See more : Inly Media Co., Ltd. (603598.SS) Income Statement Analysis – Financial Results
Complete financial analysis of Zions Bancorporation, National Association (ZION) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Zions Bancorporation, National Association, a leading company in the Banks – Regional industry within the Financial Services sector.
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Zions Bancorporation, National Association (ZION)
About Zions Bancorporation, National Association
Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.71B | 3.34B | 2.91B | 2.79B | 2.83B | 2.78B | 2.61B | 2.38B | 2.09B | 2.19B | 2.03B | 2.15B | 2.25B | 2.22B | 2.53B | 2.16B | 2.29B | 2.32B | 1.80B | 1.59B | 1.59B | 1.41B | 1.37B | 1.09B | 1.01B | 744.50M | 495.00M | 371.40M | 313.70M | 271.80M | 234.90M | 205.90M | 190.40M | 178.30M | 159.10M | 0.00 | 0.00 | 0.00 | 0.00 | 107.00M | 101.80M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 47.58M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 2.71B | 3.34B | 2.91B | 2.79B | 2.83B | 2.78B | 2.61B | 2.38B | 2.09B | 2.19B | 2.03B | 2.15B | 2.25B | 2.17B | 2.53B | 2.16B | 2.29B | 2.32B | 1.80B | 1.59B | 1.59B | 1.41B | 1.37B | 1.09B | 1.01B | 744.50M | 495.00M | 371.40M | 313.70M | 271.80M | 234.90M | 205.90M | 190.40M | 178.30M | 159.10M | 0.00 | 0.00 | 0.00 | 0.00 | 107.00M | 101.80M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 97.85% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 0.00% | 0.00% | 0.00% | 0.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 1.35B | 1.29B | 1.15B | 1.11B | 1.17B | 1.12B | 1.06B | 1.02B | 1.01B | 988.60M | 950.94M | 929.06M | 938.21M | 879.15M | 951.36M | 847.96M | 836.40M | 784.76M | 573.90M | 531.30M | 491.56M | 478.03M | 441.45M | 349.29M | 346.70M | 249.60M | 160.00M | 118.10M | 103.00M | 93.30M | 79.20M | 66.00M | 58.50M | 56.30M | 49.20M | 0.00 | 0.00 | 0.00 | 0.00 | 79.30M | 71.10M |
| Selling & Marketing | 46.00M | 39.00M | 19.00M | 19.00M | 19.00M | 26.00M | 22.00M | 22.14M | 25.31M | 25.10M | 23.36M | 25.72M | 27.16M | 24.82M | 22.98M | 30.73M | 26.92M | 26.47M | 21.36M | 19.75M | 18.21M | 20.58M | 22.78M | 25.42M | 18.50M | 11.90M | 7.40M | 5.30M | 5.20M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 1.40B | 1.32B | 1.17B | 1.13B | 1.19B | 1.15B | 1.09B | 1.04B | 1.03B | 1.01B | 974.30M | 954.78M | 965.38M | 903.97M | 974.34M | 878.69M | 863.32M | 811.22M | 595.27M | 551.05M | 509.78M | 498.61M | 464.23M | 374.71M | 365.20M | 261.50M | 167.40M | 123.40M | 108.20M | 93.30M | 79.20M | 66.00M | 58.50M | 56.30M | 49.20M | 0.00 | 0.00 | 0.00 | 0.00 | 79.30M | 71.10M |
