Inc. (UPST) Rises As Market Takes a Dip: Key Facts
Upstart Holdings, Inc. (UPST) closed at $51.11 in the latest trading session, marking a +1.37% move from the prior day.
Robinhood Earnings Due. Upstart Broker Growing At 40% Clip.
The online brokerage continues to seize new avenues of growth, which now includes Harris or Trump contracts. The post Robinhood Earnings Due.
The Big 3: CCJ, UNH, UPST
Mike Shorr of @ProsperTradingAcademy swings by with a nuclear power play: Cameco (CCJ). He says A.I. power demand will mean big things for this space, but says CCJ is a technical play. Mike also provides example trade strategies for UnitedHealth...
Upstart Launches T-Prime
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Launches T-Prime.
Source: https://incomestatements.info
Category: Stock Reports