Complete financial analysis of Utkarsh Small Finance Bank Limited (UTKARSHBNK.BO) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Utkarsh Small Finance Bank Limited, a leading company in the Banks – Regional industry within the Financial Services sector.
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Utkarsh Small Finance Bank Limited (UTKARSHBNK.BO)
About Utkarsh Small Finance Bank Limited
Utkarsh Small Finance Bank Limited provides banking and financial services in India. The company offers savings account, fixed, recurring, and tax saver fixed deposits; debit, credit, and other cards; home, LAP retail, personal, gold, and other loans; life and general insurance; investment products; and remittance, bill payment, locker facility, overdraft facility against fixed deposits, ATM and branch banking, and internet and mobile banking services for individual customers. It also provides current and institutional banking accounts; micro banking group, MSME, wholesale, micro banking business, commercial vehicle and construction equipment, and other loans; life and general insurance; various investment products; and remittance, bill payment, ATM, and internet and mobile banking services for business customers. The company was incorporated in 2016 and is based in Varanasi, India. Utkarsh Small Finance Bank Limited operates as a subsidiary of Utkarsh CoreInvest Limited.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 22.86B | 18.28B | 12.46B | 9.64B | 14.06B | 9.58B | 5.45B |
| Cost of Revenue | -12.93B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 35.79B | 18.28B | 12.46B | 9.64B | 14.06B | 9.58B | 5.45B |
| Gross Profit Ratio | 156.54% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 307.50M | 560.39M | 450.06M | 316.42M | 0.00 | 0.00 | 0.00 |
| Selling & Marketing | 105.22M | 141.67M | 50.39M | 17.70M | 0.00 | 0.00 | 0.00 |
| SG&A | 412.72M | 702.06M | 500.45M | 334.12M | 0.00 | 0.00 | 0.00 |
| Other Expenses | 22.45B | -3.42B | -2.53B | -1.80B | -1.77B | -1.16B | -880.30M |
| Operating Expenses | 22.86B | 10.05B | 7.37B | 5.46B | 1.77B | 1.16B | 880.30M |
| Cost & Expenses | 22.86B | 22.67B | 19.43B | 15.74B | 11.56B | 7.90B | 6.55B |
| Interest Income | 31.78B | 25.05B | 18.49B | 15.81B | 0.00 | 0.00 | 0.00 |
| Interest Expense | 12.93B | 9.76B | 7.88B | 7.42B | 58.17M | 159.99M | 431.50M |
| Depreciation & Amortization | 652.67M | 586.55M | 408.84M | 295.77M | 254.08M | 184.65M | 141.98M |
| EBITDA | 7.25B | 5.94B | 1.21B | 1.81B | 2.82B | 2.03B | -956.79M |
| EBITDA Ratio | 31.70% | 33.09% | 10.21% | 19.44% | 20.03% | 21.15% | -9.64% |
| Operating Income | 7.25B | 5.46B | 863.15M | 1.58B | 2.56B | 1.84B | -667.27M |
| Operating Income Ratio | 31.70% | 29.89% | 6.93% | 16.37% | 18.22% | 19.23% | -12.25% |
| Total Other Income/Expenses | -652.67M | 441.00K | 679.00K | -295.76M | -58.17M | -159.99M | -431.50M |
| Income Before Tax | 6.59B | 5.36B | 797.17M | 1.51B | 2.50B | 1.68B | -1.10B |
| Income Before Tax Ratio | 28.84% | 29.31% | 6.40% | 15.71% | 17.81% | 17.56% | -20.17% |
| Income Tax Expense | 1.62B | 1.31B | 182.51M | 396.21M | 636.73M | 573.82M | -324.54M |
| Net Income | 4.98B | 4.05B | 614.62M | 1.12B | 1.87B | 1.11B | -774.23M |
| Net Income Ratio | 21.77% | 22.12% | 4.93% | 11.60% | 13.28% | 11.57% | -14.21% |
| EPS | 4.79 | 3.69 | 0.56 | 1.46 | 2.49 | 1.62 | -2.13 |
| EPS Diluted | 4.75 | 3.69 | 0.56 | 1.46 | 2.49 | 1.62 | -2.13 |
| Weighted Avg Shares Out | 1.04B | 1.10B | 1.10B | 765.13M | 748.95M | 683.65M | 363.86M |
| Weighted Avg Shares Out (Dil) | 1.05B | 1.10B | 1.10B | 765.13M | 748.95M | 683.65M | 363.86M |
Source: https://incomestatements.info
Category: Stock Reports