| Other Expenses | 1.72B | -1.29B | -2.64B | -3.25B | -2.97B | -2.53B | -208.00M | -240.88M | 0.00 | 0.00 | 0.00 | 0.00 | 33.68M | 85.36M | 280.46M | -2.24B | -1.10B | -1.17B | -1.10B | -1.19B | -1.24B | -1.07B | -749.75M | -402.99M | -451.80M | -356.00M | -144.30M | -122.80M | -96.10M | -115.00M | -125.50M | -93.10M | -52.70M | -30.30M | -23.60M | -17.90M | -14.40M | 20.60M | 28.20M | 175.80M | 143.10M |
| Operating Expenses | 3.12B | 39.00M | -1.47B | -2.12B | -1.78B | -1.39B | 22.00M | 22.14M | 25.31M | 25.10M | 23.36M | 25.72M | 27.16M | 24.82M | 1.25B | -1.36B | -241.44M | -361.46M | -507.75M | -635.60M | -730.12M | -567.20M | -285.51M | -28.28M | -86.60M | -94.50M | 23.10M | 600.00K | 12.10M | -21.70M | -46.30M | -27.10M | 5.80M | 26.00M | 25.60M | -17.90M | -14.40M | 20.60M | 28.20M | 255.10M | 214.20M |
| Cost & Expenses | 3.12B | 39.00M | -1.47B | -2.12B | -1.78B | -1.39B | 22.00M | 22.14M | 25.31M | 25.10M | 23.36M | 25.72M | 27.16M | 72.40M | 1.25B | -1.36B | -241.44M | -361.46M | -507.75M | -635.60M | -730.12M | -567.20M | -285.51M | -28.28M | -86.60M | -94.50M | 23.10M | 600.00K | 12.10M | -21.70M | -46.30M | -27.10M | 5.80M | 26.00M | 25.60M | -17.90M | -14.40M | 20.60M | 28.20M | 430.90M | 357.30M |
| Interest Income | 3.95B | 2.71B | 2.27B | 2.37B | 2.68B | 2.48B | 2.19B | 1.95B | 1.83B | 1.85B | 1.94B | 2.04B | 2.20B | 2.32B | 2.52B | 2.97B | 3.21B | 2.82B | 1.91B | 1.51B | 1.40B | 1.46B | 1.59B | 1.63B | 1.36B | 976.10M | 682.30M | 479.00M | 430.50M | 354.00M | 267.70M | 258.20M | 285.60M | 287.30M | 282.60M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Expense | 1.51B | 185.00M | 59.00M | 153.00M | 411.00M | 251.00M | 127.00M | 86.97M | 118.21M | 173.00M | 245.08M | 306.78M | 432.40M | 592.46M | 617.79M | 1.00B | 1.32B | 1.05B | 548.91M | 330.64M | 303.89M | 420.78M | 642.16M | 822.81M | 617.80M | 432.30M | 330.50M | 218.50M | 203.50M | 155.40M | 110.90M | 114.20M | 154.10M | 166.10M | 161.90M | 0.00 | 0.00 | 0.00 | 0.00 | 175.80M | 143.10M |
| Depreciation & Amortization | 140.00M | 110.00M | -14.00M | 86.00M | 188.00M | 193.00M | 179.00M | 123.09M | 151.09M | 128.65M | 130.62M | 214.62M | 299.95M | 25.52M | 31.67M | 33.16M | 124.97M | 133.77M | 100.67M | 94.78M | 94.54M | 87.09M | 119.61M | 114.97M | 90.60M | 52.10M | 31.50M | 21.90M | 18.10M | 17.70M | 17.00M | 15.80M | 5.30M | 5.40M | 5.40M | 12.40M | 0.00 | 0.00 | 0.00 | 175.80M | 143.10M |
| EBITDA | 1.03B | 1.26B | 1.43B | 758.00M | 1.24B | 1.34B | 1.12B | 827.91M | 537.86M | 679.11M | 537.05M | 726.75M | 761.76M | 0.00 | 0.00 | 0.00 | 0.00 | 1.04B | 842.55M | 719.17M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -5.50M | -14.40M | 20.60M | 28.20M | 203.40M | 173.90M |
| EBITDA Ratio | 37.93% | 43.36% | 49.19% | 27.18% | 43.79% | 57.05% | 47.60% | 38.40% | 34.47% | 42.18% | 38.47% | 49.46% | 55.66% | 25.53% | -31.06% | 38.51% | 94.92% | 90.17% | 77.39% | 66.04% | 59.91% | 66.00% | 87.88% | 107.94% | 100.40% | 94.30% | 111.03% | 106.06% | 109.63% | 98.53% | 87.53% | 94.51% | 105.83% | 117.61% | 119.48% | 0.00% | 0.00% | 0.00% | 0.00% | 190.09% | 170.83% |
| Operating Income | 1.06B | 1.34B | 1.45B | 672.00M | 1.05B | 1.39B | 1.06B | 791.87M | 570.07M | 794.42M | 651.85M | 849.71M | 954.78M | 540.15M | -818.29M | 799.66M | 2.05B | 1.95B | 1.29B | 956.76M | 855.47M | 844.76M | 1.08B | 1.06B | 921.40M | 650.00M | 518.10M | 372.00M | 325.80M | 250.10M | 188.60M | 178.80M | 196.20M | 204.30M | 184.70M | -17.90M | -14.40M | 20.60M | 28.20M | 27.60M | 30.80M |
| Operating Income Ratio | 39.00% | 40.07% | 49.67% | 24.09% | 37.16% | 50.11% | 40.74% | 33.23% | 27.25% | 36.30% | 32.05% | 39.49% | 42.35% | 24.38% | -32.31% | 36.98% | 89.48% | 84.39% | 71.79% | 60.08% | 53.95% | 59.83% | 79.14% | 97.41% | 91.41% | 87.31% | 104.67% | 100.16% | 103.86% | 92.02% | 80.29% | 86.84% | 103.05% | 114.58% | 116.09% | 0.00% | 0.00% | 0.00% | 0.00% | 25.79% | 30.26% |
| Total Other Income/Expenses | -169.00M | -51.00M | -29.00M | -62.00M | -22.00M | -54.00M | -64.00M | -38.09M | -41.14M | -86.27M | -174.30M | -80.13M | -33.68M | -403.17M | -252.15M | -314.70M | -164.66M | -29.04M | -7.84M | -660.00K | -302.12M | -359.95M | -635.00M | -822.81M | -617.80M | -432.30M | -330.50M | -218.50M | -203.50M | -155.40M | -112.50M | -114.20M | -154.10M | -166.10M | -165.70M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Before Tax | 886.00M | 1.15B | 1.45B | 672.00M | 1.05B | 1.14B | 936.00M | 704.91M | 451.86M | 621.42M | 406.43M | 541.57M | 521.27M | -403.17M | -1.62B | -314.70M | 737.50M | 912.92M | 743.54M | 626.11M | 553.34M | 484.81M | 447.98M | 241.37M | 303.60M | 217.70M | 187.60M | 153.50M | 122.30M | 94.70M | 76.10M | 64.60M | 42.10M | 38.20M | 19.00M | 0.00 | 0.00 | 0.00 | 0.00 | 27.60M | 30.80M |
| Income Before Tax Ratio | 32.75% | 34.52% | 49.67% | 24.09% | 37.16% | 41.09% | 35.88% | 29.58% | 21.60% | 28.39% | 19.98% | 25.17% | 23.12% | -18.20% | -64.09% | -14.55% | 32.14% | 39.42% | 41.30% | 39.32% | 34.90% | 34.34% | 32.74% | 22.09% | 30.12% | 29.24% | 37.90% | 41.33% | 38.99% | 34.84% | 32.40% | 31.37% | 22.11% | 21.42% | 11.94% | 0.00% | 0.00% | 0.00% | 0.00% | 25.79% | 30.26% |
| Income Tax Expense | 206.00M | 245.00M | 317.00M | 133.00M | 237.00M | 259.00M | 344.00M | 235.86M | 142.39M | 222.96M | 142.98M | 193.42M | 198.58M | -106.82M | -401.34M | -43.37M | 235.74M | 317.95M | 263.42M | 220.13M | 213.75M | 167.70M | 157.80M | 79.66M | 109.50M | 70.90M | 65.20M | 52.10M | 41.00M | 30.90M | 24.70M | 21.20M | 13.00M | 11.60M | 5.10M | 0.00 | 14.40M | -20.60M | -28.20M | 2.60M | 6.30M |
| Net Income | 680.00M | 907.00M | 1.13B | 539.00M | 816.00M | 884.00M | 592.00M | 469.05M | 309.47M | 404.91M | 263.79M | 349.52M | 323.80M | -292.73M | -1.22B | -266.27M | 493.75M | 583.13M | 480.12M | 405.99M | 337.82M | 256.28M | 283.02M | 161.71M | 194.10M | 146.80M | 122.40M | 101.40M | 81.30M | 63.80M | 53.00M | 43.40M | 29.10M | 26.60M | 17.70M | -17.90M | -14.40M | 20.60M | 28.20M | 25.00M | 24.50M |
| Net Income Ratio | 25.14% | 27.18% | 38.78% | 19.33% | 28.79% | 31.78% | 22.69% | 19.68% | 14.79% | 18.50% | 12.97% | 16.24% | 14.36% | -13.21% | -48.02% | -12.31% | 21.52% | 25.18% | 26.67% | 25.50% | 21.31% | 18.15% | 20.68% | 14.80% | 19.26% | 19.72% | 24.73% | 27.30% | 25.92% | 23.47% | 22.56% | 21.08% | 15.28% | 14.92% | 11.13% | 0.00% | 0.00% | 0.00% | 0.00% | 23.36% | 24.07% |
| EPS | 4.35 | 5.80 | 6.80 | 3.06 | 4.41 | 4.28 | 2.71 | 2.00 | 1.20 | 1.72 | 1.58 | 0.97 | 0.83 | -1.76 | -9.77 | -2.44 | 4.47 | 5.46 | 5.27 | 4.53 | 3.75 | 2.80 | 3.10 | 1.87 | 2.29 | 1.77 | 1.88 | 1.70 | 1.39 | 1.09 | 1.06 | 0.88 | 0.60 | 0.56 | 0.38 | -0.38 | -0.32 | 0.45 | 0.63 | 0.55 | 0.54 |
| EPS Diluted | 4.35 | 5.79 | 6.79 | 3.03 | 4.16 | 4.28 | 2.60 | 1.99 | 1.20 | 1.71 | 1.58 | 0.97 | 0.83 | -1.76 | -9.77 | -2.44 | 4.42 | 5.36 | 5.16 | 4.47 | 3.72 | 2.78 | 3.07 | 1.86 | 2.26 | 1.75 | 1.84 | 1.68 | 1.37 | 1.09 | 1.05 | 0.88 | 0.60 | 0.56 | 0.38 | -0.38 | -0.32 | 0.45 | 0.61 | 0.55 | 0.54 |
| Weighted Avg Shares Out | 147.75M | 150.06M | 159.91M | 163.74M | 175.98M | 206.50M | 200.78M | 203.86M | 203.27M | 192.21M | 183.84M | 183.08M | 182.39M | 165.96M | 124.44M | 108.91M | 107.37M | 106.06M | 91.19M | 89.66M | 90.05M | 91.57M | 91.20M | 86.32M | 85.70M | 81.92M | 72.81M | 63.79M | 59.28M | 58.40M | 50.00M | 49.32M | 48.50M | 47.50M | 46.58M | 47.11M | 45.00M | 45.81M | 45.08M | 45.50M | 45.20M |
| Weighted Avg Shares Out (Dil) | 147.76M | 150.27M | 160.23M | 165.61M | 186.50M | 206.50M | 209.65M | 204.27M | 203.70M | 192.79M | 184.30M | 183.24M | 182.61M | 165.96M | 124.44M | 109.15M | 108.52M | 108.03M | 92.99M | 90.88M | 90.73M | 92.08M | 92.17M | 87.12M | 85.88M | 81.94M | 72.81M | 71.67M | 60.15M | 58.40M | 50.48M | 49.32M | 48.50M | 47.50M | 46.58M | 47.11M | 45.00M | 45.81M | 45.86M | 45.50M | 45.20M |
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Zions Bancorporation, National Association (ZION) Q4 2023 Earnings Call Transcript
Zions Bancorporation, National Association (ZION) Q4 2023 Earnings Call Transcript
Source: https://incomestatements.info
Category: Stock Reports
What are Zions Bancorporation’s recent revenue trends?
Zions Bancorporation, N.A revenue for the twelve months ending September 30, 2024 was $4.926B, a 11.35% increase year-over-year. Zions Bancorporation, N.A annual revenue for 2023 was $4.624B, a 38.57% increase. Zions Bancorporation, N.A annual revenue for 2022 was $3.337B, a 12.36% increase from 2021